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Loans Receivable (Tables)

12 Months Ended

Dec. 31, 2018

Receivables [Abstract]

Loans By Class Modified As Troubled Debt Restructurings With Payment Default

Loans Individually Evaluated For Impairment By Class Loans

The following tables present loans individually evaluated for impairment by class of loans:

	Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2018
With no related allowance recorded
One-to-four family residential real estate	$	2,751			$	2,155			$	575			$	—			$	3,274			$	41
One-to-four family residential real estate - non-owner occupied	86				46				43				—				95				—
Multi-family mortgage	654				653				—				—				795				39
	3,491				2,854				618				—				4,164				80
With an allowance recorded - Nonresidential real estate	356				270				93				27				21				—
	$	3,847			$	3,124			$	711			$	27			$	4,185			$	80

	Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2017
With no related allowance recorded
One-to-four family residential real estate	$	5,049			$	4,248			$	806			$	—			$	4,212			$	197
Multi-family mortgage	958				948				—				—				847				41
	$	6,007			$	5,196			$	806			$	—			$	5,059			$	238

Troubled Debt Restructurings on Financing Receivables

The following table presents loans classified as TDRs:

	December 31,
	2018				2017
One-to-four family residential real estate - Nonaccrual	$	17			$	17

Loans Receivable Based On Impairment Method

The following tables present the balance in the allowance for loan losses and the loans receivable by portfolio segment and based on impairment method:

	Allowance for loan losses												Loan Balances
	Individually evaluated  for impairment				Collectively evaluated  for impairment				Total				Individually evaluated  for impairment				Collectively evaluated  for impairment				Total
December 31, 2018
One-to-four family residential real estate	$	—			$	699			$	699			$	2,218			$	68,153			$	70,371
Multi-family mortgage	—				3,991				3,991				653				619,217				619,870
Nonresidential real estate	27				1,449				1,476				270				152,172				152,442
Construction and land	—				4				4				—				172				172
Commercial loans	—				1,517				1,517				—				187,406				187,406
Commercial leases	—				755				755				—				299,394				299,394
Consumer	—				28				28				—				1,539				1,539
	$	27			$	8,443			$	8,470			$	3,141			$	1,328,053			1,331,194
Net deferred loan origination costs																					1,069
Allowance for loan losses																					(8,470		)
Loans, net																					$	1,323,793

	Allowance for loan losses												Loan Balances
	Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2017
One-to-four family residential real estate	$	—			$	850			$	850			$	4,265			$	93,549			$	97,814
Multi-family mortgage	—				3,849				3,849				949				587,434				588,383
Nonresidential real estate	—				1,605				1,605				—				169,971				169,971
Construction and land	—				32				32				—				1,358				1,358
Commercial loans	—				1,357				1,357				—				152,552				152,552
Commercial leases	—				655				655				—				310,076				310,076
Consumer	—				18				18				—				1,597				1,597
	$	—			$	8,366			$	8,366			$	5,214			$	1,316,537			1,321,751
Net deferred loan origination costs																					1,266
Allowance for loan losses																					(8,366		)
Loans, net																					$	1,314,651

Schedule of Accounts, Notes, Loans and Financing Receivable

Loans receivable are as follows:

	December 31,
	2018				2017
One-to-four family residential real estate	$	70,371			$	97,814
Multi-family mortgage	619,870				588,383
Nonresidential real estate	152,442				169,971
Construction and land	172				1,358
Commercial loans	187,406				152,552
Commercial leases	299,394				310,076
Consumer	1,539				1,597
	1,331,194				1,321,751
Net deferred loan origination costs	1,069				1,266
Allowance for loan losses	(8,470		)		(8,366		)
Loans, net	$	1,323,793			$	1,314,651

Financing Receivable Credit Quality Indicators

As of December 31, 2018, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

	Pass				Special Mention				Substandard				Nonaccrual				Total
One-to-four family residential real estate	$	55,353			$	495			$	328			$	993			$	57,169
One-to-four family residential real estate - non-owner occupied	12,911				—				37				254				13,202
Multi-family mortgage - Illinois	279,021				—				216				—				279,237
Multi-family mortgage - Other	340,633				—				—				—				340,633
Nonresidential real estate	151,793				281				98				270				152,442
Construction	—				—				—				—				—
Land	172				—				—				—				172
Commercial loans:
Regional commercial banking	34,764				4,810				—				—				39,574
Health care	85,001				—				342				—				85,343
Direct commercial lessor	62,489				—				—				—				62,489
Commercial leases:
Investment-grade	165,508				701				—				—				166,209
Other	133,185				—				—				—				133,185
Consumer	1,529				3				7				—				1,539
	$	1,322,359			$	6,290			$	1,028			$	1,517			$	1,331,194

As of December 31, 2017, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

		Pass				Special Mention				Substandard				Nonaccrual				Total
One-to-four family residential real estate		$	74,437			$	—			$	255			$	1,914			$	76,606
One-to-four family residential real estate - non-owner occupied		21,059				—				40				109				21,208
Multi-family mortgage - Illinois		290,765				—				225				368				291,358
Multi-family mortgage - Other		297,025				—				—				—				297,025
Nonresidential real estate		169,817				—				154				—				169,971
Construction		1,099				—				—				—				1,099
Land		259				—				—				—				259
Commercial loans:
Regional commercial banking		36,373				4,528				—				—				40,901
Health care		69,480				—				2,248				—				71,728
Direct commercial lessor		39,923				—				—				—				39,923
Commercial leases:
Investment-grade		207,460				—				—				—				207,460
Other		102,616				—				—				—				102,616
Consumer		1,597				—				—				—				1,597
		$	1,311,910			$	4,528			$	2,922			$	2,391			$	1,321,751

Past Due Financing Receivables

The following tables present the aging of the recorded investment in past due loans as December 31, 2017 by class of loans:

	30-59 Days Past Due				60-89 Days Past Due				Greater Than 89 Days Past Due				Total Past Due				Loans Not Past Due				Total
One-to-four family residential real estate	$	86			$	99			$	1,801			$	1,986			$	74,216			$	76,202
One-to-four family residential real estate - non-owner occupied	10				3				86				99				20,944				21,043
Multi-family mortgage - Illinois	172				—				364				536				287,171				287,707
Multi-family mortgage - Other	—				—				—				—				296,440				296,440
Nonresidential real estate	608				—				—				608				166,071				166,679
Construction	—				—				—				—				1,103				1,103
Land	—				—				—				—				259				259
Commercial loans:
Regional Commercial Banking	—				—				—				—				40,935				40,935
Health Care	—				—				—				—				71,738				71,738
Direct Commercial Lessor	—				—				—				—				40,237				40,237
Commercial leases:									—
Investment-grade	934				—				—				934				207,747				208,681
Other	288				—				—				288				102,873				103,161
Consumer	—				—				—				—				1,605				1,605
	$	2,098			$	102			$	2,251			$	4,451			$	1,311,339			$	1,315,790

The following tables present the aging of the recorded investment in past due loans at December 31, 2018 by class of loans:

	30-59 Days Past Due				60-89 Days Past Due				Greater Than 89 Days Past Due				Total Past Due				Loans Not Past Due				Total
One-to-four family residential real estate	$	1,380			$	637			$	1,162			$	3,179			$	53,820			$	56,999
One-to-four family residential real estate - non-owner occupied	387				10				78				475				12,460				12,935
Multi-family mortgage - Illinois	458				—				—				458				275,283				275,741
Multi-family mortgage - Other	—				—				—				—				340,470				340,470
Nonresidential real estate	—				270				—				270				149,271				149,541
Construction	—				—				—				—				—				—
Land	—				—				—				—				169				169
Commercial loans:
Regional Commercial Banking	—				—				—				—				39,712				39,712
Health Care	—				—				—				—				85,418				85,418
Direct Commercial Lessor	—				—				—				—				62,719				62,719
Commercial leases:									—
Investment-grade	505				—				—				505				166,713				167,218
Other	—				—				—				—				133,958				133,958
Consumer	40				4				—				44				1,508				1,552
Total	$	2,770			$	921			$	1,240			$	4,931			$	1,321,501			$	1,326,432

Schedule of Financing Receivables, Non Accrual Status

The following tables present the recorded investment in nonaccrual and loans 90 days or more past due still on accrual by class of loans:

	Loan Balance				Recorded Investment				Loans Past Due Over 90 Days, still accruing
December 31, 2018
One-to-four family residential real estate	$	2,167			$	1,162			$	—
One-to-four family residential real estate – non owner occupied	270				78				—
Nonresidential real estate	356				270				—
	$	2,793			$	1,510			$	—
December 31, 2017
One-to-four family residential real estate	$	3,413			$	1,918			$	—
One-to-four family residential real estate – non owner occupied	308				109				—
Multi-family mortgage	376				363				—
	$	4,097			$	2,390			$	—

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for loan losses is as follows:

	For the years ended December 31,
	2018				2017
Beginning balance	$	8,366			$	8,127
Loans charged off:
One-to-four family residential real estate	(231		)		(318		)
Multi-family mortgage	(35		)		(10		)
Nonresidential real estate	(93		)		(165		)
Commercial loans	(140		)		—
Consumer	(19		)		(10		)
	(518		)		(503		)
Recoveries:
One-to-four family residential real estate	206				145
Multi-family mortgage	34				70
Nonresidential real estate	—				17
Construction and land	2				—
Commercial loans	229				594
Commercial leases	5				2
Consumer	1				1
	477				829
Net recoveries (charge-off)	(41		)		326
Provision for (recovery of) loan losses	145				(87		)
Ending balance	$	8,470			$	8,366

Loans By Class Modified As Troubled Debt Restructuring On Financing Receivables

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