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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 18,418 $ 20,008
Interest bearing deposits with banks 5,479 3,171
Federal funds sold 82,020 15,491
Total cash and cash equivalents 105,917 38,670
Interest-bearing time deposits 2,695 3,920
Securities available for sale, at fair value (amortized cost $418,935 and $468,549, respectively) 389,243 437,271
Securities held to maturity, at amortized cost (fair value $4,591 and $4,446, respectively) 7,000 7,000
Loans held for sale 472 800
Loans, net of allowance for credit losses of $9,281 ($8,005 in 2023) 631,199 614,409
Federal Home Loan Bank and other stock, at cost 1,836 1,836
Premises and equipment 14,179 14,413
Accrued interest receivable 4,575 4,788
Cash value of life insurance 9,329 9,105
Goodwill 6,472 6,472
Core deposit intangible 86 232
Other assets 14,520 18,964
Total Assets 1,187,523 1,157,880
LIABILITIES    
Noninterest-bearing 197,993 205,535
Interest-bearing 868,446 819,676
Total deposits 1,066,439 1,025,211
Borrowed funds - Bank Term Funding Program ("BTFP") 0 21,500
Accrued interest payable 1,922 1,209
Accrued expenses and other liabilities 4,451 4,615
Total liabilities 1,072,812 1,052,535
Equity [Abstract]    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,803,963 shares (3,803,833 in 2023); outstanding 3,351,703 (3,350,660 in 2023) 38 38
Additional paid-in capital 41,676 41,588
Retained earnings-substantially restricted 105,290 97,105
Unearned stock compensation (135) (249)
Accumulated other comprehensive loss (22,990) (24,033)
Less treasury stock, at cost - 455,280 shares (453,173 in 2023) (9,280) (9,216)
Total First Capital, Inc. stockholders' equity 114,599 105,233
Noncontrolling interest in subsidiary 112 112
Total equity 114,711 105,345
Total Liabilities and Equity $ 1,187,523 $ 1,157,880