<SEC-DOCUMENT>0001193125-22-253805.txt : 20220929
<SEC-HEADER>0001193125-22-253805.hdr.sgml : 20220929
<ACCEPTANCE-DATETIME>20220929085402
ACCESSION NUMBER:		0001193125-22-253805
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20220926
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20220929
DATE AS OF CHANGE:		20220929

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BCB BANCORP INC
		CENTRAL INDEX KEY:			0001228454
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				260065262
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-50275
		FILM NUMBER:		221277822

	BUSINESS ADDRESS:	
		STREET 1:		104-110 AVENUE C
		CITY:			BAYONNE
		STATE:			NJ
		ZIP:			07002
		BUSINESS PHONE:		(201) 823-0700

	MAIL ADDRESS:	
		STREET 1:		104-110 AVENUE C
		CITY:			BAYONNE
		STATE:			NJ
		ZIP:			07002
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d405552d8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8" ?>
<html xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns:us-types="http://fasb.org/us-types/2021-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:bcbp="http://www.bcbcommunitybank.com/20220926" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K</title>
<meta http-equiv="Content-Type" content="text/html" />
</head>
   <body><div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric id="Hidden_dei_EntityRegistrantName" name="dei:EntityRegistrantName" contextRef="duration_2022-09-26_to_2022-09-26">BCB BANCORP INC</ix:nonNumeric> <ix:nonNumeric name="dei:AmendmentFlag" contextRef="duration_2022-09-26_to_2022-09-26">false</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey" name="dei:EntityCentralIndexKey" contextRef="duration_2022-09-26_to_2022-09-26">0001228454</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xlink:type="simple" xlink:href="bcbp-20220926.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase"></link:schemaRef> </ix:references> <ix:resources> <xbrli:context id="duration_2022-09-26_to_2022-09-26"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0001228454</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2022-09-26</xbrli:startDate> <xbrli:endDate>2022-09-26</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p> <p style="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">UNITED STATES</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Washington, D.C. 20549</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:10pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">FORM <ix:nonNumeric name="dei:DocumentType" contextRef="duration_2022-09-26_to_2022-09-26">8-K</ix:nonNumeric></p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">CURRENT REPORT</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Pursuant to Section 13 or 15(d)</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">of the Securities Exchange Act of 1934</p> <p style="margin-top:10pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt:datemonthdayyearen">September 26, 2022</ix:nonNumeric></p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:10pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman;font-weight:bold;text-align:center"> <span style=" -sec-ix-hidden:Hidden_dei_EntityRegistrantName">BCB BANCORP, INC.</span> </p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Exact name of Registrant as Specified in its Charter)</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"></td>
<td style="vertical-align:bottom"></td>
<td style="width:32%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:32%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt-sec:stateprovnameen">New Jersey</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityFileNumber" contextRef="duration_2022-09-26_to_2022-09-26">0-50275</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="duration_2022-09-26_to_2022-09-26">26-0065262</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(State or Other Jurisdiction</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">of Incorporation)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Commission</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">File Number)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(IRS Employer</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Identification No.)</p></td></tr></table> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:50%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:48%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="duration_2022-09-26_to_2022-09-26"><span style="white-space:nowrap">104-110</span> Avenue C</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:bottom"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="duration_2022-09-26_to_2022-09-26">Bayonne</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt-sec:stateprovnameen">New Jersey</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:bottom"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="duration_2022-09-26_to_2022-09-26">07002</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(Address of Principal Executive Offices)</span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(Zip Code)</span></td></tr></table> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Registrant&#8217;s telephone number, including area code: <ix:nonNumeric name="dei:CityAreaCode" contextRef="duration_2022-09-26_to_2022-09-26">(201)</ix:nonNumeric> <ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="duration_2022-09-26_to_2022-09-26">823-0700</ix:nonNumeric></p> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Not Applicable</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Former Name or Former Address, if Changed Since Last Report)</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form <span style="white-space:nowrap">8-K</span> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:WrittenCommunications" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:SolicitingMaterial" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Soliciting material pursuant to Rule <span style="white-space:nowrap">14a-12</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14a-12)</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementTenderOffer" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">14d-2(b)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14d-2(b))</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">13e-4(c)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.13e-4(c))</span></p></td></tr></table> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section 12(b) of the Act:</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"></td>
<td style="vertical-align:bottom"></td>
<td style="width:32%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:32%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Title of each class</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Trading<br />Symbol(s)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Name of each exchange<br />on which registered</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2022-09-26_to_2022-09-26">Common Stock, no par value</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2022-09-26_to_2022-09-26">BCBP</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt-sec:exchnameen">The Nasdaq Stock Market LLC</ix:nonNumeric></span></td></tr></table> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR &#167;230.405) or Rule <span style="white-space:nowrap">12b-2</span> of the Securities Exchange Act of 1934 (17 CFR <span style="white-space:nowrap">&#167;240.12b-2).</span></p> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:right">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="duration_2022-09-26_to_2022-09-26" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></p> <p style="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p></div></div>

<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">

<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">Item&#160;5.02</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Appointment of Certain Officers </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On September 28, 2022, BCB Bancorp, Inc. (the &#8220;Company&#8221;), the holding company for BCB Community Bank (the &#8220;Bank&#8221;), issued a press release (the &#8220;Press Release&#8221;) reporting that effective September&#160;26, 2022, Jawad Chaudhry was appointed Chief Financial Officer of the Company and the Bank. From May 2015 until April 2022, Mr.&#160;Chaudhry served as Executive Vice President, Head of FP&amp;A, Corporate Finance&#160;&amp; Strategy for Investors Bank, which was acquired by Citizens Financial Group, Inc. in April 2022. Investors Bancorp, Inc., the parent company of Investors Bank, was a reporting company under the Securities Exchange Act of 1934. From June 2014 to May 2015, Mr.&#160;Chaudhry served as a Vice President of Corporate Development for Prudential Financial. From December 2010 to June 2014, Mr.&#160;Chaudhry served as Senior Vice President, FIG Investment Banking for Jefferies. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Mr.&#160;Chaudhry does not have an interest requiring disclosure under Items 401(d) or 404(a) of SEC Regulation <span style="white-space:nowrap">S-K.</span> </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The employment agreement entered into by Mr.&#160;Chaudhry with the Company and the Bank is described below. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A copy of the Press Release announcing Mr.&#160;Chaudhry&#8217;s appointment is attached hereto as Exhibit 99.1 and is incorporated by reference into this Item 5.02 </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold">Compensatory Arrangements of Certain Officers </p> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On September&#160;26, 2022, BCB Bancorp, Inc. (the &#8220;Company&#8221;) and its wholly owned subsidiary, BCB Community Bank (the &#8220;Bank&#8221;), entered into employment agreements with Thomas M. Coughlin, the Chief Executive Officer and President of the Company and the Bank, and Jawad Chaudhry, the new Chief Financial Officer of the Company and the Bank.</p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><span style="text-decoration:underline">Employment Agreement with CEO</span>. Mr.&#160;Coughlin&#8217;s employment agreement amends and restates his employment agreement dated February&#160;24, 2020. The new agreement was made retroactively effective as of September&#160;1, 2022, for a three-year term ending on August&#160;31, 2024. The agreement will automatically renew for an additional three years unless the Bank or Mr.&#160;Coughlin provides written notice of termination of the agreement to the other party no less than 90 days prior to the expiration of the term or until such time as either party terminates the agreement. The agreement provides Mr.&#160;Coughlin with an annual base salary of $585,000 for the 2022 calendar year. This base salary is subject to annual review and adjustment commensurate with compensation of similar executives of similarly sized financial institutions located in the same geographic region. He will also be entitled to discretionary performance bonuses annually of up to 50% of his base salary and other incentive compensation and bonus plans or arrangements of the Bank. In addition, he is entitled to participate in the employee benefit plans offered by the Bank and will be reimbursed for business expenses incurred. The Bank will also provide him with life, medical, dental and disability coverage. </p>
 <p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">2 </p>

</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In the event of the involuntary termination of his employment by the Bank prior to a change in control of the Company or the Bank for reasons other than cause, disability or death, Mr.&#160;Coughlin will receive a cash lump sum payment equal to his base salary through the remaining term of the agreement. In addition, he will receive continued life insurance coverage and <span style="white-space:nowrap">non-taxable</span> medical and dental insurance coverage under the same terms and conditions immediately prior to his termination that will cease upon the earlier of (A)&#160;the later of one (1)&#160;calendar year or the end of the term of the employment agreement; (B)&#160;the date on which substantially comparable coverage is made available to him through subsequent employment; or (C)&#160;the date he becomes eligible for Medicare coverage. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon the occurrence of a change in control of the Company or the Bank, Mr.&#160;Coughlin will receive a lump sum payment equal to 2.99 times an amount equal to the sum of (i)&#160;his annual base salary at the time of a change in control, and (ii)&#160;an amount equal to the annual bonus paid to him during the most recent prior year in which he received a bonus. This payment will be paid within thirty days following the date of the change in control. However, the change in control payments would be reduced to the extent necessary to avoid penalties under Section&#160;280G of the Internal Revenue Code. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except in the case of a separation from service following a change in control, the employment agreement provides that for a period of one year following his separation from service, Mr.&#160;Coughlin will not (i)&#160;cause any employee of the Bank to terminate his or her employment and accept employment or become affiliated with any business whatsoever which competes with the business of the Bank, or (ii)&#160;cause any customer of the Bank to terminate an existing business or commercial relationship with the Bank. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><span style="text-decoration:underline">Employment Agreement with CFO</span>. Mr.&#160;Chaudhry&#8217;s agreement will automatically renew for an additional 12 calendar months unless the Bank provides written notice of termination of the agreement no less than 90 days prior to the expiration of the term. It provides Mr.&#160;Chaudhry with an annual base salary of $350,000 for the 2022 calendar year. He will also be entitled to discretionary annual performance bonuses of up to 50% of his base salary and to participate in other incentive compensation and bonus plans or arrangements of the Bank. In addition, Mr.&#160;Chaudhry is entitled to participate in the employee benefit plans offered by the Bank and will be reimbursed for business expenses incurred. The Bank will also provide him with life, medical, dental and disability coverage. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Under Mr.&#160;Chaudhry&#8217;s employment agreement, in the event of involuntary termination of employment prior to a change in control of the Company or the Bank for reasons other than cause, disability or death, he will receive a cash lump sum payment equal to his base salary through the remaining term of the agreement. In addition, he will receive continued life insurance coverage and <span style="white-space:nowrap">non-taxable</span> medical and dental insurance coverage under the same terms and conditions that exist immediately prior to his termination, which will cease upon the earlier of (A)&#160;the later of one (1)&#160;calendar year or the end of the term of the employment agreement; (B)&#160;the date on which substantially comparable coverage is made available to him through subsequent employment; or (C)&#160;the date he becomes eligible for Medicare coverage. </p>
 <p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">3 </p>

</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If within two years after the occurrence of a change in control of the Company or the Bank, Mr.&#160;Chaudhry&#8217;s employment is terminated by the Bank (or its successor) without cause or the executive voluntarily terminates for Good Reason (as defined in the agreement), he will receive a lump sum payment equal to two (2)&#160;times his annual base salary at the time of a change in control. This payment will be paid within thirty days following the date of the termination of employment. The change in control payments would be reduced to the extent necessary to avoid penalties under Section&#160;280G of the Internal Revenue Code. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except in the case of a separation from service following a change in control, Mr.&#160;Chaudhry&#8217;s employment agreement provides that for a period of one year following his separation from service, he will not (i)&#160;cause any employee of the Bank to terminate his or her employment and accept employment or become affiliated with any business whatsoever which competes with the business of the Bank, or (ii)&#160;cause any customer of the Bank to terminate an existing business or commercial relationship with the Bank </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><span style="text-decoration:underline">Exhibits</span>. The foregoing description is qualified in its entirety by reference to the employment agreements attached hereto as Exhibits 10.1 and 10.2 which are incorporated by reference into this Item 5.02. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">Item&#160;9.01.</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Financial Statements and Exhibits. </p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top" align="left">(d)</td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Exhibits. </p></td></tr></table> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following Exhibits are attached as part of this report. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">


<tr>

<td></td>

<td style="vertical-align:bottom;width:10%"></td>
<td style="width:87%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:bottom;white-space:nowrap" align="center"> <p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:inline-block; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Exhibit&#160;Number</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"> <p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman;font-weight:bold">Description</p></td></tr>


<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">10.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d405552dex101.htm">Employment Agreement between BCB Bancorp, Inc., BCB Community Bank and Thomas Coughlin, effective September&#160;1, 2022 </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">10.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d405552dex102.htm">Employment Agreement between BCB Bancorp, Inc. and BCB Community Bank and Jawad Chaudhry, dated September&#160;26, 2022 </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">99.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d405552dex991.htm">Press Release dated September&#160;28, 2022 </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (embedded within the Inline XBRL document)</td></tr>
</table>
 <p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">4 </p>

</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURES </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0">


<tr>

<td style="width:45%"></td>

<td style="vertical-align:bottom;width:1%"></td>
<td style="width:4%"></td>

<td style="vertical-align:bottom"></td>
<td style="width:3%"></td>

<td style="vertical-align:bottom;width:1%"></td>
<td style="width:45%"></td></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"><span style="font-weight:bold">BCB BANCORP, INC.</span></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td style="height:12pt" colspan="2"></td>
<td style="height:12pt" colspan="2"></td>
<td style="height:12pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom">DATE: September&#160;28, 2022</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">By:</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Ryan Blake</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Ryan Blake</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Senior Vice President, Chief Operating Officer</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">(Duly Authorized Representative)</td></tr>
</table>
 <p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">5 </p>

</div></div>

</body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>d405552dex101.htm
<DESCRIPTION>EX-10.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BETWEEN </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>BCB
COMMUNITY BANK AND THOMAS M. COUGHLIN </U></B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (the &#147;Agreement&#148;) is made effective as of
September&nbsp;1, 2022 (the &#147;Effective Date&#148;), by and between BCB BANCORP INC. and BCB COMMUNITY BANK, a New Jersey state-chartered bank (collectively the &#147;Company&#148; or the &#147;Bank&#148;), with its principal offices at Bayonne,
New Jersey, and THOMAS M. COUGHLIN (&#147;Executive&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Bank wishes to assure itself of the continued services of
Executive for the period provided in this Agreement; and, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, in order to induce Executive to remain in the employ of the
Bank and to provide further incentive for Executive to achieve the financial and performance objectives of the Bank, the parties desire to enter into this Agreement; and, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Bank desires to set forth the rights and responsibilities of Executive and the compensation payable to Executive, as
modified from time to time; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, this Agreement hereby amends and restates the prior agreement, dated February&nbsp;24,
2020. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>NOW, THEREFORE</B>, in consideration of the mutual covenants herein contained, and upon the other terms and conditions
hereinafter provided, the parties hereby agree as follows: </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>1. POSITION AND RESPONSIBILITIES </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">During the term of this Agreement, Executive agrees to serve as Chief Executive Officer and President of the Bank (the &#147;Executive
Position&#148;), and will perform all duties and will have all powers associated with such position as set forth in the <I>Job Description </I>provided to Executive by the Bank and as may be set forth in the Bylaws of the Bank. In addition,
Executive shall be responsible for establishing the business objectives, policies and strategic plans of the Bank, in conjunction with the Board of Directors of the Bank (&#147;Board&#148;). During the term of the Agreement, Executive also agrees to
serve, if elected, as an officer and/or director of any subsidiary or affiliate of the Bank and in such capacity carry out such duties and responsibilities reasonably appropriate to that office. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>2. TERM AND ANNUAL REVIEW </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Term</U></B>. The term of this Agreement will begin as of the Effective Date and will continue for
<FONT STYLE="white-space:nowrap">thirty-six</FONT> (36)&nbsp;calendar months (&#147;Term&#148;) thereafter. Said Term shall automatically renew for <FONT STYLE="white-space:nowrap">thirty-six</FONT> (36)&nbsp;calendar months thereafter, unless
either the Bank or the Executive provides written notice of termination of this Agreement no less than ninety (90)&nbsp;days prior to any such renewal or until such time as either party terminates this Agreement as set forth herein. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Annual Review</U></B>. On an annual basis, at least thirty (30)&nbsp;and not more
than ninety (90)&nbsp;days prior to the annual anniversary date of this Agreement, the Compensation Committee (the &#147;Committee&#148;) of the Board will conduct a comprehensive performance evaluation and review of Executive&#146;s performance,
and the results thereof will be included in the Minutes of a Board meeting. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Continued Employment Following Expiration of
Term</U></B>. Nothing in this Agreement shall mandate or prohibit a continuation of Executive&#146;s employment following the expiration of the term of this Agreement, upon such terms and conditions as the Bank and Executive may mutually agree. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>3. PERFORMANCE OF DUTIES </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">During the period of his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable
leaves of absence, Executive will devote all of his business time, attention, skill and efforts to the faithful performance of his duties under this Agreement, including activities and duties directed by the Board. Notwithstanding the preceding
sentence, subject to the approval of the Board, Executive may serve as a member of the board of directors of business, community and charitable organizations, provided that in each case such service shall not materially interfere with the
performance of his duties under this Agreement, adversely affect the reputation of the Bank or any other affiliates of the Bank, or present any conflict of interest. Executive will submit on or before the annual anniversary date of this Agreement to
the Board for its review and approval, a list of organizations in which Executive is participating or proposes to participate. Such service to and participation in outside organizations will be presumed for these purposes to be for the benefit of
the Bank, but not required to be so, and if for the benefit of the Bank, it will reimburse Executive his reasonable expenses associated therewith, to the extent Executive&#146;s expenses are not reimbursed by such organizations. The failure of
Executive to submit and/or the Board to approve the list of organizations in a timely manner shall not otherwise prohibit Executive from serving on or participating in these organizations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>4. COMPENSATION, BENEFITS AND REIMBURSEMENT </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Base Salary</U></B>. The Bank agrees to pay or cause to be paid to Executive for Executive&#146;s services an annual base salary at
the gross rate prior to taxes and other withholdings of $585,000.00 (&#147;Base Salary&#148;) for the 2022 calendar year. This Base Salary shall be subject to annual review and adjustment pursuant to Section&nbsp;2(b) commensurate with compensation
of similar executives of <FONT STYLE="white-space:nowrap">similarly-sized</FONT> financial institutions located in the same geographic region. If Executive&#146;s Base Salary increases, pursuant to the above annual review, any such increased amounts
shall be considered the Executive&#146;s Base Salary for all sections of this Agreement. Such Base Salary will be payable in accordance with the customary payroll practices of the Bank. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Annual Bonus</U></B>. The Bank under the direction of the Compensation Committee may pay or cause to be paid to Executive an annual
cash incentive bonus in an amount up to fifty (50%) percent of the Base Salary. Any such Bonus shall be paid at such time or times and in such manner as directed by the Compensation Committee jointly during the term of this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Incentive Compensation</U></B>. Executive shall be entitled to participate in any
other incentive compensation and bonus plans or arrangements of the Bank or the Company. Any incentive compensation will be paid in accordance with the terms of such plans or arrangements, or on a discretionary basis by the Compensation Committee.
Nothing paid to the Executive under any such plans or arrangements will be deemed to be in lieu of other compensation to which the Executive is entitled under this Agreement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <B><U>Benefit Plans</U></B>. Executive will be entitled to participate in all employee benefit plans, arrangements and perquisites offered
to employees and executives of the Company or the Bank. Without limiting the generality of the foregoing provisions of this Section&nbsp;4(c), Executive also will be entitled to participate in any employee benefit plans including, but not limited
to, stock benefit plans, retirement plans, supplemental retirement plans, pension plans, profit-sharing plans, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">health-and-accident</FONT></FONT> plans, or any other employee benefit
plan or arrangement made available by the Bank in the future to its senior executives and key management employees, subject to and on a basis consistent with the terms, conditions and overall administration of such plans and arrangements. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <B><U>Health, Dental, Life and Disability Coverage</U></B>. The Bank shall provide Executive with life, medical, dental and disability
coverage made available by the Bank to its senior executives and key management employees, subject to and on a basis consistent with the terms, conditions and overall administration of such coverage. Without limiting the generality of the foregoing,
the Executive shall be covered under the terms of a group or other life insurance policy which, in the event of the death of an Executive, will pay the Executive&#146;s estate an amount equal to the lesser of (i)&nbsp;three (3) times his annual
salary at the time of death or (ii)&nbsp;One Million Five Hundred Thousand Dollars ($1,500,000). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <B><U>Vacation and Leave</U></B>.
Executive will be entitled to paid vacation time each year during the term of this Agreement measured on a fiscal or calendar year basis, as well as sick leave, holidays and other paid absences in accordance with the Bank&#146;s policies and
procedures for senior executives. Any unused paid time off during an annual period will be treated in accordance with the Bank&#146;s personnel policies as in effect from time to time. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <B><U>Expense Reimbursements</U></B>. The Bank will reimburse Executive for all reasonable travel, entertainment and other reasonable
expenses incurred by Executive during the course of performing his obligations under this Agreement, including, without limitation, fees for memberships in such organizations as Executive and the Board mutually agree are necessary and appropriate in
connection with the performance of his duties under this Agreement, upon substantiation of such expenses in accordance with applicable policies and procedures of the Bank. All reimbursements pursuant to this Section&nbsp;4(g) shall be paid promptly
by the Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>5. WORKING FACILITIES </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executive&#146;s principal place of employment will be at such place as directed by the Board. The Bank will provide Executive at his principal
place of employment with a private office, secretarial and other support services and facilities suitable to his position with the Bank and necessary or appropriate in connection with the performance of his duties under this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>6. TERMINATION AND TERMINATION PAY </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to Section&nbsp;7 of this Agreement which governs the occurrence of a Change in Control, Executive&#146;s employment under this
Agreement may be terminated in the following circumstances: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Death</U></B>. Executive&#146;s employment under this Agreement will
terminate upon his death during the term of this Agreement, in which event Executive&#146;s estate or beneficiary will receive the compensation due to Executive through the last day of the calendar month in which his death occurred and vested rights
and benefits earned through the date of the Agreement and any expense reimbursements due Executive on the date of his death. The Bank will continue to provide to Executive&#146;s immediate family members, provided said immediate family members are
so eligible, for one (1)&nbsp;year after Executive&#146;s death <FONT STYLE="white-space:nowrap">non-taxable</FONT> medical and dental coverage substantially comparable (and on substantially the same terms and conditions) to the coverage maintained
by the Bank for Executive and his family immediately prior to Executive&#146;s death. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Retirement</U></B>. This Agreement will
terminate upon Executive&#146;s &#147;Retirement&#148; under the retirement benefit plan or plans of the Bank in which the Executive participates. Executive will not be entitled to the termination benefits specified in Sections 6 or 7 hereof in the
event of termination due to Retirement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Disability</U></B>. Termination of Executive&#146;s employment based on
&#147;Disability&#148; shall mean termination because of any permanent and total physical or mental impairment that restricts Executive from performing all the essential functions of normal employment. A determination as to whether Executive has
suffered a disability shall be made by the Board with objective medical input. Executive shall also be able to provide the Board with medical input from his treatment providers or other medical professional(s), which shall be duly considered by the
Board in making its determination. In the event of termination due to Disability, Executive will be entitled to disability benefits, if any, provided under any long term disability plan sponsored by the Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In the event the Board determines that Executive is Disabled, Executive will no longer be obligated to perform services under this Agreement.
Upon Executive&#146;s termination due to Disability, the Bank will cause to continue to provide to Executive life insurance and <FONT STYLE="white-space:nowrap">non-taxable</FONT> medical and dental coverage substantially comparable (and on
substantially the same terms and conditions) to the coverage maintained by the Company or the Bank for Executive immediately prior to termination for Disability. This coverage shall cease upon the earlier of (i)&nbsp;three (3) years from the date of
termination, or (ii)&nbsp;the date Executive becomes eligible for Medicare coverage (the &#147;Coverage Period&#148;); provided further that if Executive is covered by family coverage or coverage for self and spouse, then Executive&#146;s family or
spouse shall continue to be covered for the remainder of the Coverage Period, or in the case of the spouse, until the spouse becomes eligible for Medicare coverage or obtains health care coverage elsewhere, whichever period is less. If permitted by
the Bank&#146;s life insurance policy covering the Executive during the Coverage Period, Executive shall be permitted to purchase the life insurance policy or similar coverage from such carrier at his own expenses after the Bank is no longer
required to provide same in accordance with this paragraph. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <B><U>Termination for Cause</U></B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) The Board may by written notice to Executive in the form and manner specified in this paragraph, immediately terminate the
Executive&#146;s employment at any time for cause (&#147;Cause&#148;). Executive shall have no right to receive compensation or other benefits for any period after termination for Cause, except for earned but unpaid Base Salary plus payment and
vested benefits and expense reimbursements due through the date of termination. Termination for Cause shall mean termination (as determined by the Bank in good faith) because of the Executive&#146;s: behalf of the Bank; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(1) material act of fraud or dishonesty in performing Executive&#146;s duties on </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(2) willful misconduct that, in the judgment of the Board, will likely cause material economic damage to the Bank or injury to the business
reputation of the Bank; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(3) incompetence (in determining incompetence, the acts or omissions shall be measured against standards
generally prevailing in the commercial banking industry); </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(4) breach of fiduciary duty; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(5) intentional failure to perform stated duties under this Agreement after written notice thereof from the Board; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(6) willful violation of any law, rule or regulation (other than traffic violations or similar offenses) that reflect adversely on the
reputation of the Bank, any felony conviction, any violation of law involving moral turpitude, or any violation of a regulatory order; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(7) material breach of any provision of this Agreement; or, </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(8) willful engagement in conduct which constitutes a violation of the established written policies or procedures of the bank regarding the
conduct of its employees. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) Executive&#146;s termination for Cause will not become effective unless the Board has delivered to
Executive a copy of a notice of termination in accordance with Section&nbsp;8(a) hereof. Executive shall not be deemed to have been terminated for Cause unless and until there shall have been delivered to the Executive a notice of termination, which
shall include a copy of a resolution duly adopted by the affirmative vote of not less than a majority of the disinterested members of the Board, stating that the Executive was guilty of the conduct described above and specifying the particulars of
such conduct. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <B><U>Voluntary Termination by Executive</U></B>. In addition to the Executive&#146;s
other rights to terminate employment under this Agreement, the Executive may voluntarily terminate employment during the term of this Agreement upon at least sixty (60)&nbsp;days prior written notice to the Board. Upon Executive&#146;s voluntary
termination, the executive will only receive compensation and vested rights and benefits earned through the date of termination along with any expense reimbursements due through such date, unless otherwise agreed by the Company, or the Bank, and the
Executive. Following termination of employment under this Section, the Executive will be subject to the restrictions set forth in Section&nbsp;9 of this Agreement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <B><U>Termination Without Cause</U></B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) The Bank may, by written notice to Executive, immediately terminate his employment at any time for a reason other than for cause (a
termination &#147;Without Cause&#148;). Any termination of Executive&#146;s employment, other than Termination for Cause, shall have no effect on or prejudice the vested rights of Executive under the Bank&#146;s qualified or <FONT
STYLE="white-space:nowrap">non-qualified</FONT> retirement, pension, savings, thrift, profit-sharing or stock bonus plans, group life, health (including hospitalization, medical and major medical), dental, accident and long term disability insurance
plans or other employee benefit plans or programs, or compensation plans or programs in which Executive was a participant. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) In the
event of termination under this Section&nbsp;6(f), the Bank shall pay Executive or, in the event of Executive&#146;s subsequent death, Executive&#146;s estate, the amount equal to Executive&#146;s Base Salary through the remaining Term or applicable
renewal as set forth in this Agreement. Such payment shall be payable within thirty (30)&nbsp;days following Executive&#146;s date of termination, and will be subject to applicable withholding taxes. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) In addition, the Bank will continue to provide to Executive with life insurance coverage and
<FONT STYLE="white-space:nowrap">non-taxable</FONT> medical and dental insurance coverage substantially comparable (and on substantially the same terms and conditions) to the coverage maintained by the Bank for Executive immediately prior to his
termination. Such life insurance coverage and <FONT STYLE="white-space:nowrap">non-taxable</FONT> medical and dental insurance coverage shall cease upon the earlier of (i)&nbsp;the greater of one (1)&nbsp;calendar year or the end of the term of this
Agreement, subject to applicable renewals, whichever is longer; (ii)&nbsp;with respect to each such coverage (e.g., life insurance, medical and/or dental coverage), the date on which such substantially comparable coverage is made available to the
Executive through subsequent employment; or (3)&nbsp;the date Executive becomes eligible for Medicare coverage. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <B><U>Termination and
Board Membership</U></B>. To the extent Executive is a member of the board of directors of the Bank, or any of its affiliates and subsidiaries, on the date of termination of employment with the Bank, unless mutually agreed, said termination of
employment shall be deemed automatic resignation by Executive from any and all of the boards of directors, and such resignation will not be conditioned upon any event or payment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>7. CHANGE IN CONTROL </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a)
<B><U>Change in Control Defined</U></B>. For purposes of this Agreement, a &#147;Change in Control&#148; shall mean a change in the effective control of the Company or Bank, and shall be deemed to occur on the earliest of any of the following
events: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) MERGER: The Company or the Bank merges into or consolidates with another corporation, or merges another corporation into the
Company or the Bank, and as a result less than a majority of the combined voting power of the resulting corporation immediately after the merger or consolidation is held by persons who were stockholders of the Company or the Bank immediately before
the merger or consolidation; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) ACQUISITION OF SIGNIFICANT SHARE OWNERSHIP: There is filed or required to be filed a
report on Schedule 13D or another form or schedule (other than Schedule 13G) required under Sections 13(D) or 14(D) of the Securities Exchange Act of 1934, if the schedule discloses that the filing person or persons acting in concert has or have
become the beneficial owner of 25% or more of a class of the Company&#146;s voting securities; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) SALE OF ASSETS: The Company sells
to a third party all or substantially all of its assets. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Post-Change In Control Termination Benefits</U></B>. Upon the
occurrence of a Change in Control, the Bank (or its successor) shall pay Executive a lump sum cash payment equal to two and ninety-nine one hundredths (2.99) times an amount equal to (i)&nbsp;the annual Base Salary of the Executive at the time of a
Change in Control plus (ii)&nbsp;the bonus paid to the Executive during the most recent prior year in which he received a bonus. Such payment shall be payable within thirty (30)&nbsp;days following the date of the Change in Control, and will be
subject to all applicable withholding taxes. Notwithstanding the foregoing, the cash payment made pursuant to this Section&nbsp;7(b) shall be made in lieu of any cash payments which may be subsequently triggered pursuant to Section&nbsp;6 hereof.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>280G Cutback</U></B>. Notwithstanding anything in this Agreement to the contrary, in no event shall the aggregate payments or
benefits to be made or afforded to Executive under this Agreement, either as a stand-alone benefit or when aggregated with other payments to, or for the benefit of, Executive that are contingent on a Change in Control, constitute an &#147;excess
parachute payment&#148; under Section&nbsp;280G of the Internal Revenue Code (&#147;Code&#148;) or any successor thereto, and in order to avoid such a result, Executive&#146;s benefits hereunder shall be reduced, if necessary, to an amount, the
value of which is one dollar ($1.00) less than an amount equal to three (3)&nbsp;times Executive&#146;s &#147;base amount,&#148; as determined in accordance with Code Section&nbsp;280G. In the event a reduction is necessary, the cash severance
payable pursuant to this Section&nbsp;7 hereof shall be reduced by the minimum amount necessary to result in no portion of the payments and benefits payable by the Bank under this Section&nbsp;7 being
<FONT STYLE="white-space:nowrap">non-deductible</FONT> pursuant to Code Section&nbsp;280G and subject to excise tax imposed under Code Section&nbsp;4999. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>8. NOTICE REQUIREMENTS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Notice of Termination</U></B>. A &#147;notice of termination&#148; shall mean a written notice which shall indicate the specific
termination provision in this Agreement relied upon as a basis for termination of Executive&#146;s employment. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Date of
Termination</U></B>. &#147;Date of termination&#148; shall mean: (i)&nbsp;if Executive&#146;s employment is terminated for Disability, thirty (30)&nbsp;days after a notice of termination is given (provided that he shall not have returned to the
performance of his duties on a full-time basis during such thirty (30)&nbsp;day period); or (ii)&nbsp;if Executive&#146;s employment is terminated for any other reason, the date specified in the notice of termination. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Good Faith Resolution</U></B>. If the party receiving a notice of termination
desires to dispute or contest the basis or reasons for termination, the party receiving the notice of termination must notify the other party within thirty (30)&nbsp;calendar days after receiving the notice of termination that such a dispute exists,
and shall pursue the resolution of such dispute in good faith and with reasonable diligence pursuant to Section&nbsp;18 of this Agreement. During the thirty (30) days after receiving notice of termination and during the pendency of any such dispute,
the Bank shall not be obligated to pay Executive compensation or other payments beyond the date of termination. Any amounts paid to Executive upon resolution of such dispute under this Section shall be offset against or reduce any other amounts
which may be due under this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>9. POST-TERMINATION OBLIGATIONS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U><FONT STYLE="white-space:nowrap">Non-Solicitation</FONT></U></B>. Executive hereby covenants and agrees that, if Executive&#146;s
employment with the Bank is terminated under Sections 6(b) &#150; (e) of this Agreement, for a period of one (1)&nbsp;year following termination of employment with the Bank (other than a termination of employment following a Change in Control),
Executive shall not, without the written consent of the Bank, either directly or indirectly: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) solicit, offer employment to, or take
any other action intended (or that a reasonable person acting in like circumstances would expect) to have the effect of causing any officer or employee of the Bank, or any of its respective subsidiaries or affiliates, to terminate his employment and
accept employment or become affiliated with, or provide services for compensation in any capacity whatsoever to, any business whatsoever which competes with the business of the Bank, or any of its direct or indirect subsidiaries or affiliates, which
has headquarters or offices within twenty-five (25)&nbsp;miles of any location(s) in which the Bank has business operations or has filed an application for regulatory approval to establish business operations; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) solicit, provide any information, advice or recommendation, or take any other action intended (or that reasonable person acting in like
circumstances would expect) to have the effect of causing any customer of the Bank to terminate an existing business or commercial relationship with the Bank. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Confidentiality</U></B>. Executive recognizes and acknowledges that the knowledge of the business activities, plans for business
activities, and all other proprietary information of the Bank, as it may exist from time to time, are valuable, special and unique assets of the business of the Bank. Executive will not, during or after the term of his employment, disclose any
knowledge of the past, present, planned or considered business activities or any other similar proprietary information of the Bank to any person, firm, corporation, or other entity for any reason or purpose whatsoever unless expressly authorized by
the Board or required by law. Notwithstanding the foregoing, Executive may disclose any knowledge of banking, financial and/or economic principles, concepts or ideas which are not solely and exclusively derived from the business plans and activities
of the Bank. Further, Executive may disclose information regarding the business activities of the Bank to any bank regulator having regulatory jurisdiction over the activities of the Bank pursuant to a formal regulatory request. In the event of a
breach or threatened breach by Executive of the provisions of this Section, the Bank will be entitled to an injunction restraining Executive from disclosing, in whole or in part, the knowledge of the past, present, planned or considered business
activities of the Bank or any other similar proprietary information, or from rendering any services to any person, firm, corporation, or other entity to whom such knowledge, in whole or in part, has been disclosed or is threatened to be disclosed.
Nothing herein will be construed as prohibiting the Bank from pursuing any other remedies available to the Bank for such breach or threatened breach, including the recovery of damages from Executive. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Information/Cooperation</U></B>. Executive shall, upon reasonable notice, furnish
such information and assistance to the Bank as may be reasonably requested by the Bank, in connection with any litigation in which it or any of its subsidiaries or affiliates is, or may become, a party; provided, however, that Executive shall not be
required to provide information or assistance with respect to any litigation between Executive and the Bank or any other subsidiaries or affiliates. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <B><U>Reliance</U></B>. All payments and benefits to Executive under this Agreement shall be subject to Executive&#146;s compliance with
this Section&nbsp;9, to the extent applicable. The parties hereto, recognizing that irreparable injury will result to the Bank, its business and property in the event of Executive&#146;s breach of this Section&nbsp;9, agree that, in the event of any
such breach by Executive, the Bank will be entitled, in addition to any other remedies and damages available, to an injunction to restrain the violation hereof by Executive and all persons acting for or with Executive. Executive represents and
admits that Executive&#146;s experience and capabilities are such that Executive can obtain employment in a business engaged in other lines of business than the Bank, and that the enforcement of a remedy by way of injunction will not prevent
Executive from earning a livelihood. Nothing herein will be construed as prohibiting the Bank from pursuing any other remedies available to them for such breach or threatened breach, including the recovery of damages from Executive. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>10. SOURCE OF PAYMENTS/RELEASE </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) All payments provided in this Agreement shall be timely paid in cash or check from the general funds of the Bank. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Notwithstanding anything to the contrary in this Agreement, Executive shall not be entitled to any payments or benefits (excluding
reimbursements) under this Agreement unless and until Executive executes an unconditional release of any claims against the Bank, and its affiliates, including its officers, directors, successors and assigns, releasing said persons from any and all
claims, rights, demands, causes of action, suits, arbitrations or grievances relating to the employment relationship other than claims for benefits under <FONT STYLE="white-space:nowrap">tax-qualified</FONT> plans or other benefit plans in which
Executive is vested, claims for benefits required by applicable law or claims with respect to obligations set forth in this Agreement that survive the termination of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11.</B> <B>CLAWBACK AND FORFEITURE</B>. Notwithstanding any other provision to the contrary contained herein, the right of Executive or his
estate or other beneficiaries shall forfeit all rights to receive or retain all payments and benefits provided, and shall reimburse the Bank for all such payments and benefits received, pursuant to Sections 4, 6 and 7: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Executive breaches any of his agreements contained in Section&nbsp;9; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Executive makes, except as required by law, any disparaging remark, orally or in
writing, about the Bank or about its operations except to those persons who have a need to know and a corresponding fiduciary or contractual obligation to keep such conversations confidential, provided that this obligation shall not prohibit
Executive from enforcing or defending any legal right he may have at law or in equity in appropriate legal proceedings against any other person; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Any financial statement filed is materially misleading as to the Bank&#146;s results of operation for a fiscal year or the Bank financial
condition at the end of a fiscal year during which Executive was the chief executive officer because of (i)&nbsp;any overstatement of the amount of one or more items of income or understatement of the amount of one or more items of expense or other
charges against income for such fiscal year; or (ii)&nbsp;any material overstatement in value of any one or more items of assets or understatement in value of any one or more items of liabilities at the end of such fiscal year; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Executive, directly or indirectly, falsified or cause to be falsified, any book, record, or account or made or caused to be made a
materially false or misleading statement, or omitted to state, or caused another person to omit to state, any material fact necessary in order to make statements made. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12. REQUIRED REGULATORY PROVISIONS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Notwithstanding anything herein contained to the contrary, any payments to Executive by the Bank, whether pursuant to this Agreement or
otherwise, are subject to and conditioned upon their compliance with Section&nbsp;18(k) of the Federal Deposit Insurance Act, 12 U.S.C. Section&nbsp;1828(k), and the regulations promulgated thereunder in 12 C.F.R. Part 359. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Notwithstanding anything else in this Agreement to the contrary, Executive&#146;s employment shall not be deemed to have been terminated
unless and until Executive has a &#147;Separation from Service&#148; within the meaning of Code Section&nbsp;409A. For purposes of this Agreement, a &#147;Separation from Service&#148; shall have occurred if the Bank and Executive reasonably
anticipate that either no further services will be performed by Executive after the date of the termination (whether as an employee or as an independent contractor) or the level of further services performed is less than 50% of the average level of
bona fide services in the <FONT STYLE="white-space:nowrap">thirty-six</FONT> (36)&nbsp;months immediately preceding the termination. For all purposes hereunder, the definition of Separation from Service shall be interpreted consistent with Treasury
Regulation Section&nbsp;1.409A-1(h)(ii). </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Notwithstanding the foregoing, in the event the Executive is a &#147;Specified Employee&#148;
(as defined herein), then, solely, to the extent required to avoid penalties under Code Section&nbsp;409A, the Executive&#146;s payments shall be delayed until the first day of the seventh month following the Executive&#146;s Separation from
Service. A &#147;Specified Employee&#148; shall be interpreted to comply with Code Section&nbsp;409A and shall mean a key employee within the meaning of Code Section&nbsp;416(i) (without regard to paragraph 5 thereof), but an individual shall be a
&#147;Specified Employee&#148; only if the Bank or Company is or becomes a publicly traded company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13. NO ATTACHMENT </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as required by law, no right to receive payments under this Agreement shall be subject to anticipation, commutation, alienation, sale,
assignment, encumbrance, charge, pledge, or hypothecation, or to execution, attachment, levy, or similar process or assignment by operation of law, and any attempt, voluntary or involuntary, to effect any such action shall be null, void, and of no
effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>14. ENTIRE AGREEMENT; MODIFICATION AND WAIVER </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) This Agreement contains the entire agreement of the parties relating to the subject matter hereof, and supersedes in its entirety any and
all prior agreements, understandings or representations relating to the subject matter hereof, except that the parties acknowledge that this Agreement shall not affect any of the rights and obligations of the parties under any agreement or plan
entered into with or by the Bank pursuant to which Executive may receive compensation or benefits except as set forth in Section&nbsp;6(d) hereof. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) This Agreement may not be modified or amended except by an instrument in writing signed by each of the parties hereto. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) No term or condition of this Agreement shall be deemed to have been waived, nor shall there be any estoppel against the enforcement of any
provision of this Agreement, except by written instrument of the party charged with such waiver or estoppel. No such written waiver shall be deemed a continuing waiver unless specifically stated therein, and each such waiver shall operate only as to
the specific term or condition waived and shall not constitute a waiver of such term or condition for the future as to any act other than that specifically waived. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) The terms defined in this Agreement have the meanings assigned to them in this Agreement, and they include the plural as well as the
singular, and the use of any gender herein shall be deemed to include the other gender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>15. SEVERABILITY </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If, for any reason, any provision of this Agreement, or any part of any provision, is held invalid, such invalidity shall not affect any other
provision of this Agreement or any part of such provision not held so invalid, and each such other provision and part thereof shall to the full extent consistent with law continue in full force and effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>16. HEADINGS FOR REFERENCE ONLY </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The headings of sections and paragraphs herein are included solely for convenience of reference and shall not control the meaning or
interpretation of any of the provisions of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>17. GOVERNING LAW </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Agreement shall be governed by the laws of the State of New Jersey, but only to the extent not superseded by federal law. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>18. ARBITRATION </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any dispute or controversy arising under or in connection with this Agreement shall be settled exclusively by binding, confidential
arbitration, as an alternative to civil litigation and without any trial by jury to resolve such claims, conducted by a single arbitrator mutually acceptable to the Bank and Executive, sitting in a location selected by the Bank within </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">twenty-five (25)&nbsp;miles from the main office of the Bank, in accordance with the rules of the American Arbitration Association&#146;s
National Rules for the Resolution of Employment Disputes then in effect. Judgment may be entered on the arbitrator&#146;s award in any court having jurisdiction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>19. INDEMNIFICATION </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>Insurance</U></B>. During the term of this Agreement, the Bank will provide Executive with coverage under a directors&#146; and
officers&#146; liability policy, at the Bank&#146;s expense, that is at least equivalent to the coverage provided to directors and senior executives of the Bank. Said coverage shall, without limitation, provide-coverage for claims arising out of the
fact that Executive is or was a director, officer or employee of the Company or the Bank or any subsidiary thereof and pertaining to matters existing or occurring at or prior to Executive&#146;s termination of employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>20. SUCCESSORS AND ASSIGNS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Bank shall require any successor or assignee, whether direct or indirect, by purchase, merger, consolidation or otherwise to all or
substantially all the business or assets of the Bank, to expressly and unconditionally assume and agree to perform the Bank&#146;s obligations under this Agreement, in the same manner and to the same extent that the Bank would be required to perform
if no such succession or assignment had taken place. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>21. ATTORNEYS&#146; FEES AND COSTS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any action is brought by either party against the other party to enforce the terms of this Agreement, the prevailing party shall be entitled
to recover from the other party the reasonable attorneys&#146; fees and costs incurred by the prevailing party in connection with the prosecution or defense of such action. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[End of text. Signatures on next page.] </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>IN WITNESS WHEREOF</B>, the parties hereto have duly executed this Agreement on the dates
set forth below. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="45%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="45%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"><B>BCB COMMUNITY BANK</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: September&nbsp;26, 2022</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Vincent DiDomenico</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Vincent DiDomenico</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Chairman of the Compensation Committee</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: September&nbsp;26, 2022</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Thomas M. Coughlin</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Thomas M. Coughlin</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>d405552dex102.htm
<DESCRIPTION>EX-10.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.2 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EMPLOYMENT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BETWEEN </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>BCB
COMMUNITY BANK AND JAWAD CHAUDHRY </U></B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Employment Agreement (the &#147;Agreement&#148;) is made effective as of
September&nbsp;26, 2022 (the &#147;Effective Date&#148;), by and between BCB BANCORP INC. and BCB COMMUNITY BANK, a New Jersey <FONT STYLE="white-space:nowrap">state-chartered</FONT> bank (collectively the &#147;Company&#148; or the
&#147;Bank&#148;), with its principal offices at Bayonne, New Jersey, and JAWAD CHAUDHRY (&#147;Executive&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the
Bank wishes to assure itself of the continued services of Executive for the period provided in this Agreement; and, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, in
order to induce Executive to remain in the employ of the Bank and to provide further incentive for Executive to achieve the financial and performance objectives of the Bank, the parties desire to enter into this Agreement; and, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Bank desires to set forth the rights and responsibilities of Executive and the compensation payable to Executive, as
modified from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>NOW, THEREFORE</B>, in consideration of the mutual covenants herein contained, and upon the other terms
and conditions hereinafter provided, the parties hereby agree as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>1. POSITION AND RESPONSIBILITIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">During the term of this Agreement, Executive agrees to serve as Chief Financial Officer of the Bank (the &#147;Executive Position&#148;), and
will perform all duties and will have all powers associated with such position as set forth in the <I>Job Description </I>provided to Executive by the Bank and as may be set forth in the Bylaws of the Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>2. TERM AND ANNUAL REVIEW </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Term</U></B>. The term of this Agreement will begin as of the Effective Date and will continue for twelve (12)&nbsp;calendar months
(&#147;Term&#148;) thereafter. Said Term shall automatically renew for twelve calendar months thereafter, unless either the Bank or the Executive provides written notice of termination of this Agreement no less than ninety (90)&nbsp;days prior to
any such renewal or until such time as either party terminates this Agreement as set forth herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Annual Review</U></B>. On an
annual basis, at least thirty (30)&nbsp;and not more than ninety (90)&nbsp;days prior to the annual anniversary date of this Agreement, the Compensation Committee (the &#147;Committee&#148;) of the Board of Directors (&#147;Board&#148;) will conduct
a comprehensive performance evaluation and review of Executive&#146;s performance, and the results thereof will be included in the Minutes of a Board meeting. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Continued Employment Following Expiration of Term</U></B>. Nothing in this Agreement shall mandate or prohibit a continuation of
Executive&#146;s employment following the expiration of the term of this Agreement, upon such terms and conditions as the Bank and Executive may mutually agree. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>3. PERFORMANCE OF DUTIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">During the period of his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and
reasonable leaves of absence, Executive will devote all of his business time, attention, skill and efforts to the faithful performance of his duties under this Agreement, including activities and duties directed by the Board. Notwithstanding the
preceding sentence, subject to the approval of the Board, Executive may serve as a member of the board of directors of business, community and charitable organizations, provided that in each case such service shall not materially interfere with the
performance of his duties under this Agreement, adversely affect the reputation of the Bank or any other affiliates of the Bank, or present any conflict of interest. Executive will submit on or before the annual anniversary date of this Agreement to
the Board for its review and approval, a list of organizations in which Executive is participating or proposes to participate. Such service to and participation in outside organizations will be presumed for these purposes to be for the benefit of
the Bank, and the Bank will reimburse Executive his reasonable expenses associated therewith, to the extent Executive&#146;s expenses are not reimbursed by such organizations. The failure of Executive to submit and/or the Board to approve the list
of organizations in a timely manner shall not otherwise prohibit Executive from serving on or participating in these organizations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4.
COMPENSATION, BENEFITS AND REIMBURSEMENT </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Base Salary</U></B>. The Bank agrees to pay or cause to be paid to Executive for
Executive&#146;s services an annual base salary at the gross rate prior to taxes and other withholdings of $350,000.00 (&#147;Base Salary&#148;) for the 2022&nbsp;calendar year. This Base Salary shall be subject to annual review and adjustment
pursuant to Section&nbsp;2(b) commensurate with compensation of similar executives of <FONT STYLE="white-space:nowrap">similarly-sized</FONT> financial institutions located in the same geographic region. If Executive&#146;s Base Salary increases,
pursuant to the above annual review, any such increased amounts shall be considered the Executive&#146;s Base Salary for all sections of this Agreement. Such Base Salary will be payable in accordance with the customary payroll practices of the Bank.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Annual Bonus</U></B>. The Bank under the direction of the Compensation Committee may pay or cause to be paid to Executive an
annual cash incentive bonus in an amount up to fifty percent of the Base Salary. Any such Bonus shall be paid at such time or times and in such manner as directed by the Compensation Committee jointly during the term of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Incentive Compensation</U></B>. Executive shall be entitled to participate in any other incentive compensation and bonus plans or
arrangements of the Bank or the Company. Any incentive compensation will be paid in accordance with the terms of such plans or arrangements, or on a discretionary basis by the Compensation Committee. Nothing paid to the Executive under any such
plans or arrangements will be deemed to be in lieu of other compensation to which the Executive is entitled under this Agreement. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <B><U>Benefit Plans</U></B>. Executive will be entitled to participate in all employee
benefit plans, arrangements and perquisites offered to employees and executives of the Company or the Bank. Without limiting the generality of the foregoing provisions of this Section&nbsp;4(c), Executive also will be entitled to participate in any
employee benefit plans including, but not limited to, stock benefit plans, retirement plans, supplemental retirement plans, pension plans, <FONT STYLE="white-space:nowrap">profit-sharing</FONT> plans, <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">health-and-accident</FONT></FONT> plans, or any other employee benefit plan or arrangement made available by the Bank in the future to its senior executives and key management employees, subject to and on a basis
consistent with the terms, conditions and overall administration of such plans and arrangements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <B><U>Health, Dental, Life and
Disability Coverage</U></B>. The Bank shall provide Executive with life, medical, dental and disability coverage made available by the Bank to its senior executives and key management employees, subject to and on a basis consistent with the terms,
conditions and overall administration of such coverage. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <B><U>Vacation and Leave</U></B>. Executive will be entitled to paid vacation
time each year during the term of this Agreement measured on a fiscal or calendar year basis, as well as sick leave, holidays and other paid absences in accordance with the Bank&#146;s policies and procedures for senior executives. Any unused paid
time off during an annual period will be treated in accordance with the Bank&#146;s personnel policies as in effect from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(g) <B><U>Expense Reimbursements</U></B>. The Bank will reimburse Executive for all reasonable travel, entertainment and other reasonable
expenses incurred by Executive during the course of performing his obligations under this Agreement, including, without limitation, fees for memberships in such organizations as Executive and the Board mutually agree are necessary and appropriate in
connection with the performance of his duties under this Agreement, upon substantiation of such expenses in accordance with applicable policies and procedures of the Bank. All reimbursements pursuant to this Section&nbsp;4(g) shall be paid promptly
by the Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>5. WORKING FACILITIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Executive&#146;s principal place of employment will be at such place as directed by the Board. The Bank will provide Executive at his
principal place of employment with a private office, secretarial and other support services and facilities suitable to his position with the Bank and necessary or appropriate in connection with the performance of his duties under this Agreement.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>6. TERMINATION AND TERMINATION PAY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to Section&nbsp;7 of this Agreement which governs the occurrence of a Change in Control, Executive&#146;s employment under this
Agreement may be terminated in the following circumstances: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Death</U></B>. Executive&#146;s employment under this Agreement
will terminate upon his death during the term of this Agreement, in which event Executive&#146;s estate or beneficiary will receive the compensation due to Executive through the last day of the calendar month in which his death occurred and vested
rights and benefits earned through the date of the Agreement. The Bank will continue to provide to Executive&#146;s immediate family members, provided said immediate family members are so eligible, for one (1)&nbsp;year after Executive&#146;s death <FONT
STYLE="white-space:nowrap">non-taxable</FONT> medical and dental coverage substantially comparable (and on substantially the same terms and conditions) to the coverage maintained by the Bank for Executive and his family immediately prior to
Executive&#146;s death. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Disability</U></B>. Termination of Executive&#146;s employment based on
&#147;Disability&#148; shall mean termination because of any permanent and total physical or mental impairment that restricts Executive from performing all the essential functions of normal employment. A determination as to whether Executive has
suffered a disability shall be made by the Board with objective medical input. In the event of termination due to Disability, Executive will be entitled to disability benefits, if any, provided under a long term disability plan sponsored by the
Bank, if any. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In the event the Board determines that Executive is Disabled, Executive will no longer be obligated to perform services
under this Agreement. Upon Executive&#146;s termination due to Disability, the Bank will cause to continue to provide to Executive life insurance and <FONT STYLE="white-space:nowrap">non-taxable</FONT> medical and dental coverage substantially
comparable (and on substantially the same terms and conditions) to the coverage maintained by the Company or the Bank for Executive immediately prior to termination for Disability. This coverage shall cease upon the earlier of (i)&nbsp;three
(3)&nbsp;years from the date of termination, or (ii)&nbsp;the date Executive becomes eligible for Medicare coverage; provided further that if Executive is covered by family coverage or coverage for self and spouse, then Executive&#146;s family or
spouse shall continue to be covered for the remainder of the three (3)&nbsp;year period, or in the case of the spouse, until the spouse becomes eligible for Medicare coverage or obtains health care coverage elsewhere, whichever period is less. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Termination for Cause</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) The Board may by written notice to Executive in the form and manner specified in this paragraph, immediately terminate the
Executive&#146;s employment at any time for cause (&#147;Cause&#148;). Executive shall have no right to receive compensation or other benefits for any period after termination for Cause, except for earned but unpaid Base Salary plus payment and
vested benefits. Termination for Cause shall mean termination (as determined by the Bank in good faith) because of the Executive&#146;s: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(1) material act of fraud or dishonesty in performing Executive&#146;s duties on behalf of the Bank; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(2) willful misconduct that, in the judgment of the Board, will likely cause material economic damage to the Bank or injury to the business
reputation of the Bank; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(3) incompetence (in determining incompetence, the acts or omissions shall be measured against standards
generally prevailing in the commercial banking industry); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(4) breach of fiduciary duty; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(5) intentional failure to perform stated duties under this Agreement after written notice thereof from the Board; </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(6) willful violation of any law, rule or regulation (other than traffic violations or
similar offenses) that reflect adversely on the reputation of the Bank, any felony conviction, any violation of law involving moral turpitude, or any violation of a regulatory order; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(7) material breach of any provision of this Agreement; or, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(8) willful engagement in conduct which constitutes a violation of the established written policies or procedures of the bank regarding the
conduct of its employees. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) Executive&#146;s termination for Cause will not become effective unless the Board has delivered to
Executive a copy of a notice of termination in accordance with Section&nbsp;8(a) hereof. Executive shall not be deemed to have been terminated for Cause unless and until there shall have been delivered to the Executive a notice of termination, which
shall include a copy of a resolution duly adopted by the affirmative vote of not less than a majority of the disinterested members of the Board, stating that the Executive was guilty of the conduct described above and specifying the particulars of
such conduct. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <B><U>Voluntary Termination by Executive</U></B>. In addition to the Executive&#146;s other rights to terminate
employment under this Agreement, the Executive may voluntarily terminate employment during the term of this Agreement upon at least sixty (60)&nbsp;days prior written notice to the Board. Upon Executive&#146;s voluntary termination, the executive
will only receive compensation and vested rights and benefits earned through the date of termination, unless otherwise agreed by the Company, or the Bank, and the Executive. Following termination of employment under this Section, the Executive will
be subject to the restrictions set forth in Section&nbsp;9 of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(e) <B><U>Termination Without Cause</U></B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) The Bank may, by written notice to Executive, immediately terminate his employment at any time for a reason other than for cause (a
termination &#147;Without Cause&#148;). Any termination of Executive&#146;s employment, other than Termination for Cause, shall have no effect on or prejudice the vested rights of Executive under the Bank&#146;s qualified or <FONT
STYLE="white-space:nowrap">non-qualified</FONT> retirement, pension, savings, thrift, <FONT STYLE="white-space:nowrap">profit-sharing</FONT> or stock bonus plans, group life, health (including hospitalization, medical and major medical), dental,
accident and long term disability insurance plans or other employee benefit plans or programs, or compensation plans or programs in which Executive was a participant. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) In the event of termination under this Section&nbsp;6(e), the Bank shall pay Executive or, in the event of Executive&#146;s subsequent
death, Executive&#146;s estate, the amount equal to Executive&#146;s Base Salary through the remaining Term or applicable renewal as set forth in this Agreement. Such payment shall be payable within thirty (30)&nbsp;days following Executive&#146;s
date of termination, and will be subject to applicable withholding taxes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) In addition, the Bank will continue to provide to
Executive with life insurance coverage and <FONT STYLE="white-space:nowrap">non-taxable</FONT> medical and dental insurance coverage substantially comparable (and on substantially the same terms and conditions) to the coverage maintained by the Bank
for Executive immediately prior to his termination. Such life insurance coverage and <FONT STYLE="white-space:nowrap">non-taxable</FONT> medical and dental insurance coverage shall cease upon the earlier of (i)&nbsp;the greater
</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
of one (1)&nbsp;calendar year or the end of the term of this Agreement, subject to applicable renewals, whichever is longer; (ii)&nbsp;with respect to each such coverage (e.g., life insurance,
medical and/or dental coverage), the date on which such substantially comparable coverage is made available to the Executive through subsequent employment; or (3)&nbsp;the date Executive becomes eligible for Medicare coverage. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(f) <B><U>Termination and Board Membership</U></B>. To the extent Executive is a member of the board of directors of the Bank, or any of its
affiliates and subsidiaries, on the date of termination of employment with the Bank, unless mutually agreed, said termination of employment shall be deemed automatic resignation by Executive from any and all of the boards of directors, and such
resignation will not be conditioned upon any event or payment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>7. CHANGE IN CONTROL </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Change in Control Defined</U></B>. For purposes of this Agreement, a &#147;Change in Control&#148; shall mean a change in the
effective control of the Company or Bank, and shall be deemed to occur on the earliest of any of the following events: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) MERGER: The
Company or the Bank merges into or consolidates with another corporation, or merges another corporation into the Company or the Bank, and as a result less than a majority of the combined voting power of the resulting corporation immediately after
the merger or consolidation is held by persons who were stockholders of the Company or the Bank immediately before the merger or consolidation; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) ACQUISITION OF SIGNIFICANT SHARE OWNERSHIP: There is filed or required to be filed a report on Schedule&nbsp;13D or another form or
schedule (other than Schedule&nbsp;13G) required under Sections&nbsp;13(D) or 14(D) of the Securities Exchange Act of 1934, if the schedule discloses that the filing person or persons acting in concert has or have become the beneficial owner of 25%
or more of a class of the Company&#146;s voting securities; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) SALE OF ASSETS: The Company sells to a third party all or
substantially all of its assets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Post-Change In Control Termination Benefits</U></B>. If the Executive is terminated by the
Bank (or its successor) without Cause or the Executive voluntarily terminates for Good Reason, each within two years after a Change in Control, the Bank (or its successor) shall pay Executive a lump sum cash payment equal to two (2)&nbsp;times the
annual Base Salary of the Executive at the time of a Change in Control. Such payment shall be payable within thirty (30)&nbsp;days following the date of the Executive&#146;s termination of employment, and will be subject to all applicable
withholding taxes. Notwithstanding the foregoing, the cash payment made pursuant to this Section&nbsp;7(b) shall be made in lieu of any cash payments which may be subsequently triggered pursuant to Section&nbsp;6 hereof. For purposes of this
Agreement, a voluntary termination by Executive shall be considered a voluntary termination with Good Reason if the conditions stated in both clauses (i)&nbsp;and (ii) are satisfied: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) Any of the following occur without Executive&#146;s advance written consent: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(1) a material diminution in Executive&#146;s Base Salary; </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(2) a material diminution in Executive&#146;s authority, duties, or responsibilities; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(3) a material change in the geographic location at which Executive must perform his duties under this Agreement; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:18%; font-size:10pt; font-family:Times New Roman">(4) any material breach by Bank of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) Executive provides notice to Bank of the existence of one or more of the conditions described in clause (i)&nbsp;within 90 days after
the initial existence of the condition and Bank fails to remedy such condition within 30 days of receipt of such notice. In addition, Executive&#146;s voluntary termination because of the existence of one or more of the conditions described in
clause (i)&nbsp;occurs within one year after the initial existence of the condition. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>280G Cutback</U></B>. Notwithstanding
anything in this Agreement to the contrary, in no event shall the aggregate payments or benefits to be made or afforded to Executive under this Agreement, either as a <FONT STYLE="white-space:nowrap">stand-alone</FONT> benefit or when aggregated
with other payments to, or for the benefit of, Executive that are contingent on a Change in Control, constitute an &#147;excess parachute payment&#148; under Section&nbsp;280G of the Internal Revenue Code (&#147;Code&#148;) or any successor thereto,
and in order to avoid such a result, Executive&#146;s benefits hereunder shall be reduced, if necessary, to an amount, the value of which is one dollar ($1.00) less than an amount equal to three (3)&nbsp;times Executive&#146;s &#147;base
amount,&#148; as determined in accordance with Code Section&nbsp;280G. In the event a reduction is necessary, the cash severance payable pursuant to this Section&nbsp;7 hereof shall be reduced by the minimum amount necessary to result in no portion
of the payments and benefits payable by the Bank under this Section&nbsp;7 being <FONT STYLE="white-space:nowrap">non-deductible</FONT> pursuant to Code Section&nbsp;280G and subject to excise tax imposed under Code Section&nbsp;4999. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>8. NOTICE REQUIREMENTS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Notice of Termination</U></B>. A &#147;notice of termination&#148; shall mean a written notice which shall indicate the specific
termination provision in this Agreement relied upon as a basis for termination of Executive&#146;s employment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Date of
Termination</U></B>. &#147;Date of termination&#148; shall mean: (i)&nbsp;if Executive&#146;s employment is terminated for Disability, thirty (30)&nbsp;days after a notice of termination is given (provided that he shall not have returned to the
performance of his duties on a <FONT STYLE="white-space:nowrap">full-time</FONT> basis during such thirty (30)&nbsp;day period); or (ii)&nbsp;if Executive&#146;s employment is terminated for any other reason, the date specified in the notice of
termination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Good Faith Resolution</U></B>. If the party receiving a notice of termination desires to dispute or contest the
basis or reasons for termination, the party receiving the notice of termination must notify the other party within ten (10)&nbsp;calendar days after receiving the notice of termination that such a dispute exists, and shall pursue the resolution of
such dispute in good faith and with reasonable diligence pursuant to Section&nbsp;19 of this Agreement. During the ten (10)&nbsp;days after receiving notice of termination and during the pendency of any such dispute, the Bank shall not be obligated
to pay Executive compensation or other payments beyond the date of termination. Any amounts paid to Executive upon resolution of such dispute under this Section shall be offset against or reduce any other amounts which may be due under this
Agreement. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>9. <FONT STYLE="white-space:nowrap">POST-TERMINATION</FONT> OBLIGATIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) <B><U>Non</U></B><B><U><FONT STYLE="white-space:nowrap">-Solicitation</FONT></U></B>. Executive hereby covenants and agrees that, if
Executive&#146;s employment with the Bank is terminated under Sections&nbsp;6(b)&nbsp;&#150; (e)&nbsp;of this Agreement, for a period of one (1)&nbsp;year following termination of employment with the Bank (other than a termination of employment
following a Change in Control), Executive shall not, without the written consent of the Bank, either directly or indirectly: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i)
solicit, offer employment to, or take any other action intended (or that a reasonable person acting in like circumstances would expect) to have the effect of causing any officer or employee of the Bank, or any of its respective subsidiaries or
affiliates, to terminate his employment and accept employment or become affiliated with, or provide services for compensation in any capacity whatsoever to, any business whatsoever which competes with the business of the Bank, or any of its direct
or indirect subsidiaries or affiliates, which has headquarters or offices within <FONT STYLE="white-space:nowrap">twenty-five</FONT> (25)&nbsp;miles of any location(s) in which the Bank has business operations or has filed an application for
regulatory approval to establish business operations; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) solicit, provide any information, advice or recommendation, or take any other
action intended (or that reasonable person acting in like circumstances would expect) to have the effect of causing any customer of the Bank to terminate an existing business or commercial relationship with the Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) <B><U>Confidentiality</U></B>. Executive recognizes and acknowledges that the knowledge of the business activities, plans for business
activities, and all other proprietary information of the Bank, as it may exist from time to time, are valuable, special and unique assets of the business of the Bank. Executive will not, during or after the term of his employment, disclose any
knowledge of the past, present, planned or considered business activities or any other similar proprietary information of the Bank to any person, firm, corporation, or other entity for any reason or purpose whatsoever unless expressly authorized by
the Board or required by law. Notwithstanding the foregoing, Executive may disclose any knowledge of banking, financial and/or economic principles, concepts or ideas which are not solely and exclusively derived from the business plans and activities
of the Bank. Further, Executive may disclose information regarding the business activities of the Bank to any bank regulator having regulatory jurisdiction over the activities of the Bank pursuant to a formal regulatory request. In the event of a
breach or threatened breach by Executive of the provisions of this Section, the Bank will be entitled to an injunction restraining Executive from disclosing, in whole or in part, the knowledge of the past, present, planned or considered business
activities of the Bank or any other similar proprietary information, or from rendering any services to any person, firm, corporation, or other entity to whom such knowledge, in whole or in part, has been disclosed or is threatened to be disclosed.
Nothing herein will be construed as prohibiting the Bank from pursuing any other remedies available to the Bank for such breach or threatened breach, including the recovery of damages from Executive. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) <B><U>Information/Cooperation</U></B>. Executive shall, upon reasonable notice, furnish
such information and assistance to the Bank as may be reasonably requested by the Bank, in connection with any litigation in which it or any of its subsidiaries or affiliates is, or may become, a party; provided, however, that Executive shall not be
required to provide information or assistance with respect to any litigation between Executive and the Bank or any other subsidiaries or affiliates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) <B><U>Reliance</U></B>. All payments and benefits to Executive under this Agreement shall be subject to Executive&#146;s compliance with
this Section&nbsp;9, to the extent applicable. The parties hereto, recognizing that irreparable injury will result to the Bank, its business and property in the event of Executive&#146;s breach of this Section&nbsp;9, agree that, in the event of any
such breach by Executive, the Bank will be entitled, in addition to any other remedies and damages available, to an injunction to restrain the violation hereof by Executive and all persons acting for or with Executive. Executive represents and
admits that Executive&#146;s experience and capabilities are such that Executive can obtain employment in a business engaged in other lines of business than the Bank, and that the enforcement of a remedy by way of injunction will not prevent
Executive from earning a livelihood. Nothing herein will be construed as prohibiting the Bank from pursuing any other remedies available to them for such breach or threatened breach, including the recovery of damages from Executive. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>10. SOURCE OF PAYMENTS/RELEASE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) All payments provided in this Agreement shall be timely paid in cash or check from the general funds of the Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Notwithstanding anything to the contrary in this Agreement, Executive shall not be entitled to any payments or benefits under this
Agreement unless and until Executive executes an unconditional release of any claims against the Bank, and its affiliates, including its officers, directors, successors and assigns, releasing said persons from any and all claims, rights, demands,
causes of action, suits, arbitrations or grievances relating to the employment relationship other than claims for benefits under <FONT STYLE="white-space:nowrap">tax-qualified</FONT> plans or other benefit plans in which Executive is vested, claims
for benefits required by applicable law or claims with respect to obligations set forth in this Agreement that survive the termination of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>11. CLAWBACK AND FORFEITURE</B>. Notwithstanding any other provision to the contrary contained herein, the right of Executive or his estate
or other beneficiaries shall forfeit all rights to receive or retain all payments and benefits provided, and shall reimburse the Bank for all such payments and benefits received, pursuant to Sections&nbsp;4, 6 and 7: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Executive breaches any of his agreements contained in Section&nbsp;9; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Executive makes, except as required by law, any disparaging remark, orally or in writing, about the Bank or about its operations except to
those persons who have a need to know and a corresponding fiduciary or contractual obligation to keep such conversations confidential, provided that this obligation shall not prohibit Executive from enforcing or defending any legal right he may have
at law or in equity in appropriate legal proceedings against any other person; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Any financial statement filed is materially misleading
as to the Bank&#146;s results of operation for a fiscal year or the Bank financial condition at the end of a fiscal year during which Executive was the Chief Financial Officer because of (i)&nbsp;any overstatement of the amount of one or more items
of income or understatement of the amount of one or more items of expense or other charges against income for such fiscal year; or (ii)&nbsp;any material overstatement in value of any one or more items of assets or understatement in value of any one
or more items of liabilities at the end of such fiscal year; </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) Executive, directly or indirectly, falsified or cause to be falsified, any book, record,
or account or made or caused to be made a materially false or misleading statement, or omitted to state, or caused another person to omit to state, any material fact necessary in order to make statements made. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>12. REQUIRED REGULATORY PROVISIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) Notwithstanding anything herein contained to the contrary, any payments to Executive by the Bank, whether pursuant to this Agreement or
otherwise, are subject to and conditioned upon their compliance with Section&nbsp;18(k) of the Federal Deposit Insurance Act, 12&nbsp;U.S.C. Section&nbsp;1828(k), and the regulations promulgated thereunder in 12&nbsp;C.F.R. Part&nbsp;359. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) Notwithstanding anything else in this Agreement to the contrary, Executive&#146;s employment shall not be deemed to have been terminated
unless and until Executive has a &#147;Separation from Service&#148; within the meaning of Code Section&nbsp;409A. For purposes of this Agreement, a &#147;Separation from Service&#148; shall have occurred if the Bank and Executive reasonably
anticipate that either no further services will be performed by Executive after the date of the termination (whether as an employee or as an independent contractor) or the level of further services performed is less than 50% of the average level of
bona fide services in the <FONT STYLE="white-space:nowrap">thirty-six</FONT> (36)&nbsp;months immediately preceding the termination. For all purposes hereunder, the definition of Separation from Service shall be interpreted consistent with Treasury <FONT
STYLE="white-space:nowrap">Regulation&nbsp;Section&nbsp;1.409A-1(h)(ii).</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) Notwithstanding the foregoing, in the event the
Executive is a &#147;Specified Employee&#148; (as defined herein), then, solely, to the extent required to avoid penalties under Code Section&nbsp;409A, the Executive&#146;s payments shall be delayed until the first day of the seventh month
following the Executive&#146;s Separation from Service. A &#147;Specified Employee&#148; shall be interpreted to comply with Code Section&nbsp;409A and shall mean a key employee within the meaning of Code Section&nbsp;416(i) (without regard to
paragraph&nbsp;5 thereof), but an individual shall be a &#147;Specified Employee&#148; only if the Bank or Company is or becomes a publicly traded company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>13. NO ATTACHMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as required by law, no right to receive payments under this Agreement shall be subject to anticipation, commutation, alienation, sale,
assignment, encumbrance, charge, pledge, or hypothecation, or to execution, attachment, levy, or similar process or assignment by operation of law, and any attempt, voluntary or involuntary, to effect any such action shall be null, void, and of no
effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>14. ENTIRE AGREEMENT; MODIFICATION AND WAIVER </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(a) This Agreement contains the entire agreement of the parties relating to the subject matter hereof, and supersedes in its entirety any and
all prior agreements, understandings or representations relating to the subject matter hereof, except that the parties acknowledge that this Agreement shall not affect any of the rights and obligations of the parties under any agreement or plan
entered into with or by the Bank pursuant to which Executive may receive compensation or benefits except as set forth in Section&nbsp;6(d) hereof. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(b) This Agreement may not be modified or amended except by an instrument in writing signed
by each of the parties hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(c) No term or condition of this Agreement shall be deemed to have been waived, nor shall there be any
estoppel against the enforcement of any provision of this Agreement, except by written instrument of the party charged with such waiver or estoppel. No such written waiver shall be deemed a continuing waiver unless specifically stated therein, and
each such waiver shall operate only as to the specific term or condition waived and shall not constitute a waiver of such term or condition for the future as to any act other than that specifically waived. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(d) The terms defined in this Agreement have the meanings assigned to them in this Agreement, and they include the plural as well as the
singular, and the use of any gender herein shall be deemed to include the other gender. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>15. SEVERABILITY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If, for any reason, any provision of this Agreement, or any part of any provision, is held invalid, such invalidity shall not affect any other
provision of this Agreement or any part of such provision not held so invalid, and each such other provision and part thereof shall to the full extent consistent with law continue in full force and effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>16. HEADINGS FOR REFERENCE ONLY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The headings of sections and paragraphs herein are included solely for convenience of reference and shall not control the meaning or
interpretation of any of the provisions of this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>17. GOVERNING LAW </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Agreement shall be governed by the laws of the State of New Jersey, but only to the extent not superseded by federal law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>18. ARBITRATION </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any
dispute or controversy arising under or in connection with this Agreement shall be settled exclusively by binding, confidential arbitration, as an alternative to civil litigation and without any trial by jury to resolve such claims, conducted by a
single arbitrator mutually acceptable to the Bank and Executive, sitting in a location selected by the Bank within <FONT STYLE="white-space:nowrap">twenty-five</FONT> (25)&nbsp;miles from the main office of the Bank, in accordance with the rules of
the American Arbitration Association&#146;s National Rules for the Resolution of Employment Disputes then in effect. Judgment may be entered on the arbitrator&#146;s award in any court having jurisdiction. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>19. INDEMNIFICATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>Insurance</U></B>. During the term of this Agreement, the Bank will provide Executive with coverage under a directors&#146; and
officers&#146; liability policy, at the Bank&#146;s expense, that is at least equivalent to the coverage provided to directors and senior executives of the Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>20. SUCCESSORS AND ASSIGNS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Bank shall require any successor or assignee, whether direct or indirect, by purchase, merger, consolidation or otherwise to all or
substantially all the business or assets of the Bank, to expressly and unconditionally assume and agree to perform the Bank&#146;s obligations under this Agreement, in the same manner and to the same extent that the Bank would be required to perform
if no such succession or assignment had taken place. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>21. ATTORNEYS&#146; FEES AND COSTS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any action is brought by either party against the other party to enforce the terms of this Agreement, the prevailing party shall be
entitled to recover from the other party the reasonable attorneys&#146; fees and costs incurred by the prevailing party in connection with the prosecution or defense of such action. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>IN WITNESS WHEREOF</B>, the parties hereto have duly executed this Agreement on the dates set forth below. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="45%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="45%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"><B>BCB COMMUNITY BANK</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">September&nbsp;26, 2022</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Thomas M. Coughlin</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Thomas M. Coughlin</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">President and Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"><B>EXECUTIVE</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">September&nbsp;26, 2022</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Jawad Chaudhry</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Jawad Chaudhry</TD></TR>
</TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>4
<FILENAME>d405552dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g405552g0929085641096.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="21%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="78%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Contact:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Pam Sclafane</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>Ryan Blake</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Vice&nbsp;President,&nbsp;Marketing</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B>Chief Operating Officer</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">1-800-680-6872,&nbsp;ext.&nbsp;2038</FONT></FONT></FONT></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><B><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">1-800-680-6872,</FONT></FONT></FONT> ext. 2076</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><U>psclafane@BCB.Bank</U></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><U>rblake@BCB.Bank</U></TD></TR>
</TABLE> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BCB Bancorp, Inc. Names Jawad Chaudhry as Chief Financial Officer </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Bayonne, NJ &#150; September</B><B></B><B>&nbsp;28, 2022 &#150; </B><U>BCB Bancorp, Inc.</U> (the &#147;Company&#148;) (NASDAQ: BCBP), the holding company
for BCB Community Bank, has named Jawad Chaudhry as Chief Financial Officer, effective immediately. Chaudhry, formerly Executive Vice President of FP&amp;A, Corporate Finance, &amp; Strategy at Investors Bank, brings to his new position significant
experience in both regional and investment banking. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;We are thrilled to have Jawad join our senior management team,&#148; said Thomas Coughlin, BCB
President and CEO. &#147;His background and experience add to the depth and knowledge of our team and will serve our Company and shareholders well as we continue executing on our strategic plan. On the heels of being named to the 2022 Piper Sandler <FONT
STYLE="white-space:nowrap">Sm-All</FONT> Stars list, Jawad&#146;s appointment as CFO ensures that BCB continues excelling as a high-performing financial institution.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Chaudhry&#146;s regional banking experience includes leading the <FONT STYLE="white-space:nowrap">build-out</FONT> of the FP&amp;A function, as well as
strategic planning, budgeting/forecasting, M&amp;A strategy, profit optimization, capital planning, stress testing and CECL processes at Investors Bank. His investment banking career included providing M&amp;A advisory, transaction
structuring/negotiation and capital/funding optimization solutions to financial institutions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Before joining BCB Bancorp, Inc., Chaudhry served as
Executive Vice President of FP&amp;A, Corporate Finance&nbsp;&amp; Strategy at Investors Bank. Prior to that, he was Vice President, Corporate Development at Prudential Financial, and Senior Vice President, in the FIG Investment Banking group at
Barclays and then Jefferies. Chaudhry is a graduate, summa cum laude, of Franklin&nbsp;&amp; Marshall College with a bachelor of arts degree in economics and mathematics, with a concentration in business administration. He is a licensed CFA and a
member of the board of directors of the Morris County Chamber of Commerce. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>About BCB Bancorp, Inc. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Established in 2000 and headquartered in Bayonne, N.J., BCB Community Bank is the wholly-owned subsidiary of BCB Bancorp, Inc. (NASDAQ: BCBP). The Bank has 29
branch offices in Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge, New Jersey, and three branches
in Hicksville and Staten Island, New York. The Bank provides businesses and individuals a wide range of loans, deposit products, and retail and commercial banking services. For more information, please go to&nbsp;<U>www.bcb.bank</U>. </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>5
<FILENAME>bcbp-20220926.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20220115.12 -->
<!-- Creation date: 9/29/2022 4:49:51 PM Eastern Time -->
<!-- Copyright (c) 2022 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"
  xmlns:num="http://www.xbrl.org/dtr/type/numeric"
  xmlns:us-types="http://fasb.org/us-types/2021-01-31"
  xmlns:bcbp="http://www.bcbcommunitybank.com/20220926"
  xmlns:dei="http://xbrl.sec.gov/dei/2021"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://www.bcbcommunitybank.com/20220926"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2021/dei-2021.xsd" namespace="http://xbrl.sec.gov/dei/2021" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/numeric" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/naics/2021/naics-2021.xsd" namespace="http://xbrl.sec.gov/naics/2021" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="bcbp-20220926_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="bcbp-20220926_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation" id="Role_DocumentDocumentAndEntityInformation">
        <link:definition>100000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>bcbp-20220926_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20220115.12 -->
<!-- Creation date: 9/29/2022 4:49:51 PM Eastern Time -->
<!-- Copyright (c) 2022 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line One</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, City or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, State or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>7
<FILENAME>bcbp-20220926_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20220115.12 -->
<!-- Creation date: 9/29/2022 4:49:51 PM Eastern Time -->
<!-- Copyright (c) 2022 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="bcbp-20220926.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityRegistrantName" order="22.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_AmendmentFlag" order="23.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityCentralIndexKey" order="24.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentType" order="26.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentPeriodEndDate" order="27.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode" order="28.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityFileNumber" order="29.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber" order="30.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine1" order="31.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressCityOrTown" order="32.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince" order="33.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode" order="34.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CityAreaCode" order="35.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_LocalPhoneNumber" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_WrittenCommunications" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SolicitingMaterial" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementTenderOffer" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_Security12bTitle" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_TradingSymbol" order="42.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SecurityExchangeName" order="43.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany" order="44.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g405552g0929085641096.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g405552g0929085641096.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  T 0D# 2(  A$! Q$!_\0
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M<^+?"&I0-;7&I6TD;]G5ASZ@D<&K>B:C&S_9$ODOH/\ EA.&R^/[K^X['O\
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M6L+2"?0K+4)=1N$N9C&[S^<QW,6&4VYQC/&*ZC</44#,_P#L'2"<G2[,D_\
M3%?\*/[ T?\ Z!=G_P!^%_PHHJN>7<R]A2_E7W$UMIEA92&2ULK>%R-I:.,*
M<>G%6Z**3;>Y<8QBK15@JI?Z5I^J*BZA8V]TL9)031A]I/IFBBD44?\ A$O#
MG_0"T[_P&3_"K-IH6D:?)YEGIEG;O_>B@53^8%%% &A61?>%= U*8S7FD6<L
MI.2YB 8_4CFBB@"Y8:98:7"8;"S@M8R<E88PH/UQ4%WX?T;4+DW%YI5E<3L
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M4 36FGV=@&%I:PP!_O>4@7/UQ6?:VL+^*+^\V 311)""HQD$ DGU/ 'T%%%
MBW_8VG%9%^QQ8E8.XV_>(Z$^]3_8[;[6+KR(_M 78)-OS;?3-%% R"/1M-BN
@3<1V4*RDDY"]">I Z ^]1?\ ".Z1_P ^$/Y444 ?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.2.2</span><table class="report" border="0" cellspacing="2" id="idm139958725180352">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Sep. 26, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BCB BANCORP INC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001228454<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Sep. 26,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">NJ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-50275<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">26-0065262<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">104-110 Avenue C<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Bayonne<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NJ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">07002<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(201)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">823-0700<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Stock, no par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BCBP<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>d405552d8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2021"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="bcbp-20220926.xsd" xlink:type="simple"/>
    <context id="duration_2022-09-26_to_2022-09-26">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001228454</identifier>
        </entity>
        <period>
            <startDate>2022-09-26</startDate>
            <endDate>2022-09-26</endDate>
        </period>
    </context>
    <dei:EntityRegistrantName
      contextRef="duration_2022-09-26_to_2022-09-26"
      id="Hidden_dei_EntityRegistrantName">BCB BANCORP INC</dei:EntityRegistrantName>
    <dei:AmendmentFlag contextRef="duration_2022-09-26_to_2022-09-26">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="duration_2022-09-26_to_2022-09-26"
      id="Hidden_dei_EntityCentralIndexKey">0001228454</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="duration_2022-09-26_to_2022-09-26">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2022-09-26_to_2022-09-26">2022-09-26</dei:DocumentPeriodEndDate>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2022-09-26_to_2022-09-26">NJ</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="duration_2022-09-26_to_2022-09-26">0-50275</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2022-09-26_to_2022-09-26">26-0065262</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2022-09-26_to_2022-09-26">104-110 Avenue C</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="duration_2022-09-26_to_2022-09-26">Bayonne</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2022-09-26_to_2022-09-26">NJ</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2022-09-26_to_2022-09-26">07002</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2022-09-26_to_2022-09-26">(201)</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2022-09-26_to_2022-09-26">823-0700</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="duration_2022-09-26_to_2022-09-26">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2022-09-26_to_2022-09-26">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2022-09-26_to_2022-09-26">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2022-09-26_to_2022-09-26">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="duration_2022-09-26_to_2022-09-26">Common Stock, no par value</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2022-09-26_to_2022-09-26">BCBP</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2022-09-26_to_2022-09-26">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2022-09-26_to_2022-09-26">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>11
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MVJ5QD L9>3T\$MP>:4#M.*2VBZD8_1!2:5K5N %(MB6/:<Z10J[4+!XUA])
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M!F_236P@R*2*Y U+2X<L-03&IAJ O<NF>3[+O,&@EXN1:T/9=1,92L88!.R
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M4$L! A0#%     @ P$8]50=!36*!    L0   !               ( !
M &1O8U!R;W!S+V%P<"YX;6Q02P$"% ,4    " # 1CU5W 10*>X    K @
M$0              @ &O    9&]C4')O<',O8V]R92YX;6Q02P$"% ,4
M" # 1CU5F5R<(Q &  "<)P  $P              @ ', 0  >&PO=&AE;64O
M=&AE;64Q+GAM;%!+ 0(4 Q0    ( ,!&/54-9CA&.@0  '80   8
M      " @0T(  !X;"]W;W)K<VAE971S+W-H965T,2YX;6Q02P$"% ,4
M" # 1CU5GZ ;\+$"  #B#   #0              @ %]#   >&PO<W1Y;&5S
M+GAM;%!+ 0(4 Q0    ( ,!&/567BKL<P    !,"   +              "
M 5D/  !?<F5L<R\N<F5L<U!+ 0(4 Q0    ( ,!&/54<.&7J/P$  #P"   /
M              "  4(0  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4    " #
M1CU5)!Z;HJT   #X 0  &@              @ &N$0  >&PO7W)E;',O=V]R
M:V)O;VLN>&UL+G)E;'-02P$"% ,4    " # 1CU599!YDAD!  #/ P  $P
M            @ &3$@  6T-O;G1E;G1?5'EP97-=+GAM;%!+!08     "0 )
+ #X"  #=$P     !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.2.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d405552d8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>100000 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <Logs>
    <Log type="Warning">[ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 1 fact(s) appearing in ix:hidden were eligible for transformation: dei:EntityRegistrantName -  d405552d8k.htm 7</Log>
  </Logs>
  <InputFiles>
    <File doctype="8-K" original="d405552d8k.htm">d405552d8k.htm</File>
    <File>bcbp-20220926.xsd</File>
    <File>bcbp-20220926_lab.xml</File>
    <File>bcbp-20220926_pre.xml</File>
    <File>d405552dex101.htm</File>
    <File>d405552dex102.htm</File>
    <File>d405552dex991.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2021</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>17
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "d405552d8k.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "d405552d8k.htm"
     ]
    },
    "labelLink": {
     "local": [
      "bcbp-20220926_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "bcbp-20220926_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "bcbp-20220926.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021.xsd",
      "https://xbrl.sec.gov/naics/2021/naics-2021.xsd"
     ]
    }
   },
   "elementCount": 23,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2021": 3,
    "total": 3
   },
   "keyCustom": 0,
   "keyStandard": 22,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "bcbp",
   "nsuri": "http://www.bcbcommunitybank.com/20220926",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "d405552d8k.htm",
      "contextRef": "duration_2022-09-26_to_2022-09-26",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "100000 - Document - Document and Entity Information",
     "role": "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation",
     "shortName": "Document and Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "d405552d8k.htm",
      "contextRef": "duration_2022-09-26_to_2022-09-26",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://www.bcbcommunitybank.com//20220926/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>18
<FILENAME>0001193125-22-253805-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-22-253805-xbrl.zip
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M W<:^X#;93L<^<!L-ZZ[[0O7CS/;GN?N9CCW[56[=^CK=U!+ P04    " #
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MLVCW50FVJP172J#=QFW,M#L-/:^"7&CSR/<[4H8'D0E<*[L9MB6(?\CBKZ%
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M^40BF;[1?-"$'NA)'URX'07C4N.W4ZU 2H@E/51Q.>K%BFJ*0%$OUF"T -&
M6Z!<D/>/%?1@8$?OS]AIL0?,&!D!^[(O2FPDL$3JEQA:5JQ1PH# :MZ3/OHF
M-[P5B@^$C:!^_&'U N>"T69S"YP/WP.YY;IY4E*K)\3C)<&SDB#5QOZY=<&-
M)/ D]WMN87^;"31D<!OZ8%=1'^=,^9QSS*I#:J\YLUFL#&@E0X7^?,1A+26]
MUZ=Z/-=HBT*[J 7&UN5@.$I9O$,[3_!H6%IJHGTTGZX@OPHO:U"B> 1LC$>
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MV)0VM59&,"79O*[:$3^*1J W(N:\D<[^\[RG, EP'Q*DPC$#OJ\H+<ZH[\'
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M.=+*W@VN"N)8'3(0]=GD?&;)P$<_G!M-MAOV=G1ZT*"ODUS/;1Y0F?%-?F]
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MR\_I@#]<[8"#A#H]^A.^?'?^_OCU_P)02P,$%     @ P$8]54"3C2Z,,@
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M"7U&D53OO^JD3-CUFK)6R\T _)"OZIWSI(\7)TZ^PBD!GP08#=A9RZL93*
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M2U[(2V <PBDL*],:@A>YZV<J;H>&:$+-[TF9[:TF:4@?E'KR.))30GL["FT
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M XCISCJR./@RJ=@"L?RCBG4N:\[J7WQ2^>JDQHWGWCF#C2*;&']AZ5^X#2S
M7>?-F"=+7YYO G$[=B[)G5+Q4!+YC06M;L"=F64PLNC6R3<X#,">,Q=>9#XS
M>%--!GNE9BBE0RA!;,\3]WN#667+F/H#JXKOYC)<T^A54()$((.4=J#=CSVD
M<#/=A$R=/<D[E;* .DO^52N![;1F[G7,;K6BJT+M*^1N5D-#UGW1&QI(%E\W
MTB+7,BKIG-#UE4RHC.%I#L"@@Z;^%1RZ <0M*,?A98T-!$,E*19A"PLI56+8
MJ'!EW'Y=;VAP%*Y8UW>B?\>UE B/XO3MORD4ZUZ5Z4+OQM3WXD:8B5]\[)+4
M9T#I%A,Z%\8)8-\TYI$.V:GBZS]0*1(Q@=21=G/TQ9(@QPAT29?;3-(:+]K&
M>[; JKO$<(ANDF+VQ[DAQ.R4"2@S/YUPY[BU:W*WS6O!T,T%[8W5S1M86Z",
MPP$<]?$G<&\9)W*/VJ7P[YI!76\\(M CR30S&.XDW:_:++>+MK=T@XV"T@\@
M+ZEFR.20G9HZ.0MK+_IIEE\UFFA&&756XI:A7,HL57$-?+Q0F5B$='/.[5:P
M=Q78!F&W2+O3&74%FT?)NQQ83JCAC M4>8762,88N_LAIO:H>.,H!@?,$M>0
M@:P4ZB A;$FK11?);B0G*,T#N]M;^EHR=,T2>U,:I?,*O(\]*LU%J)JI.0].
M_6"1TXR1+!%&A"&C_FG6QIC^D[2<:QC-O>29HU14\$(6)??HDMZ13J7]CQC&
M(U_\9_CZ^5%NK-.U-_^%.J9EC#N.VH78=3,#4U>"BZZD9 @^7@I$<7672Z)2
MAZW,B$9L^36,8==]!&32 [_.C-,C2=BJX9NL]T."A*%+/ WTN$*ID5[9EJ)X
MD\X5:M(P:'3&=>.,Z =8U+HVKSU57[B$:%:\-58S5N#7N U'[5TH;9&U=GV;
M,&1-GY2A@DG 4IU<'0. .Y*W-X(G.B_*;<60T'?EEQ)]T;9IIGY_:=YB;6&V
MW.N>*N05PP+06];&MFEQDQ2%TK6"TC90>OQ3SMKA\)#8SUH'?/T+'#-NRNAI
MY38^P33!ZEP$WX'C-46T&AX-6E?^NCK]&HU-([G]:KH$/D;D13P;X1^V=3TG
M\4G=,U+"-+\26(!G9V@WHU$"03W_&<+JJ@'7$Q+E7W(W4+Q,K&IVL':O)X<S
MHCL_8WA$8Q49Q<L9.N^(3_#"/&J3ZR7?Z,8SO:_< 8PQ*$2LE-IHXQKU(]PC
MSJM+,HZ:0ADQ4;J=9:0Q9]B;A.]^<,AJ*@&Q-R.%%!N&%#:_X?@B=IA*DWF>
MQ_9>TK_> %C\U<K_;X5$[._M!J/S+\,C*DSYW/N#(!'/A_W3?F_4WUP,WY.D
M)M'=AB08J8E^-Q;\R]VXA.A!,WFN)M^LNR2M/[')?]SPMC<2$6DZGP;;UT#R
MM5?>&4IO>R>K;HA?]VTYK=YN]A7<NXK$(WQGX)(<95*1O:MADD8)MG*0Q)XO
M$JA@R0F2VC.24#"$PM-EZ-8+&SQ<:2RM&5]YBJ\EW '=#"9RM56+S/,)I<\/
MMK !XL=T72,7/."\Q=/#>Z7H#EH0$DYT= 8R]9+C>!Q2L_OCB$POVN:D2X0@
MTS;Y;X[\1M_;'80:[72:E\>VT-[ --SJ*)2I<+\,,Q<W(.)T-L!&FWA^>/9-
M8\Z],.^:!B\ZE0^NHX0[&ZFCQP9QWTL$[N\&1Z>]KX>]HW_295HGY\.3_N#B
MR[#?B<!UE(0%2S7/*_Z#.Y6P1F*CA%N,>[VF,$Z2Z)8\E%YP]W4B1B^?<*#R
M5,%>TV6)IIV>[B!'P2U2Y-%:,]2:_!9(8:]D]-Q;_*ITJL<:(\E;8:0.U(2D
M+5^&P6OZU4\/K[FYEQ9Q.E&05B;YM=*QTDCS7>EL5ZOMW,.K/.ZE&=P8W3>4
ME=)"/O)/++7NQ34AZ *[Z'/$#69$&2RJ%N7P"B96*?H4C76NU7A:] F)8)L6
MDO=A:Z%JCN%!MZ2;TA=1D"G6,QC488F+D2"NDZ&C8CM6"SJI %F+P& K0.CW
M2BU-"0)V#)8Y3)Q4@7,GC5B6WL6=CA+4=EXS!,=VJ(3/8S55]CBG:A;)F4(@
M';K+N$2PMRLM"=% !KJS9^/>),B_I5:V"@>TRL\1%$2[!R?%[A4*01"/#4J3
MG"'9S D_Z@'#139X.5E2@EJ5.H/2=?6TC\%.(*E-PRP".9!;?-W&.BQ-S,N=
M0A3M&L3L$KB_E1Q'5W\W_,W1/%'3X,0,>BY9;:>JQ"EB7%&<V:Y:;#[!9#<*
M3D %+SAJ3LWFZ0O2U7?Y/4$BY%)<(\XG\XA;/ AKR/C&E7#6WX!)>F50_EJ
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MKV-#F,*.78K\Z#;2,4N4F'%["-W 9UI7>)MH9%#&=.FOS:5S.ME=&K]\0S#
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M0 \-MD:[FX)2XF I% FA =DQ8KQ&LZ!B;1!$5828="OM@.;CA!S$T(.AN.C
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MP<5/:DWZV1B+[M?F_P!02P$"% ,4    " # 1CU5AS.?6DH#  !K"P  $0
M            @ $     8F-B<"TR,#(R,#DR-BYX<V102P$"% ,4    " #
M1CU5X>*T"U\&  "_0P  %0              @ %Y P  8F-B<"TR,#(R,#DR
M-E]L86(N>&UL4$L! A0#%     @ P$8]5<*:,)2^!   C2H  !4
M     ( !"PH  &)C8G M,C R,C Y,C9?<')E+GAM;%!+ 0(4 Q0    ( ,!&
M/56!WMN$5!<  '66   .              "  ?P.  !D-# U-34R9#AK+FAT
M;5!+ 0(4 Q0    ( ,!&/57]Q49-IS0  *OH   1              "  7PF
M  !D-# U-34R9&5X,3 Q+FAT;5!+ 0(4 Q0    ( ,!&/55 DXTNC#(  (_;
M   1              "  5);  !D-# U-34R9&5X,3 R+FAT;5!+ 0(4 Q0
M   ( ,!&/57&Q8>O\ <  '06   1              "  0V.  !D-# U-34R
@9&5X.3DQ+FAT;5!+!08     !P ' +X!   LE@     !

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
