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Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | $ 9,535 | $ 8,230 | $ 9,281 | $ 8,005
Provision for credit losses | 306 | 360 | 644 | 640
Charge-offs | (167) | (85) | (294) | (185)
Recoveries | 54 | 55 | 97 | 100
Ending balance | 9,728 | 8,560 | 9,728 | 8,560
Residential portfolio segment | 1-4 Family Residential Mortgage |  |  |  |
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | 1,438 | 1,338 | 1,592 | 1,490
Provision for credit losses | 69 | (46) | (88) | (198)
Charge-offs |  | (3) |  | (4)
Recoveries | 4 | 13 | 7 | 14
Ending balance | 1,511 | 1,302 | 1,511 | 1,302
Residential portfolio segment | Home Equity And Second Mortgage |  |  |  |
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | 567 | 444 | 478 | 406
Provision for credit losses | 201 | 114 | 290 | 149
Recoveries |  | 1 |  | 4
Ending balance | 768 | 559 | 768 | 559
Residential portfolio segment | Multifamily |  |  |  |
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | 431 | 423 | 545 | 332
Provision for credit losses | 32 | (81) | (82) | 10
Ending balance | 463 | 342 | 463 | 342
Construction | 1-4 Family Residential Construction |  |  |  |
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | 223 | 192 | 184 | 208
Provision for credit losses | 24 | (13) | 63 | (29)
Ending balance | 247 | 179 | 247 | 179
Construction | Other Construction, Development and Land |  |  |  |
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | 1,179 | 811 | 588 | 804
Provision for credit losses | (484) | (8) | 107 | (1)
Ending balance | 695 | 803 | 695 | 803
Commercial portfolio segment | Commercial Real Estate |  |  |  |
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | 2,328 | 2,754 | 2,459 | 2,119
Provision for credit losses | 704 | (407) | 573 | 227
Recoveries |  |  |  | 1
Ending balance | 3,032 | 2,347 | 3,032 | 2,347
Commercial portfolio segment | Commercial Business |  |  |  |
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | 2,337 | 1,302 | 2,424 | 1,431
Provision for credit losses | (122) | 617 | (183) | 488
Charge-offs | (56) |  | (83) |
Recoveries | 21 | 1 | 22 | 1
Ending balance | 2,180 | 1,920 | 2,180 | 1,920
Consumer portfolio segment | Consumer and Other |  |  |  |
Loans and Allowance for Credit Losses |  |  |  |
Beginning balance | 1,032 | 966 | 1,011 | 1,215
Provision for credit losses | (118) | 184 | (36) | (6)
Charge-offs | (111) | (82) | (211) | (181)
Recoveries | 29 | 40 | 68 | 80
Ending balance | $ 832 | $ 1,108 | $ 832 | $ 1,108

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