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v3.26.1

Note 10 - Fair Value of Financial Instruments (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2026
Notes Tables |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] |
|  | March 31, 2026 |
|  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total Fair |
|  | Inputs |  |  | Inputs |  |  | Inputs |  |  | Value |
|  | (In Thousands) |
Financial assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Available-for-sale securities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
U.S. government and agency obligations |  | $ | - |  |  | $ | 3,968 |  |  | $ | - |  |  | $ | 3,968 |
U.S. treasury obligations |  |  | 43,926 |  |  |  | - |  |  |  | - |  |  |  | 43,926 |
Municipal obligations |  |  | - |  |  |  | 115,816 |  |  |  | - |  |  |  | 115,816 |
Corporate obligations |  |  | - |  |  |  | 1,970 |  |  |  | - |  |  |  | 1,970 |
Mortgage-backed securities |  |  | - |  |  |  | 25,777 |  |  |  | - |  |  |  | 25,777 |
Collateralized mortgage obligations |  |  | - |  |  |  | 76,899 |  |  |  | - |  |  |  | 76,899 |
Asset-backed securities |  |  | - |  |  |  | 6,531 |  |  |  | - |  |  |  | 6,531 |
Loans held-for-sale |  |  | - |  |  |  | 9,904 |  |  |  | - |  |  |  | 9,904 |
Forward TBA mortgage-backed securities |  |  | - |  |  |  | 231 |  |  |  | - |  |  |  | 231 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest rate lock commitments |  |  | - |  |  |  | - |  |  |  | 101 |  |  |  | 101 |
Mandatory forward commitments |  |  | - |  |  |  | 8 |  |  |  | - |  |  |  | 8 |
|  | December 31, 2025 |
|  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total Fair |
|  | Inputs |  |  | Inputs |  |  | Inputs |  |  | Value |
|  | (In Thousands) |
Financial assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Available-for-sale securities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
U.S. government and agency obligations |  | $ | - |  |  | $ | 4,155 |  |  | $ | - |  |  | $ | 4,155 |
U.S. treasury obligations |  |  | 44,308 |  |  |  | - |  |  |  | - |  |  |  | 44,308 |
Municipal obligations |  |  | - |  |  |  | 118,324 |  |  |  | - |  |  |  | 118,324 |
Corporate obligations |  |  | - |  |  |  | 1,971 |  |  |  | - |  |  |  | 1,971 |
Mortgage-backed securities |  |  | - |  |  |  | 26,494 |  |  |  | - |  |  |  | 26,494 |
Collateralized mortgage obligations |  |  | - |  |  |  | 79,661 |  |  |  | - |  |  |  | 79,661 |
Asset-backed securities |  |  | - |  |  |  | 6,779 |  |  |  | - |  |  |  | 6,779 |
Loans held-for-sale |  |  | - |  |  |  | 7,452 |  |  |  | - |  |  |  | 7,452 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Forward TBA mortgage-backed securities |  |  | - |  |  |  | 55 |  |  |  | - |  |  |  | 55 |
Interest rate lock commitments |  |  | - |  |  |  | - |  |  |  | 49 |  |  |  | 49 |
Fair Value Measurements, Nonrecurring [Table Text Block] |
|  | March 31, 2026 |
|  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total Fair |
|  | Inputs |  |  | Inputs |  |  | Inputs |  |  | Value |
|  | (In Thousands) |
Collateral-dependent loans individually evaluated, net of ACL |  | $ | - |  |  | $ | - |  |  | $ | 58 |  |  | $ | 58 |
|  | December 31, 2025 |
|  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total Fair |
|  | Inputs |  |  | Inputs |  |  | Inputs |  |  | Value |
|  | (In Thousands) |
Collateral-dependent loans individually evaluated, net of ACL |  | $ | - |  |  | $ | - |  |  | $ | 189 |  |  | $ | 189 |
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] |
|  | As of or For the |
|  | Three Months Ended |
|  | March 31, |
|  | 2026 |  |  | 2025 |
|  | Interest Rate Lock Commitments |
|  | (In Thousands) |
Beginning balance |  | $ | (49 | ) |  | $ | (103 | )
Purchases and issuances |  |  | (246 | ) |  |  | (18 | )
Sales and settlements |  |  | 194 |  |  |  | 93 |
Ending balance |  | $ | (101 | ) |  | $ | (28 | )
Unrealized (losses) gains related to items held during the period |  | $ | (52 | ) |  | $ | 75 |
Fair Value, by Balance Sheet Grouping [Table Text Block] |
|  | March 31, 2026 |
|  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total |  |  | Carrying |
|  | Inputs |  |  | Inputs |  |  | Inputs |  |  | Fair Value |  |  | Amount |
|  | (In Thousands) |
Financial assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 53,733 |  |  | $ | - |  |  | $ | - |  |  | $ | 53,733 |  |  | $ | 53,733 |
FHLB stock |  |  | - |  |  |  | 2,734 |  |  |  | - |  |  |  | 2,734 |  |  |  | 2,734 |
FRB stock |  |  | - |  |  |  | 4,131 |  |  |  | - |  |  |  | 4,131 |  |  |  | 4,131 |
Loans receivable, gross |  |  | - |  |  |  | - |  |  |  | 1,505,005 |  |  |  | 1,505,005 |  |  |  | 1,519,286 |
Mortgage servicing rights |  |  | - |  |  |  | - |  |  |  | 19,747 |  |  |  | 19,747 |  |  |  | 14,909 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Time certificates of deposit |  |  | - |  |  |  | - |  |  |  | 471,506 |  |  |  | 471,506 |  |  |  | 472,783 |
FHLB advances and other borrowings |  |  | - |  |  |  | - |  |  |  | 27,062 |  |  |  | 27,062 |  |  |  | 26,667 |
Other long-term debt |  |  | - |  |  |  | - |  |  |  | 44,273 |  |  |  | 44,273 |  |  |  | 45,155 |
|  | December 31, 2025 |
|  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total |  |  | Carrying |
|  | Inputs |  |  | Inputs |  |  | Inputs |  |  | Fair Value |  |  | Amount |
|  | (In Thousands) |
Financial assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 62,962 |  |  | $ | - |  |  | $ | - |  |  | $ | 62,962 |  |  | $ | 62,962 |
FHLB stock |  |  | - |  |  |  | 2,650 |  |  |  | - |  |  |  | 2,650 |  |  |  | 2,650 |
FRB stock |  |  | - |  |  |  | 4,131 |  |  |  | - |  |  |  | 4,131 |  |  |  | 4,131 |
Loans receivable, gross |  |  | - |  |  |  | - |  |  |  | 1,493,348 |  |  |  | 1,493,348 |  |  |  | 1,519,019 |
Mortgage servicing rights |  |  | - |  |  |  | - |  |  |  | 20,302 |  |  |  | 20,302 |  |  |  | 15,043 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Time certificates of deposit |  |  | - |  |  |  | - |  |  |  | 461,201 |  |  |  | 461,201 |  |  |  | 462,172 |
Federal Funds Purchased |  |  | - |  |  |  | - |  |  |  | 105 |  |  |  | 105 |  |  |  | 105 |
FHLB advances and other borrowings |  |  | - |  |  |  | - |  |  |  | 38,447 |  |  |  | 38,447 |  |  |  | 37,917 |
Other long-term debt |  |  | - |  |  |  | - |  |  |  | 43,905 |  |  |  | 43,905 |  |  |  | 45,155 |
Impaired Loans and Real Estate and Other Repossessed Assets [Member] |
Notes Tables |
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] |
|  | Principal |  | Significant |  | Range of |
|  | Valuation |  | Unobservable |  | Significant Input |
Instrument |  | Technique |  | Inputs |  | Values |
Collateral-dependent loans individually evaluated |  | Fair value of underlying collateral |  | Discount applied to the obtained appraisal |  |  | 10 - 30% |
Real estate and other repossessed assets |  | Fair value of collateral |  | Discount applied to the obtained appraisal |  |  | 10 - 30% |
Interest rate lock commitments |  | Internal pricing model |  | Pull-through expectations |  |  | 85 - 96% |

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