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Note 4 - Loans Receivable (Tables)

6 Months Ended

Jun. 30, 2022

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		June 30, 2022				December 31, 2021
One-to-four family residential real estate		$	26,247			$	30,133
Multi-family mortgage			485,742				426,136
Nonresidential real estate			115,983				103,172
Construction and land			84				—
Commercial loans and leases			519,662				489,512
Consumer			1,574				1,685
			1,149,292				1,050,638
Net deferred loan origination costs			653				284
Allowance for loan losses			(7,202	)			(6,715	)
Loans, net		$	1,142,743			$	1,044,207

Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
June 30, 2022
One-to-four family residential real estate		$	—			$	286			$	286			$	1,046			$	25,201			$	26,247
Multi-family mortgage			—				3,630				3,630				485				485,257				485,742
Nonresidential real estate			—				1,093				1,093				—				115,983				115,983
Construction and land			—				2				2				—				84				84
Commercial loans and leases			—				2,149				2,149				667				518,995				519,662
Consumer			—				42				42				—				1,574				1,574
		$	—			$	7,202			$	7,202			$	2,198			$	1,147,094				1,149,292
Net deferred loan origination costs																							653
Allowance for loan losses																							(7,202	)
Loans, net																						$	1,142,743

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2021
One-to-four family residential real estate		$	—			$	331			$	331			$	1,299			$	28,834			$	30,133
Multi-family mortgage			—				3,377				3,377				498				425,638				426,136
Nonresidential real estate			30				1,281				1,311				297				102,875				103,172
Commercial loans and leases			—				1,652				1,652				76				489,436				489,512
Consumer			—				44				44				—				1,685				1,685
		$	30			$	6,685			$	6,715			$	2,170			$	1,048,468				1,050,638
Net deferred loan origination costs																							284
Allowance for loan losses																							(6,715	)
Loans, net																						$	1,044,207

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
For the three months ended
June 30, 2022
One-to-four family residential real estate		$	315			$	(31	)		$	(1	)		$	3			$	286
Multi-family mortgage			3,390				236				—				4				3,630
Nonresidential real estate			957				134				—				2				1,093
Construction and land			—				2				—				—				2
Commercial loans and leases			2,078				122				(51	)			—				2,149
Consumer			46				(4	)			(15	)			15				42
		$	6,786			$	459			$	(67	)		$	24			$	7,202
June 30, 2021
One-to-four family residential real estate		$	465			$	(118	)		$	—			$	49			$	396
Multi-family mortgage			3,902				(222	)			—				10				3,690
Nonresidential real estate			1,592				(256	)			—				—				1,336
Construction and land			12				(1	)			—				—				11
Commercial loans and leases			1,377				(87	)			—				87				1,377
Consumer			47				6				(6	)			—				47
		$	7,395			$	(678	)		$	(6	)		$	146			$	6,857

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
For the six months ended
June 30, 2022
One-to-four family residential real estate		$	331			$	(45	)		$	(5	)		$	5			$	286
Multi-family mortgage			3,377				244				—				9				3,630
Nonresidential real estate			1,311				(28	)			(192	)			2				1,093
Construction and land			—				2								—				2
Commercial loans and leases			1,652				547				(51	)			1				2,149
Consumer			44				15				(33	)			16				42
		$	6,715			$	735			$	(281	)		$	33			$	7,202
June 30, 2021
One-to-four family residential real estate		$	518			$	(231	)		$	—			$	109			$	396
Multi-family mortgage			4,062				(393	)			—				21				3,690
Nonresidential real estate			1,569				(233	)			—				—				1,336
Construction and land			12				(1	)			—				—				11
Commercial loans and leases			1,536				(161	)			(86	)			88				1,377
Consumer			54				6				(15	)			2				47
		$	7,751			$	(1,013	)		$	(101	)		$	220			$	6,857

Impaired Financing Receivables [Table Text Block]

																		Three Months Ended								Six Months Ended
																		June 30, 2022								June 30, 2022
		Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized				Average Investment in Impaired Loans				Interest Income Recognized
June 30, 2022
With no related allowance recorded:
One-to-four family residential real estate		$	1,046			$	1,046			$	—			$	—			$	1,057			$	5			$	1,132			$	11
Multi-family mortgage - Illinois			485				485				—				—				748				7				640				14
Commercial loans and leases			689				667				10				—				279				3				195				9
		$	2,220			$	2,198			$	10			$	—			$	2,084			$	15			$	1,967			$	34

																		Year ended
																		December 31, 2021
		Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2021
With no related allowance recorded:
One-to-four family residential real estate		$	1,299			$	1,299			$	—			$	—			$	1,473			$	29
Multi-family mortgage - Illinois			498				498				—				—				509				30
Commercial loans and leases			83				76				7				—				7				—
			1,880				1,873				7				—				1,989				59
With an allowance recorded - nonresidential real estate			280				297				7				30				296				—
		$	2,160			$	2,170			$	14			$	30			$	2,285			$	59

Financing Receivable, Nonaccrual [Table Text Block]

		Nonaccrual Recorded Investment				Loans Past Due Over 90 Days Still Accruing
June 30, 2022
One-to-four family residential real estate		$	323			$	—
Equipment finance			610				753
		$	933			$	753
December 31, 2021
One-to-four family residential real estate		$	367			$	—
Nonresidential real estate			297				—
Asset based & factored receivables			—				10
Equipment finance			76				—
		$	740			$	10

Financing Receivable, Past Due [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
June 30, 2022
One-to-four family residential real estate loans:
Owner occupied		$	—			$	224			$	301			$	525			$	21,025			$	21,550
Non-owner occupied			2				81				—				83				4,614				4,697
Multi-family mortgage:
Illinois			—				—				—				—				277,845				277,845
Other			—				—				—				—				207,897				207,897
Nonresidential real estate			—				—				—				—				115,983				115,983
Construction and land			—				—				—				—				84				84
Commercial loans and leases:
Commercial			—				—				—				—				53,772				53,772
Asset based & factored receivables			254				60				—				314				32,546				32,860
Equipment finance:
Government			—				17,090				—				17,090				191,797				208,887
Corporate - Investment-grade			—				566				213				779				64,018				64,797
Corporate - Other			225				280				331				836				74,826				75,662
Middle market			—				538				753				1,291				58,166				59,457
Small ticket			—				—				66				66				24,161				24,227
Consumer			5				11				—				16				1,558				1,574
		$	486			$	18,850			$	1,664			$	21,000			$	1,128,292			$	1,149,292

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2021
One-to-four family residential real estate loans:
Owner occupied		$	181			$	250			$	367			$	798			$	23,333			$	24,131
Non-owner occupied			2				9				—				11				5,991				6,002
Multi-family mortgage:
Illinois			189				—				—				189				235,681				235,870
Other			—				—				—				—				190,266				190,266
Nonresidential real estate			—				—				297				297				102,875				103,172
Commercial loans and leases:
Commercial			—				—				—				—				67,995				67,995
Asset based & factored receivables			26				6				10				42				19,358				19,400
Equipment finance:
Government			3,160				4,718				—				7,878				170,584				178,462
Corporate - Investment-grade			290				1,201				—				1,491				81,135				82,626
Corporate - Other			3,015				—				76				3,091				85,760				88,851
Middle market			—				—				—				—				40,582				40,582
Small ticket			—				—				—				—				11,596				11,596
Consumer			13				4				—				17				1,668				1,685
		$	6,876			$	6,188			$	750			$	13,814			$	1,036,824			$	1,050,638

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Nonaccrual				Total
June 30, 2022
One-to-four family residential real estate loans:
Owner occupied		$	20,876			$	—			$	351			$	323			$	21,550
Non-owner occupied			4,624				—				73				—				4,697
Multi-family mortgage:
Illinois			277,524				321				—				—				277,845
Other			207,897				—				—				—				207,897
Nonresidential real estate			115,983				—				—				—				115,983
Construction and land			84				—				—				—				84
Commercial loans and leases:
Commercial			53,772				—				—				—				53,772
Asset based & factored receivables			29,044				3,816				—				—				32,860
Equipment finance:
Government			208,887				—				—				—				208,887
Corporate - Investment-grade			64,584				—				—				213				64,797
Corporate - Other			75,275				—				56				331				75,662
Middle market			59,457				—				—				—				59,457
Small ticket			24,161				—				—				66				24,227
Consumer			1,564				5				5				—				1,574
		$	1,143,732			$	4,142			$	485			$	933			$	1,149,292

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2021
One-to-four family residential real estate loans:
Owner occupied		$	23,396			$	—			$	368			$	367			$	24,131
Non-owner occupied			5,894				—				108				—				6,002
Multi-family mortgage:
Illinois			235,545				325				—				—				235,870
Other			190,266				—				—				—				190,266
Nonresidential real estate			102,875				—				—				297				103,172
Commercial loans and leases:
Commercial			67,995				—				—				—				67,995
Asset based & factored receivables			19,400				—				—				—				19,400
Equipment finance:
Government			178,427				35				—				—				178,462
Corporate - Investment-grade			82,626				—				—				—				82,626
Corporate - Other			87,685				1,090				—				76				88,851
Middle market			40,582				—				—				—				40,582
Small ticket			11,596				—				—				—				11,596
Consumer			1,675				4				6				—				1,685
		$	1,047,962			$	1,454			$	482			$	740			$	1,050,638

Paycheck Protection Program Loans [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		Three Months Ended June 30,								For the Six Months Ended June 30,
		2022				2021				2022				2021
Paycheck Protection Program:
Number of loans originated			—				45				—				238
Loan balance originations		$	—			$	1,511			$	—			$	10,135
Loan balance forgiven		$	773			$	1,834			$	3,132			$	9,737

		June 30, 2022				December 31, 2021
Paycheck Protection Program loans
Number of loans			26				76
Loan balance		$	911			$	4,043

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