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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Interest and dividend income    
Loans, including fees $ 10,929 $ 13,611
Securities 54 304
Other 265 738
Total interest income 11,248 14,653
Interest expense    
Deposits 668 2,684
Borrowings 0 0
Total interest expense 668 2,684
Net interest income 10,580 11,969
Provision for (recovery of ) loan losses (335) 471
Net interest income after provision for (recovery of) loan losses 10,915 11,498
Noninterest income    
Deposit service charges and fees 738 887
Loan servicing fees [1] 55 63
Mortgage brokerage and banking fees [1] 12 29
Loss on disposal of other assets 0 (2)
Trust and insurance commissions and annuities income 334 282
Earnings on bank-owned life insurance 21 32
Other [1] 98 107
Total noninterest income 1,258 1,398
Noninterest expense    
Compensation and benefits 5,471 5,518
Office occupancy and equipment 2,138 1,800
Advertising and public relations 196 152
Information technology 658 864
Professional fees 370 314
Supplies, telephone, and postage 400 303
Amortization of intangibles 7 14
Nonperforming asset management 41 40
Operations of foreclosed assets, net 53 (17)
FDIC insurance premiums 106 34
Other 747 606
Total noninterest expense 10,187 9,628
Income before income taxes 1,986 3,268
Income tax expense 517 850
Net income $ 1,469 $ 2,418
Basic and diluted earnings per common share (in dollars per share) $ 0.10 $ 0.16
Basic and diluted weighted average common shares outstanding (in shares) 14,723,769 15,205,731
[1] Not within the scope of ASC 606