XML 51 R40.htm IDEA: XBRL DOCUMENT
v3.25.3

Loans and Allowance for Credit Losses - Aging of Recorded Investment in Loans (Details) - USD ($) $ in Thousands | Sep. 30, 2025 | Dec. 31, 2024
--- | --- | ---
Loans and Allowance for Credit Losses |  |
Loans | $ 652,193 | $ 640,480
Residential portfolio segment | 1-4 Family Residential Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 145,977 | 139,034
Residential portfolio segment | Home Equity And Second Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 72,908 | 67,755
Residential portfolio segment | Multifamily |  |
Loans and Allowance for Credit Losses |  |
Loans | 49,887 | 36,805
Construction | 1-4 Family Residential Construction |  |
Loans and Allowance for Credit Losses |  |
Loans | 17,583 | 15,245
Construction | Other Construction, Development and Land |  |
Loans and Allowance for Credit Losses |  |
Loans | 44,915 | 75,811
Commercial portfolio segment | Commercial Real Estate |  |
Loans and Allowance for Credit Losses |  |
Loans | 201,484 | 184,706
Commercial portfolio segment | Commercial Business |  |
Loans and Allowance for Credit Losses |  |
Loans | 62,652 | 62,718
Commercial portfolio segment | Consumer and Other |  |
Loans and Allowance for Credit Losses |  |
Loans |  | 58,406
Consumer portfolio segment | Consumer and Other |  |
Loans and Allowance for Credit Losses |  |
Loans | 56,787 | 58,406
30-59 Days Past Due |  |
Loans and Allowance for Credit Losses |  |
Loans | 2,296 | 2,929
30-59 Days Past Due | Residential portfolio segment | 1-4 Family Residential Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 1,505 | 1,758
30-59 Days Past Due | Residential portfolio segment | Home Equity And Second Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 198 | 269
30-59 Days Past Due | Construction | Other Construction, Development and Land |  |
Loans and Allowance for Credit Losses |  |
Loans | 24 | 98
30-59 Days Past Due | Commercial portfolio segment | Commercial Real Estate |  |
Loans and Allowance for Credit Losses |  |
Loans | 202 | 252
30-59 Days Past Due | Commercial portfolio segment | Commercial Business |  |
Loans and Allowance for Credit Losses |  |
Loans | 23 | 80
30-59 Days Past Due | Consumer portfolio segment | Consumer and Other |  |
Loans and Allowance for Credit Losses |  |
Loans | 344 | 472
60-89 Days Past Due |  |
Loans and Allowance for Credit Losses |  |
Loans | 530 | 1,538
60-89 Days Past Due | Residential portfolio segment | 1-4 Family Residential Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 365 | 205
60-89 Days Past Due | Residential portfolio segment | Home Equity And Second Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 122 | 202
60-89 Days Past Due | Construction | Other Construction, Development and Land |  |
Loans and Allowance for Credit Losses |  |
Loans |  | 25
60-89 Days Past Due | Commercial portfolio segment | Commercial Real Estate |  |
Loans and Allowance for Credit Losses |  |
Loans |  | 1,027
60-89 Days Past Due | Commercial portfolio segment | Commercial Business |  |
Loans and Allowance for Credit Losses |  |
Loans |  | 25
60-89 Days Past Due | Consumer portfolio segment | Consumer and Other |  |
Loans and Allowance for Credit Losses |  |
Loans | 43 | 54
90 Days or More Past Due |  |
Loans and Allowance for Credit Losses |  |
Loans | 1,405 | 1,678
90 Days or More Past Due | Residential portfolio segment | 1-4 Family Residential Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 688 | 828
90 Days or More Past Due | Residential portfolio segment | Home Equity And Second Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans |  | 148
90 Days or More Past Due | Construction | 1-4 Family Residential Construction |  |
Loans and Allowance for Credit Losses |  |
Loans | 93 | 90
90 Days or More Past Due | Construction | Other Construction, Development and Land |  |
Loans and Allowance for Credit Losses |  |
Loans | 69 | 59
90 Days or More Past Due | Commercial portfolio segment | Commercial Real Estate |  |
Loans and Allowance for Credit Losses |  |
Loans | 415 | 413
90 Days or More Past Due | Commercial portfolio segment | Commercial Business |  |
Loans and Allowance for Credit Losses |  |
Loans | 140 | 140
Total Past Due |  |
Loans and Allowance for Credit Losses |  |
Loans | 4,231 | 6,145
Total Past Due | Residential portfolio segment | 1-4 Family Residential Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 2,558 | 2,791
Total Past Due | Residential portfolio segment | Home Equity And Second Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 320 | 619
Total Past Due | Construction | 1-4 Family Residential Construction |  |
Loans and Allowance for Credit Losses |  |
Loans | 93 | 90
Total Past Due | Construction | Other Construction, Development and Land |  |
Loans and Allowance for Credit Losses |  |
Loans | 93 | 182
Total Past Due | Commercial portfolio segment | Commercial Real Estate |  |
Loans and Allowance for Credit Losses |  |
Loans | 617 | 1,692
Total Past Due | Commercial portfolio segment | Commercial Business |  |
Loans and Allowance for Credit Losses |  |
Loans | 163 | 245
Total Past Due | Consumer portfolio segment | Consumer and Other |  |
Loans and Allowance for Credit Losses |  |
Loans | 387 | 526
Current |  |
Loans and Allowance for Credit Losses |  |
Loans | 647,962 | 634,335
Current | Residential portfolio segment | 1-4 Family Residential Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 143,419 | 136,243
Current | Residential portfolio segment | Home Equity And Second Mortgage |  |
Loans and Allowance for Credit Losses |  |
Loans | 72,588 | 67,136
Current | Residential portfolio segment | Multifamily |  |
Loans and Allowance for Credit Losses |  |
Loans | 49,887 | 36,805
Current | Construction | 1-4 Family Residential Construction |  |
Loans and Allowance for Credit Losses |  |
Loans | 17,490 | 15,155
Current | Construction | Other Construction, Development and Land |  |
Loans and Allowance for Credit Losses |  |
Loans | 44,822 | 75,629
Current | Commercial portfolio segment | Commercial Real Estate |  |
Loans and Allowance for Credit Losses |  |
Loans | 200,867 | 183,014
Current | Commercial portfolio segment | Commercial Business |  |
Loans and Allowance for Credit Losses |  |
Loans | 62,489 | 62,473
Current | Consumer portfolio segment | Consumer and Other |  |
Loans and Allowance for Credit Losses |  |
Loans | $ 56,400 | $ 57,880

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (a)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 4: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (d)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 5: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (d)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 6: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (d)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 7: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (d)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 8: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (b)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 9: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (c)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 10: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 12: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (e)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 13: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (e)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 14: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (b)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 15: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (b)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 16: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Subparagraph (b)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-12 Reference 17: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcap_OnetofourFamilyLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcap_HomeEquityAndSecondMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcap_OneToFourFamilyResidentialConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcap_OtherConstructionDevelopmentAndLandMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcap_CommercialRealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcap_CommercialBusinessMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcap_AllOtherConsumerExcludingHomeEquityAndSecondMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |