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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities    
Net income $ 19,342,000 $ 9,004,000
Adjustments to reconcile to net loss to net cash from operating activities    
Provision for (recovery of) loan losses 145,000 (87,000)
Prepayment of ESOP Share Acquisition Loan 0 1,125,000
Stock-based compensation expense 6,000 0
Depreciation and amortization 3,323,000 3,789,000
Amortization and accretion on securities and loans 11,000 (123,000)
Amortization of intangibles 184,000 496,000
Amortization and impairment of servicing assets 94,000 109,000
Net change in net deferred loan origination costs 197,000 397,000
Net loss on sale of other real estate owned 56,000 45,000
Net gain on sale of loans 0 (76,000)
Net gain on sale of equity securities (3,558,000) 0
Net gain on disposition of premises held-for-sale (93,000) 0
Loans originated for sale 0 (1,288,000)
Proceeds from sale of loans 0 1,364,000
Other real estate owned valuation adjustments 27,000 333,000
Net change in:    
Deferred income tax 6,328,000 9,848,000
Accrued interest receivable (333,000) (238,000)
Earnings on bank owned life insurance (174,000) (265,000)
Other assets (94,000) (3,406,000)
Accrued interest payable and other liabilities (1,349,000) 1,703,000
Net Cash Provided by (Used in) Operating Activities 20,685,000 22,730,000
Securities    
Proceeds from maturities 114,583,000 75,460,000
Proceeds from principal repayments 3,587,000 3,388,000
Proceeds from sales of securities 4,059,000 0
Purchases of securities (113,614,000) (65,128,000)
Loans receivable    
Loan participations sold 0 3,615,000
Principal payments on loans receivable 984,166,000 654,702,000
Purchases of loans 0 (23,451,000)
Originated for investment (995,257,000) (640,340,000)
Payments for (Proceeds from) Federal Home Loan Bank Stock (1,312,000) (3,514,000)
Purchase of FHLB and FRB stock (1,048,000) (154,000)
Proceeds from sale of other real estate owned 2,172,000 3,932,000
Purchases of premises and equipment, net (1,609,000) (1,133,000)
Net cash from (used in) investing activities 8,060,000 14,405,000
Cash flows from financing activities    
Net change in deposits 12,433,000 661,000
Net change in borrowings (39,719,000) 9,699,000
Net change in advance payments by borrowers for taxes and insurance (1,114,000) 604,000
Repurchase and retirement of common stock (23,284,000) (10,819,000)
Cash dividends paid on common stock (6,449,000) (5,153,000)
Shares retired for tax liability 0 (1,219,000)
Net cash used in financing activities (58,133,000) (6,227,000)
Net change in cash and cash equivalents (29,388,000) 30,908,000
Beginning cash and cash equivalents 127,592,000 96,684,000
Ending cash and cash equivalents 98,204,000 127,592,000
Supplemental disclosures of cash flow information:    
Interest paid 9,073,000 6,044,000
Income taxes paid 342,000 427,000
Income taxes refunded 0 6,000
Loans transferred to other real estate owned 1,482,000 2,766,000
Transfer of Property to Held-for-sale $ 0 $ 5,677,000