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Note 4 - Loans Receivable (Tables)
6 Months Ended
Jun. 30, 2021
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

June 30, 2021

 

December 31, 2020

One-to-four family residential real estate

 $34,762 $41,691

Multi-family mortgage

 434,635 452,241

Nonresidential real estate

 100,008 108,658

Construction and land

 499 499

Commercial loans and leases

 467,461 405,057

Consumer

 1,796 1,812
  1,039,161 1,009,958

Net deferred loan origination fees and costs

 (145) 371

Allowance for loan losses

 (6,857) (7,751)

Loans, net

 $1,032,159 $1,002,578
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]
  

Allowance for loan losses

 

Loan Balances

  

Individually evaluated for impairment

 

Collectively evaluated for impairment

 

Total

 

Individually evaluated for impairment

 

Collectively evaluated for impairment

 

Total

June 30, 2021

                        

One-to-four family residential real estate

 $ $396 $396 $1,485 $33,277 $34,762

Multi-family mortgage

  3,690 3,690 509 434,126 434,635

Nonresidential real estate

 28 1,308 1,336 296 99,712 100,008

Construction and land

  11 11  499 499

Commercial loans and leases

  1,377 1,377  467,461 467,461

Consumer

  47 47  1,796 1,796
  $28 $6,829 $6,857 $2,290 $1,036,871 1,039,161

Net deferred loan origination fees and costs

                     (145)

Allowance for loan losses

                     (6,857)

Loans, net

                     $1,032,159
  

Allowance for loan losses

 

Loan Balances

  

Individually evaluated for impairment

 

Collectively evaluated for impairment

 

Total

 

Individually evaluated for impairment

 

Collectively evaluated for impairment

 

Total

December 31, 2020

                        

One-to-four family residential real estate

 $ $518 $518 $1,718 $39,973 $41,691

Multi-family mortgage

  4,062 4,062 520 451,721 452,241

Nonresidential real estate

 28 1,541 1,569 296 108,362 108,658

Construction and land

  12 12  499 499

Commercial loans and leases

  1,536 1,536  405,057 405,057

Consumer

  54 54  1,812 1,812
  $28 $7,723 $7,751 $2,534 $1,007,424 1,009,958

Net deferred loan origination fees and costs

                     371

Allowance for loan losses

                     (7,751)

Loans, net

                     $1,002,578
Financing Receivable, Allowance for Credit Loss [Table Text Block]
  

Beginning balance

 

Provision for (recovery of) loan losses

 

Loans charged off

 

Recoveries

 

Ending balance

For the three months ended

                    
                     

June 30, 2021

                    

One-to-four family residential real estate

 $465 $(118) $ $49 $396

Multi-family mortgage

 3,902 (222)  10 3,690

Nonresidential real estate

 1,592 (256)   1,336

Construction and land

 12 (1)   11

Commercial loans and leases

 1,377 (87)  87 1,377

Consumer

 47 6 (6)  47
  $7,395 $(678) $(6) $146 $6,857
                     

June 30, 2020

                    

One-to-four family residential real estate

 $682 $(20) $ $3 $665

Multi-family mortgage

 3,869 301  15 4,185

Nonresidential real estate

 1,460 142   1,602

Commercial loans and leases

 2,055 (398)  1 1,658

Consumer

 46 17 (17)  46
  $8,112 $42 $(17) $19 $8,156
  

Beginning balance

 

Provision for (recovery of) loan losses

 

Loans charged off

 

Recoveries

 

Ending balance

For the six months ended

                    
                     

June 30, 2021

                    

One-to-four family residential real estate

 $518 $(231) $ $109 $396

Multi-family mortgage

 4,062 (393)  21 3,690

Nonresidential real estate

 1,569 (233)   1,336

Construction and land

 12 (1)   11

Commercial loans and leases

 1,536 (161) (86) 88 1,377

Consumer

 54 6 (15) 2 47
  $7,751 $(1,013) $(101) $220 $6,857
                     

June 30, 2020

                    

One-to-four family residential real estate

 $675 $(21) $(5) $16 $665

Multi-family mortgage

 3,676 482  27 4,185

Nonresidential real estate

 1,176 426   1,602

Commercial loans and leases

 2,065 (410)  3 1,658

Consumer

 40 36 (30)  46
  $7,632 $513 $(35) $46 $8,156
Impaired Financing Receivables [Table Text Block]
                  

Three Months Ended

 

Six Months Ended

                  

June 30, 2021

 

June 30, 2021

  

Loan Balance

 

Recorded Investment

 

Partial Charge-off

 

Allowance for Loan Losses Allocated

 

Average Investment in Impaired Loans

 

Interest Income Recognized

 

Average Investment in Impaired Loans

 

Interest Income Recognized

June 30, 2021

                                

With no related allowance recorded:

                                

One-to-four family residential real estate

 $1,676 $1,485 $192 $ $1,513 $7 $1,574 $15

Multi-family mortgage - Illinois

 509 509   512 8 515 15
  2,185 1,994 192  2,025 15 2,089 30
                                 

With an allowance recorded - nonresidential real estate

 280 296  28 296  296 
  $2,465 $2,290 $192 $28 $2,321 $15 $2,385 $30
                  

Year ended

                  

December 31, 2020

  

Loan Balance

 

Recorded Investment

 

Partial Charge-off

 

Allowance for Loan Losses Allocated

 

Average Investment in Impaired Loans

 

Interest Income Recognized

December 31, 2020

                        

With no related allowance recorded:

                        

One-to-four family residential real estate

 $2,069 $1,718 $363 $ $1,782 $42

Multi-family mortgage - Illinois

 520 520   594 31
  2,589 2,238 363  2,376 73
                         

With an allowance recorded - nonresidential real estate

 280 296  28 289 
  $2,869 $2,534 $363 $28 $2,665 $73
Financing Receivable, Nonaccrual [Table Text Block]
  

Loan Balance

 

Recorded Investment

 

Loans Past Due Over 90 Days, Still Accruing

June 30, 2021

            

One-to-four family residential real estate

 $618 $588 $

Nonresidential real estate

 280 296 
  $898 $884 $

December 31, 2020

            

One-to-four family residential real estate

 $946 $925 $

Nonresidential real estate

 280 296 
  $1,226 $1,221 $
Financing Receivable, Past Due [Table Text Block]
  

30-59 Days Past Due

 

60-89 Days Past Due

 

90 Days or Greater Past Due

 

Total Past Due

 

Loans Not Past Due

 

Total

June 30, 2021

                        

One-to-four family residential real estate loans:

                        

Owner occupied

 $ $ $588 $588 $27,060 $27,648

Non-owner occupied

 14   14 7,100 7,114

Multi-family mortgage:

                        

Illinois

     223,738 223,738

Other

     210,897 210,897

Nonresidential real estate

   296 296 99,712 100,008

Construction and land

     499 499

Commercial loans and leases:

                        

Commercial

     79,193 79,193

Asset-based

     1,759 1,759

Equipment finance:

                        

Government

     158,772 158,772

Investment-rated

 9   9 81,459 81,468

Other

 267 1,635  1,902 144,367 146,269

Consumer

 1 2  3 1,793 1,796
  $291 $1,637 $884 $2,812 $1,036,349 $1,039,161
  

30-59 Days Past Due

 

60-89 Days Past Due

 

90 Days or Greater Past Due

 

Total Past Due

 

Loans Not Past Due

 

Total

December 31, 2020

                        

One-to-four family residential real estate loans:

                        

Owner occupied

 $252 $211 $834 $1,297 $32,078 $33,375

Non-owner occupied

 3 132 91 226 8,090 8,316

Multi-family mortgage:

                        

Illinois

 86   86 221,943 222,029

Other

     230,212 230,212

Nonresidential real estate

   296 296 108,362 108,658

Construction and land

     499 499

Commercial loans and leases:

                        

Commercial

 4,886   4,886 72,809 77,695

Asset-based

     1,740 1,740

Equipment finance:

                        

Government

 2,468   2,468 100,272 102,740

Investment-rated

 618 225  843 86,417 87,260

Other

 853 2,487  3,340 132,282 135,622

Consumer

 6 5  11 1,801 1,812
  $9,172 $3,060 $1,221 $13,453 $996,505 $1,009,958
Financing Receivable Credit Quality Indicators [Table Text Block]
  

Pass

 

Special Mention

 

Substandard

 

Nonaccrual

 

Total

June 30, 2021

                    

One-to-four family residential real estate loans:

                    

Owner occupied

 $26,785 $ $275 $588 $27,648

Non-owner occupied

 6,973 26 115  7,114

Multi-family mortgage:

                    

Illinois

 223,410 328   223,738

Other

 210,897    210,897

Nonresidential real estate

 99,712   296 100,008

Construction and land

 499    499

Commercial loans and leases:

                    

Commercial

 79,193    79,193

Asset-based

 1,759    1,759

Equipment finance:

                    

Government

 158,772    158,772

Investment-rated

 81,468    81,468

Other

 145,528 741   146,269

Consumer

 1,789 3 4  1,796
  $1,036,785 $1,098 $394 $884 $1,039,161
  

Pass

 

Special Mention

 

Substandard

 

Nonaccrual

 

Total

December 31, 2020

                    

One-to-four family residential real estate loans:

                    

Owner occupied

 $32,089 $ $452 $834 $33,375

Non-owner occupied

 8,164 27 34 91 8,316

Multi-family mortgage:

                    

Illinois

 222,029    222,029

Other

 230,212    230,212

Nonresidential real estate

 106,280 1,998 84 296 108,658

Construction and land

 499    499

Commercial loans and leases:

                    

Commercial

 72,809  4,886  77,695

Asset-based

 1,740    1,740

Equipment finance:

                    

Government

 102,740    102,740

Investment-rated

 87,260    87,260

Other

 134,617  1,005  135,622

Consumer

 1,802 5 5  1,812
  $1,000,241 $2,030 $6,466 $1,221 $1,009,958
COVID 19 [Member]  
Notes Tables  
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]
  

Number of loans

 

Principal Balance

 

Remaining Amounts Deferred

Small Investment Property COVID-19 Qualified Limited Forbearance Agreement

            

Multi-family mortgage

 8 $3,092 $17

Nonresidential real estate

 10 3,363 22

Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement

            

Nonresidential real estate

 2 2,480 6

One-to-four family residential real estate

 10 1,402 8
             
  30 $10,337 $53
Paycheck Protection Program Loans [Member]  
Notes Tables  
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]
  

Three Months Ended June 30,

 

For the Six Months Ended June 30,

  

2021

 

2020

 

2021

 

2020

Paycheck protection program:

                

Number of loans originated

 45 305 238 305

Loan balance originations

 $1,511 $11,024 $10,135 $11,024

Loan balance forgiven

 $1,834 $117 $9,737 $117
  

June 30, 2021

 

December 31, 2020

Paycheck protection program loans

        

Number of loans

 248 290

Loan balance

 $10,579 $10,180