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Parent Only Condensed Financial Information (Tables) | 12 Months Ended
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Dec. 31, 2025
Parent Only Condensed Financial Information [Abstract] |
Statements of Financial Condition |
STATEMENTS OF FINANCIAL CONDITION |  |  |  |  |
| Years Ended December 31,
|  | 2025 |  |  | 2024
| (In Thousands)
Assets |  |  |  |  |
Cash and due from banks | $ | 863 |  | $ | 3,289
Investment in subsidiaries |  | 347,934 |  |  | 364,781
Restricted common stock |  | 124 |  |  | 124
Other assets |  | 315 |  |  | 402
Total assets |  | 349,236 |  |  | 368,596
Liabilities and Stockholders' Equity |  |  |  |  |
Liabilities |  |  |  |  |
Subordinated debentures | $ | 43,210 |  | $ | 42,961
Other liabilities |  | 1,742 |  |  | 1,710
Total liabilities |  | 44,952 |  |  | 44,671
Stockholders' Equity |  | 304,284 |  |  | 323,925
Total Liabilities and Stockholders' Equity | $ | 349,236 |  | $ | 368,596
Statements of Operations |
STATEMENTS OF OPERATIONS |  |  |  |  |  |  |  |
| Years Ended December 31,
|  | 2025 |  |  | 2024 |  |  | 2023
| (In Thousands)
Dividends from Bank | $ | 11,421 |  | $ | 19,387 |  | $ | 20,580
Interest and dividends from investments |  | 1 |  |  | 2 |  |  | 2
Total Income |  | 11,422 |  |  | 19,389 |  |  | 20,582
Interest expense, borrowed money |  | 4,268 |  |  | 3,894 |  |  | 2,725
Other |  | 381 |  |  | 442 |  |  | 422
Total Expense |  | 4,649 |  |  | 4,336 |  |  | 3,147
Income before Income Tax Benefit and Equity in Undistributed Earnings of Subsidiaries |  | 6,773 |  |  | 15,053 |  |  | 17,435
Income tax benefit |  | (1,346) |  |  | (1,273) |  |  | (924)
Income before Equity in Undistributed Earnings of Subsidiaries |  | 8,119 |  |  | 16,326 |  |  | 18,359
Equity in undistributed (losses) earnings of subsidiaries |  | (20,646) |  |  | 2,297 |  |  | 11,124
Net (Loss) Income | $ | (12,527) |  | $ | 18,623 |  | $ | 29,483
Statements of Cash Flows |
STATEMENTS OF CASH FLOWS |  |  |  |  |  |  |  |
| Years Ended December 31,
|  | 2025 |  |  | 2024 |  |  | 2023
| (In Thousands)
Cash Flows from Operating Activities |  |  |  |  |  |  |  |
Net (Loss) Income | $ | (12,527) |  | $ | 18,623 |  | $ | 29,483
Adjustments to reconcile net (loss) income to net cash provided by operating activities: |  |  |  |  |  |  |  |
Amortization |  | 249 |  |  | 83 |  |  | 116
Equity in undistributed losses (earnings) of subsidiaries |  | 20,646 |  |  | (2,297) |  |  | (11,124)
Decrease (increase) in other assets |  | 87 |  |  | 770 |  |  | (1,062)
(Decrease) increase in other liabilities |  | 32 |  |  | 1,028 |  |  | (303)
Net Cash Provided By Operating Activities |  | 8,487 |  |  | 18,207 |  |  | 17,110
Cash Flows from Investing Activities |  |  |  |  |  |  |  |
Additional investment in subsidiary |  | - |  |  | (9,690) |  |  | (8,227)
Net Cash Used In Investing Activities | $ | - |  | $ | (9,690) |  | $ | (8,227)
Cash Flows from Financing Activities |  |  |  |  |  |  |  |
Proceeds from issuance of preferred stock |  | 520 |  |  | 9,690 |  |  | 15,270
Redemption of preferred stock |  | - |  |  | (10,010) |  |  | (11,230)
Proceeds from issuance of common stock |  | 1,120 |  |  | 824 |  |  | 1,773
Proceeds from issuance of subordinated debt |  | - |  |  | 38,754 |  |  | -
Redemption of subordinated debt |  | - |  |  | (33,500) |  |  | -
Cash dividends paid |  | (12,553) |  |  | (12,276) |  |  | (11,142)
Purchase of treasury stock |  | - |  |  | - |  |  | (3,816)
Net Cash Used in Financing Activities |  | (10,913) |  |  | (6,518) |  |  | (9,145)
Net (Decrease) Increase in Cash and Cash Equivalents |  | (2,426) |  |  | 1,999 |  |  | (263)
Cash and Cash Equivalents - Beginning | $ | 3,289 |  | $ | 1,290 |  | $ | 1,553
Cash and Cash Equivalents - Ending | $ | 863 |  | $ | 3,289 |  | $ | 1,290

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