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Note 4 - Loans Receivable (Tables)

9 Months Ended

Sep. 30, 2021

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30, 2021				December 31, 2020
One-to-four family residential real estate		$	31,829			$	41,691
Multi-family mortgage			435,634				452,241
Nonresidential real estate			100,469				108,658
Construction and land			499				499
Commercial loans and leases			483,705				405,057
Consumer			1,760				1,812
			1,053,896				1,009,958
Net deferred loan origination costs			55				371
Allowance for loan losses			(6,895	)			(7,751	)
Loans, net		$	1,047,056			$	1,002,578

Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
September 30, 2021
One-to-four family residential real estate		$	—			$	401			$	401			$	1,354			$	30,475			$	31,829
Multi-family mortgage			—				3,579				3,579				503				435,131				435,634
Nonresidential real estate			28				1,278				1,306				296				100,173				100,469
Construction and land			—				12				12				—				499				499
Commercial loans and leases			—				1,554				1,554				9				483,696				483,705
Consumer			—				43				43				—				1,760				1,760
		$	28			$	6,867			$	6,895			$	2,162			$	1,051,734				1,053,896
Net deferred loan origination costs																							55
Allowance for loan losses																							(6,895	)
Loans, net																						$	1,047,056

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2020
One-to-four family residential real estate		$	—			$	518			$	518			$	1,718			$	39,973			$	41,691
Multi-family mortgage			—				4,062				4,062				520				451,721				452,241
Nonresidential real estate			28				1,541				1,569				296				108,362				108,658
Construction and land			—				12				12				—				499				499
Commercial loans and leases			—				1,536				1,536				—				405,057				405,057
Consumer			—				54				54				—				1,812				1,812
		$	28			$	7,723			$	7,751			$	2,534			$	1,007,424				1,009,958
Net deferred loan origination costs																							371
Allowance for loan losses																							(7,751	)
Loans, net																						$	1,002,578

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
For the three months ended
September 30, 2021
One-to-four family residential real estate		$	396			$	(33	)		$	—			$	38			$	401
Multi-family mortgage			3,690				(118	)			—				7				3,579
Nonresidential real estate			1,336				(30	)			—				—				1,306
Construction and land			11				1				—				—				12
Commercial loans and leases			1,377				176				—				1				1,554
Consumer			47				(2	)			(2	)			—				43
		$	6,857			$	(6	)		$	(2	)		$	46			$	6,895
September 30, 2020
One-to-four family residential real estate		$	665			$	(42	)		$	(2	)		$	2			$	623
Multi-family mortgage			4,185				(98	)			—				56				4,143
Nonresidential real estate			1,602				115				—				—				1,717
Commercial loans and leases			1,658				(178	)			—				—				1,480
Consumer			46				16				(14	)			—				48
		$	8,156			$	(187	)		$	(16	)		$	58			$	8,011

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
For the nine months ended
September 30, 2021
One-to-four family residential real estate		$	518			$	(264	)		$	—			$	147			$	401
Multi-family mortgage			4,062				(511	)			—				28				3,579
Nonresidential real estate			1,569				(263	)			—				—				1,306
Construction and land			12				—				—				—				12
Commercial loans and leases			1,536				15				(86	)			89				1,554
Consumer			54				4				(17	)			2				43
		$	7,751			$	(1,019	)		$	(103	)		$	266			$	6,895
September 30, 2020
One-to-four family residential real estate		$	675			$	(63	)		$	(7	)		$	18			$	623
Multi-family mortgage			3,676				384				—				83				4,143
Nonresidential real estate			1,176				541				—				—				1,717
Commercial loans and leases			2,065				(588	)			—				3				1,480
Consumer			40				52				(44	)			—				48
		$	7,632			$	326			$	(51	)		$	104			$	8,011

Impaired Financing Receivables [Table Text Block]

																		Three Months Ended								Nine Months Ended
																		September 30, 2021								September 30, 2021
		Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized				Average Investment in Impaired Loans				Interest Income Recognized
September 30, 2021
With no related allowance recorded:
One-to-four family residential real estate		$	1,465			$	1,354			$	111			$	—			$	1,428			$	7			$	1,524			$	23
Multi-family mortgage - Illinois			503				503				—				—				506				7				512				22
Equipment finance - investment - rated			9				9				—				—				2				—				1				—
			1,977				1,866				111				—				1,936				14				2,037				45
With an allowance recorded - nonresidential real estate			280				296				—				28				296				—				296				—
		$	2,257			$	2,162			$	111			$	28			$	2,232			$	14			$	2,333			$	45

																		Year ended
																		December 31, 2020
		Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2020
With no related allowance recorded:
One-to-four family residential real estate		$	2,069			$	1,718			$	363			$	—			$	1,782			$	42
Multi-family mortgage - Illinois			520				520				—				—				594				31
			2,589				2,238				363				—				2,376				73
With an allowance recorded - nonresidential real estate			280				296				—				28				289				—
		$	2,869			$	2,534			$	363			$	28			$	2,665			$	73

Financing Receivable, Nonaccrual [Table Text Block]

		Loan Balance				Recorded Investment				Loans Past Due Over 90 Days, Still Accruing
September 30, 2021
One-to-four family residential real estate		$	373			$	341			$	—
Nonresidential real estate			280				296				—
Equipment finance - investment - rated			9				9				—
		$	662			$	646			$	—
December 31, 2020
One-to-four family residential real estate		$	946			$	925			$	—
Nonresidential real estate			280				296				—
		$	1,226			$	1,221			$	—

Financing Receivable, Past Due [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
September 30, 2021
One-to-four family residential real estate loans:
Owner occupied		$	32			$	251			$	341			$	624			$	24,476			$	25,100
Non-owner occupied			5				9				—				14				6,715				6,729
Multi-family mortgage:
Illinois			—				—				—				—				232,181				232,181
Other			—				—				—				—				203,453				203,453
Nonresidential real estate			—				—				296				296				100,173				100,469
Construction and land			—				—				—				—				499				499
Commercial loans and leases:
Commercial			—				—				—				—				79,873				79,873
Asset-based			—				—				—				—				14,716				14,716
Equipment finance:
Government			—				1,190				—				1,190				157,989				159,179
Investment-rated			748				—				9				757				78,065				78,822
Other			1,112				476				—				1,588				108,095				109,683
Middle market			—				—				—				—				33,125				33,125
Small ticket			—				—				—				—				8,307				8,307
Consumer			7				21				—				28				1,732				1,760
		$	1,904			$	1,947			$	646			$	4,497			$	1,049,399			$	1,053,896

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2020
One-to-four family residential real estate loans:
Owner occupied		$	252			$	211			$	834			$	1,297			$	32,078			$	33,375
Non-owner occupied			3				132				91				226				8,090				8,316
Multi-family mortgage:
Illinois			86				—				—				86				221,943				222,029
Other			—				—				—				—				230,212				230,212
Nonresidential real estate			—				—				296				296				108,362				108,658
Construction and land			—				—				—				—				499				499
Commercial loans and leases:
Commercial			4,886				—				—				4,886				72,809				77,695
Asset-based			—				—				—				—				1,740				1,740
Equipment finance:
Government			2,468				—				—				2,468				100,272				102,740
Investment-rated			618				225				—				843				87,751				88,594
Other			853				2,487				—				3,340				122,677				126,017
Middle market			—				—				—				—				6,988				6,988
Small ticket			—				—				—				—				1,283				1,283
Consumer			6				5				—				11				1,801				1,812
		$	9,172			$	3,060			$	1,221			$	13,453			$	996,505			$	1,009,958

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Nonaccrual				Total
September 30, 2021
One-to-four family residential real estate loans:
Owner occupied		$	24,362			$	—			$	397			$	341			$	25,100
Non-owner occupied			6,617				—				112				—				6,729
Multi-family mortgage:
Illinois			231,855				326				—				—				232,181
Other			203,453				—				—				—				203,453
Nonresidential real estate			100,173				—				—				296				100,469
Construction and land			499				—				—				—				499
Commercial loans and leases:
Commercial			79,873				—				—				—				79,873
Asset-based			14,716				—				—				—				14,716
Equipment finance:
Government			159,179				—				—				—				159,179
Investment-rated			78,813				—				—				9				78,822
Other			108,492				—				1,191				—				109,683
Middle market			33,125				—				—				—				33,125
Small ticket			8,307				—				—				—				8,307
Consumer			1,751				2				7				—				1,760
		$	1,051,215			$	328			$	1,707			$	646			$	1,053,896

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2020
One-to-four family residential real estate loans:
Owner occupied		$	32,089			$	—			$	452			$	834			$	33,375
Non-owner occupied			8,164				27				34				91				8,316
Multi-family mortgage:
Illinois			222,029				—				—				—				222,029
Other			230,212				—				—				—				230,212
Nonresidential real estate			106,280				1,998				84				296				108,658
Construction and land			499				—				—				—				499
Commercial loans and leases:
Commercial			72,809				—				4,886				—				77,695
Asset-based			1,740				—				—				—				1,740
Equipment finance:
Government			102,740				—				—				—				102,740
Investment-rated			88,594				—				—				—				88,594
Other			125,012				—				1,005				—				126,017
Middle market			6,988				—				—				—				6,988
Small ticket			1,283				—				—				—				1,283
Consumer			1,802				5				5				—				1,812
		$	1,000,241			$	2,030			$	6,466			$	1,221			$	1,009,958

COVID 19 [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		Number of loans				Principal Balance				Remaining Amounts Deferred
Small Investment Property COVID-19 Qualified Limited Forbearance Agreement
Multi-family mortgage			8			$	3,092			$	17
Nonresidential real estate			10				3,363				22
Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement
Nonresidential real estate			2				2,480				6
One-to-four family residential real estate			10				1,402				8
			30			$	10,337			$	53

Paycheck Protection Program Loans [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		For the Three Months Ended September 30,								For the Nine Months Ended September 30,
		2021				2020				2021				2020
Paycheck protection program:
Number of loans originated			—				10				238				315
Loan balance originations		$	—			$	136			$	10,135			$	11,160
Loan balance forgiven		$	4,801			$	—			$	14,538			$	117

		September 30, 2021				December 31, 2020
Paycheck protection program loans
Number of loans			116				290
Loan balance		$	5,777			$	10,180

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