XML 51 R40.htm IDEA: XBRL DOCUMENT v3.25.1
Note 4 - Loans and Allowance for Credit Losses - Class of Loans Risk Category (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Originated current year $ 25,411   $ 99,113
Originated year one 100,766   116,141
Originated year two 111,835   139,056
Originated year three 135,729   73,867
Originated year four 71,513   41,560
Originated prior 133,089   96,033
Revolving 74,133   74,710
Loans 652,476   640,480
Current period gross write-offs 0    
Year one gross write-offs 35    
Year two gross write-offs 29    
Year three gross write-offs 45    
Year four gross write-offs 0    
Prior year gross write-offs 1    
Revolving gross write-offs 17    
Gross write-offs 127 $ 100  
Pass [Member]      
Originated current year 25,170   98,316
Originated year one 99,985   114,627
Originated year two 110,444   133,927
Originated year three 128,763   72,883
Originated year four 70,490   41,261
Originated prior 126,893   91,127
Revolving 73,814   74,191
Loans 635,559   626,332
Special Mention [Member]      
Originated current year 241   486
Originated year one 427   691
Originated year two 542   3,162
Originated year three 5,061   126
Originated year four 177   15
Originated prior 2,011   737
Revolving 19   242
Loans 8,478   5,459
Substandard [Member]      
Originated current year 0   311
Originated year one 311   716
Originated year two 711   0
Originated year three 0   614
Originated year four 604   211
Originated prior 2,438   2,178
Revolving 300   277
Loans 4,364   4,307
Doubtful [Member]      
Originated current year 0   0
Originated year one 43   107
Originated year two 138   1,967
Originated year three 1,905   244
Originated year four 242   73
Originated prior 1,747   1,991
Revolving 0   0
Loans 4,075   4,382
One-to-four Family Loan [Member] | Residential Portfolio Segment [Member]      
Originated current year 6,519   22,095
Originated year one 21,416   31,902
Originated year two 31,100   26,797
Originated year three 25,776   23,335
Originated year four 22,955   5,897
Originated prior 33,176   29,008
Revolving 0   0
Loans 140,942   139,034
Current period gross write-offs 0    
Year one gross write-offs 0    
Year two gross write-offs 0    
Year three gross write-offs 0    
Year four gross write-offs 0    
Prior year gross write-offs 0    
Revolving gross write-offs 0    
Gross write-offs (0) 1  
One-to-four Family Loan [Member] | Pass [Member] | Residential Portfolio Segment [Member]      
Originated current year 6,519   22,095
Originated year one 21,416   31,871
Originated year two 31,069   26,756
Originated year three 25,646   23,181
Originated year four 22,711   5,824
Originated prior 31,633   27,218
Revolving 0   0
Loans 138,994   136,945
One-to-four Family Loan [Member] | Special Mention [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   31
Originated year two 0   0
Originated year three 91   0
Originated year four 93   0
Originated prior 202   445
Revolving 0   0
Loans 386   476
One-to-four Family Loan [Member] | Substandard [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two     0
Originated year three 0   0
Originated year four 0   0
Originated prior 489   427
Revolving 0   0
Loans 489   427
One-to-four Family Loan [Member] | Doubtful [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 31   41
Originated year three 39   154
Originated year four 151   73
Originated prior 852   918
Revolving 0   0
Loans 1,073   1,186
Other Construction, Development and Land [Member] | Construction [Member]      
Originated current year 4,164   11,687
Originated year one 15,959   26,093
Originated year two 23,257   31,645
Originated year three 20,696   1,823
Originated year four 1,621   1,443
Originated prior 4,441   3,120
Revolving 0   0
Loans 70,138   75,811
Current period gross write-offs 0    
Year one gross write-offs 0    
Year two gross write-offs 0    
Year three gross write-offs 0    
Year four gross write-offs 0    
Prior year gross write-offs 0    
Revolving gross write-offs 0    
Gross write-offs (0) (0)  
Other Construction, Development and Land [Member] | Pass [Member] | Construction [Member]      
Originated current year 4,164   11,687
Originated year one 15,959   26,093
Originated year two 23,257   31,645
Originated year three 17,698   1,823
Originated year four 1,621   1,443
Originated prior 4,334   3,014
Revolving 0   0
Loans 67,033   75,705
Other Construction, Development and Land [Member] | Special Mention [Member] | Construction [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 2,998   0
Originated year four 0   0
Originated prior 0   0
Revolving 0   0
Loans 2,998   0
Other Construction, Development and Land [Member] | Substandard [Member] | Construction [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 47   47
Revolving 0   0
Loans 47   47
Other Construction, Development and Land [Member] | Doubtful [Member] | Construction [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 60   59
Revolving 0   0
Loans 60   59
Multifamily [Member] | Residential Portfolio Segment [Member]      
Originated current year 7   964
Originated year one 959   3,534
Originated year two 6,455   11,820
Originated year three 18,186   8,505
Originated year four 8,447   7,663
Originated prior 11,820   4,319
Revolving 0   0
Loans 45,874   36,805
Current period gross write-offs 0    
Year one gross write-offs 0    
Year two gross write-offs 0    
Year three gross write-offs 0    
Year four gross write-offs 0    
Prior year gross write-offs 0    
Revolving gross write-offs 0    
Gross write-offs (0) (0)  
Multifamily [Member] | Pass [Member] | Residential Portfolio Segment [Member]      
Originated current year 7   964
Originated year one 959   3,534
Originated year two 6,455   11,820
Originated year three 18,186   8,505
Originated year four 8,447   7,663
Originated prior 11,820   4,319
Revolving 0   0
Loans 45,874   36,805
Multifamily [Member] | Special Mention [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 0   0
Loans 0   0
Multifamily [Member] | Substandard [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 0   0
Loans 0   0
Multifamily [Member] | Doubtful [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 0   0
Loans 0   0
Commercial Business [Member] | Commercial Portfolio Segment [Member]      
Originated current year 4,754   8,900
Originated year one 8,194   10,892
Originated year two 10,053   11,646
Originated year three 10,812   8,882
Originated year four 8,498   4,765
Originated prior 9,010   4,576
Revolving 12,020   13,057
Loans 63,341   62,718
Current period gross write-offs 0    
Year one gross write-offs 0    
Year two gross write-offs 0    
Year three gross write-offs 27    
Year four gross write-offs 0    
Prior year gross write-offs 0    
Revolving gross write-offs 0    
Gross write-offs 27 (0)  
Commercial Business [Member] | Pass [Member] | Commercial Portfolio Segment [Member]      
Originated current year 4,716   8,414
Originated year one 7,767   10,636
Originated year two 9,913   9,590
Originated year three 8,898   8,699
Originated year four 8,391   4,750
Originated prior 8,961   4,543
Revolving 12,020   12,895
Loans 60,666   59,527
Commercial Business [Member] | Special Mention [Member] | Commercial Portfolio Segment [Member]      
Originated current year 38   486
Originated year one 427   149
Originated year two 33   130
Originated year three 48   126
Originated year four 56   15
Originated prior 16   0
Revolving 0   162
Loans 618   1,068
Commercial Business [Member] | Substandard [Member] | Commercial Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   57
Originated year four 51   0
Originated prior 0   0
Revolving 0   0
Loans 51   57
Commercial Business [Member] | Doubtful [Member] | Commercial Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   107
Originated year two 107   1,926
Originated year three 1,866   0
Originated year four 0   0
Originated prior 33   33
Revolving 0   0
Loans 2,006   2,066
Home Equity and Second Mortgage [Member] | Residential Portfolio Segment [Member]      
Originated current year 279   2,014
Originated year one 1,891   3,962
Originated year two 3,809   3,617
Originated year three 3,310   353
Originated year four 340   182
Originated prior 761   810
Revolving 57,898   56,817
Loans 68,288   67,755
Current period gross write-offs 0    
Year one gross write-offs 0    
Year two gross write-offs 0    
Year three gross write-offs 0    
Year four gross write-offs 0    
Prior year gross write-offs 0    
Revolving gross write-offs 0    
Gross write-offs (0) (0)  
Home Equity and Second Mortgage [Member] | Pass [Member] | Residential Portfolio Segment [Member]      
Originated current year 279   2,014
Originated year one 1,848   3,962
Originated year two 3,809   3,617
Originated year three 3,310   353
Originated year four 312   182
Originated prior 372   242
Revolving 57,671   56,590
Loans 67,601   66,960
Home Equity and Second Mortgage [Member] | Special Mention [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 28   0
Originated prior 0   0
Revolving 19   80
Loans 47   80
Home Equity and Second Mortgage [Member] | Substandard [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 208   147
Loans 208   147
Home Equity and Second Mortgage [Member] | Doubtful [Member] | Residential Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 43   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 389   568
Revolving 0   0
Loans 432   568
One-to-four Family Residential Construction [Member] | Construction [Member]      
Originated current year 1,194   12,186
Originated year one 13,513   1,498
Originated year two 1,198   642
Originated year three 665   90
Originated year four 91   829
Originated prior 912   0
Revolving 0   0
Loans 17,573   15,245
Current period gross write-offs 0    
Year one gross write-offs 0    
Year two gross write-offs 0    
Year three gross write-offs 0    
Year four gross write-offs 0    
Prior year gross write-offs 0    
Revolving gross write-offs 0    
Gross write-offs (0) (0)  
One-to-four Family Residential Construction [Member] | Pass [Member] | Construction [Member]      
Originated current year 1,194   12,186
Originated year one 13,513   1,498
Originated year two 1,198   642
Originated year three 665   0
Originated year four 0   829
Originated prior 912   0
Revolving 0   0
Loans 17,482   15,155
One-to-four Family Residential Construction [Member] | Special Mention [Member] | Construction [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 0   0
Loans 0   0
One-to-four Family Residential Construction [Member] | Substandard [Member] | Construction [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 0   0
Loans 0   0
One-to-four Family Residential Construction [Member] | Doubtful [Member] | Construction [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   90
Originated year four 91   0
Originated prior 0   0
Revolving 0   0
Loans 91   90
All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member]      
Originated current year 5,934   18,932
Originated year one 16,790   16,555
Originated year two 14,758   8,274
Originated year three 7,053   3,574
Originated year four 2,872   810
Originated prior 7,846   7,554
Revolving 1,895   2,707
Loans 57,148   58,406
Current period gross write-offs 0    
Year one gross write-offs 35    
Year two gross write-offs 29    
Year three gross write-offs 18    
Year four gross write-offs 0    
Prior year gross write-offs 1    
Revolving gross write-offs 17    
Gross write-offs 100 99  
All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Pass [Member] | Consumer Portfolio Segment [Member]      
Originated current year 5,934   18,932
Originated year one 16,790   16,555
Originated year two 14,758   8,274
Originated year three 7,053   3,574
Originated year four 2,872   810
Originated prior 7,846   7,554
Revolving 1,803   2,577
Loans 57,056   58,276
All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Special Mention [Member] | Consumer Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 0   0
Loans 0   0
All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Substandard [Member] | Consumer Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 92   130
Loans 92   130
All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Doubtful [Member] | Consumer Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 0   0
Revolving 0   0
Loans 0   0
Commercial Real Estate Loan [Member] | Commercial Portfolio Segment [Member]      
Originated current year 2,560   22,335
Originated year one 22,044   21,705
Originated year two 21,205   44,615
Originated year three 49,231   27,305
Originated year four 26,689   19,971
Originated prior 65,123   46,646
Revolving 2,320   2,129
Loans 189,172   184,706
Current period gross write-offs 0    
Year one gross write-offs 0    
Year two gross write-offs 0    
Year three gross write-offs 0    
Year four gross write-offs 0    
Prior year gross write-offs 0    
Revolving gross write-offs 0    
Gross write-offs (0) $ (0)  
Commercial Real Estate Loan [Member] | Pass [Member] | Commercial Portfolio Segment [Member]      
Originated current year 2,357   22,024
Originated year one 21,733   20,478
Originated year two 19,985   41,583
Originated year three 47,307   26,748
Originated year four 26,136   19,760
Originated prior 61,015   44,237
Revolving 2,320   2,129
Loans 180,853   176,959
Commercial Real Estate Loan [Member] | Special Mention [Member] | Commercial Portfolio Segment [Member]      
Originated current year 203   0
Originated year one 0   511
Originated year two 509   3,032
Originated year three 1,924   0
Originated year four 0   0
Originated prior 1,793   292
Revolving 0   0
Loans 4,429   3,835
Commercial Real Estate Loan [Member] | Substandard [Member] | Commercial Portfolio Segment [Member]      
Originated current year 0   311
Originated year one 311   716
Originated year two 711   0
Originated year three 0   557
Originated year four 553   211
Originated prior 1,902   1,704
Revolving 0   0
Loans 3,477   3,499
Commercial Real Estate Loan [Member] | Doubtful [Member] | Commercial Portfolio Segment [Member]      
Originated current year 0   0
Originated year one 0   0
Originated year two 0   0
Originated year three 0   0
Originated year four 0   0
Originated prior 413   413
Revolving 0   0
Loans $ 413   $ 413