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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 3,984 $ 3,239
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
Provision for credit losses 279 42
Depreciation 1,260 1,287
Net amortization of investment securities premiums and discounts 190 170
Amortization of mortgage servicing rights 620 365
Amortization of right-of-use assets 99 119
Amortization of core deposit intangibles 271 320
Compensation expense related to restricted stock awards 195 163
ESOP compensation expense for allocated shares 127 97
Net gain on sale of loans (1,678) (1,349)
Originations of loans held-for-sale (69,255) (35,557)
Proceeds from sales of loans held-for-sale 67,995 43,780
Net loss on sale of real estate owned and other repossessed assets 12 0
Net gain on insurance proceeds related to premises and equipment (484) 0
Net gain on sale/disposal of premises and equipment (16) 0
Net appreciation in cash surrender value of life insurance (362) (332)
Net change in:    
Accrued interest and dividends receivable 835 (381)
Other assets 180 382
Accrued expenses and other liabilities (8,975) (10,461)
Net cash (used in) provided by operating activities (4,723) 1,884
CASH FLOWS FROM INVESTING ACTIVITIES:    
Maturities, principal payments and calls 3,888 5,327
Purchases 0 (3,023)
FHLB stock (purchased) redeemed (84) 677
Loan origination and principal collection, net (300) (2,865)
Insurance proceeds related to premises and equipment 484 0
Purchases of premises and equipment, net (461) (1,622)
Net cash provided by (used in) investing activities 3,527 (1,506)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 4,477 8,738
Net short-term payments on FHLB and other borrowings (105) (4,728)
Advances on long-term FHLB and other borrowings 0 10,000
Payments on long-term FHLB and other borrowings (11,250) (21,250)
Purchase of treasury stock 0 (755)
Dividends paid (1,155) (1,137)
Net cash used in financing activities (8,033) (9,132)
NET DECREASE IN CASH AND CASH EQUIVALENTS (9,229) (8,754)
CASH AND CASH EQUIVALENTS, beginning of period 62,962 31,559
CASH AND CASH EQUIVALENTS, end of period 53,733 22,805
SUPPLEMENTAL CASH FLOW INFORMATION:    
Cash paid during the period for interest 7,696 11,471
NON-CASH OPERATING, INVESTING AND FINANCING ACTIVITIES:    
(Decrease) increase in fair value of securities available-for-sale (2,722) 1,640
Mortgage servicing rights recognized 486 271
Right-of-use assets obtained in exchange for lease liabilities 0 3
Loans transferred to real estate and other assets acquired in foreclosure 0 5
Premises and equipment acquired through non-cash trade-in $ 27 $ 0