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  <xsd:element id="bfin_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod1" name="ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="bfin_ImpairedFinancingReceivableWithNoRelatedAllowancePartialChargeOff" name="ImpairedFinancingReceivableWithNoRelatedAllowancePartialChargeOff" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="bfin_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment1" name="ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="bfin_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance1" name="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="bfin_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment1" name="ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="bfin_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod1" name="ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="bfin_ImpairedFinancingReceivableWithRelatedAllowanceLoanBalance" name="ImpairedFinancingReceivableWithRelatedAllowanceLoanBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="bfin_ImpairedFinancingReceivableWithRelatedAllowancePartialChargeOff" name="ImpairedFinancingReceivableWithRelatedAllowancePartialChargeOff" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="bfin_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment1" name="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="bfin_ImpairedFinancingReceivables1TableTextBlock" name="ImpairedFinancingReceivables1TableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="bfin_InterestbearingDepositsInBanksAndOtherFinancialInstitutionsFairValueDisclosure" name="InterestbearingDepositsInBanksAndOtherFinancialInstitutionsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="bfin_InterestbearingDepositsInOtherFinancialInstitutionsPolicyTextBlock" name="InterestbearingDepositsInOtherFinancialInstitutionsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="bfin_LoansReceivableMeasurementInput" name="LoansReceivableMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant"/>
  <xsd:element id="bfin_LoansTransferredToForeclosedAssets" name="LoansTransferredToForeclosedAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_MultiFamilyResidentialRealEstateJuniorNotesMember" name="MultiFamilyResidentialRealEstateJuniorNotesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_MultiFamilyResidentialRealEstateSeniorNotesMember" name="MultiFamilyResidentialRealEstateSeniorNotesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_MultifamilyMortgageMember" name="MultifamilyMortgageMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_MultifamilyResidentialRealEstateMember" name="MultifamilyResidentialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="bfin_NetChangeInAdvancePaymentsByBorrowersForTaxesAndInsurance" name="NetChangeInAdvancePaymentsByBorrowersForTaxesAndInsurance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="bfin_NoninterestIncomeFromTrust" name="NoninterestIncomeFromTrust" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_NonownerOccupiedNonresidentialRealEstateMember" name="NonownerOccupiedNonresidentialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_NonresidentialRealEstateMember" name="NonresidentialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_NonresidentialRealEstateOwnerOccupiedMember" name="NonresidentialRealEstateOwnerOccupiedMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_NoteToFinancialStatementDetailsTextual" name="NoteToFinancialStatementDetailsTextual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_NotesToFinancialStatements" name="NotesToFinancialStatements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_NotesToFinancialStatementsAbstract" name="NotesToFinancialStatementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_OneToFourFamilyFirstLiensMember" name="OneToFourFamilyFirstLiensMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_OneToFourFamilyResidentialRealEstateLoansMember" name="OneToFourFamilyResidentialRealEstateLoansMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_OnetoFourFamilyResidentialRealEstateMember" name="OnetoFourFamilyResidentialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="bfin_OtherForeclosedAssetsGross" name="OtherForeclosedAssetsGross" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="bfin_OtherForeclosedAssetsValuationAllowanceEndingBalance" name="OtherForeclosedAssetsValuationAllowanceEndingBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="bfin_OwnerOccupiedNonresidentialRealEstateMember" name="OwnerOccupiedNonresidentialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="bfin_PaymentsForOtherInterestEarningAssets" name="PaymentsForOtherInterestEarningAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="bfin_PaymentsToAcquirePremisesAndEquipmentNet" name="PaymentsToAcquirePremisesAndEquipmentNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="bfin_ProceedsFromOtherInterestEarningAssets" name="ProceedsFromOtherInterestEarningAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="bfin_ProceedsFromPrincipalRepaymentsOfInvestments" name="ProceedsFromPrincipalRepaymentsOfInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_RealEstateOrBusinessAssetsMember" name="RealEstateOrBusinessAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_RealEstatePortfolioMember" name="RealEstatePortfolioMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="bfin_RollForwardOfForeclosedAssetsTableTextBlock" name="RollForwardOfForeclosedAssetsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="bfin_ScheduleOfOtherRealEstateOwnedAndOtherForeclosedAssetsTableTextBlock" name="ScheduleOfOtherRealEstateOwnedAndOtherForeclosedAssetsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_SubstandardNonaccrualMember" name="SubstandardNonaccrualMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_The375PercentFixedtofloatingRateSubordinatedNotesMember" name="The375PercentFixedtofloatingRateSubordinatedNotesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-2-earnings-per-share-earnings-per-share-details" name="statement-statement-note-2-earnings-per-share-earnings-per-share-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-2-earnings-per-share-tables" name="statement-statement-note-2-earnings-per-share-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-3-securities-amortized-cost-and-fair-value-of-securities-by-contractual-maturity-details" name="statement-statement-note-3-securities-amortized-cost-and-fair-value-of-securities-by-contractual-maturity-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-3-securities-fair-value-of-securities-details" name="statement-statement-note-3-securities-fair-value-of-securities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-3-securities-securities-with-unrealized-losses-details" name="statement-statement-note-3-securities-securities-with-unrealized-losses-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-3-securities-tables" name="statement-statement-note-3-securities-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-4-loans-receivable-activity-in-the-allowance-for-loan-losses-details" name="statement-statement-note-4-loans-receivable-activity-in-the-allowance-for-loan-losses-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-4-loans-receivable-aging-of-the-recorded-investment-of-loans-details" name="statement-statement-note-4-loans-receivable-aging-of-the-recorded-investment-of-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-4-loans-receivable-allowance-for-loan-losses-and-loans-receivable-details" name="statement-statement-note-4-loans-receivable-allowance-for-loan-losses-and-loans-receivable-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-4-loans-receivable-loans-individually-evaluated-for-impairment-by-class-details" name="statement-statement-note-4-loans-receivable-loans-individually-evaluated-for-impairment-by-class-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-4-loans-receivable-loans-receivable-details" name="statement-statement-note-4-loans-receivable-loans-receivable-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-4-loans-receivable-recorded-investment-in-nonaccrual-loans-details" name="statement-statement-note-4-loans-receivable-recorded-investment-in-nonaccrual-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-4-loans-receivable-risk-categories-of-loans-by-class-of-loans-details" name="statement-statement-note-4-loans-receivable-risk-categories-of-loans-by-class-of-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-4-loans-receivable-tables" name="statement-statement-note-4-loans-receivable-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-5-foreclosed-assets-activity-in-the-valuation-allowance-details" name="statement-statement-note-5-foreclosed-assets-activity-in-the-valuation-allowance-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-5-foreclosed-assets-real-estate-acquired-through-foreclosure-details" name="statement-statement-note-5-foreclosed-assets-real-estate-acquired-through-foreclosure-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-5-foreclosed-assets-roll-forward-of-foreclosed-assets-details" name="statement-statement-note-5-foreclosed-assets-roll-forward-of-foreclosed-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-5-foreclosed-assets-tables" name="statement-statement-note-5-foreclosed-assets-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-6-borrowings-and-subordinated-notes-advances-from-the-fhlb-details" name="statement-statement-note-6-borrowings-and-subordinated-notes-advances-from-the-fhlb-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-6-borrowings-and-subordinated-notes-tables" name="statement-statement-note-6-borrowings-and-subordinated-notes-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-7-fair-value-carrying-amount-and-estimated-fair-value-of-financial-instruments-details" name="statement-statement-note-7-fair-value-carrying-amount-and-estimated-fair-value-of-financial-instruments-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-7-fair-value-financial-assets-at-fair-value-details" name="statement-statement-note-7-fair-value-financial-assets-at-fair-value-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-7-fair-value-financial-assets-at-fair-value-on-nonrecurring-basis-details" name="statement-statement-note-7-fair-value-financial-assets-at-fair-value-on-nonrecurring-basis-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-7-fair-value-quantitative-information-for-financial-instruments-on-nonrecurring-basis-details" name="statement-statement-note-7-fair-value-quantitative-information-for-financial-instruments-on-nonrecurring-basis-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-7-fair-value-tables" name="statement-statement-note-7-fair-value-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-8-revenue-from-contracts-with-customers-noninterest-income-details" name="statement-statement-note-8-revenue-from-contracts-with-customers-noninterest-income-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-note-8-revenue-from-contracts-with-customers-tables" name="statement-statement-note-8-revenue-from-contracts-with-customers-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="bfin_statement-statement-significant-accounting-policies-policies" name="statement-statement-significant-accounting-policies-policies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
