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Consolidated Statements of Operations (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest and dividend income    
Loans, including fees $ 13,353,000 $ 14,393,000
us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract    
Taxable 51,000 49,000
Tax exempt 1,218,000 1,040,000
Other 2,723,000 678,000
Total interest income 17,345,000 16,160,000
Interest expense    
Deposits 4,336,000 2,300,000
Borrowings and Subordinated notes 482,000 360,000
Total interest expense 4,818,000 2,660,000
Net interest income 12,527,000 13,500,000
Provision for credit losses - loans 61,000 85,000
Recovery of credit losses - unfunded commitments (49,000) (37,000)
Provision for credit losses 12,000 48,000
Net interest income after provision for credit losses 12,515,000 13,452,000
Noninterest income    
Deposit service charges and fees 809,000 816,000
Loan servicing fees [1] 156,000 129,000
Trust and insurance commissions and annuities income 450,000 367,000
Losses on sales of securities [1] 0 (454,000)
Loss on sale of premises and equipment (75,000) (4,000)
Valuation adjustment on bank premises held-for-sale [1] 0 (553,000)
Loss on bank-owned life insurance (87,000) (84,000)
Gain on repurchase of Subordinated notes [1] 107,000 0
Other [1] 101,000 96,000
Total noninterest income 1,461,000 313,000
Noninterest expense    
Compensation and benefits 6,052,000 5,555,000
Office occupancy and equipment 2,241,000 2,038,000
Advertising and public relations 90,000 190,000
Information technology 1,002,000 849,000
Professional fees 454,000 317,000
Supplies, telephone, and postage 286,000 359,000
FDIC insurance premiums 161,000 154,000
Other 1,480,000 830,000
Total noninterest expense 11,766,000 10,292,000
Income before income taxes 2,210,000 3,473,000
Income tax expense 500,000 840,000
Net income $ 1,710,000 $ 2,633,000
Basic and diluted earnings per common share (in dollars per share) $ 0.14 $ 0.21
Basic and diluted weighted average common shares outstanding (in shares) 12,468,052 12,721,841
[1] Not within the scope of ASC 606