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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income $ 1,297 $ 621
Adjustments to reconcile net income to net cash provided by operating activities:    
(Accretion) amortization of securities, net (73) 10
(Benefit) provision for credit losses (10) 147
Change in deferred loan costs/fees 76 51
Gain on sales of loans, net 0 (35)
Proceeds from sales of loans 0 2,309
Loans originated for sale, net (83) (2,274)
Depreciation and amortization expense 75 75
Increase in accrued interest receivable (328) (285)
Increase in accrued interest payable 670 381
Increase in bank-owned life insurance (116) (118)
Deferred income tax expense 294 174
ESOP expense 131 119
Stock-based compensation expense 322 324
Increase in other assets (243) (237)
Decrease in other liabilities (2,643) (1,691)
Net cash used in operating activities (631) (429)
Cash flows from investing activities:    
Purchases of held-to-maturity securities 0 (1,500)
Proceeds from paydowns and maturities of held-to-maturity securities 5,160 1,154
Purchases of available-for-sale securities (8,088) 0
Proceed from payments and maturities of available-for-sale securities 822 2,500
Investment in low-income housing tax credit fund (2,992) 0
Purchase of Federal Home Loan Bank Stock (730) 0
Redemption of Federal Home Loan Bank stock 730 115
Loan originations and principal collections, net (41,176) (27,346)
Purchase of loans 0 (3,945)
Capital expenditures (18) (20)
Net cash used in investing activities (46,292) (29,042)
Cash flows from financing activities:    
Net change in demand deposits, interest-bearing checking, savings and money market accounts 6,679 (3,660)
Net increase in time deposits 31,408 37,092
Proceeds from long-term Federal Home Loan Bank advances 25,000 0
Repayments of long-term Federal Home Loan Bank advances (25,000) (25,000)
Net change in short-term Federal Home Loan Bank advances 0 15,000
Payments for shares repurchased under share repurchase plan (673) (629)
Net cash provided by financing activities 37,414 22,803
Net increase in cash and cash equivalents (9,509) (6,668)
Cash and cash equivalents at beginning of year 157,617 119,036
Cash and cash equivalents at end of period 148,108 112,368
Supplemental disclosures:    
Interest paid 11,643 10,172
Income taxes paid $ 225 $ 210