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v3.23.2

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Beginning balance | $ 10,032 | $ 6,786 | $ 8,129 | $ 6,715
(Recovery of) provision for credit losses - loans | (180) | 459 | (95) | 735
Loans charged off | (645) | (67) | (746) | (281)
Recoveries | 19 | 24 | 31 | 33
Total ending allowance balance | 9,226 | 7,202 | 9,226 | 7,202
Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  | 8,129 |
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | 1,907 |
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 10,036 |
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] |  |  |  |
Beginning balance | 354 | 315 | 281 | 331
(Recovery of) provision for credit losses - loans | (35) | (31) | (66) | (45)
Loans charged off | 0 | (1) | 0 | (5)
Recoveries | 7 | 3 | 12 | 5
Total ending allowance balance | 326 | 286 | 326 | 286
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  | 281 |
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | 99 |
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 380 |
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] |  |  |  |
Beginning balance | 4,714 | 3,390 | 4,017 | 3,377
(Recovery of) provision for credit losses - loans | (41) | 238 | 21 | 246
Loans charged off | 0 | 0 | 0 | 0
Recoveries | 6 | 4 | 11 | 9
Total ending allowance balance | 4,679 | 3,632 | 4,679 | 3,632
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  | 4,017 |
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | 630 |
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 4,647 |
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] |  |  |  |
Beginning balance | 1,347 | 957 | 1,234 | 1,311
(Recovery of) provision for credit losses - loans | (102) | 134 | (55) | (28)
Loans charged off | 0 | 0 | 0 | (192)
Recoveries | 0 | 2 | 0 | 2
Total ending allowance balance | 1,245 | 1,093 | 1,245 | 1,093
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  | 1,234 |
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | 66 |
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 1,300 |
Commercial Portfolio Segment [Member] |  |  |  |
Beginning balance | 3,576 | 2,078 | 2,548 | 1,652
(Recovery of) provision for credit losses - loans | (1) | 122 | (17) | 547
Loans charged off | (638) | (51) | (717) | (51)
Recoveries | 6 | 0 | 7 | 1
Total ending allowance balance | 2,943 | 2,149 | 2,943 | 2,149
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  | 2,548 |
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | 1,122 |
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | 3,670 |
Consumer Portfolio Segment [Member] |  |  |  |
Beginning balance | 41 | 46 | 49 | 44
(Recovery of) provision for credit losses - loans | (1) | (4) | 22 | 15
Loans charged off | (7) | (15) | (29) | (33)
Recoveries | 0 | 15 | 1 | 16
Total ending allowance balance | $ 33 | $ 42 | 33 | $ 42
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  | 49 |
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  | (10) |
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] |  |  |  |
Beginning balance |  |  | $ 39 |

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) -Publisher SEC Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) -Publisher SEC Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1 Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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