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Note 4 - Loans Receivable (Tables)
3 Months Ended
Mar. 31, 2022
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

March 31, 2022

  

December 31, 2021

 

One-to-four family residential real estate

 $28,221  $30,133 

Multi-family mortgage

  435,522   426,136 

Nonresidential real estate

  99,817   103,172 

Commercial loans and leases

  496,245   489,512 

Consumer

  1,572   1,685 
   1,061,377   1,050,638 

Net deferred loan origination costs

  478   284 

Allowance for loan losses

  (6,786)  (6,715)

Loans, net

 $1,055,069  $1,044,207 
Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]
  

Allowance for loan losses

  

Loan Balances

 
  

Individually evaluated for impairment

  

Collectively evaluated for impairment

  

Total

  

Individually evaluated for impairment

  

Collectively evaluated for impairment

  

Total

 

March 31, 2022

                        

One-to-four family residential real estate

 $  $315  $315  $1,067  $27,154  $28,221 

Multi-family mortgage

     3,390   3,390   492   435,030   435,522 

Nonresidential real estate

     957   957      99,817   99,817 

Commercial loans and leases

     2,078   2,078   164   496,081   496,245 

Consumer

     46   46      1,572   1,572 
  $  $6,786  $6,786  $1,723  $1,059,654   1,061,377 

Net deferred loan origination costs

                      478 

Allowance for loan losses

                      (6,786)

Loans, net

                     $1,055,069 
  

Allowance for loan losses

  

Loan Balances

 
  

Individually evaluated for impairment

  

Collectively evaluated for impairment

  

Total

  

Individually evaluated for impairment

  

Collectively evaluated for impairment

  

Total

 

December 31, 2021

                        

One-to-four family residential real estate

 $  $331  $331  $1,299  $28,834  $30,133 

Multi-family mortgage

     3,377   3,377   498   425,638   426,136 

Nonresidential real estate

  30   1,281   1,311   297   102,875   103,172 

Commercial loans and leases

     1,652   1,652   76   489,436   489,512 

Consumer

     44   44      1,685   1,685 
  $30  $6,685  $6,715  $2,170  $1,048,468   1,050,638 

Net deferred loan origination costs

                      284 

Allowance for loan losses

                      (6,715)

Loans, net

                     $1,044,207 
Financing Receivable, Allowance for Credit Loss [Table Text Block]
  

Beginning balance

  

Provision for (recovery of) loan losses

  

Loans charged off

  

Recoveries

  

Ending balance

 

For the three months ended

                    
                     

March 31, 2022

                    

One-to-four family residential real estate

 $331  $(14) $(4) $2  $315 

Multi-family mortgage

  3,377   8      5   3,390 

Nonresidential real estate

  1,311   (162)  (192)     957 

Commercial loans and leases

  1,652   425      1   2,078 

Consumer

  44   19   (18)  1   46 
  $6,715  $276  $(214) $9  $6,786 
                     

March 31, 2021

                    

One-to-four family residential real estate

 $518  $(113) $  $60  $465 

Multi-family mortgage

  4,062   (171)     11   3,902 

Nonresidential real estate

  1,569   23         1,592 

Construction and land

  12            12 

Commercial loans and leases

  1,536   (74)  (86)  1   1,377 

Consumer

  54      (9)  2   47 
  $7,751  $(335) $(95) $74  $7,395 
Impaired Financing Receivables [Table Text Block]
                  

Three Months Ended

 
                  

March 31, 2022

 
  

Loan Balance

  

Recorded Investment

  

Partial Charge-off

  

Allowance for Loan Losses Allocated

  

Average Investment in Impaired Loans

  

Interest Income Recognized

 

March 31, 2022

                        

With no related allowance recorded:

                        

One-to-four family residential real estate

 $1,066  $1,067  $  $  $1,190  $6 

Multi-family mortgage - Illinois

  492   492         495   7 

Commercial loans and leases

  173   164   9      102    
  $1,731  $1,723  $9  $  $1,787  $13 
                         
                  

Year ended

 
                  

December 31, 2021

 
  

Loan Balance

  

Recorded Investment

  

Partial Charge-off

  

Allowance for Loan Losses Allocated

  

Average Investment in Impaired Loans

  

Interest Income Recognized

 

December 31, 2021

                        

With no related allowance recorded:

                        

One-to-four family residential real estate

 $1,299  $1,299  $  $  $1,473  $29 

Multi-family mortgage - Illinois

  498   498         509   30 

Commercial loans and leases

  83   76   7      7    
   1,880   1,873   7      1,989   59 
                         

With an allowance recorded - nonresidential real estate

  280   297   7   30   296    
  $2,160  $2,170  $14  $30  $2,285  $59 
Financing Receivable, Nonaccrual [Table Text Block]
  

Nonaccrual Recorded Investment

  

Loans Past Due Over 90 Days, Still Accruing

 

March 31, 2022

        

One-to-four family residential real estate

 $330  $ 

Equipment finance

  101   1,531 
  $431  $1,531 

December 31, 2021

        

One-to-four family residential real estate

 $367  $ 

Nonresidential real estate

  297    

Commercial loans

     10 

Equipment finance

  76    
  $740  $10 
Financing Receivable, Past Due [Table Text Block]
  

30-59 Days Past Due

  

60-89 Days Past Due

  

90 Days or Greater Past Due

  

Total Past Due

  

Loans Not Past Due

  

Total

 

March 31, 2022

                        

One-to-four family residential real estate loans:

                        

Owner occupied

 $497  $17  $330  $844  $21,871  $22,715 

Non-owner occupied

  87         87   5,419   5,506 

Multi-family mortgage:

                        

Illinois

  188         188   251,134   251,322 

Other

  1,040         1,040   183,160   184,200 

Nonresidential real estate

              99,817   99,817 

Commercial loans and leases:

                        

Commercial

  2,953         2,953   67,972   70,925 

Asset based & factored receivables

  804   13      817   30,071   30,888 

Equipment finance:

                        

Government

  8,181      1,566   9,747   163,952   173,699 

Corporate - Investment-grade

  6,097         6,097   68,189   74,286 

Corporate - Other

  1,358         1,358   80,451   81,809 

Middle market

  437         437   46,621   47,058 

Small ticket

        66   66   17,514   17,580 

Consumer

  7   6      13   1,559   1,572 
  $21,649  $36  $1,962  $23,647  $1,037,730  $1,061,377 
  

30-59 Days Past Due

  

60-89 Days Past Due

  

90 Days or Greater Past Due

  

Total Past Due

  

Loans Not Past Due

  

Total

 

December 31, 2021

                        

One-to-four family residential real estate loans:

                        

Owner occupied

 $181  $250  $367  $798  $23,333  $24,131 

Non-owner occupied

  2   9      11   5,991   6,002 

Multi-family mortgage:

                        

Illinois

  189         189   235,681   235,870 

Other

              190,266   190,266 

Nonresidential real estate

        297   297   102,875   103,172 

Commercial loans and leases:

                        

Commercial

              67,995   67,995 

Asset based & factored receivables

  26   6   10   42   19,358   19,400 

Equipment finance:

                        

Government

  3,160   4,718      7,878   170,584   178,462 

Corporate - Investment-grade

  290   1,201      1,491   81,135   82,626 

Corporate - Other

  3,015      76   3,091   85,760   88,851 

Middle market

              40,582   40,582 

Small ticket

              11,596   11,596 

Consumer

  13   4      17   1,668   1,685 
  $6,876  $6,188  $750  $13,814  $1,036,824  $1,050,638 
Financing Receivable Credit Quality Indicators [Table Text Block]
  

Pass

  

Special Mention

  

Substandard

  

Nonaccrual

  

Total

 

March 31, 2022

                    

One-to-four family residential real estate loans:

                    

Owner occupied

 $22,028  $  $357  $330  $22,715 

Non-owner occupied

  5,430      76      5,506 

Multi-family mortgage:

                    

Illinois

  250,999   323         251,322 

Other

  184,200            184,200 

Nonresidential real estate

  99,817            99,817 

Commercial loans and leases:

                    

Commercial

  70,925            70,925 

Asset based & factored receivables

  26,672   4,216         30,888 

Equipment finance:

                    

Government

  173,664         35   173,699 

Corporate - Investment-grade

  74,286            74,286 

Corporate - Other

  80,757   989   63      81,809 

Middle market

  47,058            47,058 

Small ticket

  17,514         66   17,580 

Consumer

  1,563   6   3      1,572 
  $1,054,913  $5,534  $499  $431  $1,061,377 
  

Pass

  

Special Mention

  

Substandard

  

Nonaccrual

  

Total

 

December 31, 2021

                    

One-to-four family residential real estate loans:

                    

Owner occupied

 $23,396  $  $368  $367  $24,131 

Non-owner occupied

  5,894      108      6,002 

Multi-family mortgage:

                    

Illinois

  235,545   325         235,870 

Other

  190,266            190,266 

Nonresidential real estate

  102,875         297   103,172 

Commercial loans and leases:

                    

Commercial

  67,995            67,995 

Asset based & factored receivables

  19,400            19,400 

Equipment finance:

                    

Government

  178,427   35         178,462 

Corporate - Investment-grade

  82,626            82,626 

Corporate - Other

  87,685   1,090      76   88,851 

Middle market

  40,582            40,582 

Small ticket

  11,596            11,596 

Consumer

  1,675   4   6      1,685 
  $1,047,962  $1,454  $482  $740  $1,050,638 
Paycheck Protection Program Loans [Member]  
Notes Tables  
Schedule of Unusual or Infrequent Items, or Both [Table Text Block]
  

Three Months Ended March 31,

 
  

2022

  

2021

 

Paycheck Protection Program:

        

Number of loans originated

     193 

Loan balance originations

 $  $8,624 

Loan balance forgiven

 $2,359  $7,902 
  

March 31, 2022

  

December 31, 2021

 

Paycheck Protection Program loans

        

Number of loans

  40   76 

Loan balance

 $1,684  $4,043