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Note 4 - Loans Receivable (Tables)

12 Months Ended

Dec. 31, 2020

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		December 31,
		2020				2019
One-to-four family residential real estate		$	41,691			$	55,750
Multi-family mortgage			452,241				563,750
Nonresidential real estate			108,658				134,674
Construction and land			499				—
Commercial loans and leases			405,057				418,343
Consumer			1,812				2,211
			1,009,958				1,174,728
Net deferred loan origination costs			371				912
Allowance for loan losses			(7,751	)			(7,632	)
Loans, net		$	1,002,578			$	1,168,008

Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2020
One-to-four family residential real estate		$	—			$	518			$	518			$	1,718			$	39,973			$	41,691
Multi-family mortgage			—				4,062				4,062				520				451,721				452,241
Nonresidential real estate			28				1,541				1,569				296				108,362				108,658
Construction and land			—				12				12				—				499				499
Commercial loans and leases			—				1,536				1,536				—				405,057				405,057
Consumer			—				54				54				—				1,812				1,812
		$	28			$	7,723			$	7,751			$	2,534			$	1,007,424				1,009,958
Net deferred loan origination costs																							371
Allowance for loan losses																							(7,751	)
Loans, net																						$	1,002,578

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2019
One-to-four family residential real estate		$	—			$	675			$	675			$	1,835			$	53,915			$	55,750
Multi-family mortgage			—				3,676				3,676				620				563,130				563,750
Nonresidential real estate			—				1,176				1,176				288				134,386				134,674
Commercial loans and leases			—				2,065				2,065				—				418,343				418,343
Consumer			—				40				40				—				2,211				2,211
		$	—			$	7,632			$	7,632			$	2,743			$	1,171,985				1,174,728
Net deferred loan origination costs																							912
Allowance for loan losses																							(7,632	)
Loans, net																						$	1,168,008

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
December 31, 2020
One-to-four family residential real estate		$	675			$	(185	)		$	(9	)		$	37			$	518
Multi-family mortgage			3,676				292				—				94				4,062
Nonresidential real estate			1,176				393				—				—				1,569
Construction and land			—				12				—				—				12
Commercial loans and leases			2,065				(533	)			—				4				1,536
Consumer			40				76				(62	)			—				54
		$	7,632			$	55			$	(71	)		$	135			$	7,751
December 31, 2019
One-to-four family residential real estate		$	699			$	123			$	(222	)		$	75			$	675
Multi-family mortgage			3,991				(346	)			—				31				3,676
Nonresidential real estate			1,476				(217	)			(83	)			—				1,176
Construction and land			4				(4	)			—				—				—
Commercial loans and leases			2,272				4,226				(4,443	)			10				2,065
Consumer			28				43				(31	)			—				40
		$	8,470			$	3,825			$	(4,779	)		$	116			$	7,632

Impaired Financing Receivables [Table Text Block]

		Loan Balance				Recorded Investment				Partial Charge- off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2020
With no related allowance recorded
One-to-four family residential real estate		$	2,069			$	1,718			$	363			$	—			$	1,782			$	42
Multi-family mortgage - Illinois			520				520				—				—				594				31
			2,589				2,238				363				—				2,376				73
With an allowance recorded - nonresidential real estate			280				296				—				28				289				—
		$	2,869			$	2,534			$	363			$	28			$	2,665			$	73
December 31, 2019
With no related allowance recorded
One-to-four family residential real estate		$	2,168			$	1,835			$	339			$	—			$	2,208			$	51
Multi-family mortgage - Illinois			620				620				—				—				637				37
Nonresidential real estate			280				288				—				—				589				2
		$	3,068			$	2,743			$	339			$	—			$	3,434			$	90

Financing Receivable, Nonaccrual [Table Text Block]

		Loan Balance				Recorded Investment				Loans Past Due Over 90 Days, still accruing
December 31, 2020
One-to-four family residential real estate		$	946			$	925			$	—
Nonresidential real estate			280				296				—
		$	1,226			$	1,221			$	—
December 31, 2019
One-to-four family residential real estate		$	598			$	512			$	—
Nonresidential real estate			280				288				—
Commercial loans and leases			47				—				47
		$	925			$	800			$	47

Financing Receivable, Past Due [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2020
One-to-four family residential real estate loans:
Owner occupied		$	252			$	211			$	834			$	1,297			$	32,078			$	33,375
Non-owner occupied			3				132				91				226				8,090				8,316
Multi-family mortgage:
Illinois			86				—				—				86				221,943				222,029
Other			—				—				—				—				230,212				230,212
Nonresidential real estate			—				—				296				296				108,362				108,658
Construction and land			—				—				—				—				499				499
Commercial loans and leases:
Commercial			4,886				—				—				4,886				72,809				77,695
Asset-based			—				—				—				—				1,740				1,740
Equipment finance:
Government			2,468				—				—				2,468				100,272				102,740
Investment-rated			618				225				—				843				86,417				87,260
Other			853				2,487				—				3,340				132,282				135,622
Consumer			6				5				—				11				1,801				1,812
		$	9,172			$	3,060			$	1,221			$	13,453			$	996,505			$	1,009,958

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2019
One-to-four family residential real estate loans:
Owner occupied		$	777			$	340			$	507			$	1,624			$	43,365			$	44,989
Non-owner occupied			280				15				—				295				10,466				10,761
Multi-family mortgage:
Illinois			981				302				—				1,283				246,680				247,963
Other			—				—				—				—				315,787				315,787
Nonresidential real estate			—				—				288				288				134,386				134,674
Commercial loans and leases:
Commercial			—				—				—				—				133,976				133,976
Asset-based			—				—				—				—				11,738				11,738
Equipment finance:
Government			—				—				—				—				33,555				33,555
Investment-rated			826				—				47				873				101,015				101,888
Other			543				136				—				679				136,507				137,186
Consumer			24				37				—				61				2,150				2,211
		$	3,431			$	830			$	842			$	5,103			$	1,169,625			$	1,174,728

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2020
One-to-four family residential real estate loans:
Owner occupied		$	32,089			$	-			$	452			$	834			$	33,375
Non-owner occupied			8,164				27				34				91				8,316
Multi-family mortgage:
Illinois			222,029				—				—				—				222,029
Other			230,212				—				—				—				230,212
Nonresidential real estate			106,280				1,998				84				296				108,658
Construction and land			499				—				—				—				499
Commercial loans and leases:
Commercial			72,809				—				4,886				—				77,695
Asset-based			1,740				—				—				—				1,740
Equipment finance:
Government			102,740				—				—				—				102,740
Investment-rated			87,260				—				—				—				87,260
Other			134,617				—				1,005				—				135,622
Consumer			1,802				5				5				—				1,812
		$	1,000,241			$	2,030			$	6,466			$	1,221			$	1,009,958

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2019
One-to-four family residential real estate loans:
Owner occupied		$	43,908			$	36			$	533			$	512			$	44,989
Non-owner occupied			10,696				30				35				—				10,761
Multi-family mortgage:
Illinois			247,757				—				206				—				247,963
Other			315,787				—				—				—				315,787
Nonresidential real estate			134,134				162				90				288				134,674
Commercial loans and leases:
Commercial			125,630				8,346				—				—				133,976
Asset-based			11,738				—				—				—				11,738
Equipment finance:
Government			33,555				—				—				—				33,555
Investment-rated			101,381				507				—				—				101,888
Other			136,289				761				136				—				137,186
Consumer			2,153				5				53				—				2,211
		$	1,163,028			$	9,847			$	1,053			$	800			$	1,174,728

COVID 19 [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

						Principal				Remaining Amounts
		Number of loans				Balance				Deferred
Small Investment Property COVID-19 Qualified Limited Forbearance Agreement
Multi-family mortgage			8			$	3,092			$	17
Nonresidential real estate			10				3,363				22
Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement
Nonresidential real estate			2				2,480				6
One-to-four family residential real estate			10				1,402				8
			30			$	10,337			$	53

Paycheck Protection Program CARES Act [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		Number of loans				Originated				Balance
For the Year Ended December 31, 2020
Paycheck protection program loan originations			315			$	11,160
December 31, 2020
Paycheck protection program loans			290							$	10,180

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