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Note 4 - Loans Receivable (Tables)

6 Months Ended

Jun. 30, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		June 30, 2020				December 31, 2019
One-to-four family residential real estate		$	48,928			$	55,750
Multi-family mortgage			536,619				563,750
Nonresidential real estate			127,560				134,674
Commercial loans			126,609				145,714
Commercial leases			247,997				272,629
Consumer			1,783				2,211
			1,089,496				1,174,728
Net deferred loan origination costs			458				912
Allowance for loan losses			(8,156	)			(7,632	)
Loans, net		$	1,081,798			$	1,168,008

Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
June 30, 2020
One-to-four family residential real estate		$	—			$	665			$	665			$	1,768			$	47,160			$	48,928
Multi-family mortgage			—				4,185				4,185				604				536,015				536,619
Nonresidential real estate			—				1,602				1,602				288				127,272				127,560
Commercial loans			—				856				856				—				126,609				126,609
Commercial leases			—				802				802				833				247,164				247,997
Consumer			—				46				46				—				1,783				1,783
		$	—			$	8,156			$	8,156			$	3,493			$	1,086,003				1,089,496
Net deferred loan origination costs																							458
Allowance for loan losses																							(8,156	)
Loans, net																						$	1,081,798

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2019
One-to-four family residential real estate		$	—			$	675			$	675			$	1,835			$	53,915			$	55,750
Multi-family mortgage			—				3,676				3,676				620				563,130				563,750
Nonresidential real estate			—				1,176				1,176				288				134,386				134,674
Commercial loans			—				1,308				1,308				—				145,714				145,714
Commercial leases			—				757				757				—				272,629				272,629
Consumer			—				40				40				—				2,211				2,211
		$	—			$	7,632			$	7,632			$	2,743			$	1,171,985				1,174,728
Net deferred loan origination costs																							912
Allowance for loan losses																							(7,632	)
Loans, net																						$	1,168,008

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		One-to-four family residential real estate				Multi-family mortgage				Non-residential real estate				Construction and land				Commercial loans				Commercial leases				Consumer				Total
For the three months ended
June 30, 2020
Allowance for loan losses:
Beginning balance		$	682			$	3,869			$	1,460			$	—			$	1,275			$	780			$	46			$	8,112
Provision for (recovery of) loan losses			(20	)			301				142				—				(420	)			22				17				42
Loans charged off			—				—				—				—				—				—				(17	)			(17	)
Recoveries			3				15				—				—				1				—				—				19
Total ending allowance balance		$	665			$	4,185			$	1,602			$	—			$	856			$	802			$	46			$	8,156
June 30, 2019
Allowance for loan losses:
Beginning balance		$	649			$	4,079			$	1,487			$	3			$	1,422			$	690			$	24			$	8,354
Provision for (recovery of) loan losses			(42	)			(99	)			(292	)			—				4,313				60				17				3,957
Loans charged off			(50	)			—				—				—				(4,443	)			—				(10	)			(4,503	)
Recoveries			6				8				—				—				2				—				—				16
Total ending allowance balance		$	563			$	3,988			$	1,195			$	3			$	1,294			$	750			$	31			$	7,824

For the six months ended
June 30, 2020
Allowance for loan losses:
Beginning balance		$	675			$	3,676			$	1,176			$	—			$	1,308			$	757			$	40			$	7,632
Provision for (recovery of) loan losses			(21	)			482				426				—				(455	)			45				36				513
Loans charged off			(5	)			—				—				—				—				—				(30	)			(35	)
Recoveries			16				27				—				—				3				—				—				46
Total ending allowance balance		$	665			$	4,185			$	1,602			$	—			$	856			$	802			$	46			$	8,156
June 30, 2019
Allowance for loan losses:
Beginning balance		$	699			$	3,991			$	1,476			$	4			$	1,517			$	755			$	28			$	8,470
Provision for (recovery of) loan losses			(86	)			(19	)			(253	)			(1	)			4,216				(5	)			18				3,870
Loans charged off			(73	)			—				(28	)			—				(4,443	)			—				(15	)			(4,559	)
Recoveries			23				16				—				—				4				—				—				43
Total ending allowance balance		$	563			$	3,988			$	1,195			$	3			$	1,294			$	750			$	31			$	7,824

Impaired Financing Receivables [Table Text Block]

																		Three Months Ended								Six Months Ended
																		June 30, 2020								June 30, 2020
		Loan Balance				Recorded Investment				Partial Charge off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized				Average Investment in Impaired Loans				Interest Income Recognized
June 30, 2020
With no related allowance recorded:
One-to-four family residential real estate		$	2,113			$	1,768			$	353			$	—			$	1,789			$	11			$	1,816			$	24
Multi-family mortgage - Illinois			604				604				—				—				609				9				612				18
Nonresidential real estate			280				288				—				—				288				—				288				—
Other commercial leases			843				833				—				—				350				—				216				2
		$	3,840			$	3,493			$	353			$	—			$	3,036			$	20			$	2,932			$	44

																		Year ended
																		December 31, 2019
		Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2019
With no related allowance recorded:
One-to-four family residential real estate		$	2,168			$	1,835			$	339			$	—			$	2,208			$	51
Multi-family mortgage - Illinois			620				620				—				—				637				37
Nonresidential real estate			280				288				—				—				589				2
		$	3,068			$	2,743			$	339			$	—			$	3,434			$	90

Financing Receivable, Nonaccrual [Table Text Block]

		Loan Balance				Recorded Investment				Loans Past Due Over 90 Days, Still Accruing
June 30, 2020
One-to-four family residential real estate		$	686			$	662			$	—
Nonresidential real estate			280				288				—
Other commercial leases			843				833				—
		$	1,809			$	1,783			$	—
December 31, 2019
One-to-four family residential real estate		$	598			$	512			$	—
Nonresidential real estate			280				288				—
Investment-rated commercial leases			47				—				47
		$	925			$	800			$	47

Financing Receivable, Past Due [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
June 30, 2020
One-to-four family residential real estate loans:
Owner occupied		$	—			$	21			$	658			$	679			$	38,931			$	39,610
Non-owner occupied			3				187				—			$	190				9,128				9,318
Multi-family mortgage:
Illinois			—				—				—				—				230,913				230,913
Other			—				—				—				—				305,706				305,706
Nonresidential real estate			—				—				288				288				127,272				127,560
Commercial loans:
Regional commercial banking			—				—				—				—				32,388				32,388
Health care			—				—				—				—				12,554				12,554
Direct commercial lessor			—				—				—				—				81,667				81,667
Commercial leases:
Investment-rated commercial leases			—				509				—				509				114,123				114,632
Other commercial leases			1,936				136				833				2,905				130,460				133,365
Consumer			6				1				—				7				1,776				1,783
		$	1,945			$	854			$	1,779			$	4,578			$	1,084,918			$	1,089,496

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2019
One-to-four family residential real estate loans:
Owner occupied		$	777			$	340			$	507			$	1,624			$	43,365			$	44,989
Non-owner occupied			280				15				—				295				10,466				10,761
Multi-family mortgage:
Illinois			981				302				—				1,283				246,680				247,963
Other			—				—				—				—				315,787				315,787
Nonresidential real estate			—				—				288				288				134,386				134,674
Commercial loans:
Regional commercial banking			—				—				—				—				24,853				24,853
Health care			—				—				—				—				70,430				70,430
Direct commercial lessor			—				—				—				—				50,431				50,431
Commercial leases:
Investment-rated commercial leases			826				—				47				873				132,966				133,839
Other commercial leases			543				136				—				679				138,111				138,790
Consumer			24				37				—				61				2,150				2,211
		$	3,431			$	830			$	842			$	5,103			$	1,169,625			$	1,174,728

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Nonaccrual				Total
June 30, 2020
One-to-four family residential real estate loans:
Owner occupied		$	38,402			$	79			$	467			$	662			$	39,610
Non-owner occupied			9,255				29				34				—				9,318
Multi-family mortgage:
Illinois			230,913				—				—				—				230,913
Other			305,706				—				—				—				305,706
Nonresidential real estate			124,322				160				2,790				288				127,560
Commercial loans:
Regional commercial banking			32,388				—				—				—				32,388
Health care			12,117				437				—				—				12,554
Direct commercial lessor			81,667				—				—				—				81,667
Commercial leases:
Investment-rated commercial leases			114,632				—				—				—				114,632
Other commercial leases			131,271				—				1,261				833				133,365
Consumer			1,770				2				11				—				1,783
		$	1,082,443			$	707			$	4,563			$	1,783			$	1,089,496

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2019
One-to-four family residential real estate loans:
Owner occupied		$	43,908			$	36			$	533			$	512			$	44,989
Non-owner occupied			10,696				30				35				—				10,761
Multi-family mortgage:
Illinois			247,757				—				206				—				247,963
Other			315,787				—				—				—				315,787
Nonresidential real estate			134,134				162				90				288				134,674
Commercial loans:
Regional commercial banking			24,853				—				—				—				24,853
Health care			62,084				8,346				—				—				70,430
Direct commercial lessor			50,431				—				—				—				50,431
Commercial leases:
Investment-rated commercial leases			133,332				507				—				—				133,839
Other commercial leases			137,893				761				136				—				138,790
Consumer			2,153				5				53				—				2,211
		$	1,163,028			$	9,847			$	1,053			$	800			$	1,174,728

COVID 19 [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		Number of loans				Principal Balance				Principal Amount Deferred
Small Investment Property COVID-19 Forbearance Agreement
Multi-family mortgage			23			$	7,143			$	45
Nonresidential real estate			18				7,183				89
Qualified Limited Forbearance Program
Multi-family mortgage			66				50,959				244
Nonresidential real estate			34				42,968				373
Commercial leases			18				5,853				579
One-to-four family residential real estate			10				1,312				8
			169			$	115,418			$	1,338

Paycheck Protection Program CARES Act [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		Number of loans				Originated				Balance
For the Six Months Ended June 30, 2020
Paycheck protection program loan originations			305			$	11,024
June 30, 2020
Paycheck protection program loans			300							$	10,907

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