XML 72 R57.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans Receivable and Allowance for Credit Losses (Allowance for Credit Losses) (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance $ 33,608 $ 32,373 $ 37,119
Allowance for credit losses: Charge-offs (10,835) (805) (2,095)
Allowance for credit losses: Recoveries 446 101 424
Allowance for credit losses: Provision Credit (benefit) 11,570 6,104 (3,075)
Allowance for credit losses: Ending balance: individually evaluated 11,817 4,229 2,784
Allowance for credit losses: Ending balance: collectively evaluated 22,972 29,379 29,589
Allowance for credit losses: Ending Balance 34,789 33,608 32,373
Loans receivables: Ending balance: individually evaluated 83,399 54,019 28,272
Loans receivables: Ending balance: collectively evaluated 2,950,385 3,263,383 3,054,146
Total Gross Loans 3,033,784 3,317,402 3,082,418
Residential [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance 2,344 2,474 4,094
Allowance for credit losses: Recoveries 48 45 23
Allowance for credit losses: Provision Credit (benefit) (445) (319) (1,643)
Allowance for credit losses: Ending balance: individually evaluated     196
Allowance for credit losses: Ending balance: collectively evaluated 1,947 2,344 2,278
Allowance for credit losses: Ending Balance 1,947 2,344 2,474
Loans receivables: Ending balance: individually evaluated 853 444 5,147
Loans receivables: Ending balance: collectively evaluated 239,017 247,851 244,976
Total Gross Loans 239,870 248,295 250,123
Commercial & Multi-family [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance 16,301 21,749 22,065
Allowance for credit losses: Charge-offs (531)    
Allowance for credit losses: Provision Credit (benefit) (4,064) 1,675 (316)
Allowance for credit losses: Ending balance: individually evaluated 1,473 990  
Allowance for credit losses: Ending balance: collectively evaluated 10,233 15,311 21,749
Allowance for credit losses: Ending Balance 11,706 16,301 21,749
Loans receivables: Ending balance: individually evaluated 64,735 42,259 15,397
Loans receivables: Ending balance: collectively evaluated 2,181,942 2,391,856 2,329,832
Total Gross Loans 2,246,677 2,434,115 2,345,229
Construction [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance 3,841 2,094 2,231
Allowance for credit losses: Provision Credit (benefit) (1,821) 360 (137)
Allowance for credit losses: Ending balance: individually evaluated   310 518
Allowance for credit losses: Ending balance: collectively evaluated 2,020 3,531 1,576
Allowance for credit losses: Ending Balance 2,020 3,841 2,094
Loans receivables: Ending balance: individually evaluated 586 4,292 3,180
Loans receivables: Ending balance: collectively evaluated 134,848 188,524 141,751
Total Gross Loans 135,434 192,816 144,931
Commercial Business [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance 5,811 4,495 8,000
Allowance for credit losses: Charge-offs (1,799)   (2,095)
Allowance for credit losses: Recoveries 371 29 191
Allowance for credit losses: Provision Credit (benefit) 6,354 (447) (1,601)
Allowance for credit losses: Ending balance: individually evaluated 4,725 2,132 2,066
Allowance for credit losses: Ending balance: collectively evaluated 6,012 3,679 2,429
Allowance for credit losses: Ending Balance 10,737 5,811 4,495
Loans receivables: Ending balance: individually evaluated 11,163 6,015 3,821
Loans receivables: Ending balance: collectively evaluated 238,689 263,259 211,619
Total Gross Loans 249,852 269,274 215,440
Business Express [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance 4,542 872  
Allowance for credit losses: Charge-offs (8,038) (805)  
Allowance for credit losses: Recoveries 27 11  
Allowance for credit losses: Provision Credit (benefit) 11,238 4,780 872
Allowance for credit losses: Ending balance: individually evaluated 5,619 797  
Allowance for credit losses: Ending balance: collectively evaluated 2,150 3,745 872
Allowance for credit losses: Ending Balance 7,769 4,542 872
Loans receivables: Ending balance: individually evaluated 5,619 797  
Loans receivables: Ending balance: collectively evaluated 87,328 102,131 66,567
Total Gross Loans 92,947 102,928 66,567
Home Equity [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance 691 485 533
Allowance for credit losses: Recoveries   16 12
Allowance for credit losses: Provision Credit (benefit) (97) 8 (60)
Allowance for credit losses: Ending balance: individually evaluated     4
Allowance for credit losses: Ending balance: collectively evaluated 594 691 481
Allowance for credit losses: Ending Balance 594 691 485
Loans receivables: Ending balance: individually evaluated 443 212 727
Loans receivables: Ending balance: collectively evaluated 66,326 66,119 56,161
Total Gross Loans 66,769 66,331 56,888
Consumer [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance 78 24 14
Allowance for credit losses: Charge-offs (467)    
Allowance for credit losses: Recoveries     198
Allowance for credit losses: Provision Credit (benefit) 405 47 (188)
Allowance for credit losses: Ending balance: collectively evaluated 16 78 24
Allowance for credit losses: Ending Balance 16 78 24
Loans receivables: Ending balance: collectively evaluated 2,235 3,643 3,240
Total Gross Loans $ 2,235 3,643 3,240
Unallocated [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   180 182
Allowance for credit losses: Provision Credit (benefit)     (2)
Allowance for credit losses: Ending balance: collectively evaluated     180
Allowance for credit losses: Ending Balance     180
Effect of Adopting ASU No. 2016-13 ("CECL") [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   (4,165)  
Allowance for credit losses: Ending Balance     (4,165)
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Residential [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   144  
Allowance for credit losses: Ending Balance     144
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Commercial & Multi-family [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   (7,123)  
Allowance for credit losses: Ending Balance     (7,123)
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Construction [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   1,387  
Allowance for credit losses: Ending Balance     1,387
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Commercial Business [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   1,734  
Allowance for credit losses: Ending Balance     1,734
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Business Express [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   (316)  
Allowance for credit losses: Ending Balance     (316)
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Home Equity [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   182  
Allowance for credit losses: Ending Balance     182
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Consumer [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   7  
Allowance for credit losses: Ending Balance     7
Effect of Adopting ASU No. 2016-13 ("CECL") [Member] | Unallocated [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   (180)  
Allowance for credit losses: Ending Balance     (180)
Adjusted Balance [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   28,208  
Allowance for credit losses: Ending Balance     28,208
Adjusted Balance [Member] | Residential [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   2,618  
Allowance for credit losses: Ending Balance     2,618
Adjusted Balance [Member] | Commercial & Multi-family [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   14,626  
Allowance for credit losses: Ending Balance     14,626
Adjusted Balance [Member] | Construction [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   3,481  
Allowance for credit losses: Ending Balance     3,481
Adjusted Balance [Member] | Commercial Business [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   6,229  
Allowance for credit losses: Ending Balance     6,229
Adjusted Balance [Member] | Business Express [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   556  
Allowance for credit losses: Ending Balance     556
Adjusted Balance [Member] | Home Equity [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   667  
Allowance for credit losses: Ending Balance     667
Adjusted Balance [Member] | Consumer [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses: Beginning Balance   $ 31  
Allowance for credit losses: Ending Balance     $ 31