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Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2025
Regulated Operations [Abstract]  
Schedule of Company's and Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios are presented in the table as of the dates indicated:

 

 

 

 

 

 

 

 

Minimum For Capital

 

Minimum To Be Well

 

 

 

 

 

 

 

Adequacy Purposes

 

Capitalized Under

 

 

 

 

 

 

 

Plus Capital

 

Prompt Corrective

 

 

Actual

 

Conservation Buffer

 

Action Provisions

 

 

Amount

 

 

Ratio

 

Amount

 

 

Ratio

 

Amount

 

 

Ratio

 

 

 

 

 

 

 

(dollars in thousands)

 

 

 

 

 

As of March 31, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk Weighted Assets)

 

$

156,357

 

 

16.23%

 

$

101,157

 

 

10.50%

 

$

96,340

 

 

10.00%

Tier 1 Capital (to Risk Weighted Assets)

 

 

146,931

 

 

15.25%

 

 

81,889

 

 

8.50%

 

 

77,072

 

 

8.00%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

 

146,931

 

 

15.25%

 

 

67,438

 

 

7.00%

 

 

62,621

 

 

6.50%

Tier 1 Capital (to Average Assets)

 

 

146,931

 

 

10.31%

 

 

56,997

 

 

4.00%

 

 

71,246

 

 

5.00%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk Weighted Assets)

 

$

154,753

 

 

16.58%

 

$

98,010

 

 

10.50%

 

$

93,343

 

 

10.00%

Tier 1 Capital (to Risk Weighted Assets)

 

 

145,235

 

 

15.56%

 

 

79,342

 

 

8.50%

 

 

74,674

 

 

8.00%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

 

145,235

 

 

15.56%

 

 

65,340

 

 

7.00%

 

 

60,673

 

 

6.50%

Tier 1 Capital (to Average Assets)

 

 

145,235

 

 

10.47%

 

 

55,479

 

 

4.00%

 

 

69,349

 

 

5.00%