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Consolidated Statements of Operations - USD ($)
shares in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest and dividend income:      
Loans, including fees $ 154,199,000 $ 172,046,000 $ 169,559,000
Mortgage-backed securities 2,941,000 1,378,000 880,000
Other investment securities 4,053,000 3,953,000 4,226,000
FHLB stock dividends and other interest-earning assets 11,766,000 16,632,000 13,695,000
Total interest and dividend income 172,959,000 194,009,000 188,360,000
Deposits:      
Demand 21,806,000 22,158,000 16,915,000
Savings and club 814,000 620,000 620,000
Certificates of deposit 38,502,000 55,442,000 39,157,000
Total deposits 61,122,000 78,220,000 56,692,000
Borrowings 18,796,000 23,768,000 27,606,000
Total interest expense 79,918,000 101,988,000 84,298,000
Net interest income 93,041,000 92,021,000 104,062,000
Provision for credit losses 42,011,000 11,570,000 6,104,000
Net interest income after provision for credit losses 51,030,000 80,451,000 97,958,000
Non-interest income:      
Fees and service charges 4,962,000 4,717,000 5,334,000
BOLI income 3,326,000 2,633,000 1,751,000
(Loss) gain on sales of loans 29,000 (5,325,000) 36,000
Gain on sales of other real estate owned     77,000
Realized and unrealized (loss) gain on equity investments (300,000) 379,000 (3,361,000)
Other 538,000 536,000 251,000
Total non-interest income 8,555,000 2,940,000 4,088,000
Non-interest expense:      
Salaries and employee benefits 31,400,000 28,229,000 30,827,000
Occupancy and equipment 10,404,000 10,247,000 10,340,000
Data processing service fees 7,919,000 6,960,000 6,968,000
Professional fees 3,093,000 2,416,000 2,735,000
Director fees 1,351,000 1,151,000 1,083,000
Regulatory assessments 3,287,000 3,530,000 3,585,000
Advertising and promotional 1,125,000 863,000 1,348,000
Other real estate owned, net 15,077,000   7,000
Other 4,227,000 3,725,000 3,698,000
Total non-interest expense 77,883,000 57,121,000 60,591,000
(Loss) Income before income tax (benefit) provision (18,298,000) 26,270,000 41,455,000
Income tax (benefit) provision (5,771,000) 7,647,000 11,972,000
Net (Loss) Income (12,527,000) 18,623,000 29,483,000
Preferred stock dividends 1,929,000 1,832,000 702,000
Net (Loss) Income available to common stockholders $ (14,456,000) $ 16,791,000 $ 28,781,000
Net (Loss) Income per common share-basic and diluted      
Basic $ (0.84) $ 0.99 $ 1.71
Diluted $ (0.84) $ 0.99 $ 1.70
Weighted average number of common shares outstanding      
Basic 17,186 17,007 16,870
Diluted 17,186 17,018 16,932