<SEC-DOCUMENT>0001437749-21-025792.txt : 20211109
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<ACCEPTANCE-DATETIME>20211109090015
ACCESSION NUMBER:		0001437749-21-025792
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20211109
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20211109
DATE AS OF CHANGE:		20211109

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Finward Bancorp
		CENTRAL INDEX KEY:			0000919864
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				351927981
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-40999
		FILM NUMBER:		211390075

	BUSINESS ADDRESS:	
		STREET 1:		9204 COLUMBIA AVE
		CITY:			MUNSTER
		STATE:			IN
		ZIP:			46321
		BUSINESS PHONE:		219 836-9690

	MAIL ADDRESS:	
		STREET 1:		9204 COLUMBIA AVE
		CITY:			MUNSTER
		STATE:			IN
		ZIP:			46321

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NORTHWEST INDIANA BANCORP
		DATE OF NAME CHANGE:	19940307
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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">UNITED STATES</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">SECURITIES AND EXCHANGE COMMISSION</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Washington, D.C. 20549</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">________________________</div>

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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">CURRENT REPORT</div>

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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Pursuant to Section 13 or 15(d) of the</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Securities Exchange Act of 1934</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Date of Report (Date of earliest event reported): <ix:nonNumeric contextRef="d20218K" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate">November 9, 2021</ix:nonNumeric></div>

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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20218K" name="dei:EntityRegistrantName"><b>FINWARD BANCORP</b></ix:nonNumeric></div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Exact name of registrant as specified in its charter)</div>

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			<td style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">(State or other jurisdiction of incorporation)</td>
			<td style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">(Commission File Number)</td>
			<td style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">(IRS Employer Identification No.)</td>
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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 324pt; text-indent: -315pt;">&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0; &#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0; &#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20218K" name="dei:EntityAddressAddressLine1">9204 Columbia Avenue</ix:nonNumeric></div>

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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Address of principal executive offices) (Zip Code)</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(<ix:nonNumeric contextRef="d20218K" name="dei:CityAreaCode">219</ix:nonNumeric>) <ix:nonNumeric contextRef="d20218K" name="dei:LocalPhoneNumber">836-4400</ix:nonNumeric></div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Registrant's telephone number, including area code)</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">N/A</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Former name or former address, if changed since last report)</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><ix:nonNumeric contextRef="d20218K" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications">&#9744;</ix:nonNumeric> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><ix:nonNumeric contextRef="d20218K" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial">&#9744;</ix:nonNumeric>&#xa0;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><ix:nonNumeric contextRef="d20218K" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer">&#9744;</ix:nonNumeric>&#xa0;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><ix:nonNumeric contextRef="d20218K" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer">&#9744;</ix:nonNumeric>&#xa0;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Securities registered pursuant to Section 12(b) of the Act:</div>

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<table border="0" cellpadding="0" cellspacing="0" style="font-family: Arial; font-size: 10pt; width: 100%;">

		<tbody><tr style="font-family: Arial; font-size: 10pt;">
			<td style="border-width: thin thin 1px; border-style: solid; border-color: rgb(0, 0, 0); vertical-align: top; width: 35%; font-family: Arial; font-size: 10pt;">
			<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Title of each class</div>
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			<td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: top; width: 20.5%; font-family: Arial; font-size: 10pt; border-top: thin solid rgb(0, 0, 0); border-right: thin solid rgb(0, 0, 0);">
			<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Trading Symbol(s)</div>
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			<td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: top; width: 45.7%; font-family: Arial; font-size: 10pt; border-top: thin solid rgb(0, 0, 0); border-right: thin solid rgb(0, 0, 0);">
			<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Name of each exchange on which registered</div>
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			<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><ix:nonNumeric contextRef="d20218K" name="dei:Security12bTitle">Common stock</ix:nonNumeric>, no par value</div>
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			<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">The <ix:nonNumeric contextRef="d20218K" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">NASDAQ</ix:nonNumeric> Stock Market, LLC</div>
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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167; 240.12b-2 of this chapter).</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Emerging growth company&#xa0; &#xa0; &#xa0; &#xa0; &#xa0;<ix:nonNumeric contextRef="d20218K" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany">&#9744;</ix:nonNumeric></div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#xa0; &#xa0; &#xa0; &#xa0; &#xa0;&#9744;</div>

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<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGNUM" style="text-align: center; width: 100%">&#xa0;</div>

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<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;">

		<tbody><tr style="vertical-align: top;">
			<td style="width: 72pt;">
			<div style="margin: 0pt; text-align: left; font-family: Arial; font-size: 10pt;"><b>Item&#xa0;2.02.</b></div>
			</td>
			<td style="width: auto;">
			<div style="margin: 0pt; text-align: left; font-family: Arial; font-size: 10pt;"><b>Results of Operations and Financial Condition</b></div>
			</td>
		</tr>

</tbody></table>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt; text-indent: 18pt;">On November 9, 2021, Finward Bancorp (the &#8220;Bancorp&#8221;) issued a press release reporting its unaudited financial results for the quarter and nine months ending September 30, 2021. A copy of the press release is filed as Exhibit&#xa0;99.1 to this report and is incorporated herein by reference.</div>

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<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;">

		<tbody><tr style="vertical-align: top;">
			<td style="width: 72pt;">
			<div style="margin: 0pt; text-align: justify; font-family: Arial; font-size: 10pt;"><b>Item&#xa0;9.01.</b></div>
			</td>
			<td style="width: auto;">
			<div style="margin: 0pt; text-align: justify; font-family: Arial; font-size: 10pt;"><b>Financial Statements and Exhibits.</b></div>
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</tbody></table>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#xa0;</div>

<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: justify; margin: 0pt 0pt 0pt 72pt;">(d) <span style="text-decoration: underline;">Exhibits</span>.</div>

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<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-family: Arial; font-size: 10pt;">

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			<td style="width: 10%; font-family: Arial; font-size: 10pt;">&#xa0;</td>
			<td style="vertical-align: top; width: 5%; font-family: Arial; font-size: 10pt;">
			<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">99.1</div>
			</td>
			<td style="vertical-align: top; font-family: Arial; font-size: 10pt; width: 85%;">
			<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><a href="ex_303998.htm" style="-sec-extract:exhibit;">Earnings release for the quarter and nine months ended September 30, 2021, and Unaudited Consolidated Condensed Balance Sheets as of September 30, 2021, and Consolidated Condensed Statements of Income and Selected Financial Data for the quarter and nine months ended September 30, 2021.</a></div>
			</td>
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		<tr>
			<td style="width: 10%; font-family: Arial; font-size: 10pt;">&#xa0;</td>
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			<td style="vertical-align: top; width: 5%; font-family: Arial; font-size: 10pt;">104</td>
			<td style="vertical-align: top; font-family: Arial; font-size: 10pt; width: 85%;">Cover Page Interactive Data File (embedded within the Inline XBRL document)</td>
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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">SIGNATURE</div>

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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</div>

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<div style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Date: November 9, 2021</div>

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			<div style="margin-top: 0px; margin-bottom: 0px; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 18pt;">/s/&#xa0;Peymon S. Torabi</div>
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<TYPE>EX-99.1
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<DESCRIPTION>EXHIBIT 99.1
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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt 0pt 0pt 252pt;"><b>Exhibit 99.1.</b></p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt 0pt 0pt 216pt;"><b>Filed by Finward Bancorp pursuant to Rule 425</b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt 0pt 0pt 216pt;"><b>under the Securities Act of 1933 and deemed filed</b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt 0pt 0pt 216pt;"><b>pursuant to Rule 14a-12 of the Securities</b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt 0pt 0pt 216pt;"><b>Exchange Act of 1934</b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt 0pt 0pt 216pt;"><b>Subject Company: Finward Bancorp</b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt 0pt 0pt 216pt;"><b>Commission File No. 000-26128</b></p>

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			<td style="width: 50%; font-family: Arial; font-size: 10pt;"><b>FOR FURTHER INFORMATION</b></td>
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			<td style="font-family: Arial; font-size: 10pt;"><b>NOVEMBER 9, 2021</b></td>
			<td style="font-family: Arial; font-size: 10pt;"><b>CONTACT SHAREHOLDER SERVICES</b></td>
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			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt;"><b>(219) 853-7575</b></td>
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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"><b>FINWARD BANCORP</b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>ANNOUNCES EARNINGS FOR THE QUARTER AND NINE MONTHS ENDED</b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>SEPTEMBER 30, 2021 </b></p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Munster, Indiana - Finward Bancorp (the &#8220;Bancorp&#8221;), the holding company for Peoples Bank (the &#8220;Bank&#8221;), reported net income of $11.7 million, or $3.35 per share, for the nine months ended September 30, 2021. Net income for the nine months ended September 30, 2021, decreased by $999 thousand (7.9%), from the nine months ended September 30, 2020, primarily due to higher noninterest expense and lower noninterest income. For the nine months ended September 30, 2021, the return on average assets (ROA) was 0.98% and the return on average equity (ROE) was 9.96%.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">For the quarter ended September 30, 2021, the Bancorp&#8217;s net income totaled $3.5 million, or $1.02 per share. Net income for the quarter ended September 30, 2021, decreased by $1.1 million (24.5%), from the quarter ended September 30, 2020, primarily due to higher noninterest expense and lower noninterest income. For the third quarter of 2021, the ROA was 0.87% and the ROE was 8.90%.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">During the nine months ended September 30, 2021, total assets increased by $113.6 million (7.6%), with interest-earning assets increasing by $110.6 million (7.9%). On September 30, 2021, interest-earning assets totaled $1.5 billion compared to $1.4 billion at December 31, 2020. Earning assets represented 93.8% of total assets at September 30, 2021, and 93.5% of total assets at December 31, 2020. The increase in total assets and interest earning assets for the nine months was primarily the result of increased securities and interest-bearing cash balances related to strong core deposit growth.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">&#8220;The third quarter was another strong quarter for Finward Bancorp, with earnings steady from the prior quarter. Commercial loan demand is healthy, and mortgage lending activity was stable from the prior quarter. Nearly 85% of our employees have been vaccinated, allowing us to focus on our customers and our business strategy. Overall, economic conditions remain strong locally, and we are well positioned to take advantage of opportunities in the market,&#8221; said Benjamin Bochnowski, President &amp; CEO. &#8220;PPP fees continue to come in to support income, and interest expense saw further reduction. Other bank services such as Wealth Management are outperforming last year&#8217;s levels. Credit is healthy, with another quarter of net recoveries and normalized provision levels.&#8221;</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">&#8220;We are also focusing on the best ways to serve our customers as we work on closing and integrating our pending merger with Royal Financial. We recently announced the consolidation of our three Orland Park branches down to two in response to shifting customer preferences, and executed a pilot project with Purdue University Northwest. In this innovative partnership, we were able to enter into a donation-leaseback arrangement with the University. The University will have space to help build out their economic corridor, and we will maintain a branch presence while reducing operating costs for the branch by over 60%. We expect to find similar opportunities to optimize our delivery channels in the coming quarters,&#8221; said Bochnowski. &#8220;The regulatory applications for our pending acquisition of Royal Financial have been filed, and efforts remain on track for close in the early first quarter 2022. Integration remains on track for the second quarter of 2022. Additionally, our listing application was also approved late in October, and I am proud to say that our first day of trading on the NASDAQ Capital Market was November 3, 2021. This is an important milestone in our evolution as a company and am incredibly proud of the work that our team put in to get us here,&#8221; he continued.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Net Interest Income</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Net interest income was $36.1 million for the nine months ended September 30, 2021, an increase of $2.3 million (6.9%), compared to $33.8 million for the nine months ended September 30, 2020. The Bancorp&#8217;s net interest margin on a tax-adjusted basis was 3.49% for the nine months ended September 30, 2021, compared to 3.62% for the nine months ended September 30, 2020. Net interest income was $12.2 million for the quarter ended September 30, 2021, an increase of $512 thousand (4.4%), compared to $11.7 million for the quarter ended September 30, 2020. The Bancorp&#8217;s net interest margin on a tax-adjusted basis was 3.46% for the quarter ended September 30, 2021, compared to 3.58% for the quarter ended September 30, 2020. The increased net interest income for the quarter and the nine months was primarily the result of lower interest expense attributable to the Bancorp&#8217;s ability to manage through the current historically low interest rate cycle. The decrease in the net interest margin is a result of lower reinvestment rates on the Bancorp&#8217;s loan and securities portfolios. Management has adjusted deposit pricing to align with the current interest rate cycle and remains prepared to adjust rates paid on interest bearing deposits.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Noninterest Income</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Noninterest income from banking activities totaled $12.1 million for the nine months ended September 30, 2021, compared to $13.4 million for the nine months ended September 30, 2020, a decrease of $1.3 million or 9.7%. Noninterest income from banking activities totaled $4.1 million for the quarter ended September 30, 2021, compared to $4.9 million for the quarter ended September 30, 2020, a decrease of $709 thousand or 14.6%. The decrease in gain on sale of loans for the current quarter and nine-month period is the result of significant refinance activity in the prior year due to the economic and rate environment, which resulted in more loans originated and sold. The increase in fees and service charges for the nine-month period is primarily the result of changes in customer usage of bank services as our community recovers from the pandemic. The increase in wealth management income for the current quarter and nine-month period is the result of the Bancorp&#8217;s continued focus on expanding its wealth management line of business. The increase in gains on the sale of securities for the current quarter is a result of current market conditions and actively managing the portfolio.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Noninterest Expense</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Noninterest expense totaled $33.9 million for the nine months ended September 30, 2021, compared to $30.1 million for the nine months ended September 30, 2020, an increase of $3.8 million or 12.5%. Noninterest expense totaled $12.4 million for the quarter ended September 30, 2021, compared to $10.0 million for the quarter ended September 30, 2020, an increase of $2.4 million or 23.6%. The increase in compensation and benefits for the current quarter and nine-month period is primarily the result of management&#8217;s continued focus on talent management and retention. The increase in occupancy and equipment for the current quarter and nine-month period is primarily related to facilities improvement efforts aimed at enhancing technology and efficiency. The increase in data processing expense for the current quarter and nine-month period is primarily the result of increased system utilization. The increase in marketing expense for the current quarter and nine-month period is the result of increased marketing and rebranding initiatives. The increase in other operating expenses for the current quarter and nine-month period is primarily the result of investments in strategic initiatives focusing on technological advancements and growth of the organization.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">The Bancorp&#8217;s efficiency ratio was 75.87% for the quarter ended September 30, 2021, compared to 60.66% for the quarter ended September 30, 2020. The Bancorp&#8217;s efficiency ratio was 70.26% for the nine months ended September 30, 2021, compared to 63.83% for the nine months ended September 30, 2020. The increase in the efficiency ratio is the result of lower noninterest income and higher noninterest expense. The efficiency ratio is determined by dividing total noninterest expense by the sum of net interest income and total noninterest income for the period.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Lending</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">The Bancorp&#8217;s loan portfolio totaled $956.4 million at September 30, 2021, compared to $965.1 million at December 31, 2020, a decrease of $8.8 million or 0.9%. The decrease in loan balances is primarily the result of forgiveness and payoff of Paycheck Protection Program loans, and runoff of the 1-4 family residential first lien portfolio due to continued refinance activity due to continued historically low lending rates. During the nine months ended September 30, 2021, the Bancorp originated $258.1 million in new commercial loans, compared to $269.5 million during the nine months ended September 30, 2020. During the nine months ended September 30, 2021, the Bancorp originated $120.1 million in new fixed rate mortgage loans for sale, compared to $171.2 million during the nine months ended September 30, 2020. The loan portfolio is 63.4% of earning assets and is comprised of 63.4% commercial related credits.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Investing</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">The Bancorp&#8217;s securities portfolio totaled $531.0 million at September 30, 2021, compared to $410.7 million at December 31, 2020, an increase of $120.3 million or 29.3%. The increase is attributable to increased investment in the securities portfolio. The securities portfolio represents 35.2% of earning assets and provides a consistent source of liquidity and earnings to the Bancorp. Cash and cash equivalents totaled $31.8 million at September 30, 2021, compared to $19.9 million at December 31, 2020, an increase of $11.8 million or 59.4%. The increase in cash and cash equivalents is primarily the result of customers&#8217; continued preference toward security and liquidity of assets.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Funding</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">At September 30, 2021, core deposits totaled $1.1 billion, compared to $1.0 billion at December 31, 2020, an increase of $124.8 million or 12.3%. The increase is the result of the Bancorp&#8217;s efforts to maintain and grow core deposits. Core deposits include checking, savings, and money market accounts and represented 81.2% of the Bancorp&#8217;s total deposits at September 30, 2021. During the nine months ended September 30, 2021, balances for noninterest bearing checking, interest bearing checking, savings, and money market accounts increased. The increase in these core deposits is a result of management&#8217;s sales efforts along with customer preferences for competitively priced short-term liquid investments. At September 30, 2021, balances for certificates of deposit totaled $263.9 million, compared to $284.8 million at December 31, 2020, a decrease of $20.9 million or 7.3%. The decrease in certificate of deposits was the result of product pricing strategies to lower excess liquidity on the balance sheet. In addition, at September 30, 2021, borrowings and repurchase agreements totaled $23.8 million, compared to $19.9 million at December 31, 2020, an increase of $4.0 million or 20.1%. The increase in short-term borrowings was a result of cyclical inflows of repurchase agreement balances.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Asset Quality</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">At September 30, 2021, non-performing loans totaled $13.5 million, compared to $14.4 million at December 31, 2020, a decrease of $822 thousand or 5.7%. The Bancorp&#8217;s ratio of non-performing loans to total loans was 1.42% at September 30, 2021, compared to 1.49% at December 31, 2020. The Bancorp&#8217;s ratio of non-performing assets to total assets was 0.91% at September 30, 2021, compared to 1.06% at December 31, 2020.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">For the nine months ended September 30, 2021, $1.3 million in provisions to the allowance for loan losses were required, compared to $1.9 million for the nine months ended September 30, 2020, a decrease of $578 thousand or 30.9%. For the nine months ended September 30, 2021, recoveries, net of charge-offs, totaled $23 thousand. At September 30, 2021, the allowance for loan losses is considered adequate by management and totaled $13.8 million. The allowance for loan losses as a percentage of total loans was 1.44% at September 30, 2021, compared to 1.29% at December 31, 2020. The allowance for loan losses as a percentage of non-performing loans, or coverage ratio, was 101.71% at September 30, 2021, compared to 86.72% at December 31, 2020.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Management also considers reserves on loans from acquisition activity that are not part of the allowance for loan losses. The Bancorp acquired loans for which there was evidence of credit quality deterioration since origination and it was determined that it was probable that the Bancorp would be unable to collect all contractually required principal and interest payments. At September 30, 2021, total purchased credit impaired loan reserves totaled $1.3 million compared to $2.1 million at December 31, 2020. Additionally, the Bancorp has acquired loans without evidence of credit quality deterioration since origination and has marked these loans to their fair values. As part of the fair value of loans receivable, there was a net fair value discount for loans acquired of $1.2 million at September 30, 2021, compared to $2.0 million at December 31, 2020. When these additional reserves are included on a pro forma basis, the allowance for loan losses as a percentage of total loans was 1.71% at September 30, 2021, and the allowance for loan losses as a percentage of non-performing loans, or coverage ratio, was 120.70% at September 30, 2021. See Table 1 below for a reconciliation of these non-GAAP figures to the Bancorp&#8217;s GAAP figures.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Capital Adequacy </u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">At September 30, 2021, shareholders&#8217; equity stood at $152.6 million, and tangible capital represented 8.6% of total assets. The Bancorp&#8217;s regulatory capital ratios at September 30, 2021, were 14.4% for total capital to risk-weighted assets, 13.1% for both common equity tier 1 capital to risk-weighted assets and tier 1 capital to risk-weighted assets, and 8.4% for tier 1 leverage capital to adjusted average assets. Under all regulatory capital requirements, the Bancorp is considered well capitalized. The book value of the Bancorp&#8217;s stock stood at $43.85 per share at September 30, 2021.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Impacts of COVID-19</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">The COVID-19 pandemic began to affect the Bancorp&#8217;s operations during March 2020, and as of the date of this release, continues to influence operating decisions. In response to the pandemic, the Bancorp&#8217;s management implemented the following policy actions:</p>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; font-family: Arial; font-size: 10pt;">

		<tr style="font-family: Arial; font-size: 10pt;">
			<td style="width: 39pt; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="vertical-align: top; width: 18pt; font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#9679;</p>
			</td>
			<td style="vertical-align: top; font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Participating in the U.S. Small Business Administration&#8217;s Paycheck Protection Program (&#8220;PPP&#8221;), a program initiated to help small businesses maintain their workforces during the pandemic. As of September 30, 2021, the Bancorp approved 782 applications totaling $91.5 million for the first round, with an average loan size of approximately $117 thousand. These loans helped local business owners retain 10,758 employees based on the borrowers&#8217;&nbsp;applications. The Bancorp&#8217;s SBA lender fee is averaging approximately 3.80% for the first round of the program, and fees will be earned over the life of the associated loans. The first round of PPP closed in August of 2020. On December 21, 2020, Congress passed the Consolidated Appropriations Act, 2021, which included provisions for a second round of PPP funding in 2021. As of September 30, 2021, the Bancorp approved 420 applications totaling $37.5 million for the second round, with an average loan size of approximately $89 thousand. These loans will help local business owners retain 4,410 employees based on the borrowers&#8217;&nbsp;applications. The Bancorp&#8217;s SBA lender fee is averaging approximately 5.32% for this program, and fees will be earned over the life of the associated loans. As of September 30, 2021, the Bancorp had remaining loan balances under the Paycheck Protection Program totaling $32.9 million.</p>
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			<td style="width: 39pt; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="vertical-align: top; width: 18pt; font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#9679;</p>
			</td>
			<td style="vertical-align: top; font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Prudently helping borrowers who are or may be unable to meet their contractual payment obligations because of the effects of COVID-19. Consistent with regulatory guidance, the Bancorp will consider deferring or modifying a loan customer&#8217;s repayment obligation if the customer&#8217;s cash flow has been negatively impacted by the pandemic. Outstanding borrower deferrals and modifications continue to decline. Loans modified to interest only payment or full payment deferral as part of the effects of COVID-19 as of September 30, 2021 and June 30, 2021, are as follows:</p>
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</table>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<table cellpadding="0pt" cellspacing="0pt" class="finTable" style="width: 90%; font-size: 10pt; font-family: Arial, Helvetica, sans-serif; text-indent: 0px; margin-left: 36pt; margin-right: auto;">

		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(Dollars in thousands)</p>
			</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="14" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; width: 46%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0); width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">As of September 30, 2021</p>
			</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="6" id=".amt.D3" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Mortgage loans</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="6" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial Loans</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Number of Loans</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Recorded Investment</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Number of Loans</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Recorded Investment</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; background-color: rgb(204, 238, 255);">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest only</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 12%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1,485</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 12%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">-</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; background-color: rgb(255, 255, 255);">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total $</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">11</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 12%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; text-align: right;">1,485</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">-</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 12%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>

</table>

<p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 36pt; width: 90%; font-size: 10pt; font-family: Arial, Helvetica, sans-serif; text-indent: 0px;">

		<tr style="vertical-align: bottom;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(Dollars in thousands)</p>
			</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="14" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; width: 46%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0); width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">As of June 30, 2021</p>
			</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="6" id=".amt.D3" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Mortgage loans</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="6" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Commercial Loans</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Number of Loans</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Recorded Investment</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Number of Loans</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">Recorded Investment</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest only</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">15</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">1,656</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">1</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">2,973</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Full interest, partial principal</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">-</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">-</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">2</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">1,021</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Full payment deferral</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">98</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total $</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">16</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">1,754</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">3</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 12%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">3,994</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>

</table>

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			<td style="width: 39pt; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="vertical-align: top; width: 18pt; font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&#9679;</p>
			</td>
			<td style="vertical-align: top; font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">As the Bancorp continues to monitor the borrowers that are in and outside of deferral status, some loan relationships may be deemed non-performing. As of September 30, 2021, a single large commercial real estate loan relationship, which operates a hotel, with a carrying balance of $5.0 million, continued to be deemed non-performing after COVID-19 pandemic stresses negatively impacted weak operating performance which occurred prior to the pandemic. Through management&#8217;s review of the loan relationship, a specific reserve within the allowance for loan losses was allocated as of September 30, 2021. As of September 30, 2021, the customer is currently in compliance with all modified loan terms. No other material COVID-19 impacted loans that are in deferral status have been deemed non-performing at this time. As of September 30, 2021, a total of 236 loans have come out of COVID-19 related deferral status with carrying balances of $85.9 million. All of these loans continue to be performing, except one commercial real estate loan with a carrying balance of $835 thousand and several residential real estate loans with total carrying balances of $964 thousand.&nbsp;&nbsp;</p>
			</td>
		</tr>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>About Finward Bancorp</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Finward Bancorp is a locally managed and independent financial holding company headquartered in Munster, Indiana, whose activities are primarily limited to holding the stock of Peoples Bank. Peoples Bank provides a wide range of personal, business, electronic and wealth management financial services from its 22 locations in Lake and Porter Counties in Northwest Indiana and South Chicagoland. Finward Bancorp&#8217;s common stock is quoted on the NASDAQ Stock Market, LLC under the symbol FNWD. The website ibankpeoples.com provides information on Peoples Bank&#8217;s products and services, and Finward Bancorp&#8217;s investor relations.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Forward Looking Statements</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">This press release may contain forward-looking statements regarding the financial performance, business prospects, growth and operating strategies of the Bancorp. For these statements, the Bancorp claims the protections of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. Statements in this communication should be considered in conjunction with the other information available about the Bancorp, including the information in the filings the Bancorp makes with the SEC. Forward-looking statements provide current expectations or forecasts of future events and are not guarantees of future performance. The forward-looking statements are based on management&#8217;s expectations and are subject to a number of risks and uncertainties. Forward-looking statements are typically identified by using words such as &#8220;anticipate,&#8221; &#8220;estimate,&#8221; &#8220;project,&#8221; &#8220;intend,&#8221; &#8220;plan,&#8221; &#8220;believe,&#8221; &#8220;will&#8221; and similar expressions in connection with any discussion of future operating or financial performance.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Although management believes that the expectations reflected in such forward-looking statements are reasonable, actual results may differ materially from those expressed or implied in such statements. Risks and uncertainties that could cause actual results to differ materially include: the significant risks and uncertainties for our business, results of operations, and financial condition, as well as our regulatory capital and liquidity ratios and other regulatory requirements caused by the COVID-19 pandemic, which will depend on several factors, including the scope and duration of the pandemic, its influence on financial markets, the effectiveness of our remote work arrangements and staffing levels in branches and other operational facilities, and actions taken by governmental authorities and other third parties in response to the pandemic; changes in asset quality and credit risk; the inability to sustain revenue and earnings growth; changes in interest rates, market liquidity, and capital markets, as well as the magnitude of such changes, which may reduce net interest margins; inflation; customer acceptance of the Bancorp&#8217;s products and services; customer borrowing, repayment, investment, and deposit practices; customer disintermediation; the introduction, withdrawal, success, and timing of business initiatives; competitive conditions; the inability to realize cost savings or revenues or to implement integration plans and other consequences associated with mergers, acquisitions, and divestitures; economic conditions; and the impact, extent, and timing of technological changes, capital management activities, and other actions of the Federal Reserve Board and legislative and regulatory actions and reforms.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">In addition to the above factors, we also caution that the actual amounts and timing of any future common stock dividends or share repurchases will be subject to various factors, including our capital position, financial performance, capital impacts of strategic initiatives, market conditions, and regulatory and accounting considerations, as well as any other factors that our Board of Directors deems relevant in making such a determination. Therefore, there can be no assurance that we will repurchase shares or pay any dividends to holders of our common stock, or as to the amount of any such repurchases or dividends. Further, statements about the effects of the&nbsp;COVID-19&nbsp;pandemic on our business, operations, financial performance, and prospects may constitute forward-looking statements and are subject to the risk that the actual impacts may differ, possibly materially, from what is reflected in those forward-looking statements due to factors and future developments that are uncertain, unpredictable, and in many cases beyond our control, including the scope and duration of the pandemic, actions taken by governmental authorities in response to the pandemic, and the direct and indirect impact of the pandemic on our customers, third parties, and us.</p>

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<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Important Additional Information for Shareholders and Where to Find It</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">In connection with the proposed merger between the Bancorp and Royal Financial, Inc. (&#8220;RYFL&#8221;), the Bancorp has filed with the SEC a Registration Statement on Form&nbsp;S-4&nbsp;that includes a Joint Proxy Statement of the Bancorp and RYFL and a Prospectus of the Bancorp (the &#8220;Joint Proxy Statement/Prospectus&#8221;), as well as other relevant documents concerning the proposed transaction. SHAREHOLDERS AND INVESTORS ARE URGED TO READ THE REGISTRATION STATEMENT AND THE JOINT PROXY STATEMENT/PROSPECTUS REGARDING THE MERGER AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY CONTAIN IMPORTANT INFORMATION.</p>

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<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">The Joint Proxy Statement/Prospectus and other relevant materials, and any other documents the Bancorp has filed with the SEC, may be obtained free of charge at the SEC&#8217;s website at www.sec.gov. In addition, investors and security holders may obtain copies of the documents the Bancorp has filed with the SEC, free of charge, from the Bancorp at www.ibankpeoples.com under the tab &#8220;Investor Relations &#8211; SEC Filings.&#8221; Alternatively, these documents can be obtained free of charge from the Bancorp upon written request to Finward Bancorp, Attn: Shareholder Services, 9204 Columbia Avenue, Munster, Indiana 46321, or by calling (219)&nbsp;836-4400,&nbsp;and from RYFL upon written request to Royal Financial, Inc., Attn: Corporate Secretary, 9226 South Commercial Avenue, Chicago, Illinois 60617, or by calling (773)&nbsp;768-4800.&nbsp;The information available through the Bancorp&#8217;s website is not and shall not be deemed part of this press release or incorporated by reference into other filings the Bancorp makes with the SEC.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">The Bancorp and RYFL and certain of their directors and executive officers may be deemed to be participants in the solicitation of proxies from the stockholders of the Bancorp and RYFL in connection with the proposed merger. Information about the directors and executive officers of the Bancorp is set forth in the Bancorp&#8217;s Annual Report on Form&nbsp;10-K&nbsp;filed with the SEC on March&nbsp;22, 2021, and in the proxy statement for the Bancorp&#8217;s 2021 annual meeting of shareholders, as filed with the SEC on Schedule 14A on March&nbsp;31, 2021. Additional information regarding the interests of these participants and any other persons who may be deemed participants in the transaction may be obtained by reading the Joint Proxy Statement/Prospectus regarding the proposed merger. Free copies of this document may be obtained as described in the preceding paragraph.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><u>Disclosure Regarding Non-GAAP Measures</u></b></p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">This press release includes certain financial measures that are identified as non-GAAP. However, certain non-GAAP performance measures are used by management to evaluate and measure the Bancorp&#8217;s performance. Although these non-GAAP financial measures are frequently used by investors to evaluate a financial institution, they have limitations as analytical tools, and should not be considered in isolation, or as a substitute for analyses of results as reported under GAAP. This supplemental information should not be considered in isolation or as a substitute for the related GAAP measures. See the attached Table 1 at the end of this press release for a reconciliation of the non-GAAP earnings measures identified herein and their most comparable GAAP measures.</p>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

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			<td colspan="28" style="font-family: Arial; font-size: 10pt; border-top: 1px solid black;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><b>Finward Bancorp</b></p>
			</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td colspan="28" style="font-family: Arial; font-size: 10pt; border-bottom: 1px solid black;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: center;">Quarterly Financial Report</p>
			</td>
		</tr>

</table>

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<table cellpadding="0pt" cellspacing="0pt" class="finTable" style="width: 100%; font-size: 8pt; font-family: Arial, Helvetica, sans-serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;">

		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Key Ratios</b></p>
			</td>
			<td id=".lead.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="18" id=".amt.D6" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 49%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Three months ended,</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="6" id=".amt.D8" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 13%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">Nine months ended,</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D8" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">June 30,</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">March 31,</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">December 31,</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D8" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D8" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Return on equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">8.90</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">9.17</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">11.94</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">8.59</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">12.83</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">9.96</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">11.96</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Return on assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.87</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.90</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.18</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.88</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.27</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.98</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.20</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Basic earnings per share</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.02</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.03</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.30</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.00</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.35</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.35</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.65</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Diluted earnings per share</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.02</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.03</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.30</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.00</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.35</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.35</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.65</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Yield on loans</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">4.28</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">4.21</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">4.41</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">4.61</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">4.62</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">4.30</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">4.69</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Yield on security investments</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.94</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.96</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.02</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.81</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.91</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.97</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.13</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total yield on earning assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.36</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.38</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.59</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.77</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.75</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.44</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.96</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Cost of deposits</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.13</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.16</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.19</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.26</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.33</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.16</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.49</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Cost of repurchase agreements</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.25</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.28</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.28</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.33</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.37</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.27</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.69</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Cost of borrowed funds</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">9.76</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.47</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.70</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.74</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.77</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.09</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.69</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total cost of funds</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.13</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.16</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.20</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.27</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.35</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.16</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.52</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Net interest margin - tax equivalent</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.46</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.42</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.58</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.66</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.58</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.49</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.62</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Noninterest income / average assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.02</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.92</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.12</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.27</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.32</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.02</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.27</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Noninterest expense / average assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.04</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.76</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.73</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">3.09</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.72</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.85</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">2.86</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Net noninterest margin / average assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">-2.02</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">-1.84</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">-1.61</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">-1.83</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">-1.40</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">-1.83</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">-1.58</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Efficiency ratio</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">75.87</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">70.79</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">64.14</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">68.40</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">60.66</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">70.26</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">63.83</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Effective tax rate</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">7.04</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">9.96</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">14.09</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">6.15</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">17.18</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">10.78</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">16.82</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Dividend declared per common share</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.31</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.31</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.31</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.31</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.31</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.93</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.93</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">&nbsp;</td>
			<td id=".lead.B2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B6" style="border-right: 1px solid black; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; border-right: 1px solid black; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">June 30,</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">March 31,</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">December 31,</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; border-right: 1px solid black; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; border-right: 1px solid black; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: center; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Net worth / total assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">9.48</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">9.70</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">9.57</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">10.14</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">9.99</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Book value per share</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">43.85</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">44.71</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">42.76</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">43.80</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">42.70</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Non-performing assets to total assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.91</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.85</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.92</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.06</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.11</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Non-performing loans to total loans</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.42</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.27</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.32</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.49</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.54</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for loan losses to non-performing loans</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">101.71</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">111.13</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">101.49</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">86.72</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">71.14</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for loan losses to loans outstanding</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.44</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.42</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.34</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.29</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">1.10</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">
			<td style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 16%;">
			<p style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Foreclosed real estate to total assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.01</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.02</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.03</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.04</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt;">0.03</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; margin-left: 0pt; border-right: 1px solid black;">%</td>
			<td id=".lead.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 9%;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial, Helvetica, sans-serif; font-size: 8pt; width: 1%;">&nbsp;</td>
		</tr>

</table>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGFTR" style="text-align: center; width: 100%">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000">
<div class="PGHDR" style="text-align: left; width: 100%">
<div class="hf-row">
<div class="hf-cell TOCLink">&nbsp;</div>
</div>
</div>
</div>

<p style="font-family: Arial; font-size: 10pt; margin: 0pt; text-align: left;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td colspan="21" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-top: 1px solid black;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Finward Bancorp</b></p>
			</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td colspan="21" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid black;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Quarterly Financial Report</p>
			</td>
		</tr>

</table>

<p style="margin: 0pt; font-family: Arial; font-size: 10pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 40%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Balance Sheet Data</b></p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(Dollars in thousands)</p>
			</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="text-align: center; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">June 30,</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31,</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31,</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,609,924</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,603,513</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,555,348</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,496,292</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,479,954</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Cash &amp; cash equivalents</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">31,765</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">68,625</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">68,009</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">19,922</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">84,447</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Certificates of deposit in other financial institutions</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">977</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,471</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,474</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,897</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,901</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Securities - available for sale</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">531,010</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">473,927</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">422,868</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">410,669</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">324,181</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Loans receivable:</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Commercial real estate</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">309,905</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">315,087</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">304,851</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">298,257</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">285,701</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Residential real estate</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">268,798</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">268,649</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">276,728</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">286,048</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">284,381</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Commercial business</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">125,922</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">149,414</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">163,896</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">158,140</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">184,406</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Construction and land development</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">110,289</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">104,154</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">97,400</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">93,562</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">89,176</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Multifamily</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">56,869</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">53,639</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">51,933</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">50,571</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">50,701</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Home equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">35,652</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">36,684</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">36,222</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">39,233</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">42,127</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Manufactured Homes</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">32,857</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">26,453</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">26,260</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">24,232</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">21,991</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Government</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">9,841</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">8,462</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">9,372</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,142</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">13,205</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Consumer</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">650</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">544</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">438</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,025</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">467</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Farmland</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">205</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">309</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">315</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">215</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">218</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt;">Total loans</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">950,988</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">963,395</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">967,415</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">961,425</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">972,373</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Deposits:</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Core deposits:</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt;">Noninterest bearing checking</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">287,376</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">275,819</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">286,969</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">241,620</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">258,170</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt;">Interest bearing checking</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">315,575</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">307,148</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">279,984</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">274,867</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">258,734</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt;">Savings</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">284,681</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">277,944</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">271,910</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">254,108</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">240,215</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 36pt;">Money market</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">254,671</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">253,427</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">245,750</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">246,916</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">238,098</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; padding: 0pt 0pt 0pt 54pt;">Total core deposits</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,142,303</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,114,338</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,084,613</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,017,511</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">995,217</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Certificates of deposit</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">263,897</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">280,758</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">282,081</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">284,828</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">285,439</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; padding: 0pt 0pt 0pt 54pt;">Total deposits</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,406,200</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,395,096</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,366,694</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,302,339</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,280,656</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Borrowings and repurchase agreements</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">23,844</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">24,399</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">15,917</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">19,860</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">31,145</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Stockholder's equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">152,569</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">155,569</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">148,770</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">151,689</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">147,873</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>

</table>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGFTR" style="text-align: center; width: 100%">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000">
<div class="PGHDR" style="text-align: left; width: 100%">
<div class="hf-row">
<div class="hf-cell TOCLink">&nbsp;</div>
</div>
</div>
</div>

<p style="font-family: Arial; font-size: 10pt; margin: 0pt; text-align: left;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td colspan="28" style="font-family: Arial; font-size: 10pt; border-top: 1px solid black;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><b>Finward Bancorp</b></p>
			</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td colspan="28" style="font-family: Arial; font-size: 10pt; border-bottom: 1px solid black;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: center;">Quarterly Financial Report</p>
			</td>
		</tr>

</table>

<p style="margin: 0pt; font-family: Arial; font-size: 10pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 30%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Consolidated Statements of Income</b></p>
			</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="18" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Three months ended,</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="6" id=".amt.D8" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Nine months ended,</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(Dollars in thousands)</p>
			</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D8" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">June 30,</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31,</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31,</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D8" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D8" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest income:</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Loans</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,270</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,275</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,746</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,278</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,263</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">31,291</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,589</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Securities &amp; short-term investments</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,396</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,160</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,981</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,733</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,573</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,537</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,021</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total interest income</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,666</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,435</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,727</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,011</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,836</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">37,828</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">38,610</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest expense:</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Deposits</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">452</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">549</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">651</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">827</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,050</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,652</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,494</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Borrowings</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">77</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">98</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">342</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 27pt;">Total interest expense</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">466</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">563</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">681</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">904</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,148</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,710</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,836</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Net interest income</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,200</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,872</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,046</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,107</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,688</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">36,118</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,774</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Provision for loan losses</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">139</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">576</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">578</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,816</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">849</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,293</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,871</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Net interest income after provision for loan losses</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,061</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,296</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,468</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,291</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,839</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">34,825</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">31,903</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Noninterest income:</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Gain on sale of loans held-for-sale, net</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,229</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,116</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">2,049</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,551</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">2,420</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,394</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">6,037</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Fees and service charges</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,473</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,471</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,066</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,488</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,473</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,010</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,673</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Wealth management operations</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">604</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">576</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">607</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">533</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">537</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,787</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,605</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Gain on sale of securities, net</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">590</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">269</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">417</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">974</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">197</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,276</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,374</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Increase in cash value of bank owned life insurance</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">180</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">188</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">169</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">174</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">177</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">537</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">534</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Gain on sale of foreclosed real estate, net</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">-</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">36</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(9</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(49</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">24</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">27</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">127</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Other</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">70</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">24</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">108</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">97</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 27pt;">Total noninterest income</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,146</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,680</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,313</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,701</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,855</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,139</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">13,447</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Noninterest expense:</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Compensation and benefits</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">6,042</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">5,897</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">5,685</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">6,408</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">5,517</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">17,624</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">16,447</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Occupancy and equipment</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,380</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,324</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,372</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,079</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,150</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,076</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,854</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Data processing</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">872</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">597</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">528</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">596</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">583</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,997</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,671</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Marketing</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">334</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">195</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">199</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">168</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">183</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">728</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">571</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Federal deposit insurance premiums</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">236</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">204</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">180</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">217</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">209</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">620</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">564</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;">Other</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,537</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,793</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,529</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,028</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,393</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8,859</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,033</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 27pt;">Total noninterest expense</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,401</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,010</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,493</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,496</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,035</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">33,904</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,140</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Income before income taxes</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,806</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,966</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">5,288</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,496</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">5,659</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">13,060</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">15,210</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Income tax expenses</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">268</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">395</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">745</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">735</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">972</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,408</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,559</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Net income</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.2" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,538</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,571</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,543</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,761</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,687</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt; border-right: 1px solid black;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.7" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,652</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.8" style="width: 7%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,651</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>

</table>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGFTR" style="text-align: center; width: 100%">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000">
<div class="PGHDR" style="text-align: left; width: 100%">
<div class="hf-row">
<div class="hf-cell TOCLink">&nbsp;</div>
</div>
</div>
</div>

<table border="0" cellpadding="0" cellspacing="0" style="font-family: Arial; font-size: 10pt; width: 100%; margin-left: auto; margin-right: auto;">

		<tr style="font-family: Arial; font-size: 10pt;">
			<td colspan="14" style="vertical-align: bottom; width: 98.5%; border-top: 1px solid black; font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Finward Bancorp</b></p>
			</td>
		</tr>
		<tr style="font-family: Arial; font-size: 10pt;">
			<td colspan="14" style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; width: 1.5%; font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Quarterly Financial Report</p>
			</td>
		</tr>

</table>

<p style="margin: 0pt; font-family: Arial; font-size: 10pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Asset Quality</b></p>
			</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">(Unaudited)</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="text-align: center; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D9" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollars in thousands)</p>
			</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">June 30,</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31,</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D8" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31,</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D9" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D8" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D8" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D9" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2020</p>
			</td>
			<td id=".trail.D9" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Nonaccruing loans</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">11,027</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">12,025</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">12,257</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">13,799</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">14,481</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Accruing loans delinquent more than 90 days</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2,516</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">248</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">599</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">566</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">579</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Securities in non-accrual</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,011</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">970</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">944</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">929</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">879</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Foreclosed real estate</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">81</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">368</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">491</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">538</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">501</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total nonperforming assets</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">14,635</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">13,611</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">14,291</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">15,832</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">16,440</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Allowance for loan losses (ALL):</p>
			</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">ALL specific allowances for impaired loans</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,904</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,770</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,884</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,775</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,330</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">ALL general allowances for loan portfolio</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">11,870</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">11,869</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">11,163</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">10,683</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">9,384</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total ALL</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">13,774</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">13,639</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">13,047</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">12,458</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">10,714</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Troubled Debt Restructurings:</p>
			</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B8" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B9" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Nonaccruing troubled debt restructurings, non-compliant (1) (2)</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,126</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,269</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">407</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">155</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">441</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Nonaccruing troubled debt restructurings, compliant (2)</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">102</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">366</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">383</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">113</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Accruing troubled debt restructurings</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1,427</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1,182</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1,210</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1,583</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1,536</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td colspan="1" style="font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total troubled debt restructurings</p>
			</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2,655</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2,451</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.7" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,983</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.8" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.8" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.8" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2,121</td>
			<td id=".trail.8" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.9" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.9" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.9" style="width: 9%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2,090</td>
			<td id=".trail.9" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>

</table>

<p style="margin: 0pt; font-family: Arial; font-size: 10pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: Arial; font-size: 10pt;">

		<tr style="vertical-align: top; font-family: Arial; font-size: 10pt;">
			<td style="width: 36pt; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 18pt; font-family: Arial; font-size: 10pt;">
			<p style="margin: 0pt; text-align: left; font-family: Arial; font-size: 10pt;">(1)</p>
			</td>
			<td style="width: auto; font-family: Arial; font-size: 10pt;">
			<p style="margin: 0pt; text-align: left; font-family: Arial; font-size: 10pt;">"non-compliant" refers to not being within the guidelines of the restructuring agreement</p>
			</td>
		</tr>

</table>

<table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-family: Arial; font-size: 10pt;">

		<tr style="vertical-align: top; font-family: Arial; font-size: 10pt;">
			<td style="width: 36pt; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 18pt; font-family: Arial; font-size: 10pt;">
			<p style="margin: 0pt; text-align: left; font-family: Arial; font-size: 10pt;">(2)</p>
			</td>
			<td style="width: auto; font-family: Arial; font-size: 10pt;">
			<p style="margin: 0pt; text-align: left; font-family: Arial; font-size: 10pt;">included in nonaccruing loan balances presented above</p>
			</td>
		</tr>

</table>

<p style="margin: 0pt; font-family: Arial; font-size: 10pt;">&nbsp;</p>

<hr style="height: 1px; color: #000000; background-color: #000000; width: 100%; border: none; margin: 3pt 0">
<p style="margin: 0pt; font-family: Arial; font-size: 10pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 15%; width: 85%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">(Unaudited)</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: center; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30,</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Required</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">2021</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">To Be Well</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Actual Ratio</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Capitalized</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 64%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Capital Adequacy Bancorp</b></p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Common equity tier 1 capital to risk-weighted assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">13.1</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">N/A</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to risk-weighted assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">13.1</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">N/A</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total capital to risk-weighted assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">14.4</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">N/A</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to adjusted average assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">8.4</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">N/A</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><b>Capital Adequacy Bank</b></p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Common equity tier 1 capital to risk-weighted assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12.8</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">6.5</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to risk-weighted assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12.8</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">8.0</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total capital to risk-weighted assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">14.1</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10.0</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Tier 1 capital to adjusted average assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">8.2</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 15%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">5.0</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
		</tr>

</table>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGFTR" style="text-align: center; width: 100%">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000">
<div class="PGHDR" style="text-align: left; width: 100%">
<div class="hf-row">
<div class="hf-cell TOCLink">&nbsp;</div>
</div>
</div>
</div>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Quarter-to-Date</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><i>(Dollars in thousands)</i></p>
			</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="22" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 56%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Average Balances, Interest, and Rates</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><i>(unaudited)</i></p>
			</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="10" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 23%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30, 2021</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="10" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 23%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30, 2020</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Average<br>
			Balance</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Interest</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Rate (%)</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Average<br>
			Balance</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Interest</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Rate (%)</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><i>ASSETS</i></p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest bearing deposits in other financial institutions</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">53,786</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">12</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.09</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">72,920</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">22</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.12</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Federal funds sold</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,112</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">719</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">7</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">3.89</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Certificates of deposit in other financial institutions</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,262</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">6</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1.90</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,877</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">10</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2.13</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Securities available-for-sale</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">486,993</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2,363</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1.94</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">315,090</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,506</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1.91</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Loans receivable</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">960,274</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">10,270</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">4.28</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">975,794</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">11,263</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">4.62</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Federal Home Loan Bank stock</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">3,247</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">15</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1.85</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">3,918</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">28</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">2.86</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total interest earning assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,506,674</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">12,666</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">3.36</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,370,318</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">12,836</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">3.75</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Cash and non-interest bearing deposits in other financial institutions</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">41,378</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">15,814</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for loan losses</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">(13,688</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">(9,917</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Other noninterest bearing assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">97,290</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">98,879</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,631,654</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,475,094</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 34%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><i>LIABILITIES AND STOCKHOLDERS' EQUITY</i></p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total deposits</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,436,125</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">452</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.13</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,282,698</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,050</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.33</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Repurchase agreements</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">20,970</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">13</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.25</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">16,246</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">15</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.37</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Borrowed funds</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">41</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">1</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">9.76</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,000</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">83</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">2.77</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total interest bearing liabilities</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,457,136</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">466</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.13</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,310,944</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,148</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.35</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Other noninterest bearing liabilities</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,508</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18,034</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total liabilities</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,472,644</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,328,978</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total stockholders' equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">159,010</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">146,116</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total liabilities and stockholders' equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,631,654</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,475,094</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 34%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 34%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: right;">Return on average assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">0.87</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1.27</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: right;">Return on average equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">8.90</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12.83</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: right;">Net interest margin (average earning assets)</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3.24</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">12,200</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3.41</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">11,688</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: right;">Net interest margin (average earning assets) - tax equivalent</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3.46</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3.58</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>

</table>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Year-to-Date</p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><i>(Dollars in thousands)</i></p>
			</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="22" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 56%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Average Balances, Interest, and Rates</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="10" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 23%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30, 2021</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="10" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 23%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">September 30, 2020</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">&nbsp;</td>
			<td id=".lead.D2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D2" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Average<br>
			Balance</p>
			</td>
			<td id=".trail.D2" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Interest</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Rate (%)</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Average<br>
			Balance</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Interest</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="2" id=".amt.D7" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Rate (%)</p>
			</td>
			<td id=".trail.D7" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><i>ASSETS</i></p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Interest bearing deposits in other financial institutions</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">53,774</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">33</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.08</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">42,025</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">91</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.29</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Federal funds sold</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,064</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2,716</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">92</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">4.52</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Certificates of deposit in other financial institutions</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,443</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">21</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1.94</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,859</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">35</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2.51</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Securities available-for-sale</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">435,119</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">6,428</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1.97</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">295,073</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">4,708</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">2.13</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Loans receivable</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">970,740</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">31,291</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">4.30</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">954,985</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">33,589</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">4.69</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Federal Home Loan Bank stock</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">3,535</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">55</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">2.07</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">3,916</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">95</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">3.23</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total interest earning assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,465,675</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">37,828</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">3.44</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,300,574</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">38,610</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">3.96</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Cash and non-interest bearing deposits in other financial institutions</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">37,186</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">17,530</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Allowance for loan losses</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">(13,205</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">(9,508</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Other noninterest bearing assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">97,674</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">98,611</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,587,330</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,407,207</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 34%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;"><i>LIABILITIES AND STOCKHOLDERS' EQUITY</i></p>
			</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;"><i>&nbsp;</i></td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;"><i>&nbsp;</i></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total deposits</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,395,883</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,652</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.16</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,222,497</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">4,494</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.49</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Repurchase agreements</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">17,458</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">35</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.27</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">13,959</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">72</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.69</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Borrowed funds</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">992</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">23</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">3.09</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,386</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">270</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">2.69</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Total interest bearing liabilities</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,414,333</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">1,710</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.16</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,249,842</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">4,836</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">0.52</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">Other noninterest bearing liabilities</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17,052</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">16,270</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total liabilities</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,431,385</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,266,112</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total stockholders' equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">155,945</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">141,095</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; margin-left: 9pt;">Total liabilities and stockholders' equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.2" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,587,330</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,407,207</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 34%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 34%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B2" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B7" style="width: 8%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: right;">Return on average assets</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">0.98</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1.20</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: right;">Return on average equity</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">9.96</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11.96</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: right;">Net interest margin (average earning assets)</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3.29</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">36,118</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3.46</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">33,774</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt; text-align: right;">Net interest margin (average earning assets) - tax equivalent</p>
			</td>
			<td id=".lead.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.2" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.2" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3.49</td>
			<td id=".trail.2" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B4" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 8%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3.62</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">%</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B7" style="text-align: right; font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B7" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 34%;">&nbsp;</td>
			<td id=".lead.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B2" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B2" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">3.28</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 8%;">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.7" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.7" style="width: 8%; font-family: Arial; font-size: 10pt; margin-left: 0pt; text-align: right;">3.44</td>
			<td id=".trail.7" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>

</table>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGFTR" style="text-align: center; width: 100%">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000">
<div class="PGHDR" style="text-align: left; width: 100%">
<div class="hf-row">
<div class="hf-cell TOCLink">&nbsp;</div>
</div>
</div>
</div>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Table 1 - Reconciliation of the Non-GAAP Performance Ratios</p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollars in thousands)</i></p>
			</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="6" id=".amt.D4" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 13%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Three Months Ended</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="6" id=".amt.D6" style="text-align: center; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 13%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Nine Months Ended</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt; padding-bottom: 1px; width: 1%;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(unaudited)</i></p>
			</td>
			<td id=".lead.D3" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td colspan="2" id=".amt.D3" style="text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">September 30, 2021</p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".lead.D4" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td colspan="2" id=".amt.D4" style="text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">September 30, 2020</p>
			</td>
			<td id=".trail.D4" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".lead.D5" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td colspan="2" id=".amt.D5" style="text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; text-align: right; margin: 0pt;">September 30, 2021</p>
			</td>
			<td id=".trail.D5" style="font-family: Arial; font-size: 10pt; width: 1%; text-align: center; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".lead.D6" style="font-family: Arial; font-size: 10pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td colspan="2" id=".amt.D6" style="text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;">September 30, 2020</p>
			</td>
			<td id=".trail.D6" style="font-family: Arial; font-size: 10pt; width: 1%; text-align: center; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core net income</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Net income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,538</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,687</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,652</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,651</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Realized loss/(gain) on securities</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(590</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(197</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(1,276</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(1,374</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core deposit accretion</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">249</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">249</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">745</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">745</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchase discount amortization</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(271</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(398</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(897</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(1,430</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Related tax benefit/(cost)</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">129</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">73</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">300</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">432</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(A)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core net income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,055</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,414</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,524</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,024</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core diluted earnings per share</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(A)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core net income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,055</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,414</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,524</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,024</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Diluted average common shares outstanding</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,479,139</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,463,136</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,476,406</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,461,598</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core diluted earnings per share</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.88</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.27</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.03</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.18</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core return on average assets</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(A)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core net income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,055</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,414</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,524</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,024</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average total assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,631,654</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,475,094</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,587,330</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,407,207</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core return on average assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.75</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.20</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.88</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.04</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core pre-provision net revenue</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Net interest income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,200</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,688</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">36,118</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,774</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Non-interest income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,146</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,855</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,139</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">13,447</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Non-interest expense</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(12,401</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(10,035</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(33,904</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(30,140</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Pre-provision net revenue</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,945</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,508</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14,353</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17,081</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Realized loss/(gain) on securities</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(590</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(197</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(1,276</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(1,374</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core deposit accretion</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">249</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">249</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">745</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">745</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchase discount amortization</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(271</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(398</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(897</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,430</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(B)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core pre-provision net revenue</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,333</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,162</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,925</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">15,022</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core pre-provision net revenue to average assets</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(B)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core pre-provision net revenue</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,333</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">6,162</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,925</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">15,022</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average total assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,631,654</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,475,094</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,587,330</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,407,207</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core pre-provision net revenue to average assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.82</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.67</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.09</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.42</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of tangible assets (excluding PPP)</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Total assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,609,924</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,474,034</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,609,924</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">1,474,034</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Goodwill</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Other Intangibles</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(3,374</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(4,368</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(3,374</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(4,368</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Paycheck Protection Plan ("PPP") loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(32,892</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(91,453</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(32,892</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(91,453</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(C)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Tangible assets (excluding PPP)</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,562,549</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,367,104</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,562,549</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,367,104</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of tangible common equity</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Total stockholder's equity</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">152,569</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">147,873</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">152,569</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">147,873</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Goodwill</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Other intangibles</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(3,374</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,368</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(3,374</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,368</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(D)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Tangible common equity</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">138,086</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">132,396</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">138,086</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">132,396</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="4" style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 53%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of tangible common equity to tangible assets (excluding PPP)</b></p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(D)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Tangible common equity</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">138,086</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">132,396</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">138,086</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">132,396</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(C)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Tangible assets (excluding PPP)</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,562,549</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,367,104</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,562,549</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,367,104</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Tangible common equity to tangible assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8.84</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9.68</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8.84</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9.68</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of average tangible common equity</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average stockholder's common equity</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">159,010</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">146,116</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">155,945</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">141,095</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average goodwill</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(11,109</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average other intangibles</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(3,523</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,517</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(3,768</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,763</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(E)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average tangible stockholders' common equity</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">144,378</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">130,490</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">141,068</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">125,223</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core return on average common equity</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(A)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core net income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">3,055</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,414</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,524</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,024</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(E)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average tangible common equity</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">144,378</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130,490</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">141,068</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">125,223</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core return on average common equity</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8.46</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13.53</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9.95</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11.74</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>

</table>

<p style="margin: 0pt;">&nbsp;</p>

<div class="PGBK" style="width: 100%; margin-left: 0pt; margin-right: 0pt">
<div class="PGFTR" style="text-align: center; width: 100%">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>

<hr style="PAGE-BREAK-AFTER: always; border: none; width: 100%; height: 2px; color: #000000; background-color: #000000">
<div class="PGHDR" style="text-align: left; width: 100%">
<div class="hf-row">
<div class="hf-cell TOCLink">&nbsp;</div>
</div>
</div>
</div>

<p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left">&nbsp;</p>

<table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Arial; text-indent: 0px;">

		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core yield on loans</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest income on loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,270</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,263</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">31,291</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,589</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Loan accretion income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(271</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(398</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(897</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,430</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Adjusted interest income on loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,999</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,865</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,394</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">32,159</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average loan balances</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">960,274</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">975,794</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">970,740</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">954,985</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core yield on loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4.17</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4.45</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4.17</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4.49</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="background-color: rgb(204, 238, 255);">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">&nbsp;</td>
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of adjusted allowance for loan loss to total loans</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Allowance for loan losses</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(13,774</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(9,866</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(13,774</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(9,866</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Additional reserves not part of the allowance for loan loss</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(2,572</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,587</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(2,572</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,587</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(F)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Adjusted allowance for loan loss</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(16,346</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(14,453</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(16,346</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(14,453</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Total loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">956,352</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">981,902</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">956,352</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">981,902</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Adjusted allowance for loan loss to total loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.71</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.47</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.71</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.47</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="4" style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 53%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of adjusted allowance for loan loss to nonperforming loans</b></p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(F)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Adjusted allowance for loan loss</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(16,346</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(14,453</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(16,346</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(14,453</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Nonperforming loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,543</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,060</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,543</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,060</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Adjusted allowance for loan loss to nonperforming loans (coverage ratios)</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">120.70</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">95.97</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">120.70</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">95.97</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td colspan="4" style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 53%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of adjusted allowance for loan loss to total loans excluding PPP</b></p>
			</td>
			<td id=".trail.D3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(F)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Adjusted allowance for loan loss</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(16,346</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(14,453</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(16,346</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(14,453</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Total loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">956,352</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">975,794</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">956,352</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">954,985</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">PPP loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(32,892</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(91,453</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(32,892</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">(91,453</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Total loans excluding PPP</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">923,460</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">884,341</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">923,460</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">863,532</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Adjusted allowance for loan loss to total loans excluding PPP</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.77</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.63</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.77</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.67</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core revenue</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Net interest income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,200</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,688</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">36,118</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,774</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Non-interest income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,146</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">4,855</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,139</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">13,447</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Realized loss/(gain) on securities</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(590</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(197</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,276</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,374</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(G)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core revenue</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">15,756</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,346</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">46,981</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">45,847</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core non-interest expense</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Non-interest expense</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,401</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">10,035</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,904</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">30,140</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core deposit accretion</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">249</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">249</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">745</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">745</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchase discount amortization</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(271</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(398</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(897</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,430</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(H)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core non-interest expense</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,379</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,886</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">33,752</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">29,455</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core efficiency ratio</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(H)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core non-interest expense</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,379</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">9,886</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,752</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">29,455</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(G)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core revenue</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,756</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">16,346</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">46,981</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">45,847</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core efficiency ratio</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">78.57</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">60.48</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">71.84</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">64.25</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of core non-interest expense to total average assets</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin-top: 0pt; margin-bottom: 0pt;">(H)</p>
			</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core non-interest expense</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,379</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">9,886</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,752</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">29,455</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Average total assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,631,654</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,475,094</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,587,330</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,407,207</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Core non-interest expense to total average assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.76</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.67</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2.13</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2.09</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td style="width: 51%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B3" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B4" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B5" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".lead.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".amt.B6" style="width: 9%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".trail.B6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Calculation of tax adjusted net interest margin</b></p>
			</td>
			<td id=".lead.B3" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B3" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B3" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B4" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B4" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B4" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B5" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B5" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B5" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".lead.B6" style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td id=".symb.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
			<td id=".amt.B6" style="font-family: Arial; font-size: 10pt; width: 9%;"><b>&nbsp;</b></td>
			<td id=".trail.B6" style="font-family: Arial; font-size: 10pt; width: 1%;"><b>&nbsp;</b></td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Net interest income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">12,200</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">11,688</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">36,118</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">$</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt;">33,774</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Tax adjusted interest on securities and loans</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">851</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">567</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,273</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,497</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Adjusted net interest income</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,051</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,255</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">38,391</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">35,271</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Total average earning assets</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,506,674</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,370,318</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,465,675</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt; padding-bottom: 1px;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,300,574</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">&nbsp;</td>
		</tr>
		<tr style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: Arial; font-size: 10pt;">
			<td style="font-family: Arial; font-size: 10pt; width: 1%;">&nbsp;</td>
			<td style="font-family: Arial; font-size: 10pt; margin-left: 0pt; width: 51%;">
			<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">Tax adjusted net interest margin</p>
			</td>
			<td id=".lead.3" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.3" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.3" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.46</td>
			<td id=".trail.3" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.4" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.4" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.4" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.58</td>
			<td id=".trail.4" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.5" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.5" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.5" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.49</td>
			<td id=".trail.5" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
			<td id=".lead.6" style="width: 1%; font-family: Arial; font-size: 10pt;">&nbsp;</td>
			<td id=".symb.6" style="width: 1%; font-family: Arial; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);">&nbsp;</td>
			<td id=".amt.6" style="width: 9%; text-align: right; font-family: Arial; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.62</td>
			<td id=".trail.6" nowrap="true" style="width: 1%; font-family: Arial; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td>
		</tr>

</table>

<p style="font-family: Arial; font-size: 10pt; font-variant: normal; margin: 0pt;">&nbsp;</p>

<div class="LAST-PAGE-BREAK">
<div class="PGFTR">
<div class="hf-row">
<div class="hf-cell PGNUM">&nbsp;</div>
</div>
</div>
</div>


</body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>fnwd-20211109.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Generated by ThunderDome Portal - 11/8/2021 1:01:12 PM-->
<xsd:schema xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:stpr="http://xbrl.sec.gov/stpr/2021" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns:country="http://xbrl.sec.gov/country/2021" xmlns:sic="http://xbrl.sec.gov/sic/2021" xmlns:currency="http://xbrl.sec.gov/currency/2021" xmlns:exch="http://xbrl.sec.gov/exch/2021" xmlns:fnwd="http://www.fnwd.com/20211109" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.fnwd.com/20211109">
<xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
<xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
<xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/stpr/2021" schemaLocation="https://xbrl.sec.gov/stpr/2021/stpr-2021.xsd"/>
<xsd:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
<xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/dei/2021" schemaLocation="https://xbrl.sec.gov/dei/2021/dei-2021.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/country/2021" schemaLocation="https://xbrl.sec.gov/country/2021/country-2021.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/sic/2021" schemaLocation="https://xbrl.sec.gov/sic/2021/sic-2021.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/currency/2021" schemaLocation="https://xbrl.sec.gov/currency/2021/currency-2021.xsd"/>
<xsd:import namespace="http://xbrl.sec.gov/exch/2021" schemaLocation="https://xbrl.sec.gov/exch/2021/exch-2021.xsd"/>

<xsd:annotation>
<xsd:appinfo>
<link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="fnwd-20211109_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
<link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="fnwd-20211109_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
<link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="fnwd-20211109_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
<link:roleType id="statement-document-and-entity-information" roleURI="http://www.fnwd.com/20211109/role/statement-document-and-entity-information">
<link:definition xmlns="http://www.xbrl.org/2003/linkbase">000 - Document - Document And Entity Information</link:definition>
<link:usedOn>link:calculationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:presentationLink</link:usedOn>
</link:roleType>
</xsd:appinfo>
</xsd:annotation>
<xsd:element abstract="true" id="fnwd_DocumentAndEntityInformation" name="DocumentAndEntityInformation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>4
<FILENAME>fnwd-20211109_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Generated by ThunderDome Portal - 11/8/2021 1:01:12 PM-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" xlink:type="simple"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" xlink:type="simple"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" xlink:type="simple"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" xlink:type="simple"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" xlink:type="simple"/>
<link:roleRef roleURI="http://www.fnwd.com/20211109/role/statement-document-and-entity-information" xlink:href="fnwd-20211109.xsd#statement-document-and-entity-information" xlink:type="simple"/>
<link:definitionLink xlink:role="http://www.fnwd.com/20211109/role/statement-document-and-entity-information" xlink:type="extended">
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain-default" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentInformationTable" xlink:label="dei_DocumentInformationTable" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentInformationLineItems" xlink:label="dei_DocumentInformationLineItems" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LegalEntityAxis" xlink:label="dei_LegalEntityAxis" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="dei_DocumentType" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" xlink:type="locator"/>
<link:definitionArc order="0" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="dei_LegalEntityAxis" xlink:to="dei_EntityDomain" xlink:type="arc"/>
<link:definitionArc order="1" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="dei_LegalEntityAxis" xlink:to="dei_EntityDomain-default" xlink:type="arc"/>

<link:definitionArc order="0" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="dei_DocumentInformationTable" xlink:to="dei_LegalEntityAxis" xlink:type="arc"/>


<link:definitionArc order="0" xbrldt:closed="true" xbrldt:contextElement="segment" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentInformationTable" xlink:type="arc"/>
<link:definitionArc order="1" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentType" xlink:type="arc"/>
<link:definitionArc order="2" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" xlink:type="arc"/>
<link:definitionArc order="3" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityRegistrantName" xlink:type="arc"/>
<link:definitionArc order="4" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" xlink:type="arc"/>
<link:definitionArc order="5" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityFileNumber" xlink:type="arc"/>
<link:definitionArc order="6" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" xlink:type="arc"/>
<link:definitionArc order="7" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" xlink:type="arc"/>
<link:definitionArc order="8" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" xlink:type="arc"/>
<link:definitionArc order="9" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" xlink:type="arc"/>
<link:definitionArc order="10" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" xlink:type="arc"/>
<link:definitionArc order="11" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_CityAreaCode" xlink:type="arc"/>
<link:definitionArc order="12" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_LocalPhoneNumber" xlink:type="arc"/>
<link:definitionArc order="13" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_WrittenCommunications" xlink:type="arc"/>
<link:definitionArc order="14" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SolicitingMaterial" xlink:type="arc"/>
<link:definitionArc order="15" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" xlink:type="arc"/>
<link:definitionArc order="16" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" xlink:type="arc"/>
<link:definitionArc order="17" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_Security12bTitle" xlink:type="arc"/>
<link:definitionArc order="18" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_TradingSymbol" xlink:type="arc"/>
<link:definitionArc order="19" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_SecurityExchangeName" xlink:type="arc"/>
<link:definitionArc order="20" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" xlink:type="arc"/>
<link:definitionArc order="21" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_AmendmentFlag" xlink:type="arc"/>
<link:definitionArc order="22" xbrldt:closed="true" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityCentralIndexKey" xlink:type="arc"/>

</link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>fnwd-20211109_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Generated by ThunderDome Portal - 11/8/2021 1:01:12 PM-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple"/>
<link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple"/>
<link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain" xlink:type="locator"/>
<link:label xlink:label="dei_EntityDomain-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity [Domain]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityDomain" xlink:to="dei_EntityDomain-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LegalEntityAxis" xlink:label="dei_LegalEntityAxis" xlink:type="locator"/>
<link:label xlink:label="dei_LegalEntityAxis-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal Entity [Axis]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LegalEntityAxis" xlink:to="dei_LegalEntityAxis-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentInformationLineItems" xlink:label="dei_DocumentInformationLineItems" xlink:type="locator"/>
<link:label xlink:label="dei_DocumentInformationLineItems-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Line Items]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentInformationLineItems-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentInformationTable" xlink:label="dei_DocumentInformationTable" xlink:type="locator"/>
<link:label xlink:label="dei_DocumentInformationTable-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Information [Table]</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentInformationTable" xlink:to="dei_DocumentInformationTable-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="dei_DocumentType" xlink:type="locator"/>
<link:label xlink:label="dei_DocumentType-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document, Type</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xlink:type="locator"/>
<link:label xlink:label="dei_DocumentPeriodEndDate-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document, Period End Date</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" xlink:type="locator"/>
<link:label xlink:label="dei_EntityRegistrantName-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Registrant Name</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:type="locator"/>
<link:label xlink:label="dei_EntityIncorporationStateCountryCode-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Incorporation, State or Country Code</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" xlink:type="locator"/>
<link:label xlink:label="dei_EntityFileNumber-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, File Number</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" xlink:type="locator"/>
<link:label xlink:label="dei_EntityTaxIdentificationNumber-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Tax Identification Number</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" xlink:type="locator"/>
<link:label xlink:label="dei_EntityAddressAddressLine1-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Address, Address Line One</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" xlink:type="locator"/>
<link:label xlink:label="dei_EntityAddressCityOrTown-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Address, City or Town</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" xlink:type="locator"/>
<link:label xlink:label="dei_EntityAddressStateOrProvince-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Address, State or Province</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" xlink:type="locator"/>
<link:label xlink:label="dei_EntityAddressPostalZipCode-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Address, Postal Zip Code</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" xlink:type="locator"/>
<link:label xlink:label="dei_CityAreaCode-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" xlink:type="locator"/>
<link:label xlink:label="dei_LocalPhoneNumber-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" xlink:type="locator"/>
<link:label xlink:label="dei_WrittenCommunications-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" xlink:type="locator"/>
<link:label xlink:label="dei_SolicitingMaterial-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" xlink:type="locator"/>
<link:label xlink:label="dei_PreCommencementTenderOffer-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:type="locator"/>
<link:label xlink:label="dei_PreCommencementIssuerTenderOffer-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" xlink:type="locator"/>
<link:label xlink:label="dei_Security12bTitle-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" xlink:type="locator"/>
<link:label xlink:label="dei_TradingSymbol-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" xlink:type="locator"/>
<link:label xlink:label="dei_SecurityExchangeName-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" xlink:type="locator"/>
<link:label xlink:label="dei_EntityEmergingGrowthCompany-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Emerging Growth Company</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" xlink:type="locator"/>
<link:label xlink:label="dei_AmendmentFlag-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag-label" xlink:type="arc"/>

<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" xlink:type="locator"/>
<link:label xlink:label="dei_EntityCentralIndexKey-label" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity, Central Index Key</link:label>
<link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey-label" xlink:type="arc"/>

</link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>fnwd-20211109_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<!--Generated by ThunderDome Portal - 11/8/2021 1:01:12 PM-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<link:roleRef roleURI="http://www.fnwd.com/20211109/role/statement-document-and-entity-information" xlink:href="fnwd-20211109.xsd#statement-document-and-entity-information" xlink:type="simple"/>
<link:presentationLink xlink:role="http://www.fnwd.com/20211109/role/statement-document-and-entity-information" xlink:type="extended">
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LegalEntityAxis" xlink:label="dei_LegalEntityAxis" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentInformationTable" xlink:label="dei_DocumentInformationTable" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentInformationLineItems" xlink:label="dei_DocumentInformationLineItems" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="dei_DocumentType" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" xlink:type="locator"/>
<link:loc xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" xlink:type="locator"/>
<link:presentationArc order="0" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_LegalEntityAxis" xlink:to="dei_EntityDomain" xlink:type="arc"/>

<link:presentationArc order="0" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="dei_LegalEntityAxis" xlink:type="arc"/>

<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationTable" xlink:to="dei_DocumentInformationLineItems" xlink:type="arc"/>
<link:presentationArc order="0" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityRegistrantName" xlink:type="arc"/>
<link:presentationArc order="1" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentType" xlink:type="arc"/>
<link:presentationArc order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" xlink:type="arc"/>
<link:presentationArc order="3" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" xlink:type="arc"/>
<link:presentationArc order="4" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityFileNumber" xlink:type="arc"/>
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<link:presentationArc order="7" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" xlink:type="arc"/>
<link:presentationArc order="8" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" xlink:type="arc"/>
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<link:presentationArc order="10" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_CityAreaCode" xlink:type="arc"/>
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<link:presentationArc order="12" preferredLabel="http://www.xbrl.org/2003/role/label" xbrldt:closed="true" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_DocumentInformationLineItems" xlink:to="dei_WrittenCommunications" xlink:type="arc"/>
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</link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>fnwd20211107_8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2021"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="fnwd-20211109.xsd" xlink:type="simple"/>
    <context id="d20218K">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000919864</identifier>
        </entity>
        <period>
            <startDate>2021-11-09</startDate>
            <endDate>2021-11-09</endDate>
        </period>
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    <dei:AmendmentFlag contextRef="d20218K">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey contextRef="d20218K">0000919864</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="d20218K">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="d20218K">2021-11-09</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="d20218K">FINWARD BANCORP</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="d20218K">IN</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="d20218K">000-26128</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="d20218K">35-1927981</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="d20218K">9204 Columbia Avenue</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="d20218K">Munster</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="d20218K">IN</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="d20218K">46321</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="d20218K">219</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="d20218K">836-4400</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="d20218K">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="d20218K">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="d20218K">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="d20218K">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="d20218K">Common stock</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="d20218K">FNWD</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="d20218K">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="d20218K">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.21.2</span><table class="report" border="0" cellspacing="2" id="idm140657261729176">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Nov. 09, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity, Registrant Name</a></td>
<td class="text">FINWARD BANCORP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document, Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document, Period End Date</a></td>
<td class="text">Nov.  09,  2021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity, Incorporation, State or Country Code</a></td>
<td class="text">IN<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity, File Number</a></td>
<td class="text">000-26128<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity, Tax Identification Number</a></td>
<td class="text">35-1927981<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity, Address, Address Line One</a></td>
<td class="text">9204 Columbia Avenue<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity, Address, City or Town</a></td>
<td class="text">Munster<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity, Address, State or Province</a></td>
<td class="text">IN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity, Address, Postal Zip Code</a></td>
<td class="text">46321<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">219<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">836-4400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">FNWD<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity, Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity, Central Index Key</a></td>
<td class="text">0000919864<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
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<td>xbrli:booleanItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
