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v3.24.2

Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
Beginning balance | $ 8,249 | $ 10,032 | $ 8,345 | $ 8,129
Recovery of credit losses - loans | (98) | (180) | (37) | (95)
Loans charged off | (22) | (645) | (193) | (746)
Recoveries | 13 | 19 | 27 | 31
Total ending allowance balance | 8,142 | 9,226 | 8,142 | 9,226
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 1,907
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 10,036
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] |  |  |  |
Beginning balance | 331 | 354 | 295 | 281
Recovery of credit losses - loans | (9) | (35) | 24 | (66)
Loans charged off | 0 | 0 | 0 | 0
Recoveries | 2 | 7 | 5 | 12
Total ending allowance balance | 324 | 326 | 324 | 326
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 99
Real Estate Portfolio [Member] | One-to-Four Family Residential Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 380
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] |  |  |  |
Beginning balance | 4,819 | 4,714 | 4,549 | 4,017
Recovery of credit losses - loans | 20 | (41) | 284 | 21
Loans charged off | 0 | 0 | 0 | 0
Recoveries | 4 | 6 | 10 | 11
Total ending allowance balance | 4,843 | 4,679 | 4,843 | 4,679
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 630
Real Estate Portfolio [Member] | Multi-family Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 4,647
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] |  |  |  |
Beginning balance | 1,444 | 1,347 | 1,166 | 1,234
Recovery of credit losses - loans | (47) | (102) | 231 | (55)
Loans charged off | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Total ending allowance balance | 1,397 | 1,245 | 1,397 | 1,245
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 66
Real Estate Portfolio [Member] | Nonresidential Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 1,300
Commercial Portfolio Segment [Member] |  |  |  |
Beginning balance | 1,621 | 3,576 | 2,303 | 2,548
Recovery of credit losses - loans | (94) | (1) | (623) | (17)
Loans charged off | (10) | (638) | (168) | (717)
Recoveries | 7 | 6 | 12 | 7
Total ending allowance balance | 1,524 | 2,943 | 1,524 | 2,943
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 1,122
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | 3,670
Consumer Portfolio Segment [Member] |  |  |  |
Beginning balance | 34 | 41 | 32 | 49
Recovery of credit losses - loans | 32 | (1) | 47 | 22
Loans charged off | (12) | (7) | (25) | (29)
Recoveries | 0 | 0 | 0 | 1
Total ending allowance balance | $ 54 | $ 33 | $ 54 | 33
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | (10)
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance |  |  |  | $ 39

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