<SEC-DOCUMENT>0000943374-25-000520.txt : 20251217
<SEC-HEADER>0000943374-25-000520.hdr.sgml : 20251217
<ACCEPTANCE-DATETIME>20251217172740
ACCESSION NUMBER:		0000943374-25-000520
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		17
FILED AS OF DATE:		20251217
DATE AS OF CHANGE:		20251217
EFFECTIVENESS DATE:		20251217

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Rhinebeck Bancorp, Inc.
		CENTRAL INDEX KEY:			0001751783
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-292212
		FILM NUMBER:		251580350

	BUSINESS ADDRESS:	
		STREET 1:		2 JEFFERSON PLAZA
		CITY:			POUGHKEEPSIE
		STATE:			NY
		ZIP:			12601
		BUSINESS PHONE:		845-454-8555

	MAIL ADDRESS:	
		STREET 1:		2 JEFFERSON PLAZA
		CITY:			POUGHKEEPSIE
		STATE:			NY
		ZIP:			12601
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>s8_121725.htm
<DESCRIPTION>RHINEBECK BANCORP, INC. FORM S-8 REGISTRATION STATEMENT DECEMBER 17, 2025
<TEXT>
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    <div style="text-align: right;"><font style="font-weight: bold;">Registration No. 333-</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt" class="TRGRRTFtoHTMLTab">&#160;</font></div>
    <div style="text-align: center; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-weight: bold;">As filed with the Securities and Exchange Commission on December 17, 2025</div>
    <div style="text-align: center; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">UNITED STATES</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;"> Washington, D.C.&#160; 20549</font></div>
    <div style="text-align: center; font-size: 12pt;">_________________________</div>
    <div style="text-align: center; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">FORM S-8</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">REGISTRATION STATEMENT</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">UNDER</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">THE SECURITIES ACT OF 1933</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">Rhinebeck Bancorp, Inc.</div>
    <div style="text-align: center; font-size: 8pt;">(Exact Name of Registrant as Specified in its Charter)</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zb982787bf6d54e38b9c97238bfa1078d">

        <tr>
          <td style="width: 50.02%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">Maryland</div>
          </td>
          <td style="width: 49.98%; vertical-align: top;">
            <div style="text-align: center; font-size: 12pt; font-weight: bold;">83-2117268</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50.02%; vertical-align: top;">
            <div style="text-align: center; font-size: 8pt;">(State or Other Jurisdiction of</div>
          </td>
          <td style="width: 49.98%; vertical-align: top;">
            <div style="text-align: center; font-size: 8pt;">(I.R.S. Employer Identification No.)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50.02%; vertical-align: top;">
            <div style="text-align: center; font-size: 8pt;">Incorporation or Organization)</div>
          </td>
          <td style="width: 49.98%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">2 Jefferson Plaza</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">Poughkeepsie, New York 12601</div>
    <div style="text-align: center;"><font style="font-size: 8pt;">(Address of Principal Executive Offices)</font><font style="font-size: 12pt; font-weight: bold;"></font></div>
    <div style="text-align: center;"><font style="font-size: 12pt; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center;"><font style="font-size: 12pt; font-weight: bold;">Rhinebeck Bancorp, Inc. 2025 Equity Incentive Plan</font></div>
    <div style="text-align: center;"><font style="font-size: 8pt;">(Full Title of the Plan)</font></div>
    <div style="text-align: center;"><font style="font-size: 8pt;"></font></div>
    <div style="text-align: center;"> <br>
    </div>
    <div style="text-align: center;">Copies to:</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zcc1a581766e944deb480e549ca151255">

        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Matthew J. Smith</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">Scott A. Brown, Esq.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">President and Chief Executive Officer</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">Brendan M. Saxon, Esq.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Rhinebeck Bancorp, Inc.</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">Luse Gorman, PC</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">2 Jefferson Plaza</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">5335 Wisconsin Ave., N.W., Suite 780</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Poughkeepsie, New York 12601</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">Washington, DC 20015-2035</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">(845) 454-8555</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">
            <div style="text-align: center;">(202) 274-2000</div>
          </td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">(Name, Address and Telephone</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">
            <div style="text-align: center;">Number of Agent for Service)</div>
          </td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 47.34%; vertical-align: top;">&#160;</td>
          <td style="width: 5.34%; vertical-align: top;">&#160;</td>
          <td style="width: 47.32%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of &#8220;large
      accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Securities Exchange Act of 1934, as amended:</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zb9adecde4b33410e8d09ac50aab73803">

        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Large accelerated filer &#9744;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div>Accelerated filer &#9744;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Non-accelerated filer&#160; &#8999;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div>Smaller reporting company&#8999;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.66%; vertical-align: top;">
            <div>Emerging growth company&#9744;</div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
      Section 7(a)(2)(B) of the Securities Act. &#9744;</div>
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    <div><br>
    </div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-weight: bold;">PART I.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">INFORMATION


        REQUIRED IN THE SECTION 10(a) PROSPECTUS</font></div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-weight: bold;">Items 1 and 2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 108pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">Plan Information; and Registrant Information and Employee Plan Annual Information</font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">The documents containing the information specified in Part I of Form S-8 have been or will be sent or given to participants in the Rhinebeck Bancorp, Inc. 2025 Equity Incentive
      Plan (the &#8220;Plan&#8221;) as specified by Rule 428(b)(1) promulgated by the Securities and Exchange Commission (the &#8220;Commission&#8221;) under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;).</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Such documents are not being filed with the Commission but constitute (along with the documents incorporated by reference into this Registration Statement pursuant to Item 3 of
      Part II hereof) a prospectus that meets the requirements of Section 10(a) of the Securities Act.</div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-weight: bold;">PART II.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">INFORMATION


        REQUIRED IN THE REGISTRATION STATEMENT</font></div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-weight: bold;">Item 3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">Incorporation


        of Documents by Reference</font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">The following documents previously filed by Rhinebeck Bancorp, Inc. (the &#8220;Company&#8221;) with the Commission under the Securities Exchange Act of 1934, as amended (the &#8220;Exchange
      Act&#8221;), are incorporated herein by reference (other than any such documents or portions thereof that are furnished under Item 2.02 or Item 7.01 of Form&#160;8-K,&#160;unless otherwise indicated therein, including any exhibits included with such items):</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">(a)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>The Company&#8217;s <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000012/rbkb-20241231x10k.htm">Annual Report on Form 10-K for the year ended December 31, 2024</a>, filed with the Commission on March 25, 2025 (File No. 001-38779) pursuant
      to Section 13(a) of the Exchange Act (including information specifically incorporated by reference therein from the Company&#8217;s definitive proxy statement on Schedule 14A, filed on April 15, 2025);</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">(b)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>The Company&#8217;s Quarterly Reports on Form 10-Q for <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000026/rbkb-20250331x10q.htm">the quarter ended March 31, 2025</a>, filed with the Commission on May 13, 2025, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000042/rbkb-20250630x10q.htm">the quarter ended June 30, 2025</a>, filed with the Commission on August 12, 2025, and <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000054/rbkb-20250930x10q.htm">the quarter ended September 30, 2025</a>, filed with the Commission on November 13, 2025 (File No. 001-38779 for all);</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">(c)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>The Company&#8217;s Current Reports on Form 8-K filed with the
      Commission on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000008/rbkb-20250321x8k.htm">March 21, 2025</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000018/rbkb-20250415x8k.htm">April


        15, 2025</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000029/rbkb-20250521x8k.htm">May 21, 2025</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000039/rbkb-20250807x8k.htm">August


        7, 2025</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000094337425000402/form8k_091625.htm">September 16, 2025</a>, and <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000047/rbkb-20251021x8k.htm">October 21, 2025</a> (File No. 001-38779 for all); and</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">(d)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>The description of the Company&#8217;s common stock contained in
      the <a href="https://www.sec.gov/Archives/edgar/data/1751783/000094337419000021/form8-a_011519.htm">Registration Statement on Form 8-A</a>, filed with the Commission on January 16, 2019, to register the Company&#8217;s common stock under the Exchange Act
      (Commission File No. 001-38779), including any amendment or report filed for the purpose of updating such information.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">All documents subsequently filed by the Company with the Commission pursuant to Sections 13(a), 13(c), 14, or 15(d) of the Exchange Act, after the date hereof, and prior to the
      filing of a post-effective amendment which indicates that all securities offered hereby have been sold or which deregisters all securities then remaining unsold, shall be deemed incorporated by reference into this Registration Statement and to be a
      part thereof from the date of the filing of such documents.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Any statement contained in the documents incorporated, or deemed to be incorporated, by reference herein or therein shall be deemed to be modified or superseded for purposes of
      this Registration Statement and the prospectus to the extent that a statement contained herein or therein or in any other subsequently filed document which also is, or is deemed to be, incorporated by reference herein or therein modifies or
      supersedes such statement.&#160; Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement and the prospectus.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">All information appearing in this Registration Statement and the prospectus is qualified in its entirety by the detailed information, including financial statements, appearing in
      the documents incorporated herein or therein by reference.</div>
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    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="text-align: justify; margin-bottom: 12pt; font-weight: bold;">Item 4.&#160; Description of Securities</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Not applicable.</div>
    <div style="text-align: justify; margin-bottom: 12pt; font-weight: bold;">Item 5.&#160; Interests of Named Experts and Counsel</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">None.</div>
    <div style="text-align: justify; margin-bottom: 12pt; font-weight: bold;">Item 6.&#160;&#160;Indemnification of Directors and Officers</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Articles 10 and 11 of the Articles of Incorporation of Rhinebeck Bancorp, Inc. (the &#8220;Corporation&#8221;) set forth circumstances under which directors, officers, employees and agents
      of the Company may be insured or indemnified against liability which they incur in their capacities as such.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">A.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">Indemnification.&#160; </font>The Corporation shall indemnify (1) its current and former directors and officers, whether serving the Corporation or at its request any other entity, to the fullest extent required or permitted
      by the Maryland General Corporation Law (the &#8220;MGCL&#8221;) now or hereafter in force, including the advancement of expenses under the procedures and to the fullest extent permitted by law, and (2)&#160;other employees and agents to such extent as shall be
      authorized by the Board of Directors and permitted by law; provided, however, that, except as provided in Section&#160;B of this Article 10 with respect to proceedings to enforce rights to indemnification, the Corporation shall indemnify any such
      indemnitee in connection with a proceeding (or part thereof) initiated by such indemnitee only if such proceeding (or part thereof) was authorized by the Board of Directors of the Corporation.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">B.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">Procedure.&#160; </font>If a claim under Section&#160;A of this Article&#160;10 is not paid in full by the Corporation within sixty (60) days after a written claim has been received by the Corporation, except in the case of a claim for
      an advancement of expenses, in which case the applicable period shall be twenty (20) days, the indemnitee may at any time thereafter bring suit against the Corporation to recover the unpaid amount of the claim.&#160; If successful in whole or in part in
      any such suit, or in a suit brought by the Corporation to recover an advancement of expenses pursuant to the terms of an undertaking, the indemnitee shall also be entitled to be reimbursed the expense of prosecuting or defending such suit.&#160; It shall
      be a defense to any action for advancement of expenses that the Corporation has not received both (i) an undertaking as required by law to repay such advances in the event it shall ultimately be determined that the standard of conduct has not been
      met and (ii)&#160;a written affirmation by the indemnitee of his good faith belief that the standard of conduct necessary for indemnification by the Corporation has been met.&#160; In (i) any suit brought by the indemnitee to enforce a right to indemnification
      hereunder (but not in a suit brought by the indemnitee to enforce a right to an advancement of expenses) it shall be a defense that, and (ii)&#160;any suit by the Corporation to recover an advancement of expenses pursuant to the terms of an undertaking
      the Corporation shall be entitled to recover such expenses upon a final adjudication that, the indemnitee has not met the applicable standard for indemnification set forth in the MGCL.&#160; Neither the failure of the Corporation (including its Board of
      Directors, independent legal counsel, or its stockholders) to have made a determination prior to the commencement of such suit that indemnification of the indemnitee is proper in the circumstances because the indemnitee has met the applicable
      standard of conduct set forth in the MGCL, nor an actual determination by the Corporation (including its Board of Directors, independent legal counsel, or its stockholders) that the indemnitee has not met such applicable standard of conduct, shall
      create a presumption that the indemnitee has not met the applicable standard of conduct, or, in the case of such a suit brought by the indemnitee, be a defense to such suit.&#160; In any suit brought by the indemnitee to enforce a right to indemnification
      or to an advancement of expenses hereunder, or by the Corporation to recover an advancement of expenses pursuant to the terms of an undertaking, the burden of proving that the indemnitee is not entitled to be indemnified, or to such advancement of
      expenses, under this Article&#160;10 or otherwise, shall be on the Corporation.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">C.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">Non-Exclusivity.&#160; </font>The rights to indemnification and to the advancement of expenses conferred in this Article&#160;10 shall not be exclusive of any other right that any Person may have or hereafter acquire under any
      statute, these Articles, the Corporation&#8217;s Bylaws, any agreement, any vote of stockholders or the Board of Directors, or otherwise.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">D.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">Insurance.&#160; </font>The Corporation may maintain insurance, at its expense, to insure itself and any director, officer, employee or agent of the Corporation or another corporation, partnership, joint venture, trust or
      other enterprise against any expense, liability or loss, whether or not the Corporation would have the power to indemnify such Person against such expense, liability or loss under the MGCL.</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">E.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">Miscellaneous.&#160; </font>The Corporation shall not be liable for any payment under this Article&#160;10 in connection with a claim made by any indemnitee to the extent such indemnitee has otherwise actually received payment
      under any insurance policy, agreement, or otherwise, of the amounts otherwise indemnifiable hereunder.&#160; The rights to indemnification and to the advancement of expenses conferred in Sections&#160;A and B of this Article&#160;10 shall be contract rights and
      such rights shall continue as to an indemnitee who has ceased to be a director or officer and shall inure to the benefit of the indemnitee&#8217;s heirs, executors and administrators.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">F.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">Limitations Imposed by Federal Law. </font> Notwithstanding any other provision set forth in this Article 10, in no event shall any payments made by the Corporation pursuant to this Article 10 exceed the amount
      permissible under applicable federal law, including, without limitation, Section 18(k) of the Federal Deposit Insurance Act and the regulations promulgated thereunder.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Any repeal or modification of this Article&#160;10 by the stockholders of the Corporation or the Board of Directors shall not in any way diminish any rights to indemnification or
      advancement of expenses of such director or officer or the obligations of the Corporation arising hereunder with respect to events occurring, or claims made, while this Article&#160;10 is in force.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">ARTICLE&#160;11.&#160; Limitation of Liability.&#160; </font>An officer or director of the Corporation, as such, shall not be liable to the Corporation or its
      stockholders for money damages, except (A)&#160;to the extent that it is proved that the Person actually received an improper benefit or profit in money, property or services, for the amount of the benefit or profit in money, property or services actually
      received; or (B) to the extent that a judgment or other final adjudication adverse to the Person is entered in a proceeding based on a finding in the proceeding that the Person&#8217;s action, or failure to act, was the result of active and deliberate
      dishonesty and was material to the cause of action adjudicated in the proceeding; or (C)&#160;to the extent otherwise provided by the MGCL.&#160; If the MGCL is amended to further eliminate or limit the personal liability of officers and directors, then the
      personal liability of officers and directors of the Corporation shall be eliminated or limited to the fullest extent permitted by the MGCL, as so amended.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Any repeal or modification of the foregoing paragraph by the stockholders of the Corporation shall not adversely affect any right or protection of a director or officer of the
      Corporation existing at the time of such repeal or modification.</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-weight: bold;">Item 7.&#160; Exemption From Registration Claimed.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">Not applicable.</div>
    <div><br>
    </div>
    <div style="text-align: justify; font-weight: bold;">Item 8.&#160; List of Exhibits.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z746e6fff8fa2465eaebcc85fee16e28a">

        <tr>
          <td style="width: 19.91%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Regulation S-K</div>
            <div style="text-align: center;">Exhibit Number</div>
          </td>
          <td style="width: 2.82%; vertical-align: bottom;">&#160;</td>
          <td style="width: 77.26%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Document</div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1751783/000114420418048865/tv502109_ex3-1.htm">3.1</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="https://www.sec.gov/Archives/edgar/data/1751783/000114420418048865/tv502109_ex3-1.htm">Articles of Incorporation of Rhinebeck Bancorp, Inc. (Incorporated by reference to the Registration Statement on Form S-1 of Rhinebeck Bancorp,
                Inc. (File No. 333-227266), originally filed on September 10, 2018)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1751783/000175178319000003/rbkb-20190924ex3124d6571.htm">3.2</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="https://www.sec.gov/Archives/edgar/data/1751783/000175178319000003/rbkb-20190924ex3124d6571.htm">Amended and Restated Bylaws of Rhinebeck Bancorp, Inc. (Incorporated by reference to the Company&#8217;s Current Report on Form 8-K filed
                on September 27, 2019)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/1751783/000114420418048865/tv502109_ex4.htm">4</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="https://www.sec.gov/Archives/edgar/data/1751783/000114420418048865/tv502109_ex4.htm">Form of Common Stock Certificate (Incorporated by reference to Exhibit 4 to the Registration Statement on Form S-1 (File No. 333-227266)
                originally filed with the Commission on September 10, 2018)</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex5-s8_121725.htm">5</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex5-s8_121725.htm">Opinion of Luse Gorman, PC*</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000019/rbkb-20250521xdef14a.htm">10.1</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div style="text-align: justify;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1751783/000175178325000019/rbkb-20250521xdef14a.htm">Rhinebeck Bancorp, Inc. 2025 Equity Incentive Plan (incorporated by reference to Appendix A to the
                proxy statement for the Annual Meeting of Shareholders of Rhinebeck Bancorp, Inc., filed under the Exchange Act on April 15, 2025 (File No. 001-38779))</a></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zcc027e190683491c958e40fa0f36c38c">

        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex10-2s8_121725.htm">10.2</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex10-2s8_121725.htm">Form of Restricted Stock Award Agreement*</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex10-3s8_121725.htm">10.3</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex10-3s8_121725.htm">Form of Incentive Stock Option Award Agreement*</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex10-4s8_121725.htm">10.4</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex10-4s8_121725.htm">Form of Non-Qualified Stock Option Award Agreement*</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex5-s8_121725.htm">23.1</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex5-s8_121725.htm">Consent of Luse Gorman, PC (contained in Exhibit 5)*</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="ex23-2s8_121725.htm">23.2</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="ex23-2s8_121725.htm">Consent of Wolf &amp; Company, P.C. (Independent Registered Public Accounting Firm)*</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;"><a href="#POWEROFATTORNEY">24</a></div>
          </td>
          <td style="width: 2.82%; vertical-align: top;"><br>
          </td>
          <td style="width: 77.26%; vertical-align: top;">
            <div><a href="#POWEROFATTORNEY">Power of Attorney (contained on signature page)*</a></div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">&#160;</td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 19.91%; vertical-align: top;">
            <div style="text-align: center;">107</div>
          </td>
          <td style="width: 2.82%; vertical-align: top;">&#160;</td>
          <td style="width: 77.26%; vertical-align: top;">
            <div>Calculation of Filing Fee Tables*</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify;">*Filed herewith.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za692047c493a47bab7b63a4701246074">

        <tr>
          <td style="width: 72pt; vertical-align: top; font-weight: bold;">Item 9.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-weight: bold;">Undertakings</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">The undersigned registrant hereby undertakes:</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">1.<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>To file, during any period in which offers or sales are
      being made, a post-effective amendment to the Registration Statement:</div>
    <div style="text-align: justify; text-indent: 72pt; margin-bottom: 12pt;">(i)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>to include any prospectus required by Section 10(a)(3) of
      the Securities Act;</div>
    <div style="text-align: justify; text-indent: 72pt; margin-bottom: 12pt;">(ii)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>to reflect in the prospectus any facts or events arising
      after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration statement.&#160;
      Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum
      offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) (Section 230.424(b)) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate
      offering price set forth in the &#8220;Calculation of Filing Fee Tables&#8221; in the effective registration statement;</div>
    <div style="text-align: justify; text-indent: 72pt; margin-bottom: 12pt;">(iii)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>to include any material information with respect to the
      plan of distribution not previously disclosed in this Registration Statement or any material change to such information in this Registration Statement;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">provided, however, that paragraphs 1(i) and 1(ii) above do not apply if the information required to be included in a post-effective amendment by these paragraphs is contained in
      reports filed with or furnished to the Commission by the Company pursuant to Section 13 or Section 15(d) of the Exchange Act that are incorporated by reference in this Registration Statement;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">2.<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>That, for the purpose of determining any liability under the
      Securities Act, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide</font> offering thereof;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">3.<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>To remove from registration by means of a post-effective
      amendment any of the securities being registered which remain unsold at the termination of the offering;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">4.<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>That, for purposes of determining any liability under the
      Securities Act, each filing of the registrant&#8217;s annual report pursuant to Section 13(a) or 15(d) of the Exchange Act that is incorporated by reference in the Registration Statement shall be deemed to be a new registration statement relating to the
      securities offered therein, and the offering of such securities at that time shall be deemed to be the initial <font style="font-style: italic;">bona fide</font> offering thereof; and</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">5.<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>Insofar as indemnification for liabilities arising under the
      Securities Act may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the Commission such indemnification is against
      public policy as expressed in the Securities Act and is, therefore, unenforceable.&#160; In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer
      or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the
      opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act and will be
      governed by the final adjudication of such issue.</div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">SIGNATURES</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold;">The Registrant.</font>&#160; Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to
      believe that it meets all of the requirements for filing on Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Poughkeepsie, State of New York, on the 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>
      day of December 2025.</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zc3c1fbaaddcf449d8fdf9d30d91ae16f">

        <tr>
          <td style="width: 60.08%; vertical-align: top;">&#160;</td>
          <td style="width: 39.92%; vertical-align: top;">
            <div style="font-weight: bold;">RHINEBECK BANCORP, INC.</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 60.08%; vertical-align: top;">
            <div style="text-align: right;">By:</div>
          </td>
          <td style="width: 39.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Matthew J. Smith<br>
          </td>
        </tr>
        <tr>
          <td style="width: 60.08%; vertical-align: top;">&#160;</td>
          <td style="width: 39.92%; vertical-align: top;">
            <div style="text-align: justify;">Matthew J. Smith</div>
          </td>
        </tr>
        <tr>
          <td style="width: 60.08%; vertical-align: top;">&#160;</td>
          <td style="width: 39.92%; vertical-align: top;">
            <div style="text-align: justify;">President and Chief Executive Officer</div>
          </td>
        </tr>
        <tr>
          <td style="width: 60.08%; vertical-align: top;">&#160;</td>
          <td style="width: 39.92%; vertical-align: top;">
            <div style="text-align: justify;">(Duly Authorized Representative)</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;"><a name="POWEROFATTORNEY"><!--Anchor--></a>POWER OF ATTORNEY</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">We, the undersigned directors and officers of Rhinebeck Bancorp, Inc. (the &#8220;Company&#8221;) hereby severally constitute and appoint Matthew J. Smith and Kevin Nihill, and each of them,
      as our true and lawful attorneys and agents, to do any and all things in our names in the capacities indicated below which said Matthew J. Smith and Kevin Nihill may deem necessary or advisable to enable the Company to comply with the Securities Act
      of 1933, as amended, and any rules, regulations and requirements of the Securities and Exchange Commission, in connection with the registration of shares of common stock to be issued under the Rhinebeck Bancorp, Inc. 2025 Equity Incentive Plan,
      including specifically, but not limited to, power and authority to sign for us in our names in the capacities indicated below the registration statement and any and all amendments (including post-effective amendments) thereto; and we hereby approve,
      ratify and confirm all that said Matthew J. Smith and Kevin Nihill shall do or cause to be done by virtue thereof.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Pursuant to the requirements of the Securities Act of 1933, as amended, this Registration Statement on Form S-8 has been signed by the following persons in the capacities and on
      the date indicated.</div>
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          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Matthew J. Smith</td>
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          <td style="width: 33.8%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.88%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.88%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.88%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.88%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top;">
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          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.88%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.88%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top;">&#160;</td>
          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.88%; vertical-align: top;">&#160;</td>
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          <td style="width: 33.8%; vertical-align: top;">
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          <td style="width: 2.84%; vertical-align: top;">&#160;</td>
          <td style="width: 34.25%; vertical-align: top;">&#160;</td>
          <td style="width: 3.22%; vertical-align: top;">&#160;</td>
          <td style="width: 25.88%; vertical-align: top;">&#160;</td>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Christopher W. Chestney</td>
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          <td style="width: 27.9%; vertical-align: top;">
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>December 17, 2025</div>
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          <td style="width: 32.92%; vertical-align: top;">
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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        <tr>
          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Freddimir Garcia</td>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
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          <td style="width: 32.92%; vertical-align: top;">
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top; border-bottom: #000000 2px solid;">&#160;/s/ Steven Howell</td>
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          <td style="width: 27.9%; vertical-align: top;">
            <div>Director</div>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
            <div>December 17, 2025</div>
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          <td style="width: 32.92%; vertical-align: top;">
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
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          <td style="width: 32.92%; vertical-align: top;">
            <div>Shannon Martin LaFrance</div>
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
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          <td style="width: 32.92%; vertical-align: top;">
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top; border-bottom: 2px solid black;">
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">
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          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
          <td style="width: 6.16%; vertical-align: top;">&#160;</td>
          <td style="width: 26.84%; vertical-align: top;">&#160;</td>
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          <td style="width: 32.92%; vertical-align: top;">&#160;</td>
          <td style="width: 6.18%; vertical-align: top;">&#160;</td>
          <td style="width: 27.9%; vertical-align: top;">&#160;</td>
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<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>ex5-s8_121725.htm
<DESCRIPTION>OPINION OF LUSE GORMAN, PC
<TEXT>
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    <div style="text-align: right; font-weight: bold;">EXHIBIT 5</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">LUSE GORMAN, PC</div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">ATTORNEYS AT LAW</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">5335 WISCONSIN AVENUE, N.W., SUITE 780</div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">WASHINGTON, D.C. 20015</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">TELEPHONE (202) 274-2000</div>
    <div style="text-align: center; font-size: 8pt; font-weight: bold;">FACSIMILE (202) 362-2902</div>
    <div style="text-align: center; font-size: 8pt;">www.luselaw.com</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>December 17, 2025</div>
    <div><br>
    </div>
    <div>Board of Directors</div>
    <div>Rhinebeck Bancorp, Inc.</div>
    <div>2 Jefferson Plaza</div>
    <div>Poughkeepsie, New York 12601</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z6d7b0abb76b6465986777c70be071c9c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-weight: bold;">Re:</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-weight: bold;"><u>Rhinebeck Bancorp, Inc. - Registration Statement on Form S-8</u></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>Members of the Board of Directors:</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">You have requested the opinion of this firm as to certain matters in connection with the registration of 600,000 shares of common stock,
      $0.01 par value per share (the &#8220;Shares&#8221;), of Rhinebeck Bancorp, Inc. (the &#8220;Company&#8221;) to be issued pursuant to the Rhinebeck Bancorp, Inc. 2025 Equity Incentive Plan (the &#8220;Equity Plan&#8221;).</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">In rendering the opinion expressed herein, we have reviewed the Articles of Incorporation and Bylaws of the Company, the Equity Plan,
      the Company&#8217;s Registration Statement on Form S-8 (the &#8220;Form S-8&#8221;), as well as resolutions of the board of directors of the Company and applicable statutes and regulations governing the Company.&#160; We have assumed the authenticity, accuracy and
      completeness of all documents in connection with the opinion expressed herein.&#160; We have also assumed the legal capacity and genuineness of the signatures of persons signing all documents in connection with which the opinions expressed herein are
      rendered. The law covered by the opinions expressed herein is limited to the federal law of the United States of America and the law of the State of Maryland.&#160;</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">Based on the foregoing, we are of the following opinion:</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">Following the effectiveness of the Form S-8, the Shares of the Company, when issued in accordance with the terms and conditions of the
      Equity Plan, will be legally issued, fully paid and non-assessable.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;">This opinion has been prepared solely for the use of the Company in connection with the preparation and filing of the Form S-8, and
      shall not be used for any other purpose or relied upon by any other person without the prior express written consent of this firm.&#160; We hereby consent to the use of this opinion in the Form S-8.&#160;By giving such consent, we do not hereby admit that we are in the category of persons whose consent is required under Section&#160;7 of the Securities Act of 1933, as amended.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zafafe86fcc2c4554b2699f3f1d5ab23d" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;">
            <div>Very truly yours,</div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.86%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;/s/ Luse Gorman, PC<br>
          </td>
        </tr>
        <tr>
          <td style="width: 49.86%; vertical-align: top;">&#160;</td>
          <td style="width: 50.14%; vertical-align: top;">
            <div>LUSE GORMAN, PC</div>
          </td>
        </tr>

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<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>ex10-2s8_121725.htm
<DESCRIPTION>FORM OF RESTRICTED STOCK AWARD AGREEMENT
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 10.2</font><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">RESTRICTED STOCK AWARD AGREEMENT</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">Granted by</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-variant: small-caps; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">under the</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">2025 EQUITY INCENTIVE PLAN</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">This restricted stock award agreement (&#8220;<font style="font-weight: bold;">Restricted
        Stock Award</font>&#8221; or &#8220;<font style="font-weight: bold;">Agreement</font>&#8221;) is and will be subject in every respect to the provisions of the 2025 Equity Incentive Plan (the &#8220;<font style="font-weight: bold;">Plan</font>&#8221;) of Rhinebeck Bancorp, Inc. (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;)
      which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement.&#160; Copies of the Plan&#160; and related prospectus have been provided or made available to each person granted a Restricted Stock Award pursuant
      to the Plan.&#160; The holder of this Restricted Stock Award (the &#8220;<font style="font-weight: bold;">Participant</font>&#8221;) hereby accepts this Restricted Stock Award, subject to all the terms
      and provisions of the Plan and this Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee responsible for administering the Plan (the &#8220;<font style="font-weight: bold;">Committee</font>&#8221;) or the Board of Directors of the Company will be final, binding and conclusive upon the Participant and the Participant&#8217;s heirs, legal representatives, successors and permitted assigns.&#160;
      Except where the context otherwise requires, the term &#8220;Company&#8221; will include the parent and all present and future subsidiaries of the Company as defined in Section 424(e) and 424(f) of the Internal Revenue Code of 1986, as amended from time to time
      (the &#8220;<font style="font-weight: bold;">Code</font>&#8221;).&#160; Capitalized terms used herein but not defined will have the same meaning as in the Plan.</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">1.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif;"><font style="font-weight: bold;">Name of Participant</font>:______________________________________________________</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">2.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Date of Grant</font><font style="font-family: 'Times New Roman', Times, serif;">:</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; width: 324pt;">_______________________________
                </font></div>
            </td>
          </tr>

      </table>
      <font style="font-size: 12pt;"></font></div>
    <div><br>
      <font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 324pt"></font><font style="font-size: 1px;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; width: 36pt;"> <br>
        </font></font></div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z1eb1c047ca2c49cca3fb12a5e818031f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">3.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-weight: bold;">Total number of shares of Company
                  common stock, $0.01 par value per share, covered by the Restricted Stock Award:</font>______<br>
                (subject to adjustment pursuant to Section 9 hereof).</div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z5054e7c0d4d94eb99eceb63d9acd6195" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">4.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-weight: bold;">Vesting Schedule</font>.&#160; Except
                as otherwise provided in this Agreement, this Restricted Stock Award first becomes earned in accordance with the vesting schedule specified herein.</div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> <br>
              </div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
                <div>The Restricted Stock granted under this Agreement shall vest in ___ (__) equal annual installments, with the first installment vesting
                  on the first anniversary of the date of grant, or __________, 20__, and succeeding installments on each anniversary thereafter, through _________, 20__, subject to accelerated vesting under Section 8 and 10 of this Agreement.&#160; To the
                  extent the Restricted Stock awarded are not equally divisible by &#8220;___,&#8221; any excess Restricted Stock shall vest on _________, 20__.</div>
                <div> <br>
                </div>
                <div>Vesting will automatically accelerate pursuant to Sections 2.7 and 4.1 of the Plan (in the event of death, Disability or Involuntary
                  Termination at or following a Change in Control).</div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">1</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">5.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Grant of Restricted Stock Award</font>.</div>
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><br>
                <div>The Restricted Stock Award will be in the form of issued and outstanding shares of Stock that will be either registered in the name of
                  the Participant and held by the Company, together with a stock power executed by the Participant in favor of the Company, pending the vesting or forfeiture of the Restricted Stock, or registered in the name of, and delivered to, the
                  Participant.&#160; Notwithstanding the foregoing, the Company may, in its sole discretion, issue Restricted Stock in any other format (e.g., electronically) in order to facilitate the paperless transfer of such Awards.</div>
                <div> <br>
                </div>
                <div>If certificated, the certificates evidencing the Restricted Stock Award will bear a legend restricting the transferability of the
                  Restricted Stock.&#160; The Restricted Stock awarded to the Participant will not be sold, encumbered hypothecated or otherwise transferred except in accordance with the terms of the Plan and this Agreement.</div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <table cellspacing="0" cellpadding="0" id="z206f0fd1a38a4afb8226fd9b293a1b3c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">6.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Terms and Conditions</font>.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z64756abfd3d24c2e91e96478b7a1ff92" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 34.95pt;"><br>
          </td>
          <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">6.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">The Participant will have the right to vote the shares of Restricted Stock awarded hereunder on matters which require shareholder vote.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z8cf511c6c2714691b6c3f7e82632ed67" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 31.5pt; vertical-align: top; font-size: 12pt;">6.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Any cash dividends or distributions declared with respect to shares of Stock subject to the Restricted Stock Award will be retained and distributed to the Participant
              within thirty (30) days after the Restricted Stock vests.&#160; If the Restricted Stock does not vest, the dividends will be forfeited by the Participant.&#160; No dividend will be paid with respect to any Restricted Stock Award subject to
              performance-based vesting conditions unless and until the Participant vests in such Restricted Stock Award.&#160; Any stock dividends declared on shares of Stock subject to a Restricted Stock Award will be subject to the same restrictions and will
              vest at the same time as the shares of Restricted Stock from which said dividends were derived.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;"><br>
    </div>
    <div style="text-align: justify;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">7.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Delivery of Shares</font>.</div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> <br>
              </div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> Delivery of shares of Stock under this Restricted Stock Award will comply with all applicable laws (including, the requirements of the
                Securities Act), and the applicable requirements of any securities exchange or similar entity.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">8.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-weight: bold;">Change in Control</font>.</div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <table cellspacing="0" cellpadding="0" id="ze4cac020eb6443daabfae24d8f0eda52" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 34.2pt;"><br>
          </td>
          <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">8.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">In the event of an Involuntary Termination at or following a Change in Control, all Restricted Stock Awards held by the Participant will become fully vested.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z276c5eb95e784ccc8b3b2865a8a8f9ca" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">8.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">A &#8220;<font style="font-weight: bold;">Change in Control</font>&#8221; will be deemed to have occurred as provided
              in Section 4.2 of the Plan.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">2</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">9.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif;"><font style="font-weight: bold;">Adjustment Provisions</font>.</font></div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><br>
                This Restricted Stock Award, including the number of shares subject to the Restricted Stock Award, will be adjusted upon the occurrence of the events specified in, and in accordance with the provisions of, Section 3.4 of the Plan.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">10.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif;"><font style="font-weight: bold;">Effect of Termination of Service on Restricted Stock Award</font>.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt;"><br>
            </td>
            <td style="width: 37.05pt; vertical-align: top; font-size: 12pt;">10.1</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;">This Restricted Stock Award will vest as follows:</div>
            </td>
          </tr>

      </table>
      <font style="font-size: 12pt;"></font></div>
    <div style="text-align: justify; margin-left: 36pt;"><br>
      <font style="font-size: 12pt;"></font></div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z8274638eb28b4ff1a338750a91bcaebe" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right; font-style: normal;">
              <div style="text-align: left; margin-left: 72pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(i)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Death</font>.&#160; In the event of the Participant&#8217;s
                Termination of Service by reason of the Participant&#8217;s death, all Restricted Stock will vest as to all shares subject to an outstanding Award, whether or not then vested, at the date of Termination of Service.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z1d5c1a28e6824dd98fcfbcebb52a0bbb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right; font-size: 12pt;">
              <div style="text-align: left; margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(ii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 12pt; font-weight: bold;">Disability</font><font style="font-size: 12pt;">.&#160; In the event of the Participant&#8217;s Termination of Service by reason of Disability, all Restricted Stock
                  will vest as to all shares subject to an outstanding Award, whether or not then vested, at the date of Termination of Service</font>.</div>
              <div style="text-align: justify;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z3d640930d9194bb9826e96b667593355" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">(iii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Retirement</font>.&#160; In the event of the
                Participant&#8217;s Termination of Service by reason of the Participant&#8217;s Retirement, any Restricted Stock that has not vested as of the date of Termination of Service will expire and be forfeited.&#160; The term &#8220;Retirement&#8221; shall have the meaning
                set forth in Section 8.1 of the Plan.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zfb066e02b0124cfb9f4d424f5ce47c45" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">(iv)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Termination for Cause</font><font style="font-style: italic;">.</font>&#160; If the Participant&#8217;s Service has been terminated for Cause, all Restricted Stock granted to a Participant that has not vested will be
                forfeited.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zb43607c3c3cb4c73b100ba40d390ff10" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">(v)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Other Termination</font><font style="font-style: italic;">.</font>&#160; If a Participant terminates Service for any reason other than due to death, Disability, or Involuntary Termination at or following a Change in Control, all
                shares of Restricted Stock awarded to the Participant which have not vested as of the date of Termination of Service will be forfeited.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">11.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', Times, serif;"><font style="font-weight: bold;">Miscellaneous</font>.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><br>
      <font style="font-size: 12pt;"></font></div>
    <table cellspacing="0" cellpadding="0" id="z6ceff7fcb24741f28092da811eb4dfff" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">No Restricted Stock Award will confer upon the Participant any rights as a stockholder of the Company prior to the date on which the individual fulfills all conditions
              for receipt of such rights.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z82fc4cb8f5914deb98c5dec537fda727" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Except as otherwise provided for in the Plan, this Agreement may not be amended or otherwise modified unless evidenced in writing and signed by the Company and the
              Participant.</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">3</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <table cellspacing="0" cellpadding="0" id="za932ac7524ac48e2ab33b5a8ad42cc1c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.3</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Restricted Stock Awards are not transferable prior to the time such Awards vest in the Participant.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z61713faab8f44e9ebcedc2ced20f8b12" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">11.4</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Restricted Stock Award will be governed by and construed in accordance with the laws of the State of New York.<br>
              <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zb7193fb998534a3691ebe4deb3aab675" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">11.5</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Nothing in this Agreement will interfere with or limit in any way the right of the Company or any Subsidiary to terminate the employment or service of the Participant
              at any time, nor confer upon the Participant any right to continue in the employ or service of the Company or any Subsidiary.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z375ee03cfe164f8b95fd2800836c7da8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">11.6</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Restricted Stock Award is subject to forfeiture and clawback in accordance with the provisions of Sections 7.16 and 7.17 of the Plan.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zc1e7b27c294e4a3c82f69b822fa8519d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">11.7</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Restricted Stock Award is subject to any required federal, state and local tax withholding which may be effected in the manner or manners permitted by the Company.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="za2bbe78e2ba44ad4bbfa87054cc3b242" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36.7pt;"><br>
          </td>
          <td style="width: 34.55pt; vertical-align: top; font-size: 12pt;">11.8</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Restricted Stock Award is subject to all laws, regulations and orders of any governmental authority which may be applicable thereto and, notwithstanding any of the
              provisions hereof, the Company will not be obligated to issue any shares of stock hereunder if the issuance of such shares would constitute a violation of any such law, regulation or order or any provision thereof.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z28d190aff86a445095c1fa13af89dcfe" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">11.9</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-size: 12pt;">This Agreement shall be binding upon any successor of the Company, in accordance with the terms of this Agreement and the Plan.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: center; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt;">[Signature page follows]</div>
    <div><br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">4</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-indent: 36pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">IN WITNESS WHEREOF, the Company has caused this Agreement to be executed in its name and on its behalf as of the date of grant of
      this Restricted Stock Award set forth above.</div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 254.85pt;"><font style="font-size: 12pt;">By:_____________________________</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;"> </font><font style="font-size: 12pt;"></font></div>
    <div style="text-align: justify; text-indent: 254.85pt;"><font style="font-size: 12pt;">Its:_____________________________</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;"> <br>
      </font></div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">PARTICIPANT&#8217;S ACCEPTANCE</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">The undersigned hereby accepts the foregoing Restricted Stock Award and agrees to the terms and conditions hereof, including the terms
      and provisions of the 2025 Equity Incentive Plan.&#160; The undersigned hereby acknowledges receipt of a copy of the Company&#8217;s 2025 Equity Incentive Plan.</div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 252pt; font-size: 12pt; font-weight: bold;">PARTICIPANT</div>
    <div style="font-size: 12pt;"><br>
    </div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 214.05pt;">&#160;</font></div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 214.05pt;"></font><font style="font-size: 12pt;"><br>
      </font></div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt;">_________________________________________<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 214.05pt;"></font><font style="font-size: 12pt;"><br>
      </font></div>
    <div><br>
    </div>
    <div><br>
    </div>
  </div>
  <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">5</font></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.3
<SEQUENCE>4
<FILENAME>ex10-3s8_121725.htm
<DESCRIPTION>FORM OF INCENTIVE STOCK OPTION AWARD AGREEMENT
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Luse Gorman
         Document created using Broadridge PROfile 25.10.1.5333
         Copyright 1995 - 2025 Broadridge -->
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<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <!--PROfilePageNumberReset%Num%1%%%-->
  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 10.3</font><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">INCENTIVE STOCK OPTION</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">Granted by</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-variant: small-caps; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">under the</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">2025 EQUITY INCENTIVE PLAN</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">This incentive stock option agreement (&#8220;<font style="font-weight: bold;">Option</font>&#8221;
      or &#8220;<font style="font-weight: bold;">Agreement</font>&#8221;) is and will be subject in every respect to the provisions of the 2025 Equity Incentive Plan (the &#8220;<font style="font-weight: bold;">Plan</font>&#8221;) of Rhinebeck Bancorp, Inc. (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;) which are incorporated
      herein by reference and made a part hereof, subject to the provisions of this Agreement.&#160; Copies of the Plan and related prospectus have been provided or made available to each person granted a stock option pursuant to the Plan.&#160; The holder of this
      Option (the &#8220;<font style="font-weight: bold;">Participant</font>&#8221;) hereby accepts this Option, subject to all the terms and provisions of the Plan and this Agreement, and agrees that all
      decisions under and interpretations of the Plan and this Agreement by the committee responsible for administering the Plan (the &#8220;<font style="font-weight: bold;">Committee</font>&#8221;) or the
      Board of Directors of the Company will be final, binding and conclusive upon the Participant and the Participant&#8217;s heirs, legal representatives, successors and permitted assigns.&#160; Except where the context otherwise requires, the term &#8220;Company&#8221; will
      include the parent and all present and future subsidiaries of the Company as defined in Section 424(e) and 424(f) of the Internal Revenue Code of 1986, as amended from time to time (the &#8220;<font style="font-weight: bold;">Code</font>&#8221;).&#160; Capitalized terms used herein but not defined will have the same meaning as in the Plan.</div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">1.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Name of Participant</font>:_____________________________________</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">2.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Date of Grant</font>:_____________________________________</div>
            </td>
          </tr>

      </table>
      <font style="font-size: 12pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt"></font></font></div>
    <div><br>
      <font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 324pt"></font><font style="font-size: 1px;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; width: 36pt;"> <br>
        </font></font></div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zbdaf0bc996e64559aae8b29c02ce3fe3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">3.</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"><font style="font-weight: bold;">Total number of shares of Company
                  common stock, $0.01 par value per share, that may be acquired pursuant to this Option</font>:<br>
                (subject to adjustment pursuant to Section 10 hereof).</div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z5ea05981298d426a8265df99c00cf15a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 72pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 54pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-size: 12pt;">This is an Incentive Stock Option (&#8220;<font style="font-weight: bold;">ISO</font>&#8221;) to
                the maximum extent permitted under Code Section 422(d).</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">4.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Exercise price per share:</font>_____________________________________</div>
              <div style="font-size: 12pt;">(subject to adjustment pursuant to Section 10 below) </div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">5.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;"><font style="font-weight: bold;">Expiration Date of Option:</font></font>_____________________________________</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><br>
      <font style="font-size: 12pt; font-weight: bold;"></font></div>
    <table cellspacing="0" cellpadding="0" id="z5b9179ce24f541f9b008c3b90bdd008b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">6.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Vesting Schedule</font>.&#160; Except as otherwise provided in this
              Agreement, this Option first becomes exercisable, subject to the Option&#8217;s expiration date, in accordance with the vesting schedule specified herein.</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">1</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;">The Options granted under this Agreement shall vest in five (5) equal annual installments, with the first installment becoming
      exercisable on the first anniversary of the date of grant, or ________, 20__, and succeeding installments on each anniversary thereafter, through ________, 20__.&#160; To the extent the Options awarded to me are not equally divisible by &#8220;5,&#8221; any excess
      Options shall vest on ________, 20__.</div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-left: 37.05pt; font-size: 12pt;">This Option may not be exercised at any time on or after the Option&#8217;s expiration date. Vesting will automatically accelerate pursuant
      to Sections 2.7 and 4.1 of the Plan (in the event of death or Disability or Involuntary Termination at or following a Change in Control).</div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">7.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Exercise Procedure</font>.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 2.85pt;"><br>
      <font style="font-size: 12pt;"></font></div>
    <table cellspacing="0" cellpadding="0" id="z71247d7852b74c81a2ad1a5f6976e97b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">7.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Delivery of Notice of Exercise of Option</font>.&#160; This Option will be
              exercised in whole or in part by the Participant&#8217;s delivery to the Company of written notice (the &#8220;<font style="font-weight: bold;">Notice of Exercise of Option</font>&#8221; attached
              hereto as Exhibit A or a similar form provided by the Company) setting forth the number of shares with respect to which this Option is to be exercised, together with payment by cash or other means acceptable to the Committee, including:</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <div>
      <table cellspacing="0" cellpadding="0" id="z7c82b0aff77443afb3262cbb26873a79" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;">Cash or personal, certified or cashier&#8217;s check in full/partial payment of the purchase price.<br>
                <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z7aa4a4305bd44f3687dbdd1400801a9f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;">Stock of the Company in full/partial payment of the purchase price.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z81ca9920b22b4a299fea798792b36a95" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;">By a net settlement of the Option, using a portion of the shares obtained on exercise in payment of the exercise price of the Option (and, if
                applicable, any tax withholding).</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z3d2e4f77ee8f41809572f43a41988c9f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;">By selling shares from my Option shares through a broker in full/partial payment of the purchase price.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;">In order to exercise the Option, please deliver the Notice of Exercise of Option and payment (if applicable) to the Company at the
      following address:</div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;"> <br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zaa4cc66ec7e540639505cff0b9a7c388" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 108pt;"><br>
          </td>
          <td style="width: 252pt; vertical-align: top; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
            <div>
              <div style="text-align: justify;">Rhinebeck Bancorp, Inc.</div>
              <div style="text-align: justify;">2 Jefferson Plaza</div>
              <div style="text-align: justify;">Poughkeepsie, NY 12601</div>
            </div>
            <div>Attention:</div>
          </td>
          <td style="width: auto; vertical-align: top; text-align: justify;"><br>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z2c98762c34674fbfa19e6cc156f2dcf7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">7.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">&#8220;Fair Market Value&#8221; </font>shall have the meaning set forth in Section
              8.1(p) of the Plan.</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">2</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">8.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Delivery of Shares.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <table cellspacing="0" cellpadding="0" id="zfd7a08f833b944e98a48b02718d2694a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 37.05pt;"><br>
          </td>
          <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">8.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Delivery of Shares</font>.&#160; Delivery of shares of Stock upon the
              exercise of this Option will comply with all applicable laws (including the requirements of the Securities Act) and the applicable requirements of any securities exchange or similar entity.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">9.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Change in Control.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z0699dff4a37c4be59cd0e45447dccbdf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">9.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">In the event of an Involuntary Termination at or following a Change in Control, all Options held by the Participant, whether or not exercisable at such time, will
              become fully exercisable and will remain exercisable for one (1) year following the Involuntary Termination, subject to the expiration provisions otherwise applicable to the Option.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zc210b9c408264aae8dd0ac1ade340ae9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 40.5pt;"><br>
          </td>
          <td style="width: 30.75pt; vertical-align: top; font-size: 12pt;">9.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">A &#8220;<font style="font-weight: bold;">Change in Control</font>&#8221; will be deemed to have occurred as provided
              in Section 4.2 of the Plan.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">10.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Adjustment Provisions.</font></div>
              <div style="font-size: 12pt;"><br>
                This Option, including the number of shares subject to the Option and the exercise price, will be adjusted upon the occurrence of the events specified in, and in accordance with the provisions of Section 3.4 of the Plan.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <br>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">11.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Termination of Option and Accelerated Vesting</font>.</div>
            <div style="font-size: 12pt;"><br>
              This Option will terminate upon the expiration date, except as set forth in the following&#160; provisions:</div>
          </td>
        </tr>

    </table>
    <br>
    <div>
      <table cellspacing="0" cellpadding="0" id="z2bc705fbf534417e938f60f32148e508" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(i)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Death</font>.&#160; This Option will become
                exercisable as to all shares subject to an outstanding Award, whether or not then exercisable, in the event of the Participant&#8217;s Termination of Service by reason of the Participant&#8217;s death.&#160; This Option may thereafter be exercised by the
                Participant&#8217;s legal representative or beneficiaries for a period of one (1) year from the date of death, subject to termination on the expiration date of this Option, if earlier. In order for the Options to have ISO treatment, the
                Participant&#8217;s death must have occurred while employed or within three (3) months of Termination of Service.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z36bd0b513c9149709613900eb7af77c3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(ii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Disability</font>.&#160; This Option will become
                exercisable as to all shares subject to an outstanding Award, whether or not then exercisable, in the event of the Participant&#8217;s Termination of Service by reason of the Participant&#8217;s Disability. This Option may thereafter be exercised for a
                period of one (1) year from the date of such Termination of Service by reason of Disability, subject to termination on the Option&#8217;s expiration date, if earlier.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z424b595c83b244dc8a137a1f7a5f1e0d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(iii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Retirement</font>.&#160; Vested Options may be
                exercised for a period of one (1) year from the date of Termination of Service by reason of Retirement, subject to termination on the Option&#8217;s expiration date, if earlier (and, for purposes of clarity, non-vested Options will be forfeited
                on the date of Termination of Service by reason of Retirement).&#160; The term &#8220;Retirement&#8221; shall have the meaning set forth in Section 8.1 of the Plan.&#160; Options exercised more than three (3) months following Retirement will not have ISO
                treatment.</div>
            </td>
          </tr>

      </table>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">3</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z264f66c3c1e6402da892a824a2d26e33" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(iv)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Termination for Cause</font><font style="font-style: italic;">.</font>&#160; If the Participant&#8217;s Service has terminated for Cause, all Options that have not been exercised will expire and be forfeited.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z6bd896bb7f744b53afb25f8aa18b3753" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(v)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Other Termination</font><font style="font-style: italic;">.</font>&#160; If the Participant&#8217;s Service terminates for any reason other than due to death, Disability, Retirement, Involuntary Termination following a Change in
                Control or Cause, all unvested Options will be forfeited and vested Options may thereafter be exercised, to the extent it was exercisable at the time of such termination, for a period of three (3) months following termination, subject to
                termination on the Option&#8217;s expiration date, if earlier.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">12.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Miscellaneous.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <table cellspacing="0" cellpadding="0" id="z7d87f6ebc2684af0bb0ca0c497f78582" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 32.4pt; vertical-align: top; font-size: 12pt;">12.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">No Option will confer upon the Participant any rights as a stockholder of the Company prior to the date on which the individual fulfills all conditions for receipt of
              such rights.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z1d758c7a073b495dbe5f39c65ddfe023" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 32.4pt; vertical-align: top; font-size: 12pt;">12.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Except as otherwise provided in the Plan, this Agreement may not be amended or otherwise modified unless evidenced in writing and signed by the Company and the
              Participant.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z0876787be1f845099eae89561bab7fe8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.3pt; vertical-align: top; font-size: 12pt;">12.3</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Except as otherwise provided by the Committee, ISOs under the Plan are not transferable except (1) as designated by the Participant by will or by the laws of descent
              and distribution, (2) to a trust established by the Participant, or (3) between spouses incident to a divorce or pursuant to a domestic relations order, provided, however, that in the case of a transfer described under (3), the Option will
              not qualify as an ISO as of the day of such transfer.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z6d9aa6f9606d43a4a107a8e8e6087937" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.3pt; vertical-align: top; font-size: 12pt;">12.4</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Agreement will be governed by and construed in accordance with the laws of the State of New York.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zc9c235b56f264646bcbc28bca2d83fb5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 37.05pt;"><br>
          </td>
          <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">12.5</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Agreement is subject to all laws, regulations and orders of any governmental authority which may be applicable thereto and, notwithstanding any of the provisions
              hereof, the Participant agrees that he will not exercise the Option granted hereby nor will the Company be obligated to issue any shares of stock hereunder if the exercise thereof or the issuance of such shares, as the case may be, would
              constitute a violation by the Participant or the Company of any such law, regulation or order or any provision thereof.</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">4</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zcc4341b9251d461c81448a68d580b2ab" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">12.6</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-size: 12pt;">The Company is not providing any tax, legal or financial advice, nor is the Company making any recommendations regarding the Participant&#8217;s participation in the Plan, or
              the Participant&#8217;s acquisition or sale of the underlying shares.&#160; The Participant is hereby advised to consult with his or her own personal tax, legal and financial advisors regarding the Participant&#8217;s participation in the Plan before taking
              any action related to the Plan.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zc11986feb1e74a53ac474dd722710cb4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">12.7</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Option is subject to forfeiture and clawback in accordance with the provisions of Sections 7.16 and 7.17 of the Plan.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zc11986feb1e74a53ac474dd722710cb4" class="DSPFListTable">

          <tr>
            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 35.25pt; vertical-align: top; font-family: 'Times New Roman', Times, serif; font-size: 12pt;">12.8</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-family: 'Times New Roman', Times, serif; font-size: 12pt;">The granting of this Option does not confer upon the Participant any right to be retained
                  in the employ of the Company or any subsidiary.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z2cd84e0c70384a9da68f57b36c208215" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">12.9</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">This Agreement shall be binding upon any successor of the Company in accordance with the terms of this Agreement and the Plan.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">IN WITNESS WHEREOF, the Company has caused this Agreement to be executed in its name and on its behalf as of the date of grant of this
      Option set forth above.</div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <br>
    </div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 254.85pt;"><font style="font-size: 12pt;">By:________________________________</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;"> </font><font style="font-size: 12pt;"></font></div>
    <div style="text-align: justify; text-indent: 254.85pt;"><font style="font-size: 12pt;">Its:</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;"> _________________________________</font></div>
    <div style="font-size: 12pt;"><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">PARTICIPANT&#8217;S ACCEPTANCE</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">The undersigned hereby accepts the foregoing Option and agrees to the terms and conditions hereof, including the terms and provisions of
      the 2025 Equity Incentive Plan.&#160; The undersigned hereby acknowledges receipt of a copy of the Company&#8217;s 2025 Equity Incentive Plan.</div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;">PARTICIPANT</div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;">___________________________________<br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 214.05pt">&#160;</font><br>
    </div>
    <div><br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">5</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">EXHIBIT A</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">NOTICE OF EXERCISE OF OPTION</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">I hereby exercise the stock option (the &#8220;Option&#8221;) granted to me by Rhinebeck Bancorp, Inc. (the &#8220;Company&#8221;) or its affiliate, subject to
      all the terms and provisions set forth in the Stock Option Agreement (the &#8220;Agreement&#8221;) and the Rhinebeck Bancorp, Inc. 2025 Equity Incentive Plan (the &#8220;Plan&#8221;) referred to therein, and notify you of my desire to purchase __________________ shares of
      common stock of the Company (&#8220;Common Stock&#8221;) for a purchase price of $______ per share.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">I elect to pay the exercise price by:</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z7dab845086814ffc93d6b2b140cf59b1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">___</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Cash or personal, certified or cashier&#8217;s check in the sum of $_______, in full/partial payment of the purchase price.<br>
              <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z1d885631c5634d4793171d6e757f9335" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">___</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Stock of the Company with a fair market value of $______ in full/partial payment of the purchase price.*</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zdef8bad60e214ac2a671301ba6919abc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">___</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">A net settlement of the Option, using a portion of the shares obtained on exercise in payment of the exercise price of the Option (and, if applicable, any tax
              withholding).</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z538807b7ad104786aa4df1feb45addd7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">___</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">Selling&#160; ______ shares from my Option shares through a broker in full/partial payment of the purchase price.</div>
            <div style="font-size: 12pt;"> <br>
            </div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">I understand that after this exercise, ____________ shares of Common Stock remain subject to the Option, subject to all terms and
      provisions set forth in the Agreement and the Plan.<br>
      <br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">I hereby represent that it is my intention to acquire these shares for the following purpose:</div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 12pt;">___</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 12pt;">investment</font></div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 12pt;"> <br>
      </font></div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 12pt;">___</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-size: 12pt;">resale or distribution</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">Please note: if your intention is to resell (or distribute within the meaning of Section 2(11) of the Securities Act of 1933) the shares
      you acquire through this Option exercise, the Company or transfer agent may require an opinion of counsel that such resale or distribution would not violate the Securities Act of 1933 prior to your exercise of such Option.</div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify;"><font style="font-size: 12pt;">Date: ____________, _____.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 12pt;">_________________________________________</font></div>
    <div style="text-align: justify; text-indent: 216pt; font-size: 12pt;">Participant&#8217;s signature</div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-size: 12pt;">*</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-size: 12pt;">If I elect to exercise by exchanging shares I already own, I will <u>constructively</u>
        return shares that I already own to purchase the new option shares.&#160; If my shares are in certificate form, I must attach a separate statement indicating the certificate number of the shares I am treating as having exchanged.&#160; If the shares are held
        in &#8220;street name&#8221; by a registered broker, I must provide the Company with a notarized statement attesting to the number of shares owned that will be treated as having been exchanged.&#160; I will keep the shares that I already own and treat them as if
        they are shares acquired by the option exercise.&#160; In addition, I will receive additional shares equal to the difference between the shares I constructively exchange and the total new option shares that I acquire.</font></div>
  </div>
  <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">6</font></div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.4
<SEQUENCE>5
<FILENAME>ex10-4s8_121725.htm
<DESCRIPTION>FORM OF NON-QUALIFIED STOCK OPTION AWARD AGREEMENT
<TEXT>
<html>
  <head>
    <title></title>
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  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 10.4</font><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">NON-QUALIFIED STOCK OPTION</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">Granted by</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-variant: small-caps; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt;">under the</div>
    <div><br>
    </div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">2025 EQUITY INCENTIVE PLAN</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">This non-qualified stock option agreement (&#8220;<font style="font-weight: bold;">Option</font>&#8221; or &#8220;<font style="font-weight: bold;">Agreement</font>&#8221;) is and will be subject in every respect to the provisions of the 2025 Equity Incentive Plan (the &#8220;<font style="font-weight: bold;">Plan</font>&#8221;) of Rhinebeck Bancorp, Inc. (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;)
      which are incorporated herein by reference and made a part hereof, subject to the provisions of this Agreement.&#160; Copies of the Plan and related prospectus have been provided or made available to each person granted a stock option pursuant to the
      Plan.&#160; The holder of this Option (the &#8220;<font style="font-weight: bold;">Participant</font>&#8221;) hereby accepts this Option, subject to all the terms and provisions of the Plan and this
      Agreement, and agrees that all decisions under and interpretations of the Plan and this Agreement by the committee responsible for administering the Plan (the &#8220;<font style="font-weight: bold;">Committee</font>&#8221;) or the Board of Directors of the Company will be final, binding and conclusive upon the Participant and the Participant&#8217;s heirs, legal representatives, successors and permitted assigns.&#160; Except where the context otherwise
      requires, the term &#8220;Company&#8221; will include the parent and all present and future subsidiaries of the Company as defined in Section 424(e) and 424(f) of the Internal Revenue Code of 1986, as amended from time to time (the &#8220;<font style="font-weight: bold;">Code</font>&#8221;).&#160; Capitalized terms used herein but not defined will have the same meaning as in the Plan.</div>
    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">1.</div>
            </td>
            <td style="vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 12pt;"><font style="font-weight: bold;">Name of Participant</font>:____________________________</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">2.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 12pt;"><font style="font-weight: bold;">Date of Grant</font>:<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; width: 324pt;"> ________________________</font></div>
            </td>
          </tr>

      </table>
      <font style="font-size: 12pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt"></font></font></div>
    <div><br>
      <font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 324pt"></font><font style="font-size: 1px;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; width: 36pt;"> <br>
        </font></font></div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zcb66b714020946f4862078fe3e2862ae" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">3.</div>
            </td>
            <td style="vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 12pt; font-family: 'Times New Roman',Times,serif;"><font style="font-weight: bold;">Total number of
                    shares of Company common stock, $0.01 par value per share, that may be acquired pursuant to this Option</font>:_______<br>
                  (subject to adjustment pursuant to Section 10 hereof).</font></div>
              <div style="text-align: justify;"><font style="font-size: 12pt; font-family: 'Times New Roman',Times,serif;"> <br>
                </font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zaa0866753f7e4b1a852f25e0e9b8ed44" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 72pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 54pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-size: 12pt;">This is a Non-Qualified Option.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">4.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
                <div style="text-align: left;"><font style="font-family: 'Times New Roman', Times, serif; font-weight: bold;">Exercise price per share:______________</font></div>
                <div style="text-align: left;">(subject to adjustment pursuant to Section 10 below)</div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">5.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
                <div style="text-align: left;"><font style="font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-weight: bold;">Expiration Date
                      of Option:</font>______________</font></div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><br>
      <font style="font-size: 12pt; font-weight: bold;"></font></div>
    <table cellspacing="0" cellpadding="0" id="z927071d985164422b6030d6544f9e747" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">6.</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Vesting Schedule</font>.&#160; Except as otherwise provided in this
              Agreement, this Option first becomes exercisable, subject to the Option&#8217;s expiration date, in accordance with the vesting schedule specified herein.</div>
          </td>
        </tr>

    </table>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">1</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
      <table cellspacing="0" cellpadding="0" id="z927071d985164422b6030d6544f9e747" class="DSPFListTable">

          <tr>
            <td style="width: 34.2pt; vertical-align: top; font-family: 'Times New Roman', Times, serif; font-size: 12pt;"><br>
            </td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 12pt;">
                <div>The Options granted under this Agreement shall vest in five (5) equal annual installments, with the first installment becoming
                  exercisable on the first anniversary of the date of grant, or ________, 20__, and succeeding installments on each anniversary thereafter, through ________, 20__.&#160; To the extent the Options awarded are not equally divisible by &#8220;5,&#8221; any
                  excess Options shall vest on ________, 20__.</div>
                <div><br>
                </div>
                <div>This Option may not be exercised at any time on or after the Option&#8217;s expiration date. Vesting will automatically accelerate pursuant
                  to Section 2.7 and 4.1 of the Plan (in the event of death or Disability or an Involuntary Termination at or following a Change in Control).</div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <br>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 37.05pt; vertical-align: top; text-align: right;">
            <div style="text-align: left; font-size: 12pt;">7.</div>
          </td>
          <td style="vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 12pt;"><font style="font-weight: bold;">Exercise Procedure</font>.</font></div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; margin-left: 2.85pt;"><br>
      <font style="font-size: 12pt;"></font></div>
    <table cellspacing="0" cellpadding="0" id="z1412050bca5446e5a9854e1734affc53" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">7.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Delivery of Notice of Exercise of Option</font>.&#160; This Option will be
              exercised in whole or in part by the Participant&#8217;s delivery to the Company of written notice (the &#8220;<font style="font-weight: bold;">Notice of Exercise of Option</font>&#8221; attached
              hereto as Exhibit A or a similar form provided by the Company) setting forth the number of shares with respect to which this Option is to be exercised, together with payment by cash or other means acceptable to the Committee, including:</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zf2c3c1823d4c446bb815ac46681d4613" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;">Cash or personal, certified or cashier&#8217;s check in full/partial payment of the purchase price.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z2de74855af764f1ca51d2efee9085d48" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;">Stock of the Company in full/partial payment of the purchase price.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zc88ab49d66094882ae2916c73b6b583d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;">By a net settlement of the Option, using a portion of the shares obtained on exercise in payment of the exercise price of the Option (and, if
                applicable, any tax withholding).</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zcb98a00972af4fc8a7cee6805a53044e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; font-size: 12pt;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;">By selling shares from my Option shares through a broker in full/partial payment of the purchase price.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;">In order to exercise the Option, please deliver the Notice of Exercise of Option and payment (if applicable) to the Company at the
      following address:</div>
    <div style="text-align: justify; margin-left: 72pt; font-size: 12pt;"> <br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-size: 12pt;">Rhinebeck Bancorp, Inc.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-size: 12pt;">2 Jefferson Plaza</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-size: 12pt;">Poughkeepsie, NY 12601</div>
    <div style="text-align: justify; text-indent: -63pt; margin-left: 171pt; font-size: 12pt;">Attention:</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zb84eeecea3ea4e06b38498a0d9df0e45" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">7.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">&#8220;Fair Market Value&#8221; </font>shall have the meaning set forth in Section
              8.1(p) of the Plan.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">2</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">8.</div>
            </td>
            <td style="vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 12pt; font-weight: bold;">Delivery of Shares.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z108be667eeef49088492da52207f94b4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">8.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;"><font style="font-weight: bold;">Delivery of Shares</font>.&#160; Delivery of shares of Stock upon the
              exercise of this Option will comply with all applicable laws (including the requirements of the Securities Act) and the applicable requirements of any securities exchange or similar entity.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">9.</div>
            </td>
            <td style="vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 12pt; font-weight: bold;">Change in Control.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z662267e7e6bc49958633c5c3ddcba366" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-size: 12pt;">9.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">In the event of an Involuntary Termination at or following a Change in Control, all Options held by the Participant, whether or not exercisable at such time, will
              become fully exercisable and will remain exercisable for one (1) year following the Involuntary Termination, subject to the expiration provisions otherwise applicable to the Option.</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="ze4ae942afd02484d83fe6b84a633793f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">9.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">A &#8220;<font style="font-weight: bold;">Change in Control</font>&#8221; will be deemed to have occurred as provided
              in Section 4.2 of the Plan.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">10.</div>
            </td>
            <td style="vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 12pt; font-weight: bold;">Adjustment Provisions.</font></div>
              <div style="text-align: justify; font-size: 12pt;"><br>
                This Option, including the number of shares subject to the Option and the exercise price, will be adjusted upon the occurrence of the events specified in, and in accordance with the provisions of Section 3.4 of the Plan.</div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div style="text-align: justify;">
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">11.</div>
            </td>
            <td style="vertical-align: top;">
              <div style="text-align: justify;"><font style="font-size: 12pt;"><font style="font-weight: bold;">Termination of Option and
                    Accelerated Vesting</font>.</font></div>
              <div style="text-align: justify;"><font style="font-size: 12pt;"> <br>
                </font></div>
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">This Option will terminate upon the expiration date, except as set forth in the following&#160; provisions:</div>
            </td>
          </tr>

      </table>
    </div>
    <br>
    <div>
      <table cellspacing="0" cellpadding="0" id="z7bc560299c4349e5b6dcc447589e2fa2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(i)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Death</font>.&#160; This Option will become
                exercisable as to all shares subject to an outstanding Award, whether or not then exercisable, in the event of the Participant&#8217;s Termination of Service by reason of the Participant&#8217;s death.&#160; This Option may thereafter be exercised by the
                Participant&#8217;s legal representative or beneficiaries for a period of one (1) year from the date of death, subject to termination on the expiration date of this Option, if earlier.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z063c1f86a8824f5bab208e391788ed7c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(ii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Disability</font>.&#160; This Option will become
                exercisable as to all shares subject to an outstanding Award, whether or not then exercisable, in the event of the Participant&#8217;s Termination of Service by reason of the Participant&#8217;s Disability. This Option may thereafter be exercised for a
                period of one (1) year from the date of such Termination of Service by reason of Disability, subject to termination on the Option&#8217;s expiration date, if earlier.</div>
              <div style="text-align: justify; font-size: 12pt;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zc9056ed4fd354cbda5a76e7d9a9f0e00" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(iii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Retirement</font>.&#160; Vested Options may be
                exercised for a period of one (1) year from the date of Termination of Service by reason of Retirement, subject to termination on the Option&#8217;s expiration date, if earlier (and, for purposes of clarity, non-vested Options will be forfeited
                on the date of Termination of Service by reason of Retirement).&#160; The term &#8220;Retirement&#8221; shall have the meaning set forth in Section 8.1 of the Plan.</div>
            </td>
          </tr>

      </table>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" class="BRPFPageNumber">3</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z0a21d6c56291448bbf32c884289f3e38" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(iv)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Termination for Cause</font><font style="font-style: italic;">.</font>&#160; If the Participant&#8217;s Service has been terminated for Cause, all Options that have not been exercised will expire and be forfeited.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z950bf98d84bd459584227e986ccdb175" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 108.3pt; vertical-align: top; text-align: right; font-weight: normal;">
              <div style="text-align: left; margin-left: 71.25pt; font-family: 'Times New Roman',Times,serif; font-size: 12pt;">(v)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="font-weight: bold;">Other Termination</font><font style="font-style: italic;">.</font>&#160; If the Participant&#8217;s Service terminates for any reason other than due to death, Disability, Retirement, Involuntary Termination following a Change in
                Control or Cause, all unvested Options will be forfeited and vested Options may thereafter be exercised, to the extent it was exercisable at the time of such termination, for a period of three (3) months following termination, subject to
                termination on the Option&#8217;s expiration date, if earlier.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><br>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 37.05pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; font-size: 12pt;">12.</div>
            </td>
            <td style="vertical-align: top;"><font style="font-size: 12pt; font-weight: bold;">Miscellaneous.</font></td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
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        <tr>
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          </td>
          <td style="width: 32.4pt; vertical-align: top; font-size: 12pt;">12.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-size: 12pt;">No Option will confer upon the Participant any rights as a stockholder of the Company prior to the date on which the individual fulfills all conditions for receipt of
              such rights.</div>
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        </tr>

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        <tr>
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          <td style="width: 32.4pt; vertical-align: top; font-size: 12pt;">12.2</td>
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            <div style="font-size: 12pt;">Except as otherwise provided in the Plan, this Agreement may not be amended or otherwise modified unless evidenced in writing and signed by the Company and the
              Participant.</div>
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        </tr>

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        <tr>
          <td style="width: 36pt;"><br>
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          <td style="width: 35.3pt; vertical-align: top; font-size: 12pt;">12.3</td>
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            <div style="font-size: 12pt;">At the discretion of the Committee, a non-qualified Option granted under the Plan may be transferable by the Participant, provided, however, that such&#160; transfers will
              be limited to Immediate Family Members of Participants, trusts and partnerships established for the primary benefit of such family members or to charitable organizations, and provided, further, that such transfers are not made for
              consideration to the Participant.</div>
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        </tr>

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        <tr>
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          <td style="width: 35.3pt; vertical-align: top; font-size: 12pt;">12.4</td>
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            <div style="font-size: 12pt;">This Agreement will be governed by and construed in accordance with the laws of the State of New York.</div>
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        </tr>

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        <tr>
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          <td style="width: 34.2pt; vertical-align: top; font-size: 12pt;">12.5</td>
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            <div style="font-size: 12pt;">This Agreement is subject to all laws, regulations and orders of any governmental authority which may be applicable thereto and, notwithstanding any of the provisions
              hereof, the Participant agrees that he will not exercise the Option granted hereby nor will the Company be obligated to issue any shares of stock hereunder if the exercise thereof or the issuance of such shares, as the case may be, would
              constitute a violation by the Participant or the Company of any such law, regulation or order or any provision thereof.</div>
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          <td style="width: 35.25pt; vertical-align: top; font-size: 12pt;">12.6</td>
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            <div style="font-size: 12pt;">The Company is not providing any tax, legal or financial advice, nor is the Company making any recommendations regarding the Participant&#8217;s participation in the Plan, or
              the Participant&#8217;s acquisition or sale of the underlying shares.&#160; The Participant is hereby advised to consult with his or her own personal tax, legal and financial advisors regarding the Participant&#8217;s participation in the Plan before taking
              any action related to the Plan.</div>
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        <tr>
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            <div style="font-size: 12pt;">This Option is subject to forfeiture and clawback in accordance with the provisions of Section 7.16 and 7.17 of the Plan.</div>
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          <tr>
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              <div style="font-size: 12pt;">The granting of this Option does not confer upon the Participant any right to be retained
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        <tr>
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            <div style="font-size: 12pt;">This Agreement shall be binding upon any successor of the Company, in accordance with the terms of this Agreement and the Plan.</div>
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    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">IN WITNESS WHEREOF, the Company has caused this Agreement to be executed in its name and on its behalf as of the date of grant of this
      Option set forth above.</div>
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    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;">RHINEBECK BANCORP, INC.</div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
    </div>
    <div style="margin-left: 252pt; font-size: 12pt; font-variant: small-caps; font-weight: bold;"> <br>
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    <div style="text-align: justify; text-indent: 254.85pt;"><font style="font-size: 12pt;">By:</font><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 12pt; width: 216pt;">__________________________ </font><font style="font-size: 12pt;"></font></div>
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    <div style="text-align: center; font-size: 12pt; font-weight: bold;">PARTICIPANT&#8217;S ACCEPTANCE</div>
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    <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;">The undersigned hereby accepts the foregoing Option and agrees to the terms and conditions hereof, including the terms and provisions of
      the 2025 Equity Incentive Plan.&#160; The undersigned hereby acknowledges receipt of a copy of the Company&#8217;s 2025 Equity Incentive Plan.<br>
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    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;">PARTICIPANT</div>
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    </div>
    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;"> <br>
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    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt; font-size: 12pt; font-weight: bold;">_____________________________<br>
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    <div style="text-align: justify; text-indent: 0.3pt; margin-left: 253.65pt;"><font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 214.05pt">&#160;</font><br>
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    <div style="text-align: center; margin-top: 12pt; font-weight: bold;">EXHIBIT A</div>
    <div style="text-align: center; font-weight: bold;">NOTICE OF EXERCISE OF OPTION</div>
    <div><br>
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    <div style="text-align: justify; text-indent: 36pt;">I hereby exercise the stock option (the &#8220;Option&#8221;) granted to me by Rhinebeck Bancorp, Inc. (the &#8220;Company&#8221;) or its affiliate, subject to
      all the terms and provisions set forth in the Stock Option Agreement (the &#8220;Agreement&#8221;) and the Rhinebeck Bancorp, Inc. 2025 Equity Incentive Plan (the &#8220;Plan&#8221;) referred to therein, and notify you of my desire to purchase __________________ shares of
      common stock of the Company (&#8220;Common Stock&#8221;) for a purchase price of $______ per share.</div>
    <div><br>
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    <div style="text-align: justify; text-indent: 36pt;">I elect to pay the exercise price by:</div>
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            <div>Stock of the Company with a fair market value of $______ in full/partial payment of the purchase price.*</div>
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            <div>A net settlement of the Option, using a portion of the shares obtained on exercise in payment of the exercise price of the Option (and, if applicable, any tax
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          <td style="width: 36pt; vertical-align: top;">___</td>
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            <div>Selling&#160; ______ shares from my Option shares through a broker in full/partial payment of the purchase price.</div>
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">I understand that after this exercise, ____________ shares of Common Stock remain subject to the Option, subject to
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">I hereby represent that it is my intention to acquire these shares for the following purpose:</div>
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Please note: if your intention is to resell (or distribute within the meaning of Section 2(11) of the Securities
      Act of 1933) the shares you acquire through this Option exercise, the Company or transfer agent may require an opinion of counsel that such resale or distribution would not violate the Securities Act of 1933 prior to your exercise of such Option.</div>
    <div style="text-align: justify;">Date: ____________, __<font style="font-size: 12pt;">___.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 12pt;">___</font>______________________________________</div>
    <div style="text-align: justify; text-indent: 216pt;">Participant&#8217;s signature</div>
    <div><br>
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    <div><br>
    </div>
    <div><br>
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    <div style="text-align: justify; margin-bottom: 12pt;">*<font class="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font>If I elect to exercise by exchanging shares I already own, I will <u>constructively</u>
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        they are shares acquired by the option exercise.&#160; In addition, I will receive additional shares equal to the difference between the shares I constructively exchange and the total new option shares that I acquire.</div>
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<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>6
<FILENAME>ex23-2s8_121725.htm
<DESCRIPTION>CONSENT OF WOLF & COMPANY, P.C. (INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM)
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    <div style="text-align: center; margin-left: 18pt; font-size: 12pt; font-weight: bold;">Consent of Independent Registered Public Accounting Firm</div>
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    <div>We consent to the incorporation by reference in this Registration Statement on Form S-8 of Rhinebeck Bancorp, Inc. of our reports dated March 25, 2025,
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    <div>/s/ Wolf &amp; Company, P.C.</div>
    <div>Boston, Massachusetts</div>
    <div>December 17, 2025</div>
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<TYPE>EX-FILING FEES
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          <th style="vertical-align: bottom; text-align: center; width: 90%; word-wrap: break-word">
            <p style="margin: 0pt; text-align: center;">
              <b>Table 1: Newly Registered Securities</b>
            </p>
          </th>
        </tr>
      </table>
      <table style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; float: center; width: 90%; text-align: center;  border: 1px solid black; margin-left: auto; margin-right: auto;">
        <tr style="background-color:#9ADAF6">
          <th style="width: 2%;">
            <!-- BLANK -->
          </th>
          <th style="width: 10%;">
            <p style="margin: 0pt; text-align: center;">
              <b>Security Type</b>
            </p>
          </th>
          <th style="width: 10%;">
            <p style="margin: 0pt; text-align: center;">
              <b>Security Class Title </b>
            </p>
          </th>
          <th style="width: 10%;">
            <p style="margin: 0pt; text-align: center;">
              <b>Fee Calculation Rule</b>
            </p>
          </th>
          <th style="width: 10%;">
            <p style="margin: 0pt; text-align: center;">
              <b>Amount Registered</b>
            </p>
          </th>
          <th style="width: 15%;">
            <p style="margin: 0pt; text-align: center;">
              <b>Proposed Maximum Offering Price Per Unit</b>
            </p>
          </th>
          <th style="width: 15%;">
            <p style="margin: 0pt; text-align: center;">
              <b>Maximum Aggregate Offering Price</b>
            </p>
          </th>
          <th style="width: 3%;">
            <p style="margin: 0pt; text-align: center;">
              <b>Fee Rate</b>
            </p>
          </th>
          <th style="width: 15%;">
            <p style="margin: 0pt; text-align: center;">
              <b>Amount of Registration Fee</b>
            </p>
          </th>
        </tr>
        <tr style="background-color:#E7E7E2">
          <td style="text-align: center;">
		1
	</td>
          <td style="text-align: left;">
            <ix:nonNumeric name="ffd:OfferingSctyTp" contextRef="offrl_1" id="ixv-202">Equity</ix:nonNumeric>
          </td>
          <td style="text-align: left;">
            <ix:nonNumeric name="ffd:OfferingSctyTitl" contextRef="offrl_1" id="ixv-203">Common stock, $0.01 par value per share</ix:nonNumeric>
          </td>
          <td style="text-align: center;">
            <ix:nonNumeric name="ffd:FeesOthrRuleFlg" contextRef="offrl_1" format="ixt:booleantrue" id="ixv-204">Other</ix:nonNumeric>
          </td>
          <td style="text-align: right;">
            <ix:nonFraction name="ffd:AmtSctiesRegd" unitRef="Shares" decimals="0" format="ixt:numdotdecimal" contextRef="offrl_1" id="ixv-205">600,000</ix:nonFraction>
          </td>
          <td style="text-align: right;">
            <span>$</span>
            <ix:nonFraction name="ffd:MaxOfferingPricPerScty" unitRef="USD" decimals="INF" format="ixt:numdotdecimal" contextRef="offrl_1" id="ixv-206">12.19</ix:nonFraction>
          </td>
          <td style="text-align: right;">
            <span>$</span>
            <ix:nonFraction name="ffd:MaxAggtOfferingPric" unitRef="USD" decimals="INF" format="ixt:numdotdecimal" contextRef="offrl_1" id="ixv-207">7,314,000.00</ix:nonFraction>
          </td>
          <td style="text-align: right;">
            <ix:nonFraction name="ffd:FeeRate" unitRef="pure" decimals="INF" format="ixt:numdotdecimal" contextRef="offrl_1" id="ixv-208">0.0001381</ix:nonFraction>
          </td>
          <td style="text-align: right;">
            <span>$</span>
            <ix:nonFraction name="ffd:FeeAmt" unitRef="USD" decimals="INF" format="ixt:numdotdecimal" contextRef="offrl_1" id="ixv-209">1,010.06</ix:nonFraction>
          </td>
        </tr>
        <tr>
          <td colspan="5" style="vertical-align: top">
            <p style="margin: 0pt; text-align: right">Total Offering Amounts:</p>
          </td>
          <td>
            <!-- BLANK -->
          </td>
          <td style="vertical-align: top; width: 16%;">
            <p id="MaxAggtOfferingPrice" style="margin: 0pt; text-align: right">
              <span>$</span>
              <ix:nonFraction name="ffd:TtlOfferingAmt" contextRef="rc" decimals="INF" format="ixt:numdotdecimal" unitRef="USD" id="ixv-210">7,314,000.00</ix:nonFraction>
            </p>
          </td>
          <td>
            <!-- BLANK -->
          </td>
          <td style="vertical-align: top; border-bottom: 1px black; width: 16%;">
            <p id="TotalFeeAmt" style="margin: 0pt; text-align: right">
              <span>$</span>
              <ix:nonFraction name="ffd:TtlFeeAmt" contextRef="rc" decimals="INF" format="ixt:numdotdecimal" unitRef="USD" id="ixv-211">1,010.06</ix:nonFraction>
            </p>
          </td>
        </tr>
        <tr>
          <td colspan="5" style="vertical-align: top">
            <p style="margin: 0pt; text-align: right">
					Total Fee Offsets:
				</p>
          </td>
          <td>
            <!-- BLANK -->
          </td>
          <td>
            <!-- BLANK -->
          </td>
          <td>
            <!-- BLANK -->
          </td>
          <td style="vertical-align: top">
            <p id="TotalOffsetAmt" style="margin: 0pt; text-align: right">
              <span>$</span>
              <ix:nonFraction name="ffd:TtlOffsetAmt" contextRef="rc" decimals="INF" format="ixt:numdotdecimal" unitRef="USD" id="ixv-212">0.00</ix:nonFraction>
            </p>
          </td>
        </tr>
        <tr>
          <td colspan="5" style="vertical-align: top">
            <p style="margin: 0pt; text-align: right">
					Net Fee Due:
				</p>
          </td>
          <td>
            <!-- BLANK -->
          </td>
          <td>
            <!-- BLANK -->
          </td>
          <td>
            <!-- BLANK -->
          </td>
          <td style="vertical-align: top">
            <p id="NetFeeAmt" style="margin: 0pt; text-align: right">
              <span>$</span>
              <ix:nonFraction name="ffd:NetFeeAmt" contextRef="rc" decimals="INF" format="ixt:numdotdecimal" unitRef="USD" id="ixv-213">1,010.06</ix:nonFraction>
            </p>
          </td>
        </tr>
      </table>
    </div>
    <div>
      <table style="width: 90%; margin-left:auto; margin-right:auto; text-indent: 0px;">
        <tbody>
          <tr style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; vertical-align: top;">
            <td>
              <p style="margin:0pt;text-align:left; margin-bottom: 5px;">
                <b>Offering Note</b>
              </p>
            </td>
            <td/>
          </tr>
        </tbody>
      </table>
    </div>
    <div style="padding-bottom: 20px;">
      <table style="width: 90%; margin-left:auto; margin-right:auto; text-indent: 0px;">
        <tr style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; vertical-align: top;">
          <td style="width:10pt;">
            <p style="margin:0pt;text-align:left;">
              <sup style="vertical-align:top;line-height:120%;font-size:10px">1</sup>
            </p>
          </td>
          <td colspan="7" style="white-space: pre-line;">
            <ix:nonNumeric name="ffd:OfferingNote" escape="1" contextRef="offrl_1" id="ixv-214">Together with an indeterminate number of additional shares that may be necessary to adjust the number of shares reserved for issuance pursuant to the Rhinebeck Bancorp, Inc. 2025 Equity Incentive Plan (the "Equity Plan") as a result of a stock split, stock dividend or similar adjustment of the outstanding common stock of Rhinebeck Bancorp, Inc. (the "Company") pursuant to 17 C.F.R. Section 230.416(a), this represents 600,000 shares of common stock of the Company issuable pursuant to the Equity Plan.  The proposed maximum offering price per share of $12.19 is estimated solely for the purpose of calculating the registration fee in accordance with Rules 457(c) and (h) under the Securities Act of 1933, as amended, and is based on the average of the high and low prices of the Company's common stock as reported on the Nasdaq Stock Market on December 12, 2025.</ix:nonNumeric>
          </td>
        </tr>
        <tr>
          <td colspan="7">
            <hr style="width:100%;text-align:left;margin-left:0"/>
          </td>
        </tr>
      </table>
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    <div style="padding-bottom: 20px;">
      <table style="float: center; width: 100%; text-align: left;  ">
        <tr style="font-family: Arial, Helvetica, sans-serif; font-size: 16px">
          <th style="vertical-align: bottom; text-align: left; word-wrap: break-word">
            <b>Table 2: Fee Offset Claims and Sources</b>
          </th>
          <th style="vertical-align: bottom; word-wrap: break-word; text-align: right;">
            <span style="-sec-ix-hidden: hiddenrcOffsetTableNa">&#9745;Not Applicable</span>
          </th>
        </tr>
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      <table style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; float: center; width: 100%; text-align: center;  border: 1px solid black;">
        <tr style="background-color:#9ADAF6">
          <th style="width: 10%; text-align: left;">
            <!-- BLANK -->
          </th>
          <th style="width: 8%; text-align: left;">
            <!-- BLANK -->
          </th>
          <th style="width: 16%;">
				Registrant or Filer Name
			</th>
          <th style="width: 6%;">
				Form or Filing Type
			</th>
          <th style="width: 7%;">
				File Number
			</th>
          <th style="width: 6%;">
				Initial Filing Date
			</th>
          <th style="width: 6%;">
				Filing Date
			</th>
          <th style="width: 6%;">
				Fee Offset Claimed
			</th>
          <th style="width: 6%;">
				Security Type Associated with Fee Offset Claimed
			</th>
          <th style="width: 8%;">
				Security Title Associated with Fee Offset Claimed
			</th>
          <th style="width: 6%;">
				Unsold Securities Associated with Fee Offset Claimed
			</th>
          <th style="width: 9%;">
				Unsold Aggregate Offering Amount Associated with Fee Offset Claimed
			</th>
          <th style="width: 6%;">
				Fee Paid with Fee Offset Source
			</th>
        </tr>
        <tr>
          <td colspan="14" style="text-align: center">
            <b>Rule 457(p)</b>
          </td>
        </tr>
        <tr style="background-color:#E7E7E2">
          <td style="text-align: left;">
		Fee Offset Claims
	</td>
          <td>
		N/A
	</td>
          <td style="text-align: left;">
		N/A
	</td>
          <td>
		N/A
	</td>
          <td>
		N/A
	</td>
          <td>
		N/A
	</td>
          <td>
		N/A
	</td>
          <td style="text-align: right;">
		N/A
	</td>
          <td style="text-align: left;">
		N/A
	</td>
          <td style="text-align: left;">
		N/A
	</td>
          <td style="text-align: right;">
		N/A
	</td>
          <td style="text-align: right;">
		N/A
	</td>
          <td style="text-align: right;">
		N/A
	</td>
        </tr>
        <tr style="background-color:#E7E7E2">
          <td style="text-align: left;">
		Fee Offset Sources
	</td>
          <td>
		N/A
	</td>
          <td style="text-align: left;">
		N/A
	</td>
          <td>
		N/A
	</td>
          <td>
		N/A
	</td>
          <td>
		N/A
	</td>
          <td>
		N/A
	</td>
          <td style="text-align: right;">
		N/A
	</td>
          <td style="text-align: left;">
		N/A
	</td>
          <td style="text-align: left;">
		N/A
	</td>
          <td style="text-align: right;">
		N/A
	</td>
          <td style="text-align: right;">
		N/A
	</td>
          <td style="text-align: right;">
		N/A
	</td>
        </tr>
      </table>
    </div>
  </body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Submission<br></strong></div></th>
<th class="th"><div>Dec. 17, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissionLineItems', window );"><strong>Submission [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Central Index Key</a></td>
<td class="text">0001751783<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">Rhinebeck Bancorp, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FormTp', window );">Form Type</a></td>
<td class="text">S-8<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissnTp', window );">Submission Type</a></td>
<td class="text">S-8<span></span>
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</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeExhibitTp', window );">Fee Exhibit Type</a></td>
<td class="text">EX-FILING FEES<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTableNa', window );">Offering Table N/A</a></td>
<td class="text"> <span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OffsetTableNa', window );">Offset Table N/A</a></td>
<td class="text">N/A<span></span>
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</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td>na</td>
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<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Offerings - Offering: 1<br></strong></div></th>
<th class="th">
<div>Dec. 17, 2025 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
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<td class="text">true<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Equity<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Common stock, $0.01 par value per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_AmtSctiesRegd', window );">Amount Registered | shares</a></td>
<td class="nump">600,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_MaxOfferingPricPerScty', window );">Proposed Maximum Offering Price per Unit</a></td>
<td class="nump">12.19<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_MaxAggtOfferingPric', window );">Maximum Aggregate Offering Price</a></td>
<td class="nump">$ 7,314,000.00<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeRate', window );">Fee Rate</a></td>
<td class="nump">0.01381%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeAmt', window );">Amount of Registration Fee</a></td>
<td class="nump">$ 1,010.06<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingNote', window );">Offering Note</a></td>
<td class="text">Together with an indeterminate number of additional shares that may be necessary to adjust the number of shares reserved for issuance pursuant to the Rhinebeck Bancorp, Inc. 2025 Equity Incentive Plan (the "Equity Plan") as a result of a stock split, stock dividend or similar adjustment of the outstanding common stock of Rhinebeck Bancorp, Inc. (the "Company") pursuant to 17 C.F.R. Section 230.416(a), this represents 600,000 shares of common stock of the Company issuable pursuant to the Equity Plan.  The proposed maximum offering price per share of $12.19 is estimated solely for the purpose of calculating the registration fee in accordance with Rules 457(c) and (h) under the Securities Act of 1933, as amended, and is based on the average of the high and low prices of the Company's common stock as reported on the Nasdaq Stock Market on December 12, 2025.<span></span>
</td>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_AmtSctiesRegd">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of securities being registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_AmtSctiesRegd</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total amount of registration fee (amount due after offsets).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeAmt</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The rate per dollar of fees that public companies and other issuers pay to register their securities with the Commission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Checkbox indicating whether filer is using a rule other than 457(a), 457(o), or 457(f) to calculate the registration fee due.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum aggregate offering price for the offering that is being registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_MaxAggtOfferingPric</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum offering price per share/unit being registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingNote</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The title of the class of securities being registered (for each class being registered).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingSctyTitl</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Type of securities: "Asset-backed Securities", "ADRs/ADSs", "Debt", "Debt Convertible into Equity", "Equity", "Face Amount Certificates", "Limited Partnership Interests", "Mortgage Backed Securities", "Non-Convertible Debt", "Unallocated (Universal) Shelf", "Exchange Traded Vehicle Securities", "Other"</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingSctyTp</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_PrevslyPdFlg</td>
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<td>ffd_</td>
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<td>xbrli:booleanItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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  xmlns:dei="http://xbrl.sec.gov/dei/2025"
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        <entity>
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        <period>
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            <endDate>2025-12-17</endDate>
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