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Note 4 - Loans Receivable (Tables)
3 Months Ended
Mar. 31, 2021
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

March 31, 2021

  

December 31, 2020

 

One-to-four family residential real estate

 $38,236  $41,691 

Multi-family mortgage

  440,824   452,241 

Nonresidential real estate

  112,154   108,658 
Construction and land  499   499 

Commercial loans and leases

  442,706   405,057 

Consumer

  1,756   1,812 
   1,036,175   1,009,958 

Net deferred loan origination costs

  60   371 

Allowance for loan losses

  (7,395)  (7,751)

Loans, net

 $1,028,840  $1,002,578 
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]
  

Allowance for loan losses

  

Loan Balances

 
  

Individually evaluated for impairment

  

Collectively evaluated for impairment

  

Total

  

Individually evaluated for impairment

  

Collectively evaluated for impairment

  

Total

 

March 31, 2021

                        

One-to-four family residential real estate

 $  $465  $465  $1,568  $36,668  $38,236 

Multi-family mortgage

     3,902   3,902   515   440,309   440,824 

Nonresidential real estate

  28   1,564   1,592   296   111,858   112,154 
Construction and land     12   12      499   499 

Commercial loans and leases

     1,377   1,377      442,706   442,706 

Consumer

     47   47      1,756   1,756 
  $28  $7,367  $7,395  $2,379  $1,033,796   1,036,175 

Net deferred loan origination costs

                      60 

Allowance for loan losses

                      (7,395)

Loans, net

                     $1,028,840 
  

Allowance for loan losses

  

Loan Balances

 
  

Individually evaluated for impairment

  

Collectively evaluated for impairment

  

Total

  

Individually evaluated for impairment

  

Collectively evaluated for impairment

  

Total

 

December 31, 2020

                        

One-to-four family residential real estate

 $  $518  $518  $1,718  $39,973  $41,691 

Multi-family mortgage

     4,062   4,062   520   451,721   452,241 

Nonresidential real estate

  28   1,541   1,569   296   108,362   108,658 
Construction and land     12   12      499   499 

Commercial loans and leases

     1,536   1,536      405,057   405,057 

Consumer

     54   54      1,812   1,812 
  $28  $7,723  $7,751  $2,534  $1,007,424   1,009,958 

Net deferred loan origination costs

                      371 

Allowance for loan losses

                      (7,751)

Loans, net

                     $1,002,578 
Financing Receivable, Allowance for Credit Loss [Table Text Block]
  

Beginning balance

  

Provision for (recovery of) loan losses

  

Loans charged off

  

Recoveries

  

Ending balance

 

For the three months ended

                    
                     

March 31, 2021

                    

One-to-four family residential real estate

 $518  $(113) $  $60  $465 

Multi-family mortgage

  4,062   (171)     11   3,902 

Nonresidential real estate

  1,569   23         1,592 

Construction and land

  12            12 

Commercial loans and leases

  1,536   (74)  (86)  1   1,377 

Consumer

  54      (9)  2   47 
  $7,751  $(335) $(95) $74  $7,395 
                     

March 31, 2020

                    

One-to-four family residential real estate

 $675  $(1) $(5) $13  $682 

Multi-family mortgage

  3,676   181      12   3,869 

Nonresidential real estate

  1,176   284         1,460 

Commercial loans and leases

  2,065   (12)     2   2,055 

Consumer

  40   19   (13)     46 
  $7,632  $471  $(18) $27  $8,112 
Impaired Financing Receivables [Table Text Block]
                  

Three Months Ended

 
                  

March 31, 2021

 
  

Loan Balance

  

Recorded Investment

  

Partial Charge off

  

Allowance for Loan Losses Allocated

  

Average Investment in Impaired Loans

  

Interest Income Recognized

 

March 31, 2021

                        

With no related allowance recorded:

                        

One-to-four family residential real estate

 $1,801  $1,568  $236  $  $1,634  $8 

Multi-family mortgage - Illinois

  515   515         518   7 
   2,316   2,083   236      2,152   15 
                         

With an allowance recorded - nonresidential real estate

  280   296      28   296    
  $2,596  $2,379  $236  $28  $2,448  $15 
                  

Year ended

 
                  

December 31, 2020

 
  

Loan Balance

  

Recorded Investment

  

Partial Charge-off

  

Allowance for Loan Losses Allocated

  

Average Investment in Impaired Loans

  

Interest Income Recognized

 

December 31, 2020

                        

With no related allowance recorded:

                        

One-to-four family residential real estate

 $2,069  $1,718  $363  $  $1,782  $42 

Multi-family mortgage - Illinois

  520   520         594   31 
   2,589   2,238   363      2,376   73 
                         
With an allowance recorded - nonresidential real estate  280   296      28   289    
  $2,869  $2,534  $363  $28  $2,665  $73 
Financing Receivable, Nonaccrual [Table Text Block]
  

Loan Balance

  

Recorded Investment

  

Loans Past Due Over 90 Days, Still Accruing

 

March 31, 2021

            

One-to-four family residential real estate

 $412  $384  $ 

Nonresidential real estate

  280   296    
  $692  $680  $ 

December 31, 2020

            

One-to-four family residential real estate

 $946  $925  $ 

Nonresidential real estate

  280   296    
  $1,226  $1,221  $ 
Financing Receivable, Past Due [Table Text Block]
  

30-59 Days Past Due

  

60-89 Days Past Due

  

90 Days or Greater Past Due

  

Total Past Due

  

Loans Not Past Due

  

Total

 
March 31, 2021                        

One-to-four family residential real estate loans:

                        

Owner occupied

 $477  $  $384  $861  $29,893  $30,754 

Non-owner occupied

  264   221     $485   6,997   7,482 

Multi-family mortgage:

                        

Illinois

  497         497   224,901   225,398 

Other

  425         425   215,001   215,426 

Nonresidential real estate

        296   296   111,858   112,154 
Construction and land              499   499 

Commercial loans and leases:

                        

Commercial

              79,096   79,096 

Asset-based

              1,889   1,889 
Equipment finance:                        
Government     6      6   147,566   147,572 

Investment-rated

  1,572         1,572   78,579   80,151 

Other

  862         862   133,136   133,998 

Consumer

  21   2      23   1,733   1,756 
  $4,118  $229  $680  $5,027  $1,031,148  $1,036,175 
  

30-59 Days Past Due

  

60-89 Days Past Due

  

90 Days or Greater Past Due

  

Total Past Due

  

Loans Not Past Due

  

Total

 

December 31, 2020

                        

One-to-four family residential real estate loans:

                        

Owner occupied

 $252  $211  $834  $1,297  $32,078  $33,375 

Non-owner occupied

  3   132   91   226   8,090   8,316 

Multi-family mortgage:

                        

Illinois

  86         86   221,943   222,029 

Other

              230,212   230,212 

Nonresidential real estate

        296   296   108,362   108,658 
Construction and land              499   499 

Commercial loans and leases:

                        
Commercial  4,886         4,886   72,809   77,695 
Asset-based              1,740   1,740 
Equipment finance:                        
Government  2,468         2,468   100,272   102,740 

Investment-rated

  618   225      843   86,417   87,260 

Other

  853   2,487      3,340   132,282   135,622 

Consumer

  6   5      11   1,801   1,812 
  $9,172  $3,060  $1,221  $13,453  $996,505  $1,009,958 
Financing Receivable Credit Quality Indicators [Table Text Block]
  

Pass

  

Special Mention

  

Substandard

  

Nonaccrual

  

Total

 
March 31, 2021                    

One-to-four family residential real estate loans:

                    

Owner occupied

 $29,864  $  $506  $384  $30,754 

Non-owner occupied

  7,334   26   122      7,482 

Multi-family mortgage:

                    

Illinois

  225,398            225,398 

Other

  215,426            215,426 

Nonresidential real estate

  109,753   2,023   82   296   112,154 
Construction and land  499            499 

Commercial loans and leases:

                    

Commercial

  79,096            79,096 

Asset-based

  1,889            1,889 
Equipment finance:                    
Government  147,572            147,572 

Investment-rated

  80,151            80,151 

Other

  133,136   851   11      133,998 

Consumer

  1,749   3   4      1,756 
  $1,031,867  $2,903  $725  $680  $1,036,175 
  

Pass

  

Special Mention

  

Substandard

  

Nonaccrual

  

Total

 
December 31, 2020                    

One-to-four family residential real estate loans:

                    

Owner occupied

 $32,089  $  $452  $834  $33,375 

Non-owner occupied

  8,164   27   34   91   8,316 

Multi-family mortgage:

                    

Illinois

  222,029            222,029 

Other

  230,212            230,212 

Nonresidential real estate

  106,280   1,998   84   296   108,658 
Construction and land  499            499 

Commercial loans and leases:

                    

Commercial

  72,809      4,886      77,695 

Asset-based

  1,740            1,740 
Equipment finance:                    
Government  102,740            102,740 

Investment-rated

  87,260            87,260 

Other

  134,617      1,005      135,622 

Consumer

  1,802   5   5      1,812 
  $1,000,241  $2,030  $6,466  $1,221  $1,009,958 
COVID 19 [Member]  
Notes Tables  
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]
  

Number of loans

  

Principal Balance

  

Remaining Amounts Deferred

 
March 31, 2021            

Small Investment Property COVID-19 Qualified Limited Forbearance Agreement

            

Multi-family mortgage

  1  $564  $2 

Nonresidential real estate

  4   1,155   4 

Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement

            

Nonresidential real estate

  1   1,981   6 

One-to-four family residential real estate

  5   781   2 
             
   11  $4,481  $14 
             
             
  Number of loans  Principal Balance  Remaining Amounts Deferred 
December 31, 2020            
Small Investment Property COVID-19 Qualified Limited Forbearance Agreement            

Multi-family mortgage

  8  $3,092  $17 

Nonresidential real estate

  10   3,363   22 
Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement            
Nonresidential real estate  2   2,480   6 
One-to-four family residential real estate  10   1,402   8 
             
   30  $10,337  $53 
Paycheck Protection Program CARES Act [Member]  
Notes Tables  
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]
  

For the Three Months Ended March 31, 2021

  

For the Three Months Ended March 31, 2020

 

Paycheck protection program:

        

Number of loans originated

  193    

Loan balance originations

 $8,624  $ 
Loan balance forgiven $7,902  $ 
         
         
  

March 31, 2021

  

December 31, 2020

 

Paycheck protection program loans

        

Number of loans

  256   290 
Loan balance $10,902  $10,180