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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Interest and dividend income        
Loans, including fees $ 11,192 $ 12,669 $ 22,121 $ 26,280
Securities 52 271 106 575
Other 253 254 518 992
Total interest income 11,497 13,194 22,745 27,847
Interest expense        
Deposits 552 1,869 1,220 4,553
Subordinated Notes 170 0 170 0
Total interest expense 722 1,869 1,390 4,553
Net interest income 10,775 11,325 21,355 23,294
Provision for (recovery of ) loan losses (678) 42 (1,013) 513
Net interest income after provision for (recovery of) loan losses 11,453 11,283 22,368 22,781
Noninterest income        
Deposit service charges and fees 800 736 1,538 1,623
Loan servicing fees [1] 141 82 196 145
Mortgage brokerage and banking fees [1] 5 11 17 40
Loss on disposal of other assets 0 0 0 (2)
Trust and insurance commissions and annuities income 283 224 617 506
Earnings on bank-owned life insurance [1] 30 9 51 41
Other [1] 167 101 265 208
Total noninterest income 1,426 1,163 2,684 2,561
Noninterest expense        
Compensation and benefits 5,558 5,168 11,029 10,686
Office occupancy and equipment 1,951 1,723 4,089 3,523
Advertising and public relations 179 118 375 270
Information technology 653 808 1,311 1,672
Professional fees 343 289 713 602
Supplies, telephone, and postage 442 284 842 587
Amortization of intangibles 0 7 7 21
Nonperforming asset management 8 57 49 97
Operations of foreclosed assets, net 232 7 285 (10)
FDIC insurance premiums 114 102 220 136
Other 761 686 1,508 1,293
Total noninterest expense 10,241 9,249 20,428 18,877
Income before income taxes 2,638 3,197 4,624 6,465
Income tax expense 712 845 1,229 1,695
Net income $ 1,926 $ 2,352 $ 3,395 $ 4,770
Basic and diluted earnings per common share (in dollars per share) $ 0.13 $ 0.16 $ 0.23 $ 0.32
Basic and diluted weighted average common shares outstanding (in shares) 14,433,748 14,978,757 14,577,958 15,092,244
[1] Not within the scope of ASC 606