XML 53 R43.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loans Receivable and Allowance for Credit Losses (Allowance for Credit Losses) (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2022
 [1]
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance $ 33,608 $ 32,373   $ 32,373
Allowance for credit losses: Charge-offs (1,151) (1)   (805)
Allowance for credit losses: Recoveries 18 53   101
Provision (benefit) for credit losses 2,088 [1] 622 [1] $ (2,575) 6,104
Allowance for credit losses: Ending balance: individually evaluated 5,516 2,586   4,229
Allowance for credit losses: Ending balance: collectively evaluated 29,047 26,296   29,379
Allowance for credit losses: Ending Balance 34,563 28,882   33,608
Loans receivables: Ending balance: individually evaluated 65,731 17,584   54,019
Loans receivables: Ending balance: collectively evaluated 3,199,414 3,248,387   3,263,383
Total Gross Loans 3,265,145 3,265,971   3,317,402
Residential [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance 2,344 2,474   2,474
Allowance for credit losses: Charge-offs      
Allowance for credit losses: Recoveries 11 12   45
Provision (benefit) for credit losses (192) (269)   (319)
Allowance for credit losses: Ending balance: individually evaluated      
Allowance for credit losses: Ending balance: collectively evaluated 2,163 2,361   2,344
Allowance for credit losses: Ending Balance 2,163 2,361   2,344
Loans receivables: Ending balance: individually evaluated 173 358   444
Loans receivables: Ending balance: collectively evaluated 244,589 246,325   247,851
Total Gross Loans 244,762 246,683   248,295
Commercial & Multi-family [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance 16,301 21,749   21,749
Allowance for credit losses: Charge-offs      
Allowance for credit losses: Recoveries      
Provision (benefit) for credit losses (938) 340   1,675
Allowance for credit losses: Ending balance: individually evaluated 956     990
Allowance for credit losses: Ending balance: collectively evaluated 14,407 14,966   15,311
Allowance for credit losses: Ending Balance 15,363 14,966   16,301
Loans receivables: Ending balance: individually evaluated 52,572 10,114   42,259
Loans receivables: Ending balance: collectively evaluated 2,340,398 2,456,818   2,391,856
Total Gross Loans 2,392,970 2,466,932   2,434,115
Construction [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance 3,841 2,094   2,094
Allowance for credit losses: Charge-offs      
Allowance for credit losses: Recoveries      
Provision (benefit) for credit losses (604) 369   360
Allowance for credit losses: Ending balance: individually evaluated 203 605   310
Allowance for credit losses: Ending balance: collectively evaluated 3,034 3,245   3,531
Allowance for credit losses: Ending Balance 3,237 3,850   3,841
Loans receivables: Ending balance: individually evaluated 3,802 3,217   4,292
Loans receivables: Ending balance: collectively evaluated 177,173 159,336   188,524
Total Gross Loans 180,975 162,553   192,816
Commercial Business [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance 5,811 4,495   4,495
Allowance for credit losses: Charge-offs (29) (1)    
Allowance for credit losses: Recoveries 3 25   29
Provision (benefit) for credit losses 1,855 (780)   (447)
Allowance for credit losses: Ending balance: individually evaluated 3,291 1,942   2,132
Allowance for credit losses: Ending balance: collectively evaluated 4,349 3,531   3,679
Allowance for credit losses: Ending Balance 7,640 5,473   5,811
Loans receivables: Ending balance: individually evaluated 8,315 3,644   6,015
Loans receivables: Ending balance: collectively evaluated 268,549 238,349   263,259
Total Gross Loans 276,864 241,993   269,274
Business Express [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance 4,542 872   872
Allowance for credit losses: Charge-offs (1,122)     (805)
Allowance for credit losses: Recoveries 4     11
Provision (benefit) for credit losses 1,606 962   4,780
Allowance for credit losses: Ending balance: individually evaluated 657 39   797
Allowance for credit losses: Ending balance: collectively evaluated 4,373 1,479   3,745
Allowance for credit losses: Ending Balance 5,030 1,518   4,542
Loans receivables: Ending balance: individually evaluated 657 39   797
Loans receivables: Ending balance: collectively evaluated 100,552 85,566   102,131
Total Gross Loans 101,209 85,605   102,928
Home Equity [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance 691 485   485
Allowance for credit losses: Charge-offs      
Allowance for credit losses: Recoveries 16   16
Provision (benefit) for credit losses (41) (3)   8
Allowance for credit losses: Ending balance: individually evaluated      
Allowance for credit losses: Ending balance: collectively evaluated 650 680   691
Allowance for credit losses: Ending Balance 650 680   691
Loans receivables: Ending balance: individually evaluated 212 212   212
Loans receivables: Ending balance: collectively evaluated 65,306 58,610   66,119
Total Gross Loans 65,518 58,822   66,331
Consumer [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance 78 24   24
Allowance for credit losses: Charge-offs      
Allowance for credit losses: Recoveries      
Provision (benefit) for credit losses 402 3   47
Allowance for credit losses: Ending balance: individually evaluated 409      
Allowance for credit losses: Ending balance: collectively evaluated 71 34   78
Allowance for credit losses: Ending Balance 480 34   78
Loans receivables: Ending balance: individually evaluated      
Loans receivables: Ending balance: collectively evaluated 2,847 3,383   3,643
Total Gross Loans $ 2,847 3,383   3,643
Unallocated [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   180   180
Effect of Adopting ASU No. 2016-13 ("CECL") [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   (4,165)   (4,165)
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Residential [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   144   144
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Commercial & Multi-family [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   (7,123)   (7,123)
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Construction [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   1,387   1,387
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Commercial Business [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   1,734   1,734
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Business Express [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   (316)   (316)
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Home Equity [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   182   182
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Consumer [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   7   7
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Unallocated [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   (180)   (180)
Adjusted Balance [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   28,208   28,208
Adjusted Balance [Member] | Residential [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   2,618   2,618
Adjusted Balance [Member] | Commercial & Multi-family [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   14,626   14,626
Adjusted Balance [Member] | Construction [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   3,481   3,481
Adjusted Balance [Member] | Commercial Business [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   6,229   6,229
Adjusted Balance [Member] | Business Express [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   556   556
Adjusted Balance [Member] | Home Equity [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   667   667
Adjusted Balance [Member] | Consumer [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for credit losses: Beginning Balance   $ 31   $ 31
[1] The Company adopted ASU 2016-13 as of January 1, 2023. Prior year periods have not been restated.