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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Interest and dividend income        
Loans, including fees $ 11,389 $ 12,027 $ 33,510 $ 38,307
Securities 46 183 152 758
Other 313 275 831 1,267
Total interest income 11,748 12,485 34,493 40,332
Interest expense        
Deposits 520 1,488 1,740 6,041
Subordinated Notes 198 0 368 0
Total interest expense 718 1,488 2,108 6,041
Net interest income 11,030 10,997 32,385 34,291
(Recovery of) provision for loan losses (6) (187) (1,019) 326
Net interest income after (recovery of) provision for loan losses 11,036 11,184 33,404 33,965
Noninterest income        
Deposit service charges and fees 814 833 2,352 2,456
Loan servicing fees [1] 140 44 336 189
Mortgage brokerage and banking fees [1] 16 44 33 84
Trust and insurance commissions and annuities income 263 222 880 728
Earnings on bank-owned life insurance [1] 31 10 82 51
Other [1] 110 111 375 317
Total noninterest income 1,374 1,264 4,058 3,825
Noninterest expense        
Compensation and benefits 5,782 5,398 16,811 16,084
Office occupancy and equipment 1,882 1,860 5,971 5,383
Advertising and public relations 150 135 525 405
Information technology 710 781 2,021 2,453
Professional fees 311 341 1,024 943
Supplies, telephone, and postage 382 288 1,224 875
Amortization of intangibles 0 6 7 27
Nonperforming asset management 6 57 55 154
Operations of foreclosed assets, net 81 23 366 13
FDIC insurance premiums 125 105 345 241
Other 737 793 2,245 2,086
Total noninterest expense 10,166 9,787 30,594 28,664
Income before income taxes 2,244 2,661 6,868 9,126
Income tax expense 600 713 1,829 2,408
Net income $ 1,644 $ 1,948 $ 5,039 $ 6,718
Basic and diluted earnings per common share (in dollars per share) $ 0.12 $ 0.13 $ 0.35 $ 0.45
Basic and diluted weighted average common shares outstanding (in shares) 13,722,333 14,842,150 14,289,615 15,008,271
[1] Not within the scope of ASC 606