XML 35 R25.htm IDEA: XBRL DOCUMENT
v3.20.2

Note 5 - Loans Receivable (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2020
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
(Dollars in thousands) |  |  |  |  |  |  |  |
|  | June 30, 2020 |  |  | December 31, 2019 |
Loans secured by real estate: |  |  |  |  |  |  |  |
Residential real estate |  | $ | 284,703 |  |  | $ | 299,569 |
Home equity |  |  | 46,254 |  |  |  | 49,118 |
Commercial real estate |  |  | 286,122 |  |  |  | 283,108 |
Construction and land development |  |  | 92,982 |  |  |  | 87,710 |
Multifamily |  |  | 56,070 |  |  |  | 51,286 |
Farmland |  |  | 221 |  |  |  | 227 |
Total loans secured by real estate |  |  | 766,352 |  |  |  | 771,018 |
Commercial business |  |  | 181,984 |  |  |  | 103,222 |
Consumer |  |  | 522 |  |  |  | 627 |
Manufactured homes |  |  | 17,806 |  |  |  | 13,285 |
Government |  |  | 13,729 |  |  |  | 15,804 |
Subtotal |  |  | 980,393 |  |  |  | 903,956 |
Less: |  |  |  |  |  |  |  |
Net deferred loan origination fees |  |  | 1,411 |  |  |  | 2,934 |
Undisbursed loan funds |  |  | 98 |  |  |  | (21 | )
Loans receivable |  | $ | 981,902 |  |  | $ | 906,869 |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
(Dollars in thousands) |  | Beginning Balance |  |  | Charge-offs |  |  | Recoveries |  |  | Provisions |  |  | Ending Balance |
The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2020: |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 1,828 |  |  | $ | (2 | ) |  | $ | 4 |  |  | $ | (122 | ) |  | $ | 1,708 |
Home equity |  |  | 246 |  |  |  | - |  |  |  | - |  |  |  | (15 | ) |  |  | 231 |
Commercial real estate |  |  | 3,693 |  |  |  | (80 | ) |  |  | - |  |  |  | 99 |  |  |  | 3,712 |
Construction and land development |  |  | 1,223 |  |  |  | (17 | ) |  |  | - |  |  |  | (5 | ) |  |  | 1,201 |
Multifamily |  |  | 562 |  |  |  | - |  |  |  | - |  |  |  | 47 |  |  |  | 609 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 1,901 |  |  |  | (78 | ) |  |  | 16 |  |  |  | 536 |  |  |  | 2,375 |
Consumer |  |  | 42 |  |  |  | (1 | ) |  |  | 5 |  |  |  | (16 | ) |  |  | 30 |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Government |  |  | 16 |  |  |  | - |  |  |  | - |  |  |  | (16 | ) |  |  | - |
Total |  | $ | 9,511 |  |  | $ | (178 | ) |  | $ | 25 |  |  | $ | 508 |  |  | $ | 9,866 |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 1,680 |  |  | $ | (18 | ) |  | $ | 4 |  |  | $ | (6 | ) |  | $ | 1,660 |
Home equity |  |  | 194 |  |  |  | - |  |  |  | 2 |  |  |  | 6 |  |  |  | 202 |
Commercial real estate |  |  | 3,485 |  |  |  | - |  |  |  | - |  |  |  | 44 |  |  |  | 3,529 |
Construction and land development |  |  | 777 |  |  |  | - |  |  |  | - |  |  |  | 29 |  |  |  | 806 |
Multifamily |  |  | 434 |  |  |  | - |  |  |  | - |  |  |  | 19 |  |  |  | 453 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 1,391 |  |  |  | - |  |  |  | 10 |  |  |  | 116 |  |  |  | 1,517 |
Consumer |  |  | 254 |  |  |  | (7 | ) |  |  | 6 |  |  |  | 303 |  |  |  | 556 |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Government |  |  | 21 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 21 |
Total |  | $ | 8,236 |  |  | $ | (25 | ) |  | $ | 22 |  |  | $ | 511 |  |  | $ | 8,744 |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 1,812 |  |  | $ | (2 | ) |  | $ | 10 |  |  | $ | (112 | ) |  | $ | 1,708 |
Home equity |  |  | 223 |  |  |  | - |  |  |  | - |  |  |  | 8 |  |  |  | 231 |
Commercial real estate |  |  | 3,773 |  |  |  | (80 | ) |  |  | - |  |  |  | 19 |  |  |  | 3,712 |
Construction and land development |  |  | 1,098 |  |  |  | (17 | ) |  |  | - |  |  |  | 120 |  |  |  | 1,201 |
Multifamily |  |  | 529 |  |  |  | - |  |  |  | - |  |  |  | 80 |  |  |  | 609 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 1,504 |  |  |  | (78 | ) |  |  | 17 |  |  |  | 932 |  |  |  | 2,375 |
Consumer |  |  | 43 |  |  |  | (13 | ) |  |  | 8 |  |  |  | (8 | ) |  |  | 30 |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Government |  |  | 17 |  |  |  | - |  |  |  | - |  |  |  | (17 | ) |  |  | - |
Total |  | $ | 8,999 |  |  | $ | (190 | ) |  | $ | 35 |  |  | $ | 1,022 |  |  | $ | 9,866 |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 1,715 |  |  | $ | (66 | ) |  | $ | 18 |  |  | $ | (7 | ) |  | $ | 1,660 |
Home equity |  |  | 202 |  |  |  | - |  |  |  | 2 |  |  |  | (2 | ) |  |  | 202 |
Commercial real estate |  |  | 3,335 |  |  |  | - |  |  |  | - |  |  |  | 194 |  |  |  | 3,529 |
Construction and land development |  |  | 756 |  |  |  | - |  |  |  | - |  |  |  | 50 |  |  |  | 806 |
Multifamily |  |  | 472 |  |  |  | - |  |  |  | - |  |  |  | (19 | ) |  |  | 453 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 1,362 |  |  |  | - |  |  |  | 16 |  |  |  | 139 |  |  |  | 1,517 |
Consumer |  |  | 82 |  |  |  | (25 | ) |  |  | 9 |  |  |  | 490 |  |  |  | 556 |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Government |  |  | 38 |  |  |  | - |  |  |  | - |  |  |  | (17 | ) |  |  | 21 |
Total |  | $ | 7,962 |  |  | $ | (91 | ) |  | $ | 45 |  |  | $ | 828 |  |  | $ | 8,744 |
Financing Receivable, Impairment Evaluation [Table Text Block] |
|  | Ending Balances |
(Dollars in thousands) |  | Individually evaluated for impairment reserves |  |  | Collectively evaluated for impairment reserves |  |  | Loan receivables |  |  | Individually evaluated for impairment |  |  | Purchased credit impaired individually evaluated for impairment |  |  | Collectively evaluated for impairment |
The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at June 30, 2020: |
Residential real estate |  | $ | 130 |  |  | $ | 1,578 |  |  | $ | 284,563 |  |  | $ | 794 |  |  | $ | 1,470 |  |  | $ | 282,299 |
Home equity |  |  | - |  |  |  | 231 |  |  |  | 46,312 |  |  |  | 230 |  |  |  | 142 |  |  |  | 45,940 |
Commercial real estate |  |  | 15 |  |  |  | 3,697 |  |  |  | 286,122 |  |  |  | 1,110 |  |  |  | 152 |  |  |  | 284,860 |
Construction and land development |  |  | - |  |  |  | 1,201 |  |  |  | 92,982 |  |  |  | - |  |  |  | - |  |  |  | 92,982 |
Multifamily |  |  | - |  |  |  | 609 |  |  |  | 56,070 |  |  |  | 112 |  |  |  | 656 |  |  |  | 55,302 |
Farmland |  |  | - |  |  |  | - |  |  |  | 221 |  |  |  | - |  |  |  | - |  |  |  | 221 |
Commercial business |  |  | 337 |  |  |  | 2,038 |  |  |  | 178,863 |  |  |  | 1,103 |  |  |  | 1,154 |  |  |  | 176,606 |
Consumer |  |  | - |  |  |  | 30 |  |  |  | 522 |  |  |  | - |  |  |  | - |  |  |  | 522 |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | 22,518 |  |  |  | - |  |  |  | - |  |  |  | 22,518 |
Government |  |  | - |  |  |  | - |  |  |  | 13,729 |  |  |  | - |  |  |  | - |  |  |  | 13,729 |
Total |  | $ | 482 |  |  | $ | 9,384 |  |  | $ | 981,902 |  |  | $ | 3,349 |  |  | $ | 3,574 |  |  | $ | 974,979 |
Residential real estate |  | $ | 10 |  |  | $ | 1,802 |  |  | $ | 299,333 |  |  | $ | 642 |  |  | $ | 1,581 |  |  | $ | 297,110 |
Home equity |  |  | 4 |  |  |  | 219 |  |  |  | 49,181 |  |  |  | 221 |  |  |  | 216 |  |  |  | 48,744 |
Commercial real estate |  |  | - |  |  |  | 3,773 |  |  |  | 283,108 |  |  |  | 1,078 |  |  |  | 487 |  |  |  | 281,543 |
Construction and land development |  |  | - |  |  |  | 1,098 |  |  |  | 87,710 |  |  |  | - |  |  |  | - |  |  |  | 87,710 |
Multifamily |  |  | - |  |  |  | 529 |  |  |  | 51,286 |  |  |  | 129 |  |  |  | 673 |  |  |  | 50,484 |
Farmland |  |  | - |  |  |  | - |  |  |  | 227 |  |  |  | - |  |  |  | - |  |  |  | 227 |
Commercial business |  |  | 152 |  |  |  | 1,352 |  |  |  | 103,088 |  |  |  | 1,041 |  |  |  | 1,150 |  |  |  | 100,897 |
Consumer |  |  | - |  |  |  | 43 |  |  |  | 627 |  |  |  | - |  |  |  | - |  |  |  | 627 |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | 16,505 |  |  |  | - |  |  |  | - |  |  |  | 16,505 |
Government |  |  | - |  |  |  | 17 |  |  |  | 15,804 |  |  |  | - |  |  |  | - |  |  |  | 15,804 |
Total |  | $ | 166 |  |  | $ | 8,833 |  |  | $ | 906,869 |  |  | $ | 3,111 |  |  | $ | 4,107 |  |  | $ | 899,651 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | Credit Exposure - Credit Risk Portfolio By Creditworthiness Category |  |  |  |  |
|  | June 30, 2020 |  |  |  |  |
(Dollars in thousands) |  | 2 |  |  | 3 |  |  | 4 |  |  | 5 |  |  | 6 |  |  | 7 |  |  | 8 |  |  |  |  |
Loan Segment |  | Moderate |  |  | Above average acceptable |  |  | Acceptable |  |  | Marginally acceptable |  |  | Pass/monitor |  |  | Special mention |  |  | Substandard |  |  | Total |
Residential real estate |  | $ | 660 |  |  | $ | 113,209 |  |  | $ | 101,700 |  |  | $ | 13,550 |  |  | $ | 47,117 |  |  | $ | 3,164 |  |  | $ | 5,163 |  |  | $ | 284,563 |
Home equity |  |  | 120 |  |  |  | 6,371 |  |  |  | 37,894 |  |  |  | 121 |  |  |  | 743 |  |  |  | 565 |  |  |  | 498 |  |  |  | 46,312 |
Commercial real estate |  |  | - |  |  |  | 2,123 |  |  |  | 71,620 |  |  |  | 146,373 |  |  |  | 56,102 |  |  |  | 6,731 |  |  |  | 3,173 |  |  |  | 286,122 |
Construction and land development |  |  | - |  |  |  | 1,087 |  |  |  | 28,609 |  |  |  | 50,274 |  |  |  | 13,012 |  |  |  | - |  |  |  | - |  |  |  | 92,982 |
Multifamily |  |  | - |  |  |  | 757 |  |  |  | 17,409 |  |  |  | 31,844 |  |  |  | 5,018 |  |  |  | 501 |  |  |  | 541 |  |  |  | 56,070 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 221 |  |  |  | - |  |  |  | - |  |  |  | 221 |
Commercial business |  |  | 5,256 |  |  |  | 99,733 |  |  |  | 16,920 |  |  |  | 36,300 |  |  |  | 17,723 |  |  |  | 1,851 |  |  |  | 1,080 |  |  |  | 178,863 |
Consumer |  |  | 55 |  |  |  | - |  |  |  | 467 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 522 |
Manufactured homes |  |  | 4,712 |  |  |  | 2,146 |  |  |  | 14,663 |  |  |  | 180 |  |  |  | 817 |  |  |  | - |  |  |  | - |  |  |  | 22,518 |
Government |  |  | - |  |  |  | 1,775 |  |  |  | 10,294 |  |  |  | 1,660 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 13,729 |
Total |  | $ | 10,803 |  |  | $ | 227,201 |  |  | $ | 299,576 |  |  | $ | 280,302 |  |  | $ | 140,753 |  |  | $ | 12,812 |  |  | $ | 10,455 |  |  | $ | 981,902 |
|  | December 31, 2019 |  |  |  |  |
(Dollars in thousands) |  | 2 |  |  | 3 |  |  | 4 |  |  | 5 |  |  | 6 |  |  | 7 |  |  | 8 |  |  |  |  |
Loan Segment |  | Moderate |  |  | Above average acceptable |  |  | Acceptable |  |  | Marginally acceptable |  |  | Pass/monitor |  |  | Special mention |  |  | Substandard |  |  | Total |
Residential real estate |  | $ | 827 |  |  | $ | 119,138 |  |  | $ | 104,153 |  |  | $ | 13,463 |  |  | $ | 53,058 |  |  | $ | 4,203 |  |  | $ | 4,491 |  |  | $ | 299,333 |
Home equity |  |  | 100 |  |  |  | 6,536 |  |  |  | 40,027 |  |  |  | 264 |  |  |  | 934 |  |  |  | 813 |  |  |  | 507 |  |  |  | 49,181 |
Commercial real estate |  |  | - |  |  |  | 2,030 |  |  |  | 82,158 |  |  |  | 135,058 |  |  |  | 56,917 |  |  |  | 5,380 |  |  |  | 1,565 |  |  |  | 283,108 |
Construction and land development |  |  | - |  |  |  | 719 |  |  |  | 26,900 |  |  |  | 45,751 |  |  |  | 14,340 |  |  |  | - |  |  |  | - |  |  |  | 87,710 |
Multifamily |  |  | - |  |  |  | 903 |  |  |  | 18,107 |  |  |  | 26,800 |  |  |  | 4,674 |  |  |  | - |  |  |  | 802 |  |  |  | 51,286 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 227 |  |  |  | - |  |  |  | - |  |  |  | 227 |
Commercial business |  |  | 8,312 |  |  |  | 13,158 |  |  |  | 19,638 |  |  |  | 39,016 |  |  |  | 20,009 |  |  |  | 2,228 |  |  |  | 727 |  |  |  | 103,088 |
Consumer |  |  | 90 |  |  |  | - |  |  |  | 537 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 627 |
Manufactured homes |  |  | 3,221 |  |  |  | 2,413 |  |  |  | 9,825 |  |  |  | 184 |  |  |  | 862 |  |  |  | - |  |  |  | - |  |  |  | 16,505 |
Government |  |  | - |  |  |  | 1,889 |  |  |  | 11,505 |  |  |  | 2,410 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 15,804 |
Total |  | $ | 12,550 |  |  | $ | 146,786 |  |  | $ | 312,850 |  |  | $ | 262,946 |  |  | $ | 151,021 |  |  | $ | 12,624 |  |  | $ | 8,092 |  |  | $ | 906,869 |
Impaired Financing Receivables [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  | For the six months ended |
|  | As of June 30, 2020 |  |  | June 30, 2020 |
(Dollars in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 2,077 |  |  | $ | 3,459 |  |  | $ | - |  |  | $ | 2,107 |  |  | $ | 49 |
Home equity |  |  | 372 |  |  |  | 392 |  |  |  | - |  |  |  | 384 |  |  |  | 9 |
Commercial real estate |  |  | 1,096 |  |  |  | 1,682 |  |  |  | - |  |  |  | 1,379 |  |  |  | 47 |
Construction and land development |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multifamily |  |  | 768 |  |  |  | 850 |  |  |  | - |  |  |  | 784 |  |  |  | 14 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 1,463 |  |  |  | 1,517 |  |  |  | - |  |  |  | 1,588 |  |  |  | 40 |
Consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Government |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 187 |  |  | $ | 187 |  |  | $ | 130 |  |  | $ | 107 |  |  | $ | 1 |
Home equity |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5 |  |  |  | - |
Commercial real estate |  |  | 166 |  |  |  | 166 |  |  |  | 15 |  |  |  | 67 |  |  |  | 1 |
Construction and land development |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multifamily |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 794 |  |  |  | 794 |  |  |  | 337 |  |  |  | 676 |  |  |  | 19 |
Consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Government |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 2,264 |  |  | $ | 3,646 |  |  | $ | 130 |  |  | $ | 2,214 |  |  | $ | 50 |
Home equity |  | $ | 372 |  |  | $ | 392 |  |  | $ | - |  |  | $ | 389 |  |  | $ | 9 |
Commercial real estate |  | $ | 1,262 |  |  | $ | 1,848 |  |  | $ | 15 |  |  | $ | 1,446 |  |  | $ | 48 |
Construction & land development |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Multifamily |  | $ | 768 |  |  | $ | 850 |  |  | $ | - |  |  | $ | 784 |  |  | $ | 14 |
Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial business |  | $ | 2,257 |  |  | $ | 2,311 |  |  | $ | 337 |  |  | $ | 2,264 |  |  | $ | 59 |
Consumer |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Manufactured homes |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Government |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
|  |  |  |  |  |  |  |  |  |  |  |  |  | For the six months ended |
|  | As of December 31, 2019 |  |  | June 30, 2019 |
(Dollars in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 2,140 |  |  | $ | 3,555 |  |  | $ | - |  |  | $ | 1,813 |  |  | $ | 31 |
Home equity |  |  | 429 |  |  |  | 451 |  |  |  | - |  |  |  | 344 |  |  |  | 3 |
Commercial real estate |  |  | 1,547 |  |  |  | 2,141 |  |  |  | - |  |  |  | 1,655 |  |  |  | 33 |
Construction & land development |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multifamily |  |  | 802 |  |  |  | 884 |  |  |  | - |  |  |  | 472 |  |  |  | 3 |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 1,814 |  |  |  | 1,906 |  |  |  | - |  |  |  | 1,967 |  |  |  | 43 |
Consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Government |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 83 |  |  | $ | 83 |  |  | $ | 10 |  |  | $ | 159 |  |  | $ | 2 |
Home equity |  |  | 8 |  |  |  | 8 |  |  |  | 4 |  |  |  | 59 |  |  |  | 1 |
Commercial real estate |  |  | 18 |  |  |  | 18 |  |  |  | - |  |  |  | 478 |  |  |  | - |
Construction & land development |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Multifamily |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 377 |  |  |  | 377 |  |  |  | 152 |  |  |  | 145 |  |  |  | - |
Consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Manufactured homes |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Government |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 2,223 |  |  | $ | 3,638 |  |  | $ | 10 |  |  | $ | 1,972 |  |  | $ | 33 |
Home equity |  | $ | 437 |  |  | $ | 459 |  |  | $ | 4 |  |  | $ | 403 |  |  | $ | 4 |
Commercial real estate |  | $ | 1,565 |  |  | $ | 2,159 |  |  | $ | - |  |  | $ | 2,133 |  |  | $ | 33 |
Construction & land development |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Multifamily |  | $ | 802 |  |  | $ | 884 |  |  | $ | - |  |  | $ | 472 |  |  | $ | 3 |
Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial business |  | $ | 2,191 |  |  | $ | 2,283 |  |  | $ | 152 |  |  | $ | 2,112 |  |  | $ | 43 |
Consumer |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Manufactured homes |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Government |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Financing Receivable, Past Due [Table Text Block] |
(Dollars in thousands) |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | Greater Than 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Recorded Investments Greater than 90 Days Past Due and Accruing |
June 30, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 4,741 |  |  | $ | 1,055 |  |  | $ | 3,524 |  |  | $ | 9,320 |  |  | $ | 275,243 |  |  | $ | 284,563 |  |  | $ | 343 |
Home equity |  |  | 266 |  |  |  | 207 |  |  |  | 389 |  |  |  | 862 |  |  |  | 45,450 |  |  |  | 46,312 |  |  |  | 49 |
Commercial real estate |  |  | 1,693 |  |  |  | 1,344 |  |  |  | 1,447 |  |  |  | 4,484 |  |  |  | 281,638 |  |  |  | 286,122 |  |  |  | 1,194 |
Construction and land development |  |  | 672 |  |  |  | - |  |  |  | - |  |  |  | 672 |  |  |  | 92,310 |  |  |  | 92,982 |  |  |  | - |
Multifamily |  |  | - |  |  |  | 274 |  |  |  | 170 |  |  |  | 444 |  |  |  | 55,626 |  |  |  | 56,070 |  |  |  | - |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 221 |  |  |  | 221 |  |  |  | - |
Commercial business |  |  | 426 |  |  |  | 150 |  |  |  | 847 |  |  |  | 1,423 |  |  |  | 177,440 |  |  |  | 178,863 |  |  |  | 318 |
Consumer |  |  | 9 |  |  |  | - |  |  |  | - |  |  |  | 9 |  |  |  | 513 |  |  |  | 522 |  |  |  | - |
Manufactured homes |  |  | 308 |  |  |  | 293 |  |  |  | - |  |  |  | 601 |  |  |  | 21,917 |  |  |  | 22,518 |  |  |  | - |
Government |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 13,729 |  |  |  | 13,729 |  |  |  | - |
Total |  | $ | 8,115 |  |  | $ | 3,323 |  |  | $ | 6,377 |  |  | $ | 17,815 |  |  | $ | 964,087 |  |  | $ | 981,902 |  |  | $ | 1,904 |
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 3,486 |  |  | $ | 1,332 |  |  | $ | 3,724 |  |  | $ | 8,542 |  |  | $ | 290,791 |  |  | $ | 299,333 |  |  | $ | 452 |
Home equity |  |  | 90 |  |  |  | 24 |  |  |  | 388 |  |  |  | 502 |  |  |  | 48,679 |  |  |  | 49,181 |  |  |  | 19 |
Commercial real estate |  |  | 1,461 |  |  |  | 170 |  |  |  | 719 |  |  |  | 2,350 |  |  |  | 280,758 |  |  |  | 283,108 |  |  |  | 61 |
Construction and land development |  |  | 143 |  |  |  | 289 |  |  |  | - |  |  |  | 432 |  |  |  | 87,278 |  |  |  | 87,710 |  |  |  | - |
Multifamily |  |  | 140 |  |  |  | - |  |  |  | 160 |  |  |  | 300 |  |  |  | 50,986 |  |  |  | 51,286 |  |  |  | - |
Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 227 |  |  |  | 227 |  |  |  | - |
Commercial business |  |  | 926 |  |  |  | 583 |  |  |  | 870 |  |  |  | 2,379 |  |  |  | 100,709 |  |  |  | 103,088 |  |  |  | 288 |
Consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 627 |  |  |  | 627 |  |  |  | - |
Manufactured homes |  |  | 63 |  |  |  | 36 |  |  |  | 46 |  |  |  | 145 |  |  |  | 16,360 |  |  |  | 16,505 |  |  |  | 46 |
Government |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 15,804 |  |  |  | 15,804 |  |  |  | - |
Total |  | $ | 6,309 |  |  | $ | 2,434 |  |  | $ | 5,907 |  |  | $ | 14,650 |  |  | $ | 892,219 |  |  | $ | 906,869 |  |  | $ | 866 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | June 30, 2020 |  |  | December 31, 2019 |
Residential real estate |  | $ | 5,135 |  |  | $ | 4,374 |
Home equity |  |  | 464 |  |  |  | 473 |
Commercial real estate |  |  | 253 |  |  |  | 658 |
Construction and land development |  |  | - |  |  |  | - |
Multifamily |  |  | 541 |  |  |  | 420 |
Farmland |  |  | - |  |  |  | - |
Commercial business |  |  | 1,015 |  |  |  | 582 |
Consumer |  |  | - |  |  |  | - |
Manufactured homes |  |  | - |  |  |  | - |
Government |  |  | - |  |  |  | - |
Total |  | $ | 7,408 |  |  | $ | 6,507 |
Schedule of Accretable Yield from Financing Receivables [Table Text Block] |
(dollars in thousands) |  | First Personal |
2019 |  | $ | 90 |
2020 |  |  | 57 |
(dollars in thousands) |  | First Personal |
2020 |  |  | 43 |
2021 |  |  | 21 |
Total |  | $ | 64 |
(dollars in thousands) |  | First Federal |  |  | Liberty Savings |  |  | First Personal |  |  | AJSB |  |  | Total |
2019 |  | $ | 22 |  |  | $ | 42 |  |  | $ | 357 |  |  | $ | 451 |  |  | $ | 872 |
2020 |  |  | - |  |  |  | - |  |  |  | 285 |  |  |  | 691 |  |  | $ | 975 |
(dollars in thousands) |  | First Personal |  |  | AJSB |  |  | Total |
2020 |  | $ | 162 |  |  | $ | 347 |  |  | $ | 509 |
2021 |  |  | 311 |  |  |  | 694 |  |  |  | 1,005 |
2022 |  |  | 300 |  |  |  | 694 |  |  |  | 994 |
2023 |  |  | 68 |  |  |  | 287 |  |  |  | 355 |
Total |  | $ | 841 |  |  | $ | 2,022 |  |  | $ | 2,863 |
Schedule of Financing Receivables Acquired Discount [Table Text Block] |
(dollars in thousands) |  | First Federal |  |  | Liberty Savings |  |  | First Personal |  |  | AJSB |
|  | Net fair value discount |  |  | Accretable period in months |  |  | Net fair value discount |  |  | Accretable period in months |  |  | Net fair value discount |  |  | Accretable period in months |  |  | Net fair value discount |  |  | Accretable period in months |
Residential real estate |  | $ | 1,062 |  |  |  | 59 |  |  | $ | 1,203 |  |  |  | 44 |  |  | $ | 948 |  |  |  | 56 |  |  | $ | 3,734 |  |  |  | 52 |
Home equity |  |  | 44 |  |  |  | 29 |  |  |  | 5 |  |  |  | 29 |  |  |  | 51 |  |  |  | 50 |  |  |  | 141 |  |  |  | 32 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 208 |  |  |  | 56 |  |  |  | 8 |  |  |  | 9 |
Construction and land development |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1 |  |  |  | 30 |  |  |  | - |  |  |  | - |
Multifamily |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 11 |  |  |  | 48 |  |  |  | 2 |  |  |  | 48 |
Consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 146 |  |  |  | 50 |  |  |  | 1 |  |  |  | 5 |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 348 |  |  |  | 24 |  |  |  | - |  |  |  | - |
Purchased credit impaired loans |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 424 |  |  |  | 32 |  |  |  | - |  |  |  | - |
Total |  | $ | 1,106 |  |  |  |  |  |  | $ | 1,208 |  |  |  |  |  |  | $ | 2,137 |  |  |  |  |  |  | $ | 3,886 |  |  |  |  |

X
- Definition The tabular disclosure for impairment evaluation of financing receivables. + References No definition available. + Details
Name: | nwin_FinancingReceivableImpairmentEvaluationTableTextBlock
Namespace Prefix: | nwin_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition The tabular disclosure for yield collected from financing receivables acquired. + References No definition available. + Details
Name: | nwin_ScheduleOfAccretableYieldFromFinancingReceivablesTableTextBlock
Namespace Prefix: | nwin_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition The tabular disclosure of fair value discount for financing receivables acquired. + References No definition available. + Details
Name: | nwin_ScheduleOfFinancingReceivablesAcquiredDiscountTableTextBlock
Namespace Prefix: | nwin_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_TableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration