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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Cash flows from operating activities    
Net income $ 3,395,000 $ 4,770,000
Adjustments to reconcile net income to net cash from operating activities    
Provision for (recovery of ) loan losses (1,013,000) 513,000
Depreciation and amortization 1,001,000 877,000
Net change in net deferred loan origination costs 516,000 454,000
Gain on sale of foreclosed assets (51,000) (30,000)
Loss on disposal of other assets 0 2,000
Foreclosed assets valuation adjustments 281,000 0
Earnings on bank-owned life insurance [1] (51,000) (41,000)
Net change in:    
Accrued interest receivable (1,359,000) 116,000
Other assets 530,000 2,316,000
Accrued interest payable and other liabilities (736,000) (2,539,000)
Net cash from operating activities 2,513,000 6,438,000
Cash flows from investing activities    
Proceeds from maturities 10,412,000 35,318,000
Proceeds from principal repayments 699,000 1,386,000
Purchases of securities (6,200,000) (35,940,000)
Net (increase) decrease in loans receivable (28,682,000) 85,164,000
Loan participation purchased (5,000,000) 0
Proceeds from sale of foreclosed assets 2,698,000 95,000
Purchase of premises and equipment, net (1,037,000) (795,000)
Net cash (used in) from investing activities (27,110,000) 85,228,000
Cash flows from financing activities    
Deposits 45,030,000 103,398,000
Borrowings 1,000,000 3,939,000
Advance payments by borrowers for taxes and insurance 1,412,000 2,134,000
Proceeds from issuance of Subordinated Notes 20,000,000 0
Costs paid for issuance of Subordinated Notes (441,000) 0
Repurchase and retirement of common stock (6,945,000) (3,676,000)
Cash dividends paid on common stock (2,919,000) (3,021,000)
Net cash from financing activities 57,137,000 102,774,000
Net change in cash and cash equivalents 32,540,000 194,440,000
Beginning cash and cash equivalents 503,496,000 190,325,000
Ending cash and cash equivalents 536,036,000 384,765,000
Supplemental disclosures of cash flow information:    
Interest paid 1,234,000 4,564,000
Income taxes paid 1,831,000 226,000
Income taxes refunded 0 8,000
Loans transferred to foreclosed assets 4,473,000 33,000
Recording of right of use asset in exchange for lease obligations in other assets and other liabilities $ 866,000 $ 111,000
[1] Not within the scope of ASC 606