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Note 4 - Loans Receivable (Tables)

9 Months Ended

Sep. 30, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30, 2020				December 31, 2019
One-to-four family residential real estate		$	44,812			$	55,750
Multi-family mortgage			522,825				563,750
Nonresidential real estate			124,477				134,674
Commercial loans and leases			379,638				418,343
Consumer			1,784				2,211
			1,073,536				1,174,728
Net deferred loan origination costs			367				912
Allowance for loan losses			(8,011	)			(7,632	)
Loans, net		$	1,065,892			$	1,168,008

Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
September 30, 2020
One-to-four family residential real estate		$	—			$	623			$	623			$	1,746			$	43,066			$	44,812
Multi-family mortgage			—				4,143				4,143				596				522,229				522,825
Nonresidential real estate			20				1,697				1,717				1,870				122,607				124,477
Commercial loans and leases			—				1,480				1,480				155				379,483				379,638
Consumer			—				48				48				—				1,784				1,784
		$	20			$	7,991			$	8,011			$	4,367			$	1,069,169				1,073,536
Net deferred loan origination costs																							367
Allowance for loan losses																							(8,011	)
Loans, net																						$	1,065,892

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2019
One-to-four family residential real estate		$	—			$	675			$	675			$	1,835			$	53,915			$	55,750
Multi-family mortgage			—				3,676				3,676				620				563,130				563,750
Nonresidential real estate			—				1,176				1,176				288				134,386				134,674
Commercial loans and leases			—				2,065				2,065				—				418,343				418,343
Consumer			—				40				40				—				2,211				2,211
		$	—			$	7,632			$	7,632			$	2,743			$	1,171,985				1,174,728
Net deferred loan origination costs																							912
Allowance for loan losses																							(7,632	)
Loans, net																						$	1,168,008

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
For the three months ended
September 30, 2020
One-to-four family residential real estate		$	665			$	(42	)		$	(2	)		$	2			$	623
Multi-family mortgage			4,185				(98	)			—				56				4,143
Nonresidential real estate			1,602				115				—				—				1,717
Commercial loans and leases			1,658				(178	)			—				—				1,480
Consumer			46				16				(14	)			—				48
		$	8,156			$	(187	)		$	(16	)		$	58			$	8,011
September 30, 2019
One-to-four family residential real estate		$	563			$	56			$	(44	)		$	5			$	580
Multi-family mortgage			3,988				(268	)			—				8				3,728
Nonresidential real estate			1,195				77				(55	)			—				1,217
Construction and land			3				(1	)			—				—				2
Commercial loans and leases			2,044				(8	)			—				4				2,040
Consumer			31				10				(5	)			—				36
		$	7,824			$	(134	)		$	(104	)		$	17			$	7,603

For the nine months ended
September 30, 2020
One-to-four family residential real estate		$	675			$	(63	)		$	(7	)		$	18			$	623
Multi-family mortgage			3,676				384				—				83				4,143
Nonresidential real estate			1,176				541				—				—				1,717
Commercial loans and leases			2,065				(588	)			—				3				1,480
Consumer			40				52				(44	)			—				48
		$	7,632			$	326			$	(51	)		$	104			$	8,011
September 30, 2019
One-to-four family residential real estate		$	699			$	(30	)		$	(117	)		$	28			$	580
Multi-family mortgage			3,991				(287	)			—				24				3,728
Nonresidential real estate			1,476				(176	)			(83	)			—				1,217
Construction and land			4				(2	)			—				—				2
Commercial loans and leases			2,272				4,203				(4,443	)			8				2,040
Consumer			28				28				(20	)			—				36
		$	8,470			$	3,736			$	(4,663	)		$	60			$	7,603

Impaired Financing Receivables [Table Text Block]

																		Three Months Ended								Nine Months Ended
																		September 30, 2020								September 30, 2020
		Loan Balance				Recorded Investment				Partial Charge off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized				Average Investment in Impaired Loans				Interest Income Recognized
September 30, 2020
With no related allowance recorded:
One-to-four family residential real estate		$	2,092			$	1,746			$	358			$	—			$	1,760			$	10			$	1,798			$	34
Multi-family mortgage - Illinois			596				596				—				—				600				8				608				26
Nonresidential real estate			1,582				1,582				—				—				791				—				316				32
Commercial leases - other			155				155				—				—				478				27				259				27
			4,425				4,079				358				—				3,629				45				2,981				119
With a related allowance recorded - nonresidential			280				288				—				20				288				—				288				—
		$	4,705			$	4,367			$	358			$	20			$	3,917			$	45			$	3,269			$	119

																		Year ended
																		December 31, 2019
		Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2019
With no related allowance recorded:
One-to-four family residential real estate		$	2,168			$	1,835			$	339			$	—			$	2,208			$	51
Multi-family mortgage - Illinois			620				620				—				—				637				37
Nonresidential real estate			280				288				—				—				589				2
		$	3,068			$	2,743			$	339			$	—			$	3,434			$	90

Financing Receivable, Nonaccrual [Table Text Block]

		Loan Balance				Recorded Investment				Loans Past Due Over 90 Days, Still Accruing
September 30, 2020
One-to-four family residential real estate		$	485			$	465			$	—
Nonresidential real estate			1,863				1,870				—
		$	2,348			$	2,335			$	—
December 31, 2019
One-to-four family residential real estate		$	598			$	512			$	—
Nonresidential real estate			280				288				—
Investment-rated commercial leases			47				—				47
		$	925			$	800			$	47

Financing Receivable, Past Due [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
September 30, 2020
One-to-four family residential real estate loans:
Owner occupied		$	48			$	-			$	462			$	510			$	35,604			$	36,114
Non-owner occupied			3				95				—			$	98				8,600				8,698
Multi-family mortgage:
Illinois			—				—				—				—				224,919				224,919
Other			—				—				—				—				297,906				297,906
Nonresidential real estate			—				—				1,870				1,870				122,607				124,477
Commercial loans and leases:
Commercial			—				—				—				—				90,767				90,767
Asset-based			—				—				—				—				1,471				1,471
Equipment finance:
Government			—				—				—				—				71,504				71,504
Investment-rated			439				124				—				563				81,449				82,012
Other			633				—				—				633				133,251				133,884
Consumer			6				4				—				10				1,774				1,784
		$	1,129			$	223			$	2,332			$	3,684			$	1,069,852			$	1,073,536

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2019
One-to-four family residential real estate loans:
Owner occupied		$	777			$	340			$	507			$	1,624			$	43,365			$	44,989
Non-owner occupied			280				15				—				295				10,466				10,761
Multi-family mortgage:
Illinois			981				302				—				1,283				246,680				247,963
Other			—				—				—				—				315,787				315,787
Nonresidential real estate			—				—				288				288				134,386				134,674
Commercial loans and leases:
Commercial			—				—				—				—				133,976				133,976
Asset-based			—				—				—				—				11,738				11,738
Equipment finance:
Government			—				—				—				—				33,555				33,555
Investment-rated			826				—				47				873				101,015				101,888
Other			543				136				—				679				136,507				137,186
Consumer			24				37				—				61				2,150				2,211
		$	3,431			$	830			$	842			$	5,103			$	1,169,625			$	1,174,728

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Nonaccrual				Total
September 30, 2020
One-to-four family residential real estate loans:
Owner occupied		$	35,165			$	-			$	484			$	465			$	36,114
Non-owner occupied			8,637				28				33				—				8,698
Multi-family mortgage:
Illinois			224,919				—				—				—				224,919
Other			297,906				—				—				—				297,906
Nonresidential real estate			119,260				2,151				1,196				1,870				124,477
Commercial loans and leases:
Commercial			90,767				—				—				—				90,767
Asset-based			1,471				—				—				—				1,471
Equipment finance:
Government			71,504				—				—				—				71,504
Investment-rated			82,012				—				—				—				82,012
Other			132,588				—				1,296				—				133,884
Consumer			1,774				5				5				—				1,784
		$	1,066,003			$	2,184			$	3,014			$	2,335			$	1,073,536

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2019
One-to-four family residential real estate loans:
Owner occupied		$	43,908			$	36			$	533			$	512			$	44,989
Non-owner occupied			10,696				30				35				—				10,761
Multi-family mortgage:
Illinois			247,757				—				206				—				247,963
Other			315,787				—				—				—				315,787
Nonresidential real estate			134,134				162				90				288				134,674
Commercial loans and leases:
Commercial			125,630				8,346				—				—				133,976
Asset-based			11,738				—				—				—				11,738
Equipment finance:
Government			33,555				—				—				—				33,555
Investment-rated			101,381				507				—				—				101,888
Other			136,289				761				136				—				137,186
Consumer			2,153				5				53				—				2,211
		$	1,163,028			$	9,847			$	1,053			$	800			$	1,174,728

COVID 19 [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		Number of loans				Principal Balance				Remaining Amounts Deferred
Small Investment Property COVID-19 Qualified Limited Forbearance Agreement
Multi-family mortgage			15			$	4,511			$	46
Nonresidential real estate			15				5,871				93
Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement
Multi-family mortgage			53				42,663				185
Nonresidential real estate			28				31,861				273
Commercial leases (1)			25				9,211				—
One-to-four family residential real estate			10				1,422				11
			146			$	95,539			$	608

Paycheck Protection Program CARES Act [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		Number of loans				Originated				Balance
For the Nine Months Ended September 30, 2020
Paycheck protection program loan originations			315			$	11,160
September 30, 2020
Paycheck protection program loans			310							$	11,042

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