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Note 4 - Loans Receivable (Tables)

12 Months Ended

Dec. 31, 2022

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		December 31,
		2022				2021
One-to-four family residential real estate		$	23,094			$	30,133
Multi-family mortgage			536,295				426,136
Nonresidential real estate			119,660				103,172
Construction and land			160				—
Commercial loans and leases			552,494				489,512
Consumer			1,584				1,685
			1,233,287				1,050,638
Net deferred loan origination costs			1,585				284
Allowance for loan losses			(8,129	)			(6,715	)
Loans, net		$	1,226,743			$	1,044,207

Financing Receivable and Allowance for Loan Losses Based on Impairment Method [Table Text Block]

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2022
One-to-four family residential real estate		$	—			$	281			$	281			$	751			$	22,343			$	23,094
Multi-family mortgage			—				4,013				4,013				473				535,822				536,295
Nonresidential real estate			—				1,234				1,234				—				119,660				119,660
Construction and land			—				4				4				—				160				160
Commercial loans and leases			—				2,548				2,548				1,481				551,013				552,494
Consumer			—				49				49				—				1,584				1,584
		$	—			$	8,129			$	8,129			$	2,705			$	1,230,582				1,233,287
Net deferred loan origination costs																							1,585
Allowance for loan losses																							(8,129	)
Loans, net																						$	1,226,743

		Allowance for loan losses												Loan Balances
		Individually evaluated for impairment				Collectively evaluated for impairment				Total				Individually evaluated for impairment				Collectively evaluated for impairment				Total
December 31, 2021
One-to-four family residential real estate		$	—			$	331			$	331			$	1,299			$	28,834			$	30,133
Multi-family mortgage			—				3,377				3,377				498				425,638				426,136
Nonresidential real estate			30				1,281				1,311				297				102,875				103,172
Commercial loans and leases			—				1,652				1,652				76				489,436				489,512
Consumer			—				44				44				—				1,685				1,685
		$	30			$	6,685			$	6,715			$	2,170			$	1,048,468				1,050,638
Net deferred loan origination costs																							284
Allowance for loan losses																							(6,715	)
Loans, net																						$	1,044,207

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Beginning balance				Provision for (recovery of) loan losses				Loans charged off				Recoveries				Ending balance
December 31, 2022
One-to-four family residential real estate		$	331			$	15			$	(76	)		$	11			$	281
Multi-family mortgage			3,377				616				—				20				4,013
Nonresidential real estate			1,311				111				(192	)			4				1,234
Construction and land			—				4				—				—				4
Commercial loans and leases			1,652				1,032				(156	)			20				2,548
Consumer			44				50				(61	)			16				49
		$	6,715			$	1,828			$	(485	)		$	71			$	8,129
December 31, 2021
One-to-four family residential real estate		$	518			$	(395	)		$	(3	)		$	211			$	331
Multi-family mortgage			4,062				(718	)			—				33				3,377
Nonresidential real estate			1,569				(251	)			(7	)			—				1,311
Construction and land			12				(12	)			—				—				—
Commercial loans and leases			1,536				119				(93	)			90				1,652
Consumer			54				17				(29	)			2				44
		$	7,751			$	(1,240	)		$	(132	)		$	336			$	6,715

Impaired Financing Receivables [Table Text Block]

		Loan Balance				Recorded Investment				Partial Charge- off				Allowance for Loan Losses Allocated				Average Investment in Impaired Loans				Interest Income Recognized
December 31, 2022
With no related allowance recorded
One-to-four family residential real estate		$	752			$	751			$	—			$	—			$	1,143			$	29
Multi-family mortgage - Illinois			473				473				—				—				590				27
Commercial leases			1,606				1,481				49				—				445				47
		$	2,831			$	2,705			$	49			$	—			$	2,178			$	103
December 31, 2021
With no related allowance recorded
One-to-four family residential real estate		$	1,299			$	1,299			$	—			$	—			$	1,473			$	29
Multi-family mortgage - Illinois			498				498				—				—				509				30
Commercial leases			83				76				7				—				7				—
			1,880				1,873				7				—				1,989				59
With an allowance recorded - nonresidential real estate			280				297				7				30				296				—
		$	2,160			$	2,170			$	14			$	30			$	2,285			$	59

Financing Receivable, Nonaccrual [Table Text Block]

		Nonaccrual Loans				Loans Past Due Over 90 Days, still accruing
December 31, 2022
One-to-four family residential real estate		$	92			$	—
Equipment finance			1,306				233
Consumer			5				—
		$	1,403			$	233
December 31, 2021
One-to-four family residential real estate		$	367			$	—
Nonresidential real estate			297				—
Commercial loans			—				10
Equipment finance			76				—
		$	740			$	10

Financing Receivable, Past Due [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2022
One-to-four family residential real estate loans:
Owner occupied		$	430			$	19			$	72			$	521			$	17,820			$	18,341
Non-owner occupied			1				—				—				1				4,752				4,753
Multi-family mortgage:
Illinois			31				—				—				31				310,141				310,172
Other			—				—				—				—				226,123				226,123
Nonresidential real estate			—				—				—				—				119,660				119,660
Construction and land			—				—				—				—				160				160
Commercial loans and leases:
Commercial			—				—				—				—				76,716				76,716
Asset-based & factored receivables			106				4				—				110				19,925				20,035
Equipment finance:
Government			2,030				5,106				—				7,136				204,370				211,506
Corporate – Investment-rated			—				81				127				208				57,677				57,885
Corporate – Other			2,346				334				438				3,118				92,488				95,606
Middle market			534				353				—				887				55,023				55,910
Small ticket			74				—				4				78				34,758				34,836
Consumer			12				4				5				21				1,563				1,584
		$	5,564			$	5,901			$	646			$	12,111			$	1,221,176			$	1,233,287

		30-59 Days Past Due				60-89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
December 31, 2021
One-to-four family residential real estate loans:
Owner occupied		$	181			$	250			$	367			$	798			$	23,333			$	24,131
Non-owner occupied			2				9				—				11				5,991				6,002
Multi-family mortgage:
Illinois			189				—				—				189				235,681				235,870
Other			—				—				—				—				190,266				190,266
Nonresidential real estate			—				—				297				297				102,875				103,172
Commercial loans and leases:
Commercial			—				—				—				—				67,995				67,995
Asset-based & factored receivables			26				6				10				42				19,358				19,400
Equipment finance:
Government			3,160				4,718				—				7,878				170,584				178,462
Corporate – Investment-rated			290				1,201				—				1,491				81,135				82,626
Corporate – Other			3,015				—				76				3,091				85,760				88,851
Middle market			—				—				—				—				40,582				40,582
Small ticket			—				—				—				—				11,596				11,596
Consumer			13				4				—				17				1,668				1,685
		$	6,876			$	6,188			$	750			$	13,814			$	1,036,824			$	1,050,638

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2022
One-to-four family residential real estate loans:
Owner occupied		$	17,987			$	4			$	258			$	92			$	18,341
Non-owner occupied			4,685				—				68				—				4,753
Multi-family mortgage:
Illinois			310,172				—				—				—				310,172
Other			226,123				—				—				—				226,123
Nonresidential real estate			119,660				—				—				—				119,660
Construction and land			160				—				—				—				160
Commercial loans and leases:
Commercial			76,716				—				—				—				76,716
Asset-based & factored receivables			15,346				873				3,816				—				20,035
Equipment finance:
Government			211,454				—				52				—				211,506
Corporate – Investment-rated			57,755				—				130				—				57,885
Corporate – Other			94,588				644				43				331				95,606
Middle market			55,023				—				—				887				55,910
Small ticket			34,748				—				—				88				34,836
Consumer			1,571				4				4				5				1,584
		$	1,225,988			$	1,525			$	4,371			$	1,403			$	1,233,287

		Pass				Special Mention				Substandard				Nonaccrual				Total
December 31, 2021
One-to-four family residential real estate loans:
Owner occupied		$	23,396			$	—			$	368			$	367			$	24,131
Non-owner occupied			5,894				—				108				—				6,002
Multi-family mortgage:
Illinois			235,545				325				—				—				235,870
Other			190,266				—				—				—				190,266
Nonresidential real estate			102,875				—				—				297				103,172
Commercial loans and leases:
Commercial			67,995				—				—				—				67,995
Asset-based & factored receivables			19,400				—				—				—				19,400
Equipment finance:
Government			178,427				35				—				—				178,462
Corporate – Investment-rated			82,626				—				—				—				82,626
Corporate – Other			87,685				1,090				—				76				88,851
Middle market			40,582				—				—				—				40,582
Small ticket			11,596				—				—				—				11,596
Consumer			1,675				4				6				—				1,685
		$	1,047,962			$	1,454			$	482			$	740			$	1,050,638

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