XML 44 R35.htm IDEA: XBRL DOCUMENT v3.23.3
Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Beginning balance $ 9,226 $ 7,202 $ 8,129 $ 6,715
Provision for credit losses - loans 180 350 85 1,085
Loans charged off (903) (191) (1,649) (472)
Recoveries 56 25 87 58
Total ending allowance balance 8,559 7,386 8,559 7,386
Accounting Standards Update 2016-13 [Member]        
Beginning balance     8,129  
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Beginning balance     1,907  
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Beginning balance     10,036  
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member]        
Beginning balance 326 286 281 331
Provision for credit losses - loans (62) 98 (128) 53
Loans charged off 0 (71) 0 (76)
Recoveries 32 2 44 7
Total ending allowance balance 296 315 296 315
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance     281  
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Beginning balance     99  
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Beginning balance     380  
Real Estate Portfolio [Member] | Multi-family Mortgage [Member]        
Beginning balance 4,679 3,632 4,017 3,377
Provision for credit losses - loans (136) (72) (115) 174
Loans charged off 0 0 0 0
Recoveries 4 6 15 15
Total ending allowance balance 4,547 3,566 4,547 3,566
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance     4,017  
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Beginning balance     630  
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Beginning balance     4,647  
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member]        
Beginning balance 1,245 1,093 1,234 1,311
Provision for credit losses - loans (95) 67 (150) 39
Loans charged off 0 0 0 (192)
Recoveries 0 2 0 4
Total ending allowance balance 1,150 1,162 1,150 1,162
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance     1,234  
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Beginning balance     66  
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Beginning balance     1,300  
Commercial Portfolio Segment [Member]        
Beginning balance 2,943 2,149 2,548 1,652
Provision for credit losses - loans 461 171 444 718
Loans charged off (889) (104) (1,606) (155)
Recoveries 20 15 27 16
Total ending allowance balance 2,535 2,231 2,535 2,231
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance     2,548  
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Beginning balance     1,122  
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Beginning balance     3,670  
Consumer Portfolio Segment [Member]        
Beginning balance 33 42 49 44
Provision for credit losses - loans 12 86 34 101
Loans charged off (14) (16) (43) (49)
Recoveries 0 0 1 16
Total ending allowance balance $ 31 $ 112 31 $ 112
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance     49  
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Beginning balance     (10)  
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Beginning balance     $ 39