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Note 4 - Loans Receivable (Tables)

9 Months Ended

Sep. 30, 2022

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30, 2022				December 31, 2021
One-to-four family residential real estate		$	24,484			$	30,133
Multi-family mortgage			481,838				426,136
Nonresidential real estate			115,820				103,172
Construction and land			160				—
Commercial loans and leases			523,669				489,512
Consumer			2,363				1,685
			1,148,334				1,050,638
Net deferred loan origination costs			851				284
Allowance for loan losses			(7,386	)			(6,715	)
Loans, net		$	1,141,799			$	1,044,207

Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
September 30, 2022
One-to-four family residential real estate		$	—			$	315			$	315			$	1,224			$	23,260			$	24,484
Multi-family mortgage			—				3,562				3,562				482				481,356				481,838
Nonresidential real estate			—				1,162				1,162				—				115,820				115,820
Construction and land			—				4				4				—				160				160
Commercial loans and leases			—				2,231				2,231				670				522,999				523,669
Consumer			—				112				112				—				2,363				2,363
		$	—			$	7,386			$	7,386			$	2,376			$	1,145,958				1,148,334
Net deferred loan origination costs																							851
Allowance for loan losses																							(7,386	)
Loans, net																						$	1,141,799

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2021
One-to-four family residential real estate		$	—			$	331			$	331			$	1,299			$	28,834			$	30,133
Multi-family mortgage			—				3,377				3,377				498				425,638				426,136
Nonresidential real estate			30				1,281				1,311				297				102,875				103,172
Commercial loans and leases			—				1,652				1,652				76				489,436				489,512
Consumer			—				44				44				—				1,685				1,685
		$	30			$	6,685			$	6,715			$	2,170			$	1,048,468				1,050,638
Net deferred loan origination costs																							284
Allowance for loan losses																							(6,715	)
Loans, net																						$	1,044,207

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
For the three months ended
September 30, 2022
One-to-four family residential real estate		$	286			$	98			$	(71	)		$	2			$	315
Multi-family mortgage			3,630				(74	)			—				6				3,562
Nonresidential real estate			1,093				67				—				2				1,162
Construction and land			2				2				—				—				4
Commercial loans and leases			2,149				171				(104	)			15				2,231
Consumer			42				86				(16	)			—				112
		$	7,202			$	350			$	(191	)		$	25			$	7,386
September 30, 2021
One-to-four family residential real estate		$	396			$	(33	)		$	—			$	38			$	401
Multi-family mortgage			3,690				(118	)			—				7				3,579
Nonresidential real estate			1,336				(30	)			—				—				1,306
Construction and land			11				1				—				—				12
Commercial loans and leases			1,377				176				—				1				1,554
Consumer			47				(2	)			(2	)			—				43
		$	6,857			$	(6	)		$	(2	)		$	46			$	6,895

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
For the nine months ended
September 30, 2022
One-to-four family residential real estate		$	331			$	53			$	(76	)		$	7			$	315
Multi-family mortgage			3,377				170				—				15				3,562
Nonresidential real estate			1,311				39				(192	)			4				1,162
Construction and land			—				4				—				—				4
Commercial loans and leases			1,652				718				(155	)			16				2,231
Consumer			44				101				(49	)			16				112
		$	6,715			$	1,085			$	(472	)		$	58			$	7,386
September 30, 2021
One-to-four family residential real estate		$	518			$	(264	)		$	—			$	147			$	401
Multi-family mortgage			4,062				(511	)			—				28				3,579
Nonresidential real estate			1,569				(263	)			—				—				1,306
Construction and land			12				—				—				—				12
Commercial loans and leases			1,536				15				(86	)			89				1,554
Consumer			54				4				(17	)			2				43
		$	7,751			$	(1,019	)		$	(103	)		$	266			$	6,895

Impaired Financing Receivables [Table Text Block]

																		Three Months Ended								Nine Months Ended
																		September 30, 2022								September 30, 2022
		Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized				Average Investment in Impaired Loans				Interest Income Recognized
September 30, 2022
With no related allowance recorded:
One-to-four family residential real estate		$	1,296			$	1,224			$	72			$	—			$	1,152			$	10			$	1,148			$	21
Multi-family mortgage - Illinois			482				482				—				—				483				5				592				19
Commercial loans and leases			730				670				48				—				607				1				312				11
		$	2,508			$	2,376			$	120			$	—			$	2,242			$	16			$	2,052			$	51

																		Year ended
																		December 31, 2021
		Loan Balance				Recorded Investment				Partial Charge-off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2021
With no related allowance recorded:
One-to-four family residential real estate		$	1,299			$	1,299			$	—			$	—			$	1,473			$	29
Multi-family mortgage - Illinois			498				498				—				—				509				30
Commercial loans and leases			83				76				7				—				7				—
			1,880				1,873				7				—				1,989				59
With an allowance recorded - nonresidential real estate			280				297				7				30				296				—
		$	2,160			$	2,170			$	14			$	30			$	2,285			$	59

Financing Receivable, Nonaccrual [Table Text Block]

		Nonaccrual Recorded Investment				Loans Past Due Over 90 Days Still Accruing
September 30, 2022
One-to-four family residential real estate		$	715			$	—
Asset based & factored receivables			—				415
Equipment finance			525				—
		$	1,240			$	415
December 31, 2021
One-to-four family residential real estate		$	367			$	—
Nonresidential real estate			297				—
Asset based & factored receivables			—				10
Equipment finance			76				—
		$	740			$	10

Financing Receivable, Past Due [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
September 30, 2022
One-to-four family residential real estate loans:
Owner occupied		$	5			$	23			$	693			$	721			$	19,220			$	19,941
Non-owner occupied			1				—				—				1				4,542				4,543
Multi-family mortgage:
Illinois			—				299				—				299				289,557				289,856
Other			—				—				—				—				191,982				191,982
Nonresidential real estate			—				—				—				—				115,820				115,820
Construction and land			—				—				—				—				160				160
Commercial loans and leases:
Commercial			225				14				—				239				73,768				74,007
Asset based & factored receivables			52				94				415				561				19,250				19,811
Equipment finance:
Government			3,572				7,088				149				10,809				182,655				193,464
Corporate - Investment-grade			—				—				42				42				61,693				61,735
Corporate - Other			1,179				—				331				1,510				86,619				88,129
Middle market			—				—				—				—				55,409				55,409
Small ticket			4				—				—				4				31,110				31,114
Consumer			6				5				—				11				2,352				2,363
		$	5,044			$	7,523			$	1,630			$	14,197			$	1,134,137			$	1,148,334

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2021
One-to-four family residential real estate loans:
Owner occupied		$	181			$	250			$	367			$	798			$	23,333			$	24,131
Non-owner occupied			2				9				—				11				5,991				6,002
Multi-family mortgage:
Illinois			189				—				—				189				235,681				235,870
Other			—				—				—				—				190,266				190,266
Nonresidential real estate			—				—				297				297				102,875				103,172
Commercial loans and leases:
Commercial			—				—				—				—				67,995				67,995
Asset based & factored receivables			26				6				10				42				19,358				19,400
Equipment finance:
Government			3,160				4,718				—				7,878				170,584				178,462
Corporate - Investment-grade			290				1,201				—				1,491				81,135				82,626
Corporate - Other			3,015				—				76				3,091				85,760				88,851
Middle market			—				—				—				—				40,582				40,582
Small ticket			—				—				—				—				11,596				11,596
Consumer			13				4				—				17				1,668				1,685
		$	6,876			$	6,188			$	750			$	13,814			$	1,036,824			$	1,050,638

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Nonaccrual				Total
September 30, 2022
One-to-four family residential real estate loans:
Owner occupied		$	19,135			$	—			$	91			$	715			$	19,941
Non-owner occupied			4,471				—				72				—				4,543
Multi-family mortgage:
Illinois			289,536				320				—				—				289,856
Other			191,982				—				—				—				191,982
Nonresidential real estate			115,820				—				—				—				115,820
Construction and land			160				—				—				—				160
Commercial loans and leases:
Commercial			74,007				—				—				—				74,007
Asset based & factored receivables			15,996				3,815				—				—				19,811
Equipment finance:
Government			193,315				—				—				149				193,464
Corporate - Investment-grade			61,694				—				—				41				61,735
Corporate - Other			87,748				—				50				331				88,129
Middle market			55,409				—				—				—				55,409
Small ticket			31,110				—				—				4				31,114
Consumer			2,353				6				4				—				2,363
		$	1,142,736			$	4,141			$	217			$	1,240			$	1,148,334

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2021
One-to-four family residential real estate loans:
Owner occupied		$	23,396			$	—			$	368			$	367			$	24,131
Non-owner occupied			5,894				—				108				—				6,002
Multi-family mortgage:
Illinois			235,545				325				—				—				235,870
Other			190,266				—				—				—				190,266
Nonresidential real estate			102,875				—				—				297				103,172
Commercial loans and leases:
Commercial			67,995				—				—				—				67,995
Asset based & factored receivables			19,400				—				—				—				19,400
Equipment finance:
Government			178,427				35				—				—				178,462
Corporate - Investment-grade			82,626				—				—				—				82,626
Corporate - Other			87,685				1,090				—				76				88,851
Middle market			40,582				—				—				—				40,582
Small ticket			11,596				—				—				—				11,596
Consumer			1,675				4				6				—				1,685
		$	1,047,962			$	1,454			$	482			$	740			$	1,050,638

Paycheck Protection Program Loans [Member]

Notes Tables

Schedule of Unusual or Infrequent Items, or Both [Table Text Block]

		Three Months Ended September 30,								For the Nine Months Ended September 30,
		2022				2021				2022				2021
Paycheck Protection Program:
Number of loans originated			—				—				—				238
Loan balance originations		$	—			$	—			$	—			$	10,135
Loan balance forgiven		$	629			$	4,801			$	3,761			$	14,538

		September 30, 2022				December 31, 2021
Paycheck Protection Program loans
Number of loans			11				76
Loan balance		$	282			$	4,043

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