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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2023
Cash Flows from Operating Activities:      
Net (Loss) Income $ (498) $ 15,351 $ 23,421
Adjustments to reconcile net (loss) income to net cash provided by operating activities:      
Depreciation of premises and equipment 1,157 1,322 1,480
Amortization and accretion, net (385) (1,191) (1,835)
Provision for credit losses on loans 29,816 7,416 4,177
Deferred income tax (benefit) expense (5,109) 251 782
Loans originated for sale (1,113) (4,035) (1,528)
Proceeds from sales of loans 1,134 38,991 1,739
Loss (gain) on sales of loans (21) 4,771 (25)
Gain on sale of fixed assets   (4)  
Realized and unrealized (gains) losses on equity investments (127) (1,040) 4,390
Stock-based compensation expense 780 626 402
Increase in cash surrender value of BOLI (2,325) (1,998) (1,154)
Net change in accrued interest receivable (624) (424) (2,720)
Net change in other assets 2,700 1,684 (246)
Net change in accrued interest payable (2,139) (1,283) 2,662
Net change in other liabilities 831 (496) 2,946
Net Cash Provided by Operating Activities 24,077 59,941 34,491
Cash flows from investing activities:      
Proceeds from repayments, calls, and maturities on securities available for sale 26,455 2,343 13,653
Purchases of securities (37,402) (10,349) (12,498)
Proceeds from sales of securities     5,024
Proceeds from sales of fixed asset   4  
Proceeds from the sale of portfolio loans   2,014  
Net decrease (increase) in loans receivable 158,446 145,368 (239,035)
Additions to premises and equipment (727) (273) (4,335)
Redemption (purchase) of Federal Home Loan Bank of New York stock 7,991 185 (11,516)
Net Cash Provided by (Used In) Investing Activities 154,763 139,292 (248,707)
Cash flows from financing activities:      
Net (decrease) increase in deposits (63,471) (254,500) 7,949
Proceeds from Federal Home Loan Bank of New York Long Term Advances     400,000
Repayment from Federal Home Loan Bank of New York Long Term Advances (175,000) (6,800)  
Net change in Federal Home Loan Bank of New York Short Term Advances     (160,000)
Purchases of treasury stock     (3,816)
Cash dividends paid on common stock (7,982) (7,820) (7,864)
Cash dividends paid on preferred stock (1,446) (1,357) (520)
Net proceeds from issuance of common stock 871 725 826
Net proceeds from issuance of preferred stock 520 4,720  
Payments for redemption of preferred stock     (220)
Net proceeds from issuance of subordinated debt   38,799  
Net payment from redemption of subordinated debt   (9,400)  
Exercise of Stock Options     418
Net Cash (Used in) Provided by Financing Activities (246,508) (235,633) 236,773
Net (Decrease) Increase in Cash and Cash Equivalents (67,668) (36,400) 22,557
Cash and Cash Equivalents-Beginning 317,282 279,523 229,359
Cash and Cash Equivalents-Ending 249,614 243,123 251,916
Supplementary Cash Flow Information:      
Cash paid during the period for: Income taxes 1,801 3,429 12,322
Cash paid during the period for: Interest 63,736 78,812 $ 55,853
Transfer of loans receivable to loans held for sale   $ 38,402  
Non-cash items:      
Transfer of loans receivable to other real estate $ 20,077