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Investment Securities (Tables)

3 Months Ended

Mar. 31, 2026

Investments, Debt and Equity Securities [Abstract]

Schedule of Marketable Securities

The amortized cost and approximate fair values, together with gross unrealized gains and losses, of investment securities are as follows:

			March 31, 2026
			Amortized Cost						Gross Unrealized Gains						Gross Unrealized Losses						Fair Value
Available for sale
SBA Pools			$	3,320					$	—					$	(372)					$	2,948
Federal agencies			15,000						—						(956)						14,044
State and municipal obligations			155,681						142						(28,090)						127,733
Mortgage-backed securities - government-sponsored enterprises (GSE) residential			106,885						48						(16,004)						90,929
Corporate obligations			11,500						—						(1,635)						9,865
			292,386						190						(47,057)						245,519
Held to maturity
State and municipal obligations			2,353						7						(58)						2,302
			2,353						7						(58)						2,302
Total investment securities			$	294,739					$	197					$	(47,115)					$	247,821

			December 31, 2025
			Amortized Cost						Gross Unrealized Gains						Gross Unrealized Losses						Fair Value
Available for sale
SBA Pools			$	3,473					$	—					$	(349)					$	3,124
Federal agencies			15,000						—						(939)						14,061
State and municipal obligations			157,102						160						(25,444)						131,818
Mortgage-backed securities - government-sponsored enterprises (GSE) residential			108,586						93						(15,574)						93,105
Corporate obligations			11,500						—						(1,693)						9,807
			295,661						253						(43,999)						251,915
Held to maturity
State and municipal obligations			2,748						7						(38)						2,717
			2,748						7						(38)						2,717
Total investment securities			$	298,409					$	260					$	(44,037)					$	254,632

Schedule of Investments Classified by Contractual Maturity Date

The amortized cost and fair value of investment securities at March 31, 2026, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.

			Available for Sale												Held to Maturity
			Amortized Cost						Fair Value						Amortized Cost						Fair Value
Within one year			$	1,143					$	1,136					$	365					$	365
One to five years			23,840						22,851						928						928
Five to ten years			49,238						44,128						450						447
After ten years			111,280						86,475						610						562
			185,501						154,590						2,353						2,302
Mortgage-backed securities –GSE residential			106,885						90,929						—						—
Totals			$	292,386					$	245,519					$	2,353					$	2,302

Schedule of Debt Securities, Held-to-Maturity, Credit Quality Indicator

The following table summarizes the amortized cost of held to maturity securities by credit quality indicator as of March 31, 2026 and December 31, 2025:

			State and municipal obligations
			March 31, 2026						December 31, 2025
AA+			$	175					$	350
A+			190						375
Not rated			1,988						2,023
			$	2,353					$	2,748

Schedule of Unrealized Gain (Loss) on Investments

The following tables show the Company’s investment securities by gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2026 and December 31, 2025:

Description of Securities			March 31, 2026
			Less Than 12 Months												12 Months or More												Total
			Fair Value						Unrealized Losses						Fair Value						Unrealized Losses						Fair Value						Unrealized Losses
Available for sale
SBA Pools			$	—					$	—					$	2,719					$	(372)					$	2,719					$	(372)
Federal agencies			—						—						14,044						(956)						14,044						(956)
State and municipal obligations			540						(10)						123,542						(28,080)						124,082						(28,090)
Mortgage-backed securities - GSE residential			1,816						(32)						85,186						(15,972)						87,002						(16,004)
Corporate obligations			—						—						9,865						(1,635)						9,865						(1,635)
Total available for sale			2,356						(42)						235,356						(47,015)						237,712						(47,057)
Held to maturity
State and municipal obligations			277						(3)						915						(55)						1,192						(58)
Total			$	2,633					$	(45)					$	236,271					$	(47,070)					$	238,904					$	(47,115)

Description of Securities			December 31, 2025
			Less Than 12 Months												12 Months or More												Total
			Fair Value						Unrealized Losses						Fair Value						Unrealized Losses						Fair Value						Unrealized Losses
Available for sale
SBA Pools			$	89					$	—					$	2,856					$	(349)					$	2,945					$	(349)
Federal agencies			—						—						14,061						(939)						14,061						(939)
State and municipal obligations			—						—						127,699						(25,444)						127,699						(25,444)
Mortgage-backed securities - GSE residential			907						(4)						88,088						(15,570)						88,995						(15,574)
Corporate obligations			—						—						9,807						(1,693)						9,807						(1,693)
Total available for sale			996						(4)						242,511						(43,995)						243,507						(43,999)
Held to maturity
State and municipal obligations			—						—						996						(38)						996						(38)
Total			$	996					$	(4)					$	243,507					$	(44,033)					$	244,503					$	(44,037)

X

- Definition

Tabular disclosure of credit quality indicator for investment in debt security measured at amortized cost (held-to-maturity).

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

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