<SEC-DOCUMENT>0001144204-13-023318.txt : 20130423
<SEC-HEADER>0001144204-13-023318.hdr.sgml : 20130423
<ACCEPTANCE-DATETIME>20130423112803
ACCESSION NUMBER:		0001144204-13-023318
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20130419
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20130423
DATE AS OF CHANGE:		20130423

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LAKELAND INDUSTRIES INC
		CENTRAL INDEX KEY:			0000798081
		STANDARD INDUSTRIAL CLASSIFICATION:	ORTHOPEDIC, PROSTHETIC & SURGICAL APPLIANCES & SUPPLIES [3842]
		IRS NUMBER:				133115216
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0131

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-15535
		FILM NUMBER:		13775626

	BUSINESS ADDRESS:	
		STREET 1:		701-7 KOEHLER AVENUE
		CITY:			RONKONKOMA
		STATE:			NY
		ZIP:			11779
		BUSINESS PHONE:		6319819700

	MAIL ADDRESS:	
		STREET 1:		701- 7 KOEHLER AVENUE
		CITY:			RONKONKOMA
		STATE:			NY
		ZIP:			11779
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>v342130_8k.htm
<DESCRIPTION>CURRENT REPORT
<TEXT>
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<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">FORM 8-K</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CURRENT REPORT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Pursuant to Section 13 OR 15(d) of the
Securities Exchange Act of 1934</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Date of Report (Date of earliest event
reported): April 19, 2013</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">__________________________________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Lakeland Industries, Inc.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in
its charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 34%; text-align: left; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">Delaware</FONT></TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 32%; text-align: left; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">0-15535</FONT></TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 32%; text-align: left; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">13-3115216</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">(State or other jurisdiction</FONT></TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">(Commission</FONT></TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">(IRS Employer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">of incorporation)</FONT></TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">File Number)</FONT></TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">Identification No.)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>701 Koehler Avenue, Suite 7, Ronkonkoma,
New York 11779-7410</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address of principal executive offices)
(Zip Code)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Registrant&rsquo;s telephone number, including
area code: <B><U>(631) 981-9700</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30%; text-align: center"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="width: 40%; border-bottom: windowtext 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Not Applicable</B></FONT></TD>
    <TD STYLE="width: 30%; text-align: center"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Former Name or Former Address, if Changed
Since Last Report)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD><TD>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD><TD>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD><TD>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD><TD><FONT STYLE="font-size: 10pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Item 1.01&nbsp;&nbsp;&nbsp;&#9;Entry into a Material Definitive
Agreement</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 45pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-align: justify">Loan Agreement dated on April
19, 2013 between Lakeland Industries, Inc. and Bank Itau in Brazil to borrow R$560 thousand (approximately USD$280 thousand) for
working capital.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Item 9.01&nbsp;&nbsp;&nbsp;&#9;Financial Statements and
Exhibits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in; text-align: justify">Exhibits. The following exhibit
is being furnished herewith:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 76.5pt"></TD><TD STYLE="width: 31.5pt">10.1.</TD><TD STYLE="text-align: justify">Loan Agreement dated on April 19, 2013 between Lakeland Industries, Inc. and Bank Itau in Brazil
to borrow R$560 thousand (approximately USD$280 thousand) for working capital.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 76.5pt"></TD><TD STYLE="width: 31.5pt">10.2</TD><TD STYLE="text-align: justify">Summary of Exhibit 10.1 in English</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: -31.5pt">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 50%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">LAKELAND INDUSTRIES, INC.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Date: April 23, 2013</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 50%; border-bottom: windowtext 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/<I>s/ Christopher J. Ryan</I></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Christopher J. Ryan</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">President &amp; CEO</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT INDEX</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%"><FONT STYLE="font-size: 10pt">Exhibit</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 88%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid"><FONT STYLE="font-size: 10pt">Number</FONT></TD>
    <TD NOWRAP>&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">Description</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">10.1.</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Loan Agreement dated on April 19, 2013 between Lakeland Industries, Inc. and Bank Itau in Brazil to borrow R$560 thousand (approximately USD$280 thousand) for working capital.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt">10.2</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Summary of Exhibit 10.1 in English</FONT></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>


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<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>v342130_ex10-1.htm
<DESCRIPTION>LOAN AGREEMENT
<TEXT>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 273pt; text-align: right; text-indent: 15pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 273pt; text-align: right; text-indent: 15pt"><B>Exhibit 10.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 273pt; text-indent: -273pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 273pt; text-indent: -273pt">Subcarteira N&deg; da Operacao
0981-1 / 026966247-4</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">ltau Unibanco S.A.</FONT></TD>
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">Cedula de Credito Bancario </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Emprestimo para Capital de Giro Garantido por</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Duplicata (Giropre -DP -Parcelas Iguais/Flex)</P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Nome empresarial do emitente</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Lakeland Brasil, S.A.</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Qualificado(a) na proposta de abertura da conta corrente de
deposito indicada no subitem 1.14, designado Cliente</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Rule-Page --><DIV ALIGN="CENTER" STYLE="margin-top: 0; margin-bottom: 0"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 22.5pt"><B>1.</B></TD><TD STYLE="text-align: justify"><B>Dados da Cedula de Credlto Bancario </B></TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-left: 0.2in">
<TR>
    <TD STYLE="vertical-align: top; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.1. Data</FONT></TD>
    <TD COLSPAN="3" STYLE="border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.2. Conta vinculada</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.3. Valor entregue</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: justify"><FONT STYLE="font-size: 10pt">1.4 .Valor do IOF</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 19%; border-right: windowtext 1pt solid">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">19.04.2013</P></TD>
    <TD STYLE="width: 10%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">Agencia</FONT></TD>
    <TD STYLE="width: 14%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;Conta n&deg;</FONT></TD>
    <TD STYLE="width: 8%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt; color: black">DAC</FONT></TD>
    <TD STYLE="width: 29%; border-right: windowtext 1pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 20%; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1576</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">21707</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt; color: black">7</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">R$560,167.00</FONT></TD>
    <TD STYLE="border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">R$8,230.18</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-left: 0.2in">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 24%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.5. Valor da Tarifa de</FONT></TD>
    <TD STYLE="width: 30%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.6. Valor total emprestado</FONT></TD>
    <TD STYLE="width: 22%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.7. Vencimento da</FONT></TD>
    <TD STYLE="width: 24%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.8. Comissao de</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">Contractacao (TAC)</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">(valor entregue,mais IOF</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">Cedula&#9;</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">concessao de credito</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: windowtext 1pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">e TAC, se financiados)</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-right: windowtext 1pt solid; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">R$500.00</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">R$ 568,897.18</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">18.06.2014</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">0.00%</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>1.9. Taxa de Juros remuneratorios</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-left: 0.2in">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; border-right: windowtext 1pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 28%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.9.2 Ao ana (360 dias)</FONT></TD>
    <TD STYLE="width: 39%; text-align: justify"><FONT STYLE="font-size: 10pt">1.9.3. Periodicidade de capitalizacao</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;] sim&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;]</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">18,16%</FONT></TD>
    <TD STYLE="border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;MENSAL</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>1.10. Codigo da garantia</B>&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.11.
Conta Corrente de Deposito</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-left: 0.2in">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 22%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.10.1. Codigo (uso interno Do Banco)</FONT></TD>
    <TD STYLE="width: 25%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.10.2 Percentual</FONT></TD>
    <TD STYLE="width: 22%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">Agencia</FONT></TD>
    <TD STYLE="width: 22%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">Conta N&deg;</FONT></TD>
    <TD STYLE="width: 9%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">DAC</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">010-9</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>1.12. Forma de pagamento em parcelas
iguais </B>&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-left: 0.2in">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 22%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.12.1. Quantidade de Parcelas</FONT></TD>
    <TD STYLE="width: 28%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.12.2. Valor de cada par (principal e juros)cela</FONT></TD>
    <TD STYLE="width: 26%; border-right: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1.12.3.Data de vencimento da primeira parcela&#9;</FONT></TD>
    <TD STYLE="width: 24%; border-right: windowtext 1pt solid">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">1.12.4 Perido entre parcelas</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt"><B>12</B></FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">R$&nbsp;&nbsp;53.382,23</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">18/07/2013</FONT></TD>
    <TD STYLE="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; text-align: justify"><FONT STYLE="font-size: 10pt">1 M&Ecirc;S</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>1.13. Forma de pagamento em parcelas
diferentes ou periodicidade nso uniforme</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: justify; width: 8%"><FONT STYLE="font-size: 10pt; color: black">Parcela</FONT></TD>
    <TD NOWRAP STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: justify; width: 12%"><FONT STYLE="font-size: 10pt; color: black">Vencimento</FONT></TD>
    <TD NOWRAP STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; width: 20%">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Valor&nbsp;do&nbsp;principal&nbsp;da&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">parcela&nbsp;em&nbsp;R$</P></TD>
    <TD NOWRAP STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: justify; width: 10%"><FONT STYLE="font-size: 10pt; color: black">Parcela</FONT></TD>
    <TD NOWRAP STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: justify; width: 10%"><FONT STYLE="font-size: 10pt; color: black">Vencimento</FONT></TD>
    <TD NOWRAP STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; width: 35%">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Valor&nbsp;do&nbsp;principal&nbsp;da&nbsp;parcela&nbsp;em&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">R$</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">001</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">031</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">002</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">032</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">003</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">033</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">004</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">034</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">005</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">035</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">006</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">036</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">007</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">037</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">008</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">038</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">009</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">039</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; width: 8%"><FONT STYLE="font-size: 10pt; color: black">010</FONT></TD>
    <TD STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 12%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 20%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 10%"><FONT STYLE="font-size: 10pt; color: black">040</FONT></TD>
    <TD STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 10%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 35%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">011</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">041</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">012</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">042</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">013</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">043</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">014</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">044</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">015</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">045</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">016</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">046</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">017</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">047</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">018</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">048</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">019</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">049</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">020</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">050</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">021</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">051</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">022</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">052</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">023</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">053</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">024</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">054</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">025</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">055</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">026</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">056</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">027</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">057</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">028</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">058</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">029</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">059</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">030</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt; color: black">060</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 34%; text-align: justify"><FONT STYLE="font-size: 10pt; color: black">1.</FONT><FONT STYLE="font-size: 10pt">14. Local de emissao</FONT></TD>
    <TD STYLE="width: 33%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 33%; text-align: justify"><FONT STYLE="font-size: 10pt">1.15. Local de pagamento</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 27pt; text-align: justify"><FONT STYLE="font-size: 10pt">Salvador, <B>Bahia</B></FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-left: 27pt; text-align: justify"><FONT STYLE="font-size: 10pt">Salvador, <B>Bahia</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="CENTER" STYLE="margin-top: 0; margin-bottom: 0"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ate a data de vencimento indicada no subitem
1.7 ,pagaremos por esta Cedula de Credito <B>Banc&aacute;rio</B> (Cedula&quot;) ao Itau Unibanco S.A., com sede na Praca Alfredo
Egydio de Souza Aranha, 100, Torre Olavo Setubal, Sao Paulo, SP, CNPJ n&deg;<SUP> </SUP>60.701.190/0001-04, designado <B>ltau Unibanco,
</B>a divida em dinheiro, certa, liquida e exigivel, correspondente ao valor total emprestado indicado no subitem 1.6 mais os encargos
aqui previstos, conforme descritos nos itens 3 e 4.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="CENTER" STYLE="margin-top: 0; margin-bottom: 0"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt"><B>2.</B></TD><TD STYLE="text-align: justify"><B>Objeto -O Itau Unibanco </B>emprestara a nos o valor constante do subitem 1.6, mediante credito
na conta corrente de deposito indicada no subitem 1.11, desde que constitu&iacute;das as garantias previstas no item &quot;Garantias&quot;
desta C&eacute;dula.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.5pt; text-align: justify; text-indent: -13.5pt">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.5pt; text-align: justify; text-indent: -13.5pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt">3.</TD><TD STYLE="text-align: justify"><B>Modo de Pagamento -</B>Pagaremos todos os valores por nos devidos em decorr&ecirc;ncia desta
C&eacute;dula mediante debito que o <B>Itau Unibanco f</B>ara na conta corrente de deposito indicada no subitem 1.11, que devera
ter saldo dispon&iacute;vel suficiente, para o que fica, desde ja, o <B>Itau Unibanco </B>expressamente autorizado.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 27pt"></TD><TD STYLE="width: 18pt">3.1.</TD><TD STYLE="text-align: justify">A insufici&ecirc;ncia de saldo dispon&iacute;vel na conta corrente de deposito configurara atraso
no pagamento.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45pt"></TD><TD STYLE="width: 27pt">3.1.1.</TD><TD STYLE="text-align: justify">O<B> Itau Unibanco </B>poder&aacute;, a seu crit&eacute;rio, transferir valores da conta vinculada
indicada no subitem 1.2 para a conta corrente de deposito indicada no subitem 1.11 para nela gerar saldo suficiente para acolher
os d&eacute;bitos.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">3.1.1.1.</TD><TD STYLE="text-align: justify">Se, mesmo apos a transfer&ecirc;ncia referida do subitem 3.1.1 0 saldo da conta corrente de deposito
for insuficiente, o <B>Itau Unibanco, </B>a seu exclusivo crit&eacute;rio, poder&aacute; efetuar o debito gerando adiantamentos
a depositante, nos termos do contrato de abertura da conta corrente de deposito do subitem 1.11 .</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">3.1.1.2.</TD><TD STYLE="text-align: justify">O deposito de valores na conta corrente de deposito amortizara primeiro os adiantamentos a depositante
que n&atilde;o tiveram origem nesta C&eacute;dula e depois os adiantamentos a depositante originados pelos d&eacute;bitos relacionados
com esta Cedula.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="CENTER" STYLE="margin-top: 0; margin-bottom: 0"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt"><B>4.</B></TD><TD STYLE="text-align: justify"><B>Pagamento -</B>Pagaremos ao <B>Itau Unibanco o</B> valor total emprestado indicado no subitem
1.6, acrescido de juros capitalizados a taxa do subitem 1.9, conforme estipulado nos subitens 1.12 ou 1.13.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt">4.1.</TD><TD STYLE="text-align: justify">No caso de parcelas iguais indicadas no subitem 1 .12, o valor de cada parcela e o indicado no
subitem 1.12.2, composto de principal e juras, e ser&aacute; debitado na data do respectivo vencimento; a primeira parcela vencera
na data indicada no subitem 1.12.3 e as demais vencer&atilde;o a cada per&iacute;odo indicado no subitem 1.12.4, a partir da data
de vencimento da primeira parcela.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 53.25pt; text-align: justify; text-indent: -30.9pt">&nbsp;</P>


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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 53.25pt; text-align: justify; text-indent: -30.9pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 22.75pt"></TD><TD STYLE="width: 34pt; text-align: left">4.1.1 .</TD><TD STYLE="text-align: justify">Os juros ser&atilde;o apurados pela aplica&ccedil;&atilde;o
da taxa do subitem 1.9 sobre o saldo devedor desta C&eacute;dula, calculados conforme Tabela Price.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 57.6pt"></TD><TD STYLE="width: 42.4pt">4.1.1.1.</TD><TD STYLE="text-align: justify">Para fins deste item 4.1.1, entende-se por Tabela Price o sistema de imputa&ccedil;&atilde;o do
pagamento em que o percentual de principal e o percentual de juros de cada parcela variam no correr do tempo, de modo a manter-se
constante o valor de cada parcela.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 22.35pt">4.2.</TD><TD STYLE="text-align: justify">No caso da forma de pagamento, indicada no subitem 1.13, o valor de cada parcela ser&aacute; acrescido
de juros, desde a data da opera&ccedil;&atilde;o ate 0 vencimento da respectiva parcela, e ser&aacute; debitado na data de vencimento
indicada no subitem 1.13.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 22.5pt">4.3.</TD><TD STYLE="text-align: justify">O ITAU UNIBANCO PODERA NOS REPASSAR o VALOR DE TRIBUTOS E ENCARGOS QUE VENHAM A SER CRIADOS, BEM
COMO o AUMENTO DOS ATUAIS, EXIGIVEIS PELAS AUTORIDADES COMPETENTES EM RAZAO DESTA CEDULA. OITAU UNIBANCO NOS INFORMARA SOBRE AS
ALTERACOES ANTES DO INICIO DA COBRANCA DO VALOR A SER REPASSADO.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 22.6pt">4.4.</TD><TD STYLE="text-align: justify">o RECEBIMENTO, PELO ITAU UNIBANCO, DE DETERMINADA PARCELA NAO SIGNIFICARA QUITACAO DAS ANTERIORES.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 22.6pt">4.5.A</TD><TD STYLE="text-align: justify">comiss&atilde;o de concess&atilde;o de credito indicada no subitem 1.8, incidente sobre o valor
emprestado indicado no subitem 1.6, ser&aacute; debitada nesta data da conta corrente de deposito indicada no subitem 1.11.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 22.75pt"></TD><TD STYLE="width: 34pt">4.5.1.</TD><TD STYLE="text-align: justify">Se ocorrer liquida&ccedil;&atilde;o antecipada ou vencimento antecipado desta C&eacute;dula, o
Ita&uacute; Unibanco nos devolvera a comiss&atilde;o de concess&atilde;o de credito em valor calculado de forma proporcional ao
per&iacute;odo compreendido entre a data de liquida&ccedil;&atilde;o antecipada ou vencimento antecipado e a data de vencimento
originalmente contratada. comiss&atilde;o de concess&atilde;o de credito proporcional ao tempo n&atilde;o decorrido.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">4.6.</TD><TD STYLE="text-align: justify">Pagaremos o Imposto sobre Opera&ccedil;&otilde;es Financeiras
(IOF) conforme a legisla&ccedil;&atilde;o em vigor.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 22.75pt"></TD><TD STYLE="width: 34pt; text-align: left">4.6.1.</TD><TD STYLE="text-align: justify">Se o IOF for financiado, o seu valor ser&aacute; inclu&iacute;do
nas parcelas.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">4.7.</TD><TD STYLE="text-align: justify">Os encargos previstos nesta C&eacute;dula Guros, comiss&atilde;o de concess&atilde;o de credito,
taxa efetiva de juros, mensal e anual, tributos e contribui&ccedil;&otilde;es, tarifas e outras despesas) ser&atilde;o a n6s informados,
imediatamente apos a sua apura&ccedil;&atilde;o, em planilha aparte, a qual integrara essa C&eacute;dula. .</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">5</TD><TD STYLE="text-align: justify">Devedores Solid&aacute;rios -As pessoas ao final nomeadas, designadas Devedores Solid&aacute;rios,
declaram-se solidariamente respons&aacute;veis por todas as obriga&ccedil;&otilde;es por nos assumidas e assinam esta C&eacute;dula,
concordando com os seus termos.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">6</TD><TD STYLE="text-align: justify">Garantia -Para garantir o pagamento de qualquer valor relacionado a esta C&eacute;dula, mesmo decorrente
de adiantamentos a depositante, damos ao Ita&uacute; Unibanco isolada ou cumulativamente as seguintes garantias:</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">6.1.</TD><TD STYLE="text-align: justify">Cess&atilde;o fiduci&aacute;ria dos direitos sobre os cr&eacute;ditos por nos entregues ao Ita&uacute;
Unibanco para presta&ccedil;&atilde;o de servi&ccedil;os de cobran&ccedil;a, discriminados em rela&ccedil;&atilde;o anexa, atrav&eacute;s
de fita magn&eacute;tica ou de teleprocessamento, que tara parte desta C&eacute;dula; ou cess&atilde;o fiduci&aacute;ria, se os
t&iacute;tulos representativos dos cr&eacute;ditos forem entregues endossados ao Ita&uacute; Unibanco;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36.35pt"></TD><TD STYLE="width: 33.75pt">6.1.1.</TD><TD STYLE="text-align: justify">os cr&eacute;ditos dados em garantia ser&atilde;o pass&iacute;veis nas pra&ccedil;as onde o Ita&uacute;
Unibanco tiver ag&ecirc;ncia, ter&atilde;o por devedores pessoas n&atilde;o Iigadas a nos, designados Devedores, e ser&atilde;o
em valor nunca inferior ao percentual de garantia indicado no subitem 1.10 sobre o saldo devedor desta C&eacute;dula;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 71.25pt"></TD><TD STYLE="width: 42.75pt; text-align: left">6.1.1.1.</TD><TD STYLE="text-align: justify">obrigamo-nos a notificar aos Devedores a garantia constitu&iacute;da;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 71pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 36.35pt"></TD><TD STYLE="width: 33.75pt; text-align: left">6.1 .2.</TD><TD STYLE="text-align: justify">o Ita&uacute; Unibanco selecionara os cr&eacute;ditos
dados em garantia, podendo recusar qualquer urn deles e, a qualquer tempo, pedir a substitui&ccedil;&atilde;o de titulo ou credito
anteriormente aceito;</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 71.25pt"></TD><TD STYLE="width: 42.75pt">6.1.2.1.</TD><TD STYLE="text-align: justify">os cr&eacute;ditos vencidos e n&atilde;o pagos, automaticamente, deixar&atilde;o de integrar a
garantia;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 71.75pt"></TD><TD STYLE="width: 42.25pt">6.1.2.2.</TD><TD STYLE="text-align: justify">enquanto n&atilde;o substitu&iacute;dos, os cr&eacute;ditos recusados e os vencidos ter&atilde;o
o produto de sua cobran&ccedil;a creditado na conta vinculada;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36.85pt"></TD><TD STYLE="width: 33.75pt">6.1.3.</TD><TD STYLE="text-align: justify">pagaremos, no ate da entrega dos cr&eacute;ditos, a tarifa de cobran&ccedil;a constante da Tabela
de Tarifas, afixada nas ag&ecirc;ncias.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36.85pt"></TD><TD STYLE="width: 33.75pt">6.1.4.</TD><TD STYLE="text-align: justify">se optarmos pela confec&ccedil;&atilde;o e entrega do documento de cobran&ccedil;a diretamente
por n6s aos Devedores, obrigamo-nos a fazer constar desses documentos a inscri&ccedil;&atilde;o &quot;credito dado em garantia
ao Ita&uacute; Unibanco S.A., pagar somente atrav&eacute;s da rede bancaria&quot;;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>


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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 70.6pt; text-align: justify; text-indent: -33.75pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 22.2pt"></TD><TD STYLE="width: 33.4pt">6.1.5.</TD><TD STYLE="text-align: justify">o Ita&uacute; Unibanco creditara na conta vinculada indicada no subitem 1.2 0 produto da cobran&ccedil;a
dos cr&eacute;ditos dados em garantia;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 22.2pt"></TD><TD STYLE="width: 33.4pt; text-align: left">6.1 . 6.</TD><TD STYLE="text-align: justify">o Ita&uacute; Unibanco transferira para a conta corrente
de dep6sito indicada no subitem 1 .14 0 saldo credor da conta vinculada indicada no subitem 1.2 que exceder ao percentual contratado
da garantia indicado no subitem 1.10 sobre o saldo devedor desta C&eacute;dula;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 55.85pt; text-align: justify; text-indent: -33.65pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 22.2pt"></TD><TD STYLE="width: 33.4pt; text-align: left">6.1 .7.</TD><TD STYLE="text-align: justify">na hip6tese de atraso no pagamento ou de vencimento antecipado,
autorizamos o Ita&uacute; Unibanco a negociar os cr&eacute;ditos dados em garantia e aplicar o produto da negocia&ccedil;&atilde;o
na amortiza&ccedil;&atilde;o ou liquida&ccedil;&atilde;o da d&iacute;vida;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.75pt; text-align: justify; text-indent: -34pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">6.2.</TD><TD STYLE="text-align: justify">Aval, se exigido pelo Ita&uacute; Unibanco, que poder&aacute; ser prestado por meio de documento
anexo, integrante desta C&eacute;dula.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">6.3.</TD><TD STYLE="text-align: justify">outras garantias adicionais, se exigidas pelo Ita&uacute; Unibanco, prestadas pcr meio de documentos
anexos, parte integrante desta C&eacute;dula.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 22.35pt">6.4.</TD><TD STYLE="text-align: justify">Substituiremos a(s) garantia(s) na hip&oacute;tese de perda de seu objeto, ou as refor&ccedil;aremos
na de diminui&ccedil;&atilde;o ou insufici&ecirc;ncia do seu valor.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0pt"></TD><TD STYLE="width: 18pt">7.</TD><TD STYLE="text-align: justify">Liquida&ccedil;&atilde;o antecipada -o prazo de nossas obriga&ccedil;&otilde;es decorrentes desta
C&eacute;dula foi estabelecido no interesse de ambas as partes, de forma que o pagamento antecipado, inclusive na hip6tese de pagamento
antecipado mediante recebimento pelo Ita&uacute; Unibanco de recursos de outra institui&ccedil;&atilde;o financeira, constitui
cumprimento de obriga&ccedil;&atilde;o fora do prazo. Preestabelecemos, assim, que o saldo devedor na data do pagamento antecipado
consistira no valor do principal n&atilde;o amortizado, acrescido: (i) dos encargos pactuados nesta C&eacute;dula para o per&iacute;odo
decorrido ate a data do pagamento antecipado; (ii) dos encargos vincendos desde a data de vencimento antecipado ate a data de vencimento
originalmente pactuada, calculados a valor presente, mediante des&aacute;gio desses valores, tendo pcr base os encargos remunerat&oacute;rios
indicados nesta C&eacute;dula; e (iii) de eventual indeniza&ccedil;&atilde;o prevista no subitem 7.2 abaixo.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">7.1.</TD><TD STYLE="text-align: justify">Fica estabelecido que a amortiza&ccedil;&atilde;o antecipada, nos termos deste item 7, devera ser
realizada tendo valor m&iacute;nimo correspondente a 1 (uma) parcela prevista no pre&acirc;mbulo, n&atilde;o sendo poss&iacute;vel
pagamento antecipado parcial de parcela.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">7.2.</TD><TD STYLE="text-align: justify">Fica estabelecido que, no momento do pagamento antecipado, o Ita&uacute; Unibanco far&aacute; o
calculo do valor presente do fluxo de pagamentos representativo das parcelas vincendas, desde as datas de vencimento original mente
pactuadas, mediante o des&aacute;gio desse fluxo, tendo por base a taxa de juros vigente para a aplica&ccedil;&atilde;o de recursos
a nos dispon&iacute;vel no momento do pagamento antecipado. Caso o valor presente desse fluxo seja superior ao valor calculado
nos termos do item 7(ii), acima, a diferen&ccedil;a a maior consistira em indeniza&ccedil;&atilde;o por nos devida ao Ita&uacute;
Unibanco a titulo de recomposi&ccedil;&atilde;o de seu custo de aplica&ccedil;&atilde;o capta&ccedil;&atilde;o.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">7.3.</TD><TD STYLE="text-align: justify">Se, na data da contrata&ccedil;&atilde;o, formos comprovadamente microempresa ou empresa de pequeno
porte nos termos da legisla&ccedil;&atilde;o aplic&aacute;vel, o Ita&uacute; Unibanco calculara o Valor Presente da opera&ccedil;&atilde;o
como segue:</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 27pt">7.3.1.</TD><TD STYLE="text-align: justify">se o prazo a decorrer for de ate 12 (doze) meses ou se a amortiza&ccedil;&atilde;o ou a liquida&ccedil;&atilde;o
antecipada ocorrer em ate 7 (sete) dias da contrata&ccedil;&atilde;o, com a aplica&ccedil;&atilde;o da taxa de juros remunerat&oacute;rios
do contrato conforme indicada no subitem 1.10.1;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 27pt">7.3.2.</TD><TD STYLE="text-align: justify">se o prazo a decorrer for superior a 12 (doze) meses, com a aplica&ccedil;&atilde;o da Taxa de
Desconto resultante da taxa de juros remunerat&oacute;rios indicada no subitem 1.11, deduzida a taxa SELIC aplic&aacute;vel na
data da contrata&ccedil;&atilde;o e acrescida da Taxa Selic do dia da amortiza&ccedil;&atilde;o ou liquida&ccedil;&atilde;o antecipada.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 27pt">7.3.2.1.</TD><TD STYLE="text-align: justify">Para os fins deste item 7, entende-se por ''Taxa SELIC&quot; a taxa de juros fixada pelo Conselho
de Politica Monet&aacute;ria e divulgada pelo Banco Central do Brasil, que, por determina&ccedil;&atilde;o do Conselho Monet&aacute;rio
Nacional, deve compor a Taxa de Desconto para as amortiza&ccedil;&otilde;es ou liquida&ccedil;&otilde;es antecipadas das opera&ccedil;&otilde;es
de credito especificadas em regulamenta&ccedil;&atilde;o aplic&aacute;vel.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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<P STYLE="margin-top: 0; margin-bottom: 0"></P>



<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">8.</TD><TD STYLE="text-align: justify">Vencimento Antecipado -Autorizamos o Ita&uacute; Unibanco a considerar antecipadamente vencida
as obriga&ccedil;&otilde;es decorrentes desta C&eacute;dula e exig&iacute;vel o pagamento da d&iacute;vida e encargos na data do
vencimento antecipado:</TD></TR></TABLE>


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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">8.1.</TD><TD STYLE="text-align: justify">independentemente de aviso, se n&atilde;o cumprirmos qualquer de nossas obrigac&otilde;es<SUP>
</SUP>decorrentes desta C&eacute;dula, sofrermos leg&iacute;timo protesto de titulo, pedirmos fal&ecirc;ncia ou tivermos contra
nos tal pedido, requerermos recupera&ccedil;&atilde;o judicial, convocarmos credores para por pcr ou negociar plano de recupera&ccedil;&atilde;o
extrajudicial ou pedirmos homologa&ccedil;&atilde;o; se nao cumprirmos qualquer obriga&ccedil;&atilde;o assumida em outras opera&ccedil;&otilde;es
celebradas com o Ita&uacute; Unibanco e/ou qualquer outra empresa controlada, direta ou indiretamente, pela Ita&uacute; Unibanco
Holding S.A. e/ou seus controladores ou empresas coligadas.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">8.2.</TD><TD STYLE="text-align: justify">mediante aviso que o Ita&uacute; Unibanco nos enviara com anteced&ecirc;ncia m&iacute;nima de 15
(quinze) dias, se: a) deixarmos de, no prazo mencionado no aviso, substituir o Devedor Solid&aacute;rio que vier a encontrar-se
em insolv&ecirc;ncia ou em qualquer das situa&ccedil;&otilde;es do subitem anterior ou que discordar de qualquer altera&ccedil;&atilde;o
nas condi&ccedil;&otilde;es desta C&eacute;dula; b) houver medida ou evento que afete as garantias ou os direitos credit&oacute;rios
do Ita&uacute; Unibanco decorrentes desta C&eacute;dula;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 49.5pt"></TD><TD STYLE="width: 9pt">c)</TD><TD STYLE="text-align: justify">houver senten&ccedil;a condenat6ria transitada em julgado, em raz&atilde;o de pratica, nossa ou
de pessoa f&iacute;sica atuando como nosso administrador, de atos que importem em discrimina&ccedil;&atilde;o de ra&ccedil;a ou
de g&ecirc;nero, trabalho infantil, trabalho escravo, assedio moral ou sexual, ou crime contra o meio ambiente;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 49.5pt"></TD><TD STYLE="width: 9pt">d)</TD><TD STYLE="text-align: justify">realizarmos qualquer outra modalidade de acordo privado com credor(es) que indique nossa situa&ccedil;&atilde;o
de crise econ&ocirc;mico financeira ou de estado pr&eacute;-falimentar.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt">9.</TD><TD STYLE="text-align: justify">Atraso de Pagamento e Multa -Sem preju&iacute;zo de vencimento antecipado, se houver atraso no
pagamento de qualquer obriga&ccedil;&atilde;o pecuni&aacute;ria decorrente desta C&eacute;dula, incidira sobre os valores devidos
e n&atilde;o pagos, a taxa de juros remunerat6rios indicada no subitem 1.9, acrescida de juros morat6rios de 1% (um por cento)
ao m&ecirc;s, todos calculados de forma pro rata e capitalizada na periodicidade do subitem 1.9.3, desde a data de vencimento da
obriga&ccedil;&atilde;o, ainda que por antecipa&ccedil;&atilde;o, ate a data de seu efetivo pagamento, e multa de 2% (dois por
cento).</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.5pt"></TD><TD STYLE="width: 23.35pt">9.1.</TD><TD STYLE="text-align: justify">Pagaremos tamb&eacute;m, tanto no caso de cobran&ccedil;a judicial ou extrajudicial, despesas de
cobran&ccedil;a, inclusive custas e honor&aacute;rios advocat&iacute;cios.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.1pt"></TD><TD STYLE="width: 22.25pt">9.2.</TD><TD STYLE="text-align: justify">CASO EXISTAM OBRIGACOES PECUNIARIAS DECORRENTES DESTA CEDULA VENCIDAS, AINDA QUE ANTECIPADAMENTE,
E NAO PAGAS, o ITAU UNIBANCO PODERA:</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36.85pt"></TD><TD STYLE="width: 33.75pt">9.2.1.</TD><TD STYLE="text-align: justify">COMPENSAR A D&iacute;vida MENCIONADA NO SUBITEM 9.2, ACIMA, COM VALORES QUE o ITAU UNIBANCO DEVA
A QUALQUER TITULO A NOS OU AOS DEVEDORES SOL/OARIOS, INCLUSIVE RECURSOS OU APLICACOES FINANCEIRAS QUE NOS OU OS DEVEDORES SOLIDARIOS
MANTIVERMOS NO ITAU UNIBANCO;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 69.75pt"></TD><TD STYLE="width: 42.25pt">9.2.1.1.</TD><TD STYLE="text-align: justify">Para os fins do subitem 9.2.1, acima, os valores devidos pelo Ita&uacute; Unibanco que forem objeto
da compensa&ccedil;&atilde;o ali descrita ser&atilde;o considerados vencidos na data da efetiva&ccedil;&atilde;o da compensa&ccedil;&atilde;o.
,</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.95pt"></TD><TD STYLE="width: 33.9pt">9.2.2.</TD><TD STYLE="text-align: justify">RETER QUAISQUERVALORES DE QUE N6s OU OS DEVEDORES SOLIDARIOS SEJAMOS TITULARES.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.1pt"></TD><TD STYLE="width: 22.25pt">9.3.</TD><TD STYLE="text-align: justify">o RECEBIMENTO DO PRINCIPAL, PELO ITAU UNIBANCO, NAO SIGNIFICARA QUITACAO DOS ENCARGOS PREVISTOS
NESTA CEDULA.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">10.</TD><TD STYLE="text-align: justify">Reorganiza&ccedil;&otilde;es Societ&aacute;rias -Comunicaremos imediatamente ao Ita&uacute; Unibanco
qualquer processo de reorganiza&ccedil;&atilde;o societ&aacute;ria (cis&atilde;o, fus&atilde;o, incorpora&ccedil;&atilde;o, etc.),
altera&ccedil;&atilde;o da sua atividade principal, aliena&ccedil;&atilde;o de estabelecimento comercial ou de parcela significativa
de seus ativos ou mudan&ccedil;a de controle, direto ou indireto, em que n6s ou nosso controlador, direto ou indireto, estejamos
envolvidos. ,</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 20.6pt"></TD><TD STYLE="width: 30pt">10.1.</TD><TD STYLE="text-align: justify">Ocorrido qualquer dos eventos previstos no &quot;caput&quot; deste item, o ltau Unibanco podera
considerar antecipadamente vencidas as obriga&ccedil;&otilde;es desta C&eacute;dula e exig&iacute;vel, de imediato, o pagamento
do total da d&iacute;vida.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 20.85pt"></TD><TD STYLE="width: 30.25pt">10.2.</TD><TD STYLE="text-align: justify">Prometemos que o nosso controlador, direto ou indireto, ser&aacute; cientificado do teor deste
item e que dar&aacute; cumprimento ao nele disposto.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">11.</TD><TD STYLE="text-align: justify">Tarifas -Por esta opera&ccedil;&atilde;o de empr&eacute;stimo, pagaremos ao Ita&uacute; Unibanco
na data da contrata&ccedil;&atilde;o, a tarifa de contrata&ccedil;&atilde;o prevista no subitem 1.5 que, se financiada, ter&aacute;
o seu valor inclu&iacute;do nas parcelas.</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">12.</TD><TD STYLE="text-align: justify">Despesas -Se o Ita&uacute; Unibanco levar esta C&eacute;dula e suas garantias a registro, pagaremos
todas as despesas dele decorrentes.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 22.5pt"></TD><TD STYLE="width: 22.5pt">12.1.</TD><TD STYLE="text-align: justify">o Ita&uacute; Unibanco informara a nos o valor das despesas com 5 (cinco) dias de anteced&ecirc;ncia
a realiza&ccedil;&atilde;o do debito a ser processado nos termos do item 3.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">13.</TD><TD STYLE="text-align: justify">Custo Efetivo Total (&quot;CET&quot;) -Nos declaramos que tomamos ci&ecirc;ncia do Custo Efetivo
Total (UCET&quot;), conforme definido no subitem 13.1, previamente a contrata&ccedil;&atilde;o desta opera&ccedil;&atilde;o, bern
como dos fluxos considerados no calculo do CET, conforme planilha de calculo que nos foi entregue (&ldquo; planilha&quot;).</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 22.5pt"></TD><TD STYLE="width: 22.5pt">13.1.</TD><TD STYLE="text-align: justify">Para os fins desta C&eacute;dula, entende-se por Custo Efetivo Total (&quot;CET&quot;) o custo
total desta opera&ccedil;&atilde;o, expresso na forma de taxa percentual anual, indicado na Planilha. Para o calculo do CET s&atilde;o
considerados: (a) o valor do credito concedido; (b) o numero de parcelas a pagar e a data de pagamento de cada uma; (c) o prazo
da opera.;ao, em dias corridos, a partir da data da libera.;ao ate o vencimento da ultima parcela; e d) a taxa de juros remunerat&oacute;rios,
o valor dos tributos, das tarifas bancarias e das demais despesas previstas nesta C&eacute;dula.</TD></TR></TABLE>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">14.</TD><TD STYLE="text-align: justify">Divulga&ccedil;&atilde;o de Atraso no Pagamento -Na hip&oacute;tese de ocorrer descumprimento de
qualquer obriga.;ao nossa ou dos Devedores Solid&aacute;rios decorrentes desta C&eacute;dula, ou atraso no pagamento de qualquer
valor devido em decorr&ecirc;ncia desta C&eacute;dula, o Ita&uacute; Unibanco comunicara o fato a SERASA, ao SPC (Servi.;o de Porte.;ao
ao Credito), bem como a qualquer outro 6rgao encarregado de cadastrar atraso no pagamento e descumprimento de obriga.;ao contratual.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">15.</TD><TD STYLE="text-align: justify">Sistema de Informa&ccedil;&atilde;o de Credito (SCR) -Nos e os Devedores Solid&aacute;rios autorizamos
o Ita&uacute; Unibanco e as sociedades sob controle direto ou indireto da Ita&uacute; Unibanco Holding S.A., a qualquer tempo,
mesmo ap6s a extin&ccedil;&atilde;o desta opera.;ao a:</TD></TR></TABLE>

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<TD STYLE="width: 58.5pt"></TD><TD STYLE="width: 13.5pt">a)</TD><TD STYLE="text-align: justify">fornecer ao Banco Central do Brasil (BACEN), para integrar o SCR, informa&ccedil;&otilde;es sobre
o montante de nossas d&iacute;vidas a vencer e vencidas, inclusive as em atraso e as opera&ccedil;&otilde;es baixadas com preju&iacute;zo,
bern como o valor das coobriga&ccedil;&otilde;es por nos assumidas e das garantias por nos prestadas, e</TD></TR></TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 58.5pt"></TD><TD STYLE="width: 13.5pt">b)</TD><TD STYLE="text-align: justify">consultar o SCR sobre eventuais informa&ccedil;&otilde;es a nosso respeito nele existentes.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 94.5pt; text-align: justify; text-indent: -22.5pt">15.1.
A finalidade do SGR e prover o BAGEN de informa&ccedil;&otilde;es sobre opera&ccedil;&otilde;es de credito para supervis&atilde;o
do risco de credito e intercambio de informa&ccedil;&otilde;es entre institui&ccedil;&otilde;es financeiras.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 94.5pt; text-align: justify; text-indent: -22.5pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 94.5pt"></TD><TD STYLE="width: 31.5pt">15.1.1.</TD><TD STYLE="text-align: justify">Estamos cientes de que a consulta ao SCR depende desta nossa autoriza.;ao previa e declaramos que
eventual consulta anterior, para fins desta opera&ccedil;&atilde;o, contou com a nossa autoriza.;ao, ainda que verbal.</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 94.5pt"></TD><TD STYLE="width: 31.5pt">15.1.2.</TD><TD STYLE="text-align: justify">Poderemos ter acesso, a qualquer tempo, aos dados do SeR pelos meios colocados a nossa disposi&ccedil;&atilde;o
pelo SAGEN e, em caso de diverg&ecirc;ncia nos dados do SCR fornecidos pelo Ita&uacute; Unibanco ou sociedade sob controle direto
ou indireto da ltau Unibanco Holding S.A., pedir sua corre&ccedil;&atilde;o, exclus&atilde;o ou registro de anota&ccedil;&atilde;o
complementar, inclusive de medidas judiciais, mediante solicita.;ao escrita e fundamentada ao Ita&uacute; Unibanco</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">16.</TD><TD STYLE="text-align: justify">Responsabilidade ambiental -Declaramos que: (i) n&atilde;o existem contra n6s processos judiciais
ou administrativos relacionados a quest&otilde;es trabalhistas relativas a sa&uacute;de ou seguran&ccedil;a ocupacional, inclusive
quanto a trabalho escravo ou infantil, nem tampouco relacionados a quest&otilde;es ambientais;</TD></TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20.25pt; text-align: justify">(ii) nossas atividades e propriedades
est&atilde;o em conformidade com a legisla&ccedil;&atilde;o ambiental brasileira, principalmente quanto ao licenciamento ambiental
e alei de Biosseguran.;a; e (iii) os recursos decorrentes desta C&eacute;dula ser&atilde;o destinados apenas a finalidades Il&iacute;citas
que atendam rigorosamente a legisla&ccedil;&atilde;o trabalhista relativa a sa&uacute;de e seguran&ccedil;a ocupacional, inclusive
quanto a aus&ecirc;ncia de trabalho an&aacute;logo ao escravo e infantil, bern como a legisla&ccedil;&atilde;o ambiental brasileira
...</P>

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<TD STYLE="width: 21.35pt"></TD><TD STYLE="width: 23.65pt">16.1.</TD><TD STYLE="text-align: justify">Durante a vig&ecirc;ncia desta C&eacute;dula, deveremos respeitar a legisla&ccedil;&atilde;o e
regulamenta&ccedil;&atilde;o ambiental e trabalhista em vigor no Brasil, especial mente as normas relativas a sa&uacute;de e seguran&ccedil;a
ocupacional, a inexist&ecirc;ncia de trabalho an&aacute;logo ao escravo e infantil.</TD></TR></TABLE>

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<TD STYLE="width: 21.35pt"></TD><TD STYLE="width: 23.65pt">16.2.</TD><TD STYLE="text-align: justify">Obrigamo-nos a obter todos os documentos (laudos, estudos, relat&oacute;rios, licen&ccedil;as,
etc.) exigidos pela legisla&ccedil;&atilde;o e regulamenta&ccedil;&atilde;o ambiental e trabalhista em vigor no Brasil, mantendo-os
vigentes e atestando o seu cumprimento, e a informar ao Itau Unibanco, imediatamente, a manifesta.;ao desfavor&aacute;vel de qualquer
&oacute;rg&atilde;o publico.</TD></TR></TABLE>

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<TD STYLE="width: 22.5pt"></TD><TD STYLE="width: 22.5pt">16.3.</TD><TD>Independente de culpa, ressarcirernos o Ita&uacute; Unibanco de qualquer quantia que este seja compilado a pagar, bem como
o indenizaremos por quaisquer perdas e danos referentes a danos ambientais ou relativos a sa&uacute;de e seguran&ccedil;a ocupacional
que, de qualquer forma a autoridade entenda estar relacionado a utiliza&ccedil;&atilde;o dos recursos desta C&eacute;dula</TD></TR></TABLE>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">17.</TD><TD>Toler&acirc;ncia &ndash; A toler&acirc;ncia de uma das partes quanto ao descumprimento de qualquer obriga&ccedil;&atilde;o
pela outra parte n&atilde;o significara renuncia ao direito de exigir o cumprimento da obriga&ccedil;&atilde;o, nem perd&atilde;o.
Nem altera&ccedil;&atilde;o do que foi aqui contratado.</TD></TR></TABLE>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">18.</TD><TD>Efetiva&ccedil;&atilde;o da contrata&ccedil;&atilde;o -CASO ESTA CEDULA TENHA DSIDO ASSINADA POR NOS FOR A DA AGENCIA DO ITAU
UNIBANCO DECLARAMOS QUE TODOS OS SEUS TERMOS CORRESPONDUM EXATATMENTE AQUELES CONSTANTES ORIGINALMENTE NO ARQUIVO ELECTRONICO OU
NO FORMULARIO QUE NOS FOI ENCAMINHADO APOS A SUA ASSINATURA, DEVEREMOS ENCAMINHA-LA A AGENCIA DO ITAU UNIBANCO PARA ADOCAO DAS
DEMAIS PROVIDENCIAS VISANDO A EFFETIVACAO DA CONTRACACAO AS CONDICOFS FINANCEIRAS AJUSTADAS PAPA ESTA CEDULA SOMENTE TEM VALIDADE
PAPA A DATA INDINCADA NO SUBITEM 1.1.</TD></TR></TABLE>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">19.</TD><TD>Solu&ccedil;&atilde;o Amig&aacute;vel de Conflitos - Para a soluc&atilde;o
                                                            amig&aacute;vel de eventuais conflitos relacionados a esta C&eacute;dula,
                                                            poderemos dirigir nosso pedido de reclama&ccedil;&atilde;o a nossa
                                                            agencia do Ita&uacute; Unibanco. O Ita&uacute; Unibanco coloca ainda
                                                            a nossa disposi&ccedil;&atilde;o o SAC. Ita&uacute; (0800 728 0728)
                                                            o SAC &ndash; Ita&uacute; exclusive ao deficiente auditivo (0800 772
                                                            1722) e o Fale Conosco (<U>www.itau.com.br</U>) Se n&atilde;o for
                                                            solucionado conflito, poderemos recorrer a Ouvidoria Corporativa Ita&uacute;
                                                            (0800 570 0011) em dias &uacute;teis das 9h as 18h.Caixa postal 67.600
                                                            CEP 03162-970</TD></TR></TABLE>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">20.</TD><TD>Declara&ccedil;&atilde;o de Leitura &ndash; O Ita&uacute; Unibanco orientou a nos e ao(s) Devedor(es) Solid&aacute;rio(s) a
lermos atentamente os termos e as condi&ccedil;&otilde;es da presente C&eacute;dula e a esclarecermos todas as nossas eventuais
duvidas.</TD></TR></TABLE>

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<TD STYLE="width: 22.5pt"></TD><TD STYLE="width: 22.5pt">20.1.</TD><TD>Nos e o(s) Devedor(es) Solid&aacute;rio(s) estamos cientes do que, ao assinarmos a presente C&eacute;dula, declaramos que a
lemos previamente e que n&atilde;o possu&iacute;mos nenhuma duvida com rela&ccedil;&atilde;o a quaisquer de suas cl&aacute;usulas.</TD></TR></TABLE>

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<TD STYLE="width: 0"></TD><TD STYLE="width: 22.5pt">21.</TD><TD>Foro &ndash; Fica eleito o Foro da Comarca do local de emissao desta C&eacute;dula podendo a parte que promover a a&ccedil;&atilde;o
optar pelo Foro do nosso domic&iacute;lio.</TD></TR></TABLE>

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    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">Local e data retro</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">Emitente:</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="border-bottom: windowtext 1pt solid"><FONT STYLE="font-size: 10pt"><I>/s/ Miguel G. Bastos</I></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt"><I>&nbsp;</I></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt"><I>&nbsp;</I></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">Miguel G. Bastos</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2">Lakeland Brasil S/A</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2">Dir. Presidente</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 10pt">Nome:</FONT></TD>
    <TD STYLE="border-bottom: windowtext 1pt solid; width: 43%"><FONT STYLE="font-size: 10pt"><I>/s/ Miguel G. Basto</I></FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 48%"><FONT STYLE="font-size: 10pt">Nome: /s/ Raimundo Sampaio </FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">CPF/CNP 125.891.95+53</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">CPF/CNP 42+085.405+2</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">Telephone: 71/3390.3000</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Telephone: 71/3390.3000</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">Endere&ccedil;o: </FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Endere&ccedil;o:</FONT></TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
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<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>v342130_ex10-2.htm
<DESCRIPTION>SUMMARY OF EXHIBIT 10.1 IN ENGLISH
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 273pt; text-align: right; text-indent: 15pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 273pt; text-align: right; text-indent: 15pt"><B>Exhibit 10.2</B></P>

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    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 10pt"><B>Original</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Amount</B></FONT></TD>
    <TD NOWRAP STYLE="text-align: center; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-size: 10pt"><B>Bank</B></FONT></TD>
    <TD NOWRAP STYLE="text-align: center; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: center; width: 12%"><FONT STYLE="font-size: 10pt"><B>Payment</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Terms/Monthly</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Installment</B></FONT></TD>
    <TD NOWRAP STYLE="text-align: center; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: center; width: 12%"><FONT STYLE="font-size: 10pt"><B>Due&nbsp;Date</B></FONT></TD>
    <TD NOWRAP STYLE="text-align: center; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 10pt"><B>Interest</B></FONT><BR>
<FONT STYLE="font-size: 10pt"><B>Rate</B></FONT></TD>
    <TD NOWRAP STYLE="text-align: center; width: 1%">&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: windowtext 1pt solid; text-align: center; width: 21%"><FONT STYLE="font-size: 10pt"><B>Collateral</B></FONT></TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 21%; text-align: center; border-bottom: Black 1pt solid"><B>Comments</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-size: 10pt">R$560,167</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Itau</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">12 Installment</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">June 18, 2014</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">1.40% am</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Sewing Machinery and Personal Guarantee of Officer of our Brazilian Subsidiary</FONT></TD>
    <TD>&nbsp;</TD>
    <TD>We will have a three-month grace period for installment payments</TD></TR>
</TABLE>
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