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Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Cash flows from operating activities    
Net income $ 9,393,000 $ 10,494,000
Adjustments to reconcile to net income to net cash from operating activities    
Provision for credit losses - loans 395,000 1,828,000
Recovery of credit losses - unfunded commitments (82,000) 0
Depreciation and amortization 1,541,000 1,262,000
Net change in net deferred loan origination costs (86,000) (1,301,000)
Losses on sales of securities [1] 454,000 0
Valuation adjustments on bank premises held-for-sale [1] 602,000 (0)
Gain on disposal of premises and equipment (9,000) 0
Loss on sale of foreclosed assets 15,000 22,000
Foreclosed assets write-downs 70,000 0
Foreclosed assets valuation adjustments 111,000 31,000
Loss on bank-owned life insurance 346,000 39,000
Net change in:    
Deferred income tax 347,000 (237,000)
Accrued interest receivable (204,000) (2,690,000)
Other assets 1,849,000 1,824,000
Accrued interest payable and other liabilities (5,521,000) (1,978,000)
Net cash from operating activities 9,221,000 9,294,000
Cash flows from (used in) investing activities    
Proceeds from maturities 33,736,000 2,888,000
Proceeds from principal repayments 765,000 1,018,000
Proceeds from sale of securities 42,631,000 0
Purchases of securities (49,151,000) (136,071,000)
Net change in loans receivable 170,764,000 (183,925,000)
Bank-owned life insurance death benefit 0 275,000
Proceeds from sale of foreclosed assets 362,000 987,000
Proceeds from sale of premises and equipment 690,000 0
Purchase of premises and equipment, net (1,874,000) (1,944,000)
Net cash from (used in) investing activities 197,923,000 (316,772,000)
Cash flows used in financing activities    
Deposits (113,311,000) (113,497,000)
Advance payments by borrowers for taxes and insurance 329,000 681,000
Proceeds from Federal Home Loan Bank advances 35,000,000 0
Repayments of Federal Home Loan Bank advances (10,000,000) (5,000,000)
Repurchase and retirement of common stock (2,393,000) (4,866,000)
Cash dividends paid on common stock (5,056,000) (5,231,000)
Net cash used in financing activities (95,431,000) (127,913,000)
Net change in cash and cash equivalents 111,713,000 (435,391,000)
Beginning cash and cash equivalents 66,771,000 502,162,000
Ending cash and cash equivalents 178,484,000 66,771,000
Supplemental disclosures of cash flow information:    
Interest paid 14,077,000 4,468,000
Income taxes paid 3,290,000 3,518,000
Income taxes refunded 22,000 8,000
Assets transferred to premises held-for-sale 1,799,000 0
Loans transferred to foreclosed assets 2,859,000 791,000
Due from broker 4,500,000 0
Recording of right of use asset in exchange for lease obligations in other assets and other liabilities $ 1,354,000 $ 0
[1] Not within the scope of ASC 606