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Note 8 - Deposits | 12 Months Ended
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Dec. 31, 2024
Notes to Financial Statements |
Deposits Assets Disclosure Noncurrent [Text Block] |
(8) | DEPOSITS
Deposits at December 31, 2024 and 2023 consisted of the following:
(In thousands) |  | 2024 |  |  | 2023 |
Noninterest-bearing demand deposits |  | $ | 197,993 |  |  | $ | 205,535 |
NOW accounts |  |  | 377,137 |  |  |  | 391,232 |
Savings accounts |  |  | 222,635 |  |  |  | 237,542 |
Money market accounts |  |  | 68,794 |  |  |  | 65,315 |
Time deposits |  |  | 199,880 |  |  |  | 125,587 |
Total deposits |  | $ | 1,066,439 |  |  | $ | 1,025,211 |
The aggregate amount of time deposit accounts with balances that met or exceeded the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $250,000 was approximately $42.8 million and $32.4 million at December 31, 2024 and 2023, respectively. At December 31, 2024, scheduled maturities of time deposits were as follows:
Year ending December 31: |  |  |  |
(In thousands) |  |  |  |
2025 |  | $ | 188,235 |
2026 |  |  | 7,775 |
2027 |  |  | 1,971 |
2028 |  |  | 996 |
2029 |  |  | 903 |
Total |  | $ | 199,880 |
The Bank held deposits of approximately $10.7 million and $10.1 million for related parties at December 31, 2024 and 2023, respectively.

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