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Note 4 - Loans Receivable (Tables)

12 Months Ended

Dec. 31, 2021

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		December 31,
		2021				2020
One-to-four family residential real estate		$	30,133			$	41,691
Multi-family mortgage			426,136				452,241
Nonresidential real estate			103,172				108,658
Construction and land			—				499
Commercial loans and leases			489,512				405,057
Consumer			1,685				1,812
			1,050,638				1,009,958
Net deferred loan origination costs			284				371
Allowance for loan losses			(6,715	)			(7,751	)
Loans, net		$	1,044,207			$	1,002,578

Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2021
One-to-four family residential real estate		$	—			$	331			$	331			$	1,299			$	28,834			$	30,133
Multi-family mortgage			—				3,377				3,377				498				425,638				426,136
Nonresidential real estate			30				1,281				1,311				297				102,875				103,172
Commercial loans and leases			—				1,652				1,652				76				489,436				489,512
Consumer			—				44				44				—				1,685				1,685
		$	30			$	6,685			$	6,715			$	2,170			$	1,048,468				1,050,638
Net deferred loan origination costs																							284
Allowance for loan losses																							(6,715	)
Loans, net																						$	1,044,207

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2020
One-to-four family residential real estate		$	—			$	518			$	518			$	1,718			$	39,973			$	41,691
Multi-family mortgage			—				4,062				4,062				520				451,721				452,241
Nonresidential real estate			28				1,541				1,569				296				108,362				108,658
Construction and land			—				12				12				—				499				499
Commercial loans and leases			—				1,536				1,536				—				405,057				405,057
Consumer			—				54				54				—				1,812				1,812
		$	28			$	7,723			$	7,751			$	2,534			$	1,007,424				1,009,958
Net deferred loan origination costs																							371
Allowance for loan losses																							(7,751	)
Loans, net																						$	1,002,578

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
December 31, 2021
One-to-four family residential real estate		$	518			$	(395	)		$	(3	)		$	211			$	331
Multi-family mortgage			4,062				(718	)			—				33				3,377
Nonresidential real estate			1,569				(251	)			(7	)			—				1,311
Construction and land			12				(12	)			—				—				—
Commercial loans and leases			1,536				119				(93	)			90				1,652
Consumer			54				17				(29	)			2				44
		$	7,751			$	(1,240	)		$	(132	)		$	336			$	6,715
December 31, 2020
One-to-four family residential real estate		$	675			$	(185	)		$	(9	)		$	37			$	518
Multi-family mortgage			3,676				292				—				94				4,062
Nonresidential real estate			1,176				393				—				—				1,569
Construction and land			—				12				—				—				12
Commercial loans and leases			2,065				(533	)			—				4				1,536
Consumer			40				76				(62	)			—				54
		$	7,632			$	55			$	(71	)		$	135			$	7,751

Impaired Financing Receivables [Table Text Block]

		Loan Balance				Recorded Investment				Partial Charge- off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2021
With no related allowance recorded
One-to-four family residential real estate		$	1,299			$	1,299			$	—			$	—			$	1,473			$	29
Multi-family mortgage - Illinois			498				498				—				—				509				30
Commercial leases			83				76				7				—				7				—
			1,880				1,873				7				—				1,989				59
With an allowance recorded - nonresidential real estate			280				297				7				30				296				—
		$	2,160			$	2,170			$	14			$	30			$	2,285			$	59
December 31, 2020
With no related allowance recorded
One-to-four family residential real estate		$	2,069			$	1,718			$	363			$	—			$	1,782			$	42
Multi-family mortgage - Illinois			520				520				—				—				594				31
			2,589				2,238				363				—				2,376				73
With an allowance recorded - nonresidential real estate			280				296				—				28				289				—
		$	2,869			$	2,534			$	363			$	28			$	2,665			$	73

Financing Receivable, Nonaccrual [Table Text Block]

		Loan Balance				Recorded Investment				Loans Past Due Over 90 Days, still accruing
December 31, 2021
One-to-four family residential real estate		$	367			$	367			$	—
Nonresidential real estate			280				297				—
Commercial loans			—				—				10
Equipment finance - other			83				76				—
		$	730			$	740			$	10
December 31, 2020
One-to-four family residential real estate		$	946			$	925			$	—
Nonresidential real estate			280				296				—
		$	1,226			$	1,221			$	—

Financing Receivable, Past Due [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2021
One-to-four family residential real estate loans:
Owner occupied		$	181			$	250			$	367			$	798			$	23,333			$	24,131
Non-owner occupied			2				9				—				11				5,991				6,002
Multi-family mortgage:
Illinois			189				—				—				189				235,681				235,870
Other			—				—				—				—				190,266				190,266
Nonresidential real estate			—				—				297				297				102,875				103,172
Commercial loans and leases:
Commercial			—				—				—				—				67,995				67,995
Asset-based			26				6				10				42				19,358				19,400
Equipment finance:
Government			3,160				4,718				—				7,878				170,584				178,462
Investment-rated			290				1,201				—				1,491				81,135				82,626
Other			3,015				—				76				3,091				85,760				88,851
Middle market			—				—				—				—				40,582				40,582
Small ticket			—				—				—				—				11,596				11,596
Consumer			13				4				—				17				1,668				1,685
		$	6,876			$	6,188			$	750			$	13,814			$	1,036,824			$	1,050,638

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2020
One-to-four family residential real estate loans:
Owner occupied		$	252			$	211			$	834			$	1,297			$	32,078			$	33,375
Non-owner occupied			3				132				91				226				8,090				8,316
Multi-family mortgage:
Illinois			86				—				—				86				221,943				222,029
Other			—				—				—				—				230,212				230,212
Nonresidential real estate			—				—				296				296				108,362				108,658
Construction and land			—				—				—				—				499				499
Commercial loans and leases:
Commercial			4,886				—				—				4,886				72,809				77,695
Asset-based			—				—				—				—				1,740				1,740
Equipment finance:
Government			2,468				—				—				2,468				100,272				102,740
Investment-rated			618				225				—				843				87,751				88,594
Other			853				2,487				—				3,340				122,677				126,017
Middle market			—				—				—				—				6,988				6,988
Small ticket			—				—				—				—				1,283				1,283
Consumer			6				5				—				11				1,801				1,812
		$	9,172			$	3,060			$	1,221			$	13,453			$	996,505			$	1,009,958

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2021
One-to-four family residential real estate loans:
Owner occupied		$	23,396			$	—			$	368			$	367			$	24,131
Non-owner occupied			5,894				—				108				—				6,002
Multi-family mortgage:
Illinois			235,545				325				—				—				235,870
Other			190,266				—				—				—				190,266
Nonresidential real estate			102,875				—				—				297				103,172
Commercial loans and leases:
Commercial			67,995				—				—				—				67,995
Asset-based			19,400				—				—				—				19,400
Equipment finance:
Government			178,427				35				—				—				178,462
Investment-rated			82,626				—				—				—				82,626
Other			87,685				1,090				—				76				88,851
Middle market			40,582				—				—				—				40,582
Small ticket			11,596				—				—				—				11,596
Consumer			1,675				4				6				—				1,685
		$	1,047,962			$	1,454			$	482			$	740			$	1,050,638

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2020
One-to-four family residential real estate loans:
Owner occupied		$	32,089			$	—			$	452			$	834			$	33,375
Non-owner occupied			8,164				27				34				91				8,316
Multi-family mortgage:
Illinois			222,029				—				—				—				222,029
Other			230,212				—				—				—				230,212
Nonresidential real estate			106,280				1,998				84				296				108,658
Construction and land			499				—				—				—				499
Commercial loans and leases:
Commercial			72,809				—				4,886				—				77,695
Asset-based			1,740				—				—				—				1,740
Equipment finance:
Government			102,740				—				—				—				102,740
Investment-rated			88,594				—				—				—				88,594
Other			125,012				—				1,005				—				126,017
Middle market			6,988				—				—				—				6,988
Small ticket			1,283				—				—				—				1,283
Consumer			1,802				5				5				—				1,812
		$	1,000,241			$	2,030			$	6,466			$	1,221			$	1,009,958

COVID 19 [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

						Principal				Remaining Amounts
		Number of loans				Balance				Deferred
Small Investment Property COVID-19 Qualified Limited Forbearance Agreement
Multi-family mortgage			8			$	3,092			$	17
Nonresidential real estate			10				3,363				22
Apartment and Commercial Real Estate COVID-19 Qualified Limited Forbearance Agreement
Nonresidential real estate			2				2,480				6
One-to-four family residential real estate			10				1,402				8
			30			$	10,337			$	53

Paycheck Protection Program Loans [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		For the years ended December 31,
Paycheck Protection Program:		2021				2020
Number of loans originated			238				315
Loan balance originations		$	10,135			$	11,160
Loan balance forgiven		$	16,272			$	980
		December 31, 2021				December 31, 2020
Paycheck Protection Program loans
Number of loans			76				290
Loan balance		$	4,043			$	10,180

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