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Note 4 - Loans Receivable - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Beginning Balance | $ 7,279 | $ 8,249 | $ 7,571 | $ 8,345 | $ 8,345
Provision for (recovery of) credit losses | 2,261 | (98) | 2,000 | (37) |
Loans charged off | (434) | (22) | (480) | (193) |
Recoveries | 10 | 13 | 25 | 27 |
Ending balance | 9,116 | 8,142 | 9,116 | 8,142 | 7,571
Commercial Portfolio Segment [Member] |  |  |  |  |
Beginning Balance |  |  | 1,146 |  |
Loans charged off |  |  | (169) |  | (5,867)
Recoveries |  |  | 13 |  | 14
Ending balance | 2,872 |  | 2,872 |  | 1,146
Consumer Portfolio Segment [Member] |  |  |  |  |
Beginning Balance | 48 |  | 48 |  |
Loans charged off |  |  | (14) |  | (44)
Recoveries |  |  | 2 |  | 1
Ending balance | 44 |  | 44 |  | 48
Home Equity and Junior Liens [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Beginning Balance | 50 | 63 | 54 | 75 | 75
Provision for (recovery of) credit losses | (3) | (2) | (7) | (14) |
Loans charged off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 47 | 61 | 47 | 61 | 54
One to Four Family First Liens [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Beginning Balance | 211 | 268 | 217 | 220 | 220
Provision for (recovery of) credit losses | (21) | (7) | (29) | 38 |
Loans charged off | 0 | 0 | 0 | 0 |
Recoveries | 3 | 2 | 5 | 5 |
Ending balance | 193 | 263 | 193 | 263 | 217
Multi Family Residential Real Estate, Senior Notes [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Beginning Balance | 4,189 | 4,370 | 4,320 | 4,178 | 4,178
Provision for (recovery of) credit losses | 259 | 28 | 126 | 214 |
Loans charged off | (156) | 0 | (156) | 0 |
Recoveries | 3 | 4 | 5 | 10 |
Ending balance | 4,295 | 4,402 | 4,295 | 4,402 | 4,320
Multi Family Residential Real Estate, Junior Notes [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Beginning Balance | 439 | 449 | 444 | 371 | 371
Provision for (recovery of) credit losses | 134 | (8) | 129 | 70 |
Loans charged off | (141) | 0 | (141) | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 432 | 441 | 432 | 441 | 444
Owner Occupied Nonresidential Real Estate [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Beginning Balance | 173 | 178 | 180 | 144 | 144
Provision for (recovery of) credit losses | 8 | (5) | 1 | 29 |
Loans charged off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 181 | 173 | 181 | 173 | 180
Non-Owner Occupied Nonresidential Real Estate [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Beginning Balance | 1,135 | 1,266 | 1,162 | 1,022 | 1,022
Provision for (recovery of) credit losses | (83) | (42) | (110) | 202 |
Loans charged off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 1,052 | 1,224 | 1,052 | 1,224 | 1,162
Commercial Loans and Leases [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Provision for (recovery of) credit losses | (63) |  | (131) |  |
Loans charged off | (133) |  | (169) |  |
Recoveries | 3 |  | 13 |  |
Ending balance | 657 |  | 657 |  |
Commercial Loans and Leases [Member] | Commercial Portfolio Segment [Member] |  |  |  |  |
Beginning Balance | 850 | 1,343 | 944 | 1,964 | 1,964
Provision for (recovery of) credit losses |  | (73) |  | (541) |
Loans charged off |  | (10) |  | (168) |
Recoveries |  | 7 |  | 12 |
Ending balance |  | 1,267 |  | 1,267 | 944
Commercial Loans and Leases, Equipment Finance, Government [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Provision for (recovery of) credit losses | 2,057 |  | 2,047 |  |
Loans charged off | 0 |  | 0 |  |
Recoveries | 0 |  | 0 |  |
Ending balance | 2,107 |  | 2,107 |  |
Commercial Loans and Leases, Equipment Finance, Government [Member] | Commercial Portfolio Segment [Member] |  |  |  |  |
Beginning Balance | 50 | 112 | 60 | 148 | 148
Provision for (recovery of) credit losses |  | (15) |  | (51) |
Loans charged off |  | 0 |  | 0 |
Recoveries |  | 0 |  | 0 |
Ending balance |  | 97 |  | 97 | 60
Commercial Loans and Leases, Equipment Finance, Corporate Investment Grade [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Provision for (recovery of) credit losses | (26) |  | (34) |  |
Loans charged off | 0 |  | 0 |  |
Recoveries | 0 |  | 0 |  |
Ending balance | 108 |  | 108 |  |
Commercial Loans and Leases, Equipment Finance, Corporate Investment Grade [Member] | Commercial Portfolio Segment [Member] |  |  |  |  |
Beginning Balance | 134 | 166 | 142 | 191 | 191
Provision for (recovery of) credit losses |  | (6) |  | (31) |
Loans charged off |  | 0 |  | 0 |
Recoveries |  | 0 |  | 0 |
Ending balance |  | 160 |  | 160 | 142
Consumer [Member] | Real Estate Portfolio [Member] |  |  |  |  |
Beginning Balance |  | 34 |  | 32 | $ 32
Provision for (recovery of) credit losses | (1) | 32 | 8 | 47 |
Loans charged off | (4) | (12) | (14) | (25) |
Recoveries | 1 | 0 | 2 | 0 |
Ending balance | $ 44 | $ 54 | $ 44 | $ 54 |

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