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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Cash flows from operating activities    
Net income $ 7,314,000 $ 7,056,000
Adjustments to reconcile net income to net cash from operating activities    
Provision for credit losses - loans 85,000 1,085,000
Recovery of credit losses - unfunded commitments (89,000) 0
Depreciation and amortization 1,093,000 1,082,000
Net change in net deferred loan origination costs (123,000) (567,000)
Losses on sales of securities [1] 454,000 0
Valuation adjustment on bank premises held-for-sale [1] 585,000 (0)
Gain on disposal of premises and equipment (9,000) 0
Loss (gain) on sale of foreclosed assets 15,000 (7,000)
Foreclosed assets write-down 70,000 0
Foreclosed assets valuation adjustments 48,000 (153,000)
Loss (earnings) on bank-owned life insurance [1] 259,000 (25,000)
Net change in:    
Accrued interest receivable (1,005,000) (2,363,000)
Other assets 1,362,000 850,000
Accrued interest payable and other liabilities (4,841,000) (6,469,000)
Net cash from operating activities 5,218,000 489,000
Cash flows from (used in) investing activities    
Proceeds from maturities 14,977,000 2,728,000
Proceeds from principal repayments 540,000 707,000
Proceeds from sale of securities 42,631,000 0
Purchases of securities (3,469,000) (122,325,000)
Net change in loans receivable 118,262,000 (98,487,000)
Bank-owned life insurance death benefit 0 275,000
Proceeds from sale of foreclosed assets 362,000 680,000
Proceeds from sale of premises and equipment 690,000 0
Purchase of premises and equipment, net (1,311,000) (1,422,000)
Net cash from (used in) investing activities 172,682,000 (217,844,000)
Cash flows used in financing activities    
Deposits (99,106,000) (63,173,000)
Advance payments by borrowers for taxes and insurance 6,514,000 6,547,000
Proceeds from Federal Home Loan Bank advances 35,000,000 0
Repayments of Federal Home Loan Bank advances (10,000,000) (5,000,000)
Repurchase and retirement of common stock (1,717,000) (3,106,000)
Cash dividends paid on common stock (3,801,000) (3,944,000)
Net cash used in financing activities (73,110,000) (68,676,000)
Net change in cash and cash equivalents 104,790,000 (286,031,000)
Beginning cash and cash equivalents 66,771,000 502,162,000
Ending cash and cash equivalents 171,561,000 216,131,000
Supplemental disclosures of cash flow information:    
Interest paid 9,405,000 2,214,000
Income taxes paid 2,760,000 2,012,000
Income taxes refunded 20,000 8,000
Assets transferred to premises held-for-sale 1,799,000 0
Loans transferred to foreclosed assets 921,000 319,000
Due to broker $ 0 $ 3,000,000
[1] Not within the scope of ASC 606