<SEC-DOCUMENT>0001829126-24-007889.txt : 20241129
<SEC-HEADER>0001829126-24-007889.hdr.sgml : 20241129
<ACCEPTANCE-DATETIME>20241129120311
ACCESSION NUMBER:		0001829126-24-007889
CONFORMED SUBMISSION TYPE:	40-17G
PUBLIC DOCUMENT COUNT:		7
FILED AS OF DATE:		20241129
DATE AS OF CHANGE:		20241129
EFFECTIVENESS DATE:		20241129

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Gabelli 787 Fund, Inc.
		CENTRAL INDEX KEY:			0001394166
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-22041
		FILM NUMBER:		241514253

	BUSINESS ADDRESS:	
		STREET 1:		1290 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10104
		BUSINESS PHONE:		800-432-4320

	MAIL ADDRESS:	
		STREET 1:		1290 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10104

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	787 Fund, Inc.
		DATE OF NAME CHANGE:	20070322

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Gabelli Innovations Trust
		CENTRAL INDEX KEY:			0001760567
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-23395
		FILM NUMBER:		241514266

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		914-921-5100

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ELLSWORTH GROWTH & INCOME FUND LTD
		CENTRAL INDEX KEY:			0000793040
		ORGANIZATION NAME:           	
		IRS NUMBER:				133345139
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04656
		FILM NUMBER:		241514255

	BUSINESS ADDRESS:	
		STREET 1:		65 MADISON AVENUE
		STREET 2:		SUITE 550
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07960
		BUSINESS PHONE:		(973) 631-1177

	MAIL ADDRESS:	
		STREET 1:		65 MADISON AVE
		STREET 2:		SUITE 550
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07960

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ELLSWORTH FUND LTD
		DATE OF NAME CHANGE:	20060330

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ELLSWORTH CONVERTIBLE GROWTH & INCOME FUND INC
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI EQUITY TRUST INC
		CENTRAL INDEX KEY:			0000794685
		ORGANIZATION NAME:           	
		IRS NUMBER:				222736509
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04700
		FILM NUMBER:		241514280

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORP CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		9149215070

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TETON WESTWOOD FUNDS
		CENTRAL INDEX KEY:			0000796229
		ORGANIZATION NAME:           	
		IRS NUMBER:				133625130
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04719
		FILM NUMBER:		241514259

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		8004223554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GAMCO WESTWOOD FUNDS
		DATE OF NAME CHANGE:	20091130

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WESTWOOD FUNDS
		DATE OF NAME CHANGE:	20060621

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI WESTWOOD FUNDS
		DATE OF NAME CHANGE:	19980304

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI GROWTH FUND
		CENTRAL INDEX KEY:			0000806857
		ORGANIZATION NAME:           	
		IRS NUMBER:				133391404
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04873
		FILM NUMBER:		241514275

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434
		BUSINESS PHONE:		2124903670

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GAMCO GROWTH FUND
		DATE OF NAME CHANGE:	20070411

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI GROWTH FUND
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Comstock Funds, Inc.
		CENTRAL INDEX KEY:			0000830779
		ORGANIZATION NAME:           	
		IRS NUMBER:				133454481
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0430

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05502
		FILM NUMBER:		241514283

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434
		BUSINESS PHONE:		8004223554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	New Comstock Fund, Inc.
		DATE OF NAME CHANGE:	20210326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COMSTOCK FUNDS INC
		DATE OF NAME CHANGE:	20000823

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COMSTOCK PARTNERS FUNDS INC
		DATE OF NAME CHANGE:	19960214

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI CONVERTIBLE & INCOME SECURITIES FUND INC
		CENTRAL INDEX KEY:			0000845611
		ORGANIZATION NAME:           	
		IRS NUMBER:				133523423
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05715
		FILM NUMBER:		241514282

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		2123098408

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE YORK
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI CONVERTIBLE SECURITIES FUND INC /DE
		DATE OF NAME CHANGE:	19970507

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI SERIES FUNDS INC
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI VALUE 25 FUND INC
		CENTRAL INDEX KEY:			0000853438
		ORGANIZATION NAME:           	
		IRS NUMBER:				061283268
		STATE OF INCORPORATION:			CT
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05848
		FILM NUMBER:		241514260

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		9149215070

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI VALUE FUND INC
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI EQUITY SERIES FUNDS INC
		CENTRAL INDEX KEY:			0000877670
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-06367
		FILM NUMBER:		241514281

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		2123098448

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI MONEY MARKET FUNDS
		CENTRAL INDEX KEY:			0000888129
		ORGANIZATION NAME:           	
		IRS NUMBER:				133678826
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-06687
		FILM NUMBER:		241514264

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		9149215100

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI INVESTOR FUNDS INC
		CENTRAL INDEX KEY:			0000893783
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-07326
		FILM NUMBER:		241514267

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434
		BUSINESS PHONE:		9149215100

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI CAPITAL SERIES FUNDS INC
		CENTRAL INDEX KEY:			0000901246
		ORGANIZATION NAME:           	
		IRS NUMBER:				133761834
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-07644
		FILM NUMBER:		241514284

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		8004223554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WCC CAPITAL GROWTH FUND INC
		DATE OF NAME CHANGE:	19930714

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GAMCO GLOBAL SERIES FUNDS, INC
		CENTRAL INDEX KEY:			0000909504
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-07896
		FILM NUMBER:		241514279

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		8004223554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI GLOBAL SERIES FUNDS INC
		DATE OF NAME CHANGE:	19930805

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI MULTIMEDIA TRUST INC.
		CENTRAL INDEX KEY:			0000921671
		ORGANIZATION NAME:           	
		IRS NUMBER:				133767317
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08476
		FILM NUMBER:		241514277

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434
		BUSINESS PHONE:		9149215070

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI GLOBAL MULTIMEDIA TRUST INC
		DATE OF NAME CHANGE:	19940414

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Gabelli Gold Fund, Inc.
		CENTRAL INDEX KEY:			0000923459
		ORGANIZATION NAME:           	
		IRS NUMBER:				133770370
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08518
		FILM NUMBER:		241514276

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434
		BUSINESS PHONE:		8004223554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GAMCO GOLD FUND, INC
		DATE OF NAME CHANGE:	20070411

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI GOLD FUND INC
		DATE OF NAME CHANGE:	19940519

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI INTERNATIONAL GROWTH FUND, INC
		CENTRAL INDEX KEY:			0000925463
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08560
		FILM NUMBER:		241514268

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPOATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434
		BUSINESS PHONE:		8004223554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GAMCO INTERNATIONAL GROWTH FUND, INC
		DATE OF NAME CHANGE:	20070411

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI INTERNATIONAL GROWTH FUND INC
		DATE OF NAME CHANGE:	19940616

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI UTILITY TRUST
		CENTRAL INDEX KEY:			0001080720
		ORGANIZATION NAME:           	
		IRS NUMBER:				134046522
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-09243
		FILM NUMBER:		241514261

	BUSINESS ADDRESS:	
		STREET 1:		1 CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		9149215083

	MAIL ADDRESS:	
		STREET 1:		1 CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI UTILITY FUND
		DATE OF NAME CHANGE:	19990225

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI DIVIDEND GROWTH FUND
		CENTRAL INDEX KEY:			0001086884
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-09377
		FILM NUMBER:		241514285

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		8004223554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GABELLI BLUE CHIP VALUE FUND
		DATE OF NAME CHANGE:	19990520

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI UTILITIES FUND
		CENTRAL INDEX KEY:			0001087966
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-09397
		FILM NUMBER:		241514262

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI DIVIDEND & INCOME TRUST
		CENTRAL INDEX KEY:			0001260729
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-21423
		FILM NUMBER:		241514263

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		(914) 921-5070

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI GLOBAL UTILITY & INCOME TRUST
		CENTRAL INDEX KEY:			0001282957
		ORGANIZATION NAME:           	
		IRS NUMBER:				320116828
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-21529
		FILM NUMBER:		241514265

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		8149219105

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GAMCO Global Gold, Natural Resources & Income Trust
		CENTRAL INDEX KEY:			0001313510
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-21698
		FILM NUMBER:		241514274

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1422
		BUSINESS PHONE:		800.422.3554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1422

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GAMCO Global Gold, Natural Resources & Income Trust by Gabelli
		DATE OF NAME CHANGE:	20111222

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli Global Gold, Natural Resources & Income Trust
		DATE OF NAME CHANGE:	20050112

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli Gold, Natural Resources & Income Trust
		DATE OF NAME CHANGE:	20050105

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Keeley Funds, Inc.
		CENTRAL INDEX KEY:			0001324203
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-21761
		FILM NUMBER:		241514254

	BUSINESS ADDRESS:	
		STREET 1:		141 WEST JACKSON BOULEVARD
		STREET 2:		SUITE 2150
		CITY:			CHICAGO
		STATE:			IL
		ZIP:			60604
		BUSINESS PHONE:		800-422-3554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1434

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GDL FUND
		CENTRAL INDEX KEY:			0001378701
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-21969
		FILM NUMBER:		241514278

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		914-921-5100

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli Global Deal Fund
		DATE OF NAME CHANGE:	20061019

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Gabelli Healthcare & WellnessRx Trust
		CENTRAL INDEX KEY:			0001391437
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-22021
		FILM NUMBER:		241514258

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1422
		BUSINESS PHONE:		914-921-5100

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1422

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli Global Healthcare & WellnessRx Trust
		DATE OF NAME CHANGE:	20070227

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Gabelli SRI Fund, Inc.
		CENTRAL INDEX KEY:			0001391839
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-22026
		FILM NUMBER:		241514257

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		1 800 422 3554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli ESG Fund, Inc.
		DATE OF NAME CHANGE:	20160725

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli SRI Fund, Inc.
		DATE OF NAME CHANGE:	20130423

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli SRI Green Fund, Inc.
		DATE OF NAME CHANGE:	20090909

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GAMCO Natural Resources, Gold & Income Trust
		CENTRAL INDEX KEY:			0001438893
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-22216
		FILM NUMBER:		241514269

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		914-921-5100

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GAMCO Natural Resources, Gold & Income Trust by Gabelli
		DATE OF NAME CHANGE:	20120106

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli Natural Resources, Gold & Income Trust
		DATE OF NAME CHANGE:	20080717

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Gabelli Gold & Income Trust
		DATE OF NAME CHANGE:	20080630

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			DIVIDEND Fund Inc. by Gabelli
		CENTRAL INDEX KEY:			0001528838
		ORGANIZATION NAME:           	
		IRS NUMBER:				453041997
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-22607
		FILM NUMBER:		241514256

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		800-422-3554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DIVIDEND Fund Inc.
		DATE OF NAME CHANGE:	20110829

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Gabelli Global Small & Mid Cap Value Trust
		CENTRAL INDEX KEY:			0001585855
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-22884
		FILM NUMBER:		241514270

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		914-921-5100

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Gabelli Go Anywhere Trust
		CENTRAL INDEX KEY:			0001635193
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-23035
		FILM NUMBER:		241514273

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1022
		BUSINESS PHONE:		914-921-5100

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580-1022

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Gabelli ETFs Trust
		CENTRAL INDEX KEY:			0001748425
		ORGANIZATION NAME:           	
		IRS NUMBER:				831373005
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-23568
		FILM NUMBER:		241514271

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		914 921-8371

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANCROFT FUND LTD
		CENTRAL INDEX KEY:			0000009521
		ORGANIZATION NAME:           	
		IRS NUMBER:				042476994
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-02151
		FILM NUMBER:		241514272

	BUSINESS ADDRESS:	
		STREET 1:		65 MADISON AVENUE
		STREET 2:		SUITE 550
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07960
		BUSINESS PHONE:		(973) 631-1177

	MAIL ADDRESS:	
		STREET 1:		65 MADISON AVENUE
		STREET 2:		SUITE 550
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07960

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANCROFT CONVERTIBLE FUND INC
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GABELLI ASSET FUND
		CENTRAL INDEX KEY:			0000783898
		ORGANIZATION NAME:           	
		IRS NUMBER:				133331485
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04494
		FILM NUMBER:		241514286

	BUSINESS ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
		BUSINESS PHONE:		8004223554

	MAIL ADDRESS:	
		STREET 1:		ONE CORPORATE CENTER
		STREET 2:		100 PARK AVENUE
		CITY:			RYE
		STATE:			NY
		ZIP:			10580
</SEC-HEADER>
<DOCUMENT>
<TYPE>40-17G
<SEQUENCE>1
<FILENAME>gabelli_40-17g.htm
<DESCRIPTION>40-17G
<TEXT>
<HTML>
<HEAD>
  <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 50%"><IMG SRC="img_001.jpg" ALT="" STYLE="height: 35px; width: 150px"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: right; width: 50%"><IMG SRC="img_002.jpg" ALT="" STYLE="height: 16px; width: 100px"></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: right"><B><I>Investment Company Bond</I></B></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; text-align: right"><B><I>Declarations</I></B></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-right: 0.5in; text-align: right; margin-top: 3pt; margin-bottom: 0in"><B>BOND NO.</B> 106839603</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-right: 0.5in; text-align: right; margin-top: 3pt; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>Travelers Casualty and Surety Company of America</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>Hartford, Connecticut</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center">(A Stock Insurance Company, herein called the Company)</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; width: 1in"><B>ITEM 1</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid"><B>INSURED:</B></TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">THE GABELLI ASSET FUND</TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">
        <P STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">Principal Address:</P>
        <P STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">ONE CORPORATE CENTER</P>
        <P STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">RYE, NY 10580-1422</P>
        <P STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">&nbsp;</P>
        <P STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">(hereinafter, &ldquo;Insured&rdquo;)</P></TD> </TR>
  </TABLE>

<P STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid"><B>ITEM 2</B></TD>
    <TD COLSPAN="2" STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid"><B>POLICY PERIOD:</B></TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 35%">Inception Date: December&nbsp;15, 2024</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">Expiration Date: December&nbsp;15, 2025</TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-family: Arial, Helvetica, Sans-Serif">12:01 A.M. local time as to both dates at the Principal Address stated in ITEM 1.</TD> </TR>
  </TABLE>

<P STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; width: 1in"><B>ITEM 3</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid"><B>ALL NOTICES OF CLAIM OR LOSS MUST BE SENT TO THE COMPANY BY EMAIL, FACSIMILE, OR MAIL AS SET FORTH BELOW:</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Email: BSIclaims@travelers.com</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Fax: 1-888-460-6622</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify; width: 0.35in">Mail:</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">Travelers Bond &amp; Specialty Insurance Claim</TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">P.O. Box 2989</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Hartford, CT 06104-2989</P> </TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify; width: 1in">Overnight Mail:&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">Travelers Bond &amp; Specialty Insurance Claim</TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">One Tower Square, MN06</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Hartford, CT 06183</P> </TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">For questions related to claim reporting or handling, please call 1-800-842-8496.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; width: 1in; text-align: left"><B>ITEM 4</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; text-align: justify">If &ldquo;<I>Not Covered</I>&rdquo; is inserted opposite any specified Insuring Agreement below, or if no amount is included in the Single Loss Limit of Insurance, such Insuring Agreement and any other reference thereto is deemed to be deleted from this bond.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: left"><B>INSURING AGREEMENT</B></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: center; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; font-weight: bold; text-align: center">SINGLE LOSS<BR> LIMIT OF<BR> INSURANCE</TD>
    <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: center; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; font-weight: bold; text-align: center">SINGLE LOSS<BR> DEDUCTIBLE<BR> AMOUNT</TD>
    <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt"><B>A.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; font-weight: bold">FIDELITY</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.25in"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; width: 12%">Coverage A.1.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Larceny or Embezzlement</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; width: 5%; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 5%; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; width: 5%; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%; text-align: right">0</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 5%; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Coverage A.2.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Restoration Expenses</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-15001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 3</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; width: 0.25in; vertical-align: top"><B>B.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left; width: 12%">ON PREMISES</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; width: 5%; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 5%; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; width: 5%; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 5%; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>C.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left">IN TRANSIT</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>D.</B></TD>
    <TD COLSPAN="3" STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left">FORGERY OR ALTERATION</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>E.</B></TD>
    <TD COLSPAN="3" STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left">SECURITIES</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>F.</B></TD>
    <TD COLSPAN="3" STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left">COUNTERFEIT MONEY<BR> AND COUNTERFEIT MONEY ORDERS</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>G.</B></TD>
    <TD COLSPAN="3" STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left">CLAIM EXPENSE</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">50,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">5,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>H.&nbsp;</B></TD>
    <TD COLSPAN="3" STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left">STOP PAYMENT ORDERS OR<BR> WRONGFUL DISHONOR OF CHECKS</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">25,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">5,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>I.</B></TD>
    <TD COLSPAN="3" STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left">COMPUTER SYSTEMS</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Coverage I.1.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Computer Fraud</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Coverage I.2.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Fraudulent Instructions</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Coverage I.3.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">Restoration Expense</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">29,200,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">10,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>&nbsp;</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left; vertical-align: top"><B>J.</B></TD>
    <TD COLSPAN="3" STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: bold; text-align: left">UNCOLLECTIBLE ITEMS OF DEPOSIT</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">25,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: right">$</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">5,000</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; width: 1in; text-align: left"><B>ITEM 5</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; text-align: justify"><B>PREVIOUS BONDS OR POLICIES:</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Insured, by acceptance of this bond, gives notice to the Company canceling or terminating prior bond or policy numbers:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Not Applicable</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">such cancellation or termination to be effective as of the time this bond becomes effective.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; width: 1in; text-align: left"><B>ITEM 6</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; text-align: justify; width: 35%"><B>DISCOVERY PERIOD:</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; text-align: justify">&nbsp;</TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">Additional Premium Percentage:&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">100% of the annualized premium </TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">Additional Months:</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">12 months</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-family: Arial, Helvetica, Sans-Serif">(If exercised in accordance with section VI. CONDITIONS, S. DISCOVERY PERIOD)</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; text-align: left; width: 1in"><B>ITEM 7</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; text-align: justify"><B>FORMS AND ENDORSEMENTS ATTACHED AT ISSUANCE:</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">IVBB-16001-0116; IVBB-19021-0116; IVBB-19004-0116; IVBB-19007-0116; IVBB-19010-0116;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">IVBB-19016-0116; IVBB-19024-0116; IVBB-19044-0518; IVBB-19038-0422; IVBB-18023-1217;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">IVBB-17022-1019</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 3pt; border-top: Black 1pt solid; text-align: justify"><B>PRODUCER INFORMATION:</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">WTW NORTHEAST INC<BR> 200 LIBERTY ST</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 3pt; text-align: justify">NEW YORK, NY 10281</P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

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<!-- Field: Page; Sequence: 2; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-15001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> of 3</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
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    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border-bottom: Black 1pt solid; width: 45%"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 55%; text-align: left">&nbsp;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">Countersigned By</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">IN WITNESS WHEREOF, the Company has caused this bond to be signed by its authorized officers.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
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    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: center; width: 49%"><IMG SRC="img_003.jpg" ALT="" STYLE="height: 46px; width: 150px"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: center; width: 2%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: center; width: 49%"><IMG SRC="img_004.jpg" ALT="" STYLE="height: 37px; width: 150px"></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 2pt; text-align: center">President</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 2pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-top: 2pt; text-align: center">Corporate Secretary</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 3; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-15001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --> of 3</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 50%"><IMG SRC="img_001.jpg" ALT="" STYLE="height: 35px; width: 150px"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: right; width: 50%">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right"><B><I>Investment Company Bond</I></B></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; text-align: right"><B><I>Table of Contents</I></B></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; background-color: Gainsboro; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_001">I.</A></I></B></FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_001">CONSIDERATION CLAUSE</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>3</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_002">II.</A></I></B></FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_002">INSURING AGREEMENTS</A></I></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_003">A.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_003">FIDELITY</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; width: 0.5in; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; width: 0.5in; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top; width: 1in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_004">Coverage A.1.</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_004">Larceny or Embezzlement</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; width: 9%; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_005">Coverage A.2.</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_005">Restoration Expenses</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_006">B.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_006">ON PREMISES</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_007">C.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_007">IN TRANSIT</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>4</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_008">D.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_008">FORGERY OR ALTERATION</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>4</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_009">E.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_009">SECURITIES</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>4</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_010">F.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_010">COUNTERFEIT MONEY AND COUNTERFEIT MONEY ORDERS</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>5</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_011">G.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_011">CLAIM EXPENSE</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>5</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_012">H.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_012">STOP PAYMENT ORDERS OR WRONGFUL DISHONOR OF CHECKS</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>5</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_013">I.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_013">COMPUTER SYSTEMS</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>6</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_014">Coverage I.1.</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_014">Computer Fraud</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>6</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_015">Coverage I.2.</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_015">Fraudulent Instructions</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>6</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_016">Coverage I.3.</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_016">Restoration Expenses</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>6</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_017">J.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_017">UNCOLLECTIBLE ITEMS OF DEPOSIT</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>6</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_018">III.</A></I></B></FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_018">GENERAL AGREEMENTS</A></I></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>6</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_019">A.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_019">ORGANIC GROWTH</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>6</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_020">B.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_020">CONSOLIDATION - MERGER - PURCHASE OR ACQUISITION OF ASSETS</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>7</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_021">C.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_021">REPRESENTATION OF INSURED</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>7</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_022">D.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_022">JOINT INSURED</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>7</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_023">E.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_023">COURT COSTS AND ATTORNEY&rsquo;S FEES - LEGAL PROCEEDINGS - ELECTION TO DEFEND</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>8</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_024">IV.</A></I></B></FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_024">DEFINITIONS</A></I></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>8</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_025">V.</A></I></B></FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_025">EXCLUSIONS</A></I></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>16</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_026">VI.</A></I></B></FONT></TD>
    <TD COLSPAN="3" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I><A HREF="#a_026">CONDITIONS</A></I></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>19</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_027">A.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_027">ADDITIONAL COMPANIES INCLUDED AS INSURED</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>19</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_028">B.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_028">DISCOVERY</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>19</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_029">C.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_029">BOND PERIOD</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>20</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_030">D.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_030">SINGLE LOSS</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>20</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_031">E.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_031">SINGLE LOSS LIMIT OF INSURANCE</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>20</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_032">F.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_032">DEDUCTIBLE</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>20</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_033">G.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_033">NON-ACCUMULATION OF LIMITS</A></B></FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 6pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>20</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_034">H.</A></B></FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><A HREF="#a_034">NOTICE - PROOF OF LOSS - LEGAL PROCEEDINGS</A></B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>20</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: left; vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in; vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 4; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font-family: Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_035"><B>I.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><B><A HREF="#a_035">VALUATION</A></B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>21</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_036"><B>J.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_036"><B>ASSIGNMENT</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>22</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_037"><B>K.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_037"><B>SUBROGATION</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>22</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_038"><B>L.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_038"><B>RECOVERIES</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>22</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_039"><B>M.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_039"><B>COOPERATION</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>23</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_040"><B>N.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_040"><B>ANTI-BUNDLING</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>23</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_041"><B>O.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_041"><B>LIMIT OF INSURANCE UNDER THIS BOND AND PRIOR INSURANCE</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>23</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_042"><B>P.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_042"><B>OTHER INSURANCE OR INDEMNITY</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>23</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_043"><B>Q.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_043"><B>COVERED PROPERTY</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>24</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_044"><B>R.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_044"><B>CANCELATION, TERMINATION, CHANGE OR MODIFICATION</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>24</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_045"><B>S.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; padding-bottom: 6pt; vertical-align: top"><A HREF="#a_045"><B>DISCOVERY PERIOD</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; padding-bottom: 6pt; text-align: right"><B>25</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"><A HREF="#a_046"><B>T.</B></A></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; text-indent: -0.125in; padding-left: 0.125in; vertical-align: top"><A HREF="#a_046"><B>HEADINGS</B></A></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&nbsp;</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: right"><B>25</B></TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.5in">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; width: 0.5in; vertical-align: top">&nbsp;</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 1in">&nbsp;</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1%">&nbsp;</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: right; width: 9%">&nbsp;</TD></TR>
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="text-align: left; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top">&nbsp;</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
  </TABLE>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 50%"><IMG SRC="img_001.jpg" ALT="" STYLE="height: 35px; width: 150px"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: bottom; text-align: right; width: 50%">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right"><B><I>Investment Company Bond</I></B></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; text-align: right"><B><I>with Extended Coverages</I></B></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; background-color: Gainsboro; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: right">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><A NAME="a_001"></A><B><I>I.</I></B></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>CONSIDERATION CLAUSE</I></B></TD> </TR>
  </TABLE>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>IN CONSIDERATION </B>of the payment of an agreed premium and subject to the Declarations and pursuant to all the terms, conditions, exclusions and limitations of this bond, the Company agrees to indemnify the Insured as set forth in ITEM 1 of the Declarations (herein called Insured) for:</P>

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  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><I><A NAME="a_002"></A>II.</I></B></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"> <B><I>INSURING AGREEMENTS</I></B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_003"></A>A.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>FIDELITY</B></TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><A NAME="a_004"></A>Coverage A.1. Larceny or Embezzlement</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss resulting directly from <B>Larceny or Embezzlement </B>committed by an <B>Employee </B>acting alone or in collusion with others.</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><A NAME="a_005"></A>Coverage A.2. Restoration Expenses</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Restoration Expenses</B> incurred by the Insured and resulting directly from a <B>Computer Violation </B>by an <B>Employee</B>.</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_006"></A>B.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>ON PREMISES</B></TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Loss of <B>Property</B> resulting directly from:</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">robbery, burglary, mysterious unexplainable disappearance or misplacement and damage or destruction; or</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">theft, false pretenses, or common law or statutory larceny, committed by a person physically present in an office of, or on the premises of, the Insured at the time the <B>Property </B>was surrendered,</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">while the <B>Property </B>is lodged or deposited within offices or premises located anywhere. The premises of a <B>Depository </B>will be deemed premises of the Insured, but solely as respects loss of <B>Certificated Securities</B>. Coverage for <B>Certificated Securities </B>held by such <B>Depository </B>is limited to the extent of the Insured&rsquo;s interest therein as effected by the making of appropriate entries on the books and records of such <B>Depository</B>. The Company will not be liable under Insuring Agreement B for loss in connection with the central handling of securities within the systems established and maintained by any <B>Depository </B>unless the amount of such loss exceeds the amount recoverable or recovered under any bond or policy or participants&rsquo; fund insuring the <B>Depository </B>against such loss.</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">This bond does not afford any coverage in favor of any <B>Depository </B>or exchange or any nominee in whose name is registered any security included within the <B>Depository&rsquo;s </B>systems.</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Direct loss, through any hazard specified in Insuring Agreement B.1. of any <B>Property </B>while such <B>Property </B>is within any of the Insured&rsquo;s or an <B>Investment Adviser&rsquo;s </B>offices and in the possession of any customer of the Insured, any representative of such customer or any <B>Employee </B>whether or not the Insured is liable for the loss thereof, and provided such loss, at the option of the Insured, is included in the Insured&rsquo;s proof of loss, but excluding, in any event, loss caused by such customer, any representative of such customer, or any <B>Employee</B>.</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_007"></A>C.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>IN TRANSIT</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss of <B>Property </B>(occurring with or without negligence or violence) resulting directly from robbery, larceny, theft, holdup, mysterious unexplainable disappearance, misplacement, being lost or otherwise made away with, damage thereto or destruction thereof, and loss of subscription, conversion, redemption or deposit privileges through the misplacement or loss of <B>Property</B>, while the <B>Property </B>is in transit anywhere in the custody of any person or persons acting as <B>Messenger</B>, except while in the mail or with a carrier for hire other than an armored motor vehicle company, for the purpose of transportation, such transit to begin immediately upon receipt of such <B>Property </B>by the transporting person or persons, and to end immediately upon delivery thereof at destination, but only while the <B>Property </B>is being conveyed.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_008"></A>D.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>FORGERY OR ALTERATION</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss resulting directly from the Insured having, in good faith, paid or transferred any <B>Property </B>in reliance on any <B>Written, Original</B>:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Negotiable Instrument</B> (except an <B>Evidence of Debt</B>);</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Certificate of Deposit</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Letter of Credit</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Withdrawal Order</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">5.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Acceptance</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">6.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">receipt for the withdrawal of <B>Property</B>; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">7.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">instruction or advice directed to the Insured or an <B>Investment Adviser </B>and purportedly signed by a <B>Customer </B>of the Insured or by a <B>Financial Institution</B>,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">which (a) bears a handwritten signature which is a <B>Forgery</B>; or (b) is altered, but only to the extent the <B>Forgery</B> or alteration causes the loss.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Actual physical possession of the items listed in 1. through 7. above by the Insured is a condition precedent to the Insured&rsquo;s having relied on the items.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_009"></A>E.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>SECURITIES</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss resulting directly from the Insured having, in good faith, for its own account or for the account of others:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">acquired, sold, delivered, or given value, extended credit or assumed liability, on the faith of any <B>Original Written</B> document that is a (an):</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Certificated Security</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Document of Title</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">deed, mortgage, or other instrument conveying title to, or creating or discharging a lien on, real property;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">d.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Certificate of Origin or Title</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">e.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Certificate of Deposit</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">f.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Evidence of Debt</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">g.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">corporate, partnership, or personal <B>Guarantee</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">h.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Security Agreement</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">i.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Instruction</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">j.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Statement of Uncertificated Security</B>, </TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in">that</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(1)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">bears a handwritten signature material to the validity or enforceability of the <B>Original Written </B>document that is a <B>Forgery</B>, but only to the extent the <B>Forgery </B>causes the loss;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(2)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">is altered, but only to the extent the alteration causes the loss; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(3)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">is lost or stolen;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">guaranteed in writing or witnessed any handwritten signature upon any transfer, assignment, bill of sale, power of attorney, <B>Guarantee</B>, endorsement, or any items listed in items 1.a. through 1.i. above; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">acquired, sold or delivered, given value, extended credit or assumed liability, on the faith of any item listed in 1.a. through 1.d. above, that is a <B>Counterfeit,</B> but only to the extent the <B>Counterfeit </B>causes the loss.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Actual physical possession, and continued actual physical possession if taken as collateral, of the items listed in 1.a. through 1.j. above by the Insured, an <B>Investment Adviser</B>, a <B>Custodian</B>, or a Federal or State chartered deposit institution of the Insured is a condition precedent to the Insured&rsquo;s having relied on the faith of such items. Release or return of such collateral is an acknowledgment by the Insured that it no longer relies on such collateral.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_010"></A>F.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>COUNTERFEIT MONEY AND COUNTERFEIT MONEY ORDERS</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss resulting directly from the receipt by the Insured, in good faith, of any <B>Counterfeit Money </B>of the United States of America and its territories and possessions, Canada or any other country, or of <B>Counterfeit </B>money orders denominated in United States or Canadian currency.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_011"></A>G.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>CLAIM EXPENSE</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Reasonable expenses necessarily incurred and paid by the Insured in preparing any covered claim for loss under any Insuring Agreement covered under this bond, which loss exceeds the Single Loss Deductible Amount applicable to such Insuring Agreement. Such expenses include costs incurred (including necessary wages of <B>Employees</B>) for that part of audits or examinations performed, whether or not required by State or Federal supervisory authorities and conducted either by such authorities or by independent accountants, by reason of the discovery of loss sustained by the Insured.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_012"></A>H.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>STOP PAYMENT ORDERS OR WRONGFUL DISHONOR OF CHECKS</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Damages that the Insured becomes legally liable to pay its customers resulting directly from the Insured or an <B>Investment Adviser </B>having:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">failed to comply with any notice of any customer of the Insured or any authorized representative of such customer to stop payment on any check or draft made or drawn by such customer; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">wrongfully dishonored or wrongfully failed to certify any check or draft made or drawn by the customer of the Insured or any authorized representative of such customer.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Notwithstanding any other provision of this bond, damages under paragraph 2. above do not include the amount of any check or draft in question, or any amounts paid to the payee, endorser, or accommodation party of such check or draft.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_013"></A>I.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>COMPUTER SYSTEMS</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in; text-align: left"><A NAME="a_014"></A>Coverage I.1.&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">Computer Fraud</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss resulting directly from <B>Computer Fraud</B>.</P>

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<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%">
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    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in; text-align: left"><A NAME="a_015"></A>Coverage I.2.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">Fraudulent Instructions</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss resulting directly from the Insured or an <B>Investment Adviser</B> having, in good faith, caused a transfer of funds as a result of a <B>Fraudulent Instruction </B>when the Insured or an <B>Investment Adviser</B>, prior to causing the transfer of the funds, used its best efforts to verify the identity of the person transmitting the instruction; provided that if the instruction is purported to be from a <B>Customer</B>, the Insured, or an <B>Investment Adviser</B>:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">performed a <B>Callback Verification</B> with respect to such instruction; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">followed commercially reasonable <B>Security Procedures</B> applicable to the transaction and instruction.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Such <B>Fraudulent Instruction </B>received and, if applicable, <B>Callback Verification </B>performed, must be either recorded, logged, or documented by the Insured or an <B>Investment Adviser</B>.</P>

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    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in; text-align: left"><A NAME="a_016"></A>Coverage I.3.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">Restoration Expenses</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Restoration Expenses </B>incurred by the Insured or an <B>Investment Adviser</B> and resulting from a <B>Computer Violation</B> by someone other than an <B>Employee</B>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_017"></A>J.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>UNCOLLECTIBLE ITEMS OF DEPOSIT</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss, including dividends and interest accrued not to exceed 15% of the value of each <B>Item of Deposit </B>that is deposited, resulting directly from the Insured or <B>Investment Adviser</B> having credited an account of a customer, shareholder or subscriber on the faith of any <B>Items of Deposit </B>that prove to be uncollectible, provided that the crediting of such account causes:</P>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">redemptions or withdrawals to be permitted;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">shares to be issued; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">dividends to be paid.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">It is a condition precedent to coverage under this Insuring Agreement that the Insured or <B>Investment Adviser </B>hold funds represented in <B>Items of Deposit </B>for the maximum number of days allowable under Regulation CC before permitting any redemptions or withdrawals, or issuing any shares or paying any dividends with respect to such <B>Items of Deposit</B>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Items of Deposit</B> will not be deemed to be uncollectible until the Insured&rsquo;s or <B>Investment Adviser&rsquo;s </B>standard collection procedures have failed.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">This Insuring Agreement applies to Insureds with exchange privileges if all funds in the exchange program are insured by the Company for <B>Uncollectible Items of Deposit</B>. Regardless of the number of transactions between funds, the maximum number of days allowable under Regulation CC begins from the date a deposit was first credited to any fund in the exchange program.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><I><A NAME="a_018"></A>III.</I></B></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"> <B><I>GENERAL AGREEMENTS</I></B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_019"></A>A.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>ORGANIC GROWTH</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If an Insured or <B>Investment Adviser</B>, while this bond is in force, adds additional <B>Employees </B>other than by consolidation or merger with, or purchase or acquisition of the assets, assets under management or</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">liabilities of, another institution, such <B>Employees </B>will automatically be covered hereunder from the date of such addition without the requirement of notice to the Company or the payment of additional premium for the remainder of the Policy Period as set forth in ITEM 2 of the Declarations.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_020"></A>B.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>CONSOLIDATION - MERGER - PURCHASE OR ACQUISITION OF ASSETS</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If the Insured or an <B>Investment Adviser</B>, while this bond is in force, consolidates or merges with, or purchases or acquires assets, assets under management or liabilities of, or purchases or acquires more than 50% voting stock ownership of another institution (hereinafter referred to as a &ldquo;Transaction&rdquo;), coverage under this bond for loss which:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">has occurred or will occur in the offices or premises of such institution;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">has been caused or will be caused by any employee or employees of such institution; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">has arisen or will arise out of the assets, assets under management or liabilities acquired by the Insured as a result of such Transaction, </TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">is provided as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Automatic Loss Sustained Coverage</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 2in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If a Transaction involves assets, assets under management and liabilities in an amount that is more than 25% of the consolidated assets of all Insureds as of the most recent calendar year-end preceding the date of the Transaction, then coverage of this bond as respects the Transaction will be afforded for a Single Loss that is both discovered and for which the acts giving rise to the loss occur in their entirety on or after the effective date of the Transaction. This coverage terminates 60 days after the Transaction date, or the termination date of the bond, whichever comes earlier, unless the Insured provides notice to the Company and obtains the written consent of the Company to extend such coverage beyond said date and, upon obtaining such consent, pays to the Company an additional premium, if required.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Automatic Discovery Coverage</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 2in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If a Transaction involves assets, assets under management and liabilities in an amount that is 25% or less of the consolidated assets of all Insureds as of the most recent calendar year-end preceding the date of the Transaction, then coverage of this bond as respects the Transaction will be afforded for a Single Loss that is discovered on or after the effective date of the Transaction, for the remainder of the Policy Period as set forth in ITEM 2 of the Declarations, without additional premium being charged and without notice to the Company of the Transaction.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_021"></A>C.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>REPRESENTATION OF INSURED</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">No statement made by or on behalf of the Insured, whether contained in the application or otherwise, is deemed to be a warranty of anything except that it is true to the best of the knowledge and belief of the person making the statement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_022"></A>D.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>JOINT INSURED</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">This bond does not indemnify or hold harmless any Insured for loss sustained by an <B>Investment Adviser</B>, or by a proprietorship, partnership or corporation that is owned, controlled or operated by such Insured, and not named as an Insured hereunder, except as may be provided on a limited basis within General Agreement B., but this paragraph does not apply to loss sustained by a nominee organized by an Insured hereunder other than a holding company.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If two or more Insureds are covered under this bond, the first named Insured will act for all Insureds. Payment by the Company to the first named Insured of loss sustained by any Insured fully releases the Company on account of such loss. If the first named Insured ceases to be covered under this bond, the Insured next named will thereafter be considered the first named Insured. In the absence of an Insured</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">being specifically next named, the Insured entity having the greatest consolidated assets of all remaining Insureds then becomes the first named Insured. Knowledge possessed or discovery made by any Insured or <B>Investment Adviser </B>constitutes knowledge or discovery by all Insureds for all purposes of this bond. The liability of the Company for loss or losses sustained by all Insureds will not exceed the amount for which the Company would have been liable had all such loss or losses been sustained by one Insured.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_023"></A>E.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>COURT COSTS AND ATTORNEY&rsquo;S FEES - LEGAL PROCEEDINGS - ELECTION TO DEFEND</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Company will indemnify the Insured against court costs and reasonable attorney&rsquo;s fees incurred and paid by the Insured in defending any suit or legal proceeding brought against the Insured to enforce the Insured&rsquo;s liability, or alleged liability, on account of any loss, claim or damage that, if established against the Insured, would constitute a collectible loss under this bond in excess of any Single Loss Deductible Amount, provided, however, that with respect to Insuring Agreement A this indemnity will apply only in the event that:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an <B>Employee</B> admits to being guilty of <B>Larceny or Embezzlement</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an <B>Employee</B> is adjudicated to be guilty of <B>Larceny or Embezzlement</B>; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">in the absence of 1. or 2. above, an arbitration panel agrees, after a review of an agreed statement of facts, that an <B>Employee </B>would be found guilty of <B>Larceny or Embezzlement </B>if such <B>Employee </B>were prosecuted.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Such indemnity is in addition to the Single Loss Limit of Insurance for the applicable Insuring Agreement or Coverage.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Insured or an <B>Investment Adviser </B>must notify the Company promptly after notice thereof, of any such suit or legal proceeding and at the request of the Company will furnish it with copies of all pleadings and other papers therein. At the Company&rsquo;s election the Insured will permit the Company to conduct the defense of such suit or legal proceeding, in the Insured&rsquo;s name, through attorneys of the Company&rsquo;s selection. In such event, the Insured and <B>Investment Adviser </B>will give all reasonable information and assistance, other than pecuniary, that the Company deems necessary to the defense of such suit or legal proceeding.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If the amount of the Insured&rsquo;s liability or alleged liability is greater than the amount recoverable under this bond, or if a Single Loss Deductible Amount is applicable, or both, then the liability of the Company under this General Agreement E. is limited to the proportion of court costs and attorney&rsquo;s fees incurred and paid by the Insured or by the Company that the amount recoverable under this bond bears to the total amount of the Insured&rsquo;s liability or alleged liability. Any amount not recoverable by reason of the Insured&rsquo;s liability or alleged liability being greater than the amount recoverable under any insuring agreement of this bond, does not serve to reduce the Single Loss Deductible Amount applicable to such Insuring Agreement or Coverage.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If the Company pays court costs and attorney&rsquo;s fees in excess of its proportionate share of such costs and fees, the Insured will promptly reimburse the Company for such excess.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><I><A NAME="a_024"></A>IV.</I></B></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I> DEFINITIONS</I></B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">As used in this bond:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>A.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Acceptance </I></B>means a <B>Written </B>draft that the drawee has, by signature thereon, engaged to honor as presented.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>B.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Bond Period</I></B> has the meaning set forth in section VI. CONDITIONS, C. BOND PERIOD.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>C.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Callback Verification </I></B>means a verbal conversation with the purported <B>Customer</B>, using a <B>Pre- Determined Telephone Number</B>, to verify the identity of the <B>Customer </B>and the authenticity of a funds transfer request.</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>D.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Certificate of Deposit </I></B>means a <B>Written </B>acknowledgment by an Insured or a <B>Financial Institution </B>of receipt of <B>Money </B>with an engagement to repay it.</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>E.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Certificate of Origin or Title </I></B>means a <B>Written </B>document issued by a manufacturer of personal property or a governmental agency evidencing the ownership of the personal property and by which ownership is transferred.</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>F.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Certificated Security </I></B>means a share, participation or other interest in property of, or an enterprise of, the issuer or an obligation of the issuer, that is:</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">represented by a <B>Written</B> instrument issued in bearer or registered form;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">of a type commonly dealt in on securities exchanges or markets or commonly recognized in any area in which it is issued or dealt in as a medium for investment; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">either one of a class or series or by its terms divisible into a class or series of shares, participations, interests or obligations.</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>G.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Computer Fraud </I></B>means an intentional, unauthorized, and fraudulent entry of data or computer instructions directly into, or change of data or computer instructions within, a <B>Computer System </B>by a natural person or entity other than an <B>Employee</B>, including any such entry or change made via the internet or a <B>Network</B>, provided that such entry or change causes:</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>Property</B> to be transferred, paid, or delivered;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an account of the Insured, or of its customer, to be added, deleted, debited or credited; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an unauthorized or fictitious account to be debited or credited.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: right; vertical-align: top; width: 0.5in"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>H.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Computer System</I></B> means:</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: right; vertical-align: top; width: 1in"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any computer; and</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any input, output, processing, storage or communication device, or any related network, operating system or application software, that is connected to, or used in connection with, such computer,</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">that is rented by, owned by, leased by, licensed to, or under the direct operational control of, the Insured or an <B>Investment Adviser</B>.</P>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>I.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Computer Violation</I></B> means:</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the introduction of a <B>Computer Virus</B> into a <B>Computer System</B>; or</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">damage to, or destruction of, computer programs, software or other electronic data stored within a <B>Computer System </B>by a natural person, who has:</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">gained unauthorized access to such <B>Computer System</B>; or</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">authorized access to such <B>Computer System</B> but uses such access to cause such damage or destruction.</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>J.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Computer Virus </I></B>means any malicious code that could destroy, alter, contaminate, or degrade the integrity, quality, or performance of:</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">electronic data used, or stored, in any <B>Computer System</B> or network; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a computer network, any computer application software, or a computer operating system or related network.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>K.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Counterfeit </I></B>means a <B>Written </B>imitation of an actual, valid, or verifiable <B>Original </B>that is intended to deceive and to be taken as the <B>Original</B>.</TD> </TR>
  </TABLE>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>L.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Custodian </I></B>means an institution designated by an Insured or an <B>Investment Adviser </B>to maintain possession and control of the Insured&rsquo;s assets.</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>M.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Customer</I></B> means, only with respect to Insuring Agreement I.2., an entity or natural person that has a <B>Funds Transfer Agreement</B> with the Insured or with an <B>Investment Adviser</B>.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>N.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Depository</I></B> means a clearing corporation that is:</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">registered with the Securities Exchange Commission as a clearing agency under section&nbsp;17A of the Securities Exchange Act of 1934 (15 U.S.C. 78q-1); or</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a Federal Reserve Bank or other person or entity authorized to operate the federal book entry system described in the regulations of the Department of Treasury codified at 31 CFR 357, Subpart B, or book-entry systems operated pursuant to comparable regulations of other federal agencies.</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>O.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Document of Title </I></B>means a <B>Written </B>document that is a bill of lading, dock warrant, dock receipt, warehouse receipt or order for the delivery of goods, and also any other <B>Written </B>document that in the regular course of business or financing is treated as adequately evidencing that the person in possession of it is entitled to receive, hold and dispose of the document and the goods it covers and must purport to be issued by or addressed to a bailee and purport to cover goods in the bailee&rsquo;s possession that are either identified or are fungible portions of an identified mass.</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>P.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Electronic Data Processor </I></B>means a natural person, partnership or corporation authorized in writing by the Insured or an <B>Investment Adviser </B>to perform services as a data processor of checks presented to the Insured by a customer or <B>Financial Institution</B>, but excluding any such processor who acts as a transfer agent or in any other agency capacity in issuing checks, drafts or securities for the Insured, A Federal Reserve Bank or clearinghouse will not be construed to be an <B>Electronic Data Processor</B>.</TD> </TR>
  </TABLE>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>Q.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Electronic Record </I></B>means information that is created, generated, sent, communicated, received, or stored by electronic means, and is retrievable in perceivable form.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>R.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Employee</I></B> means:</TD> </TR>
  </TABLE>

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  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an officer, partner or other employee of the Insured, while such person is employed by and performing services for the Insured, and whom the Insured directly compensates by wages, salaries or commissions; or for 60 days after such individual&rsquo;s termination of service, provided such termination is not due to employee fraud or dishonesty;</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a guest student or intern pursuing studies or duties in any of the Insured&rsquo;s or an <B>Investment Adviser&rsquo;s </B>offices or premises covered hereunder, while such person is performing services for the Insured;</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any attorney retained by the Insured or an <B>Investment Adviser</B>, and any employee of such attorney, but only while performing legal services for the Insured;</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any natural person assigned to perform the usual duties of an employee within the premises of the Insured or an <B>Investment Adviser</B> and under the Insured&rsquo;s supervision, by contract, including such persons provided by any employment agency furnishing temporary personnel to the Insured or an <B>Investment Adviser </B>on a contingent or part-time basis, and including a natural person who is leased to the Insured or an <B>Investment Adviser </B>under a written agreement between the Insured and a labor leasing firm to perform duties related to the conduct of the Insured&rsquo;s business; (all such natural persons provided by a single employment agency or labor leasing firm will collectively be deemed to be one person for all the purposes of this bond, excepting, however, the last paragraph of Condition R.2.);</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">5.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an employee of an institution merged or consolidated with the Insured prior to the effective date of this bond, or, subject to General Agreement B., after the effective date of this bond, but only with respect to acts while an employee of such institution and which acts caused said institution to </TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in">sustain a loss that was not known to the Insured or to the institution at the time of the merger or consolidation;</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">6.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">each natural person, partnership, or corporation authorized by the Insured or an <B>Investment Adviser </B>to perform services as an <B>Electronic Data Processor </B>(each such <B>Electronic Data Processor</B>, and the partners, officers and employees of such <B>Electronic Data Processor </B>will collectively be deemed to be one <B>Employee </B>for all the purposes of this bond, except with respect to Condition R.2.);</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">7.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any director or trustee of an Insured, <B>Investment Adviser</B>, underwriter (distributor), transfer agent, shareholder accounting record keeper, or administrator authorized by <B>Written </B>agreement with the Insured to keep financial or other required records, but only while performing acts coming within the scope of the usual duties of an officer or employee or while acting as a member of any committee duly elected or appointed to examine or audit or have custody of or access to the <B>Property </B>of the Insured;</TD> </TR>
  </TABLE>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">8.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any natural person who is a volunteer, while such person is subject to the Insured&rsquo;s direction and control and is performing services for the Insured;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">9.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any natural person who is a former employee retained as a consultant, pursuant to a written agreement with the Insured, while that person is subject to the Insured&rsquo;s direction and control and performing services for the Insured; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">10.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any officer, partner, or employee of:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an <B>Investment Adviser</B>;</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an underwriter (distributor);</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a transfer agent or shareholder accounting record-keeper; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">d.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an administrator authorized by written agreement to keep financial or other required records,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">for an Insured but only while performing acts coming within the scope of the usual duties of an officer or employee of the Insured, or while acting as a member of any committee duly elected or appointed to examine or audit or have custody of or access to the <B>Property </B>of any such Insured, provided that only employees or partners of a transfer agent, shareholder accounting record- keeper or administrator that is an affiliated person, as defined in the Investment Company Act of 1940, of an Insured or is an affiliated person of the <B>Investment Adviser</B>, underwriter or administrator of such Insured, and that is not a bank, will be included within the definition of Employee.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Employee </B>also means any natural person described above while such person is on medical, military, or other leave of absence. Coverage applies to any such <B>Employee </B>while on leave, regardless of whether such person remains subject to the Insured&rsquo;s direction and control during the time of leave.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Employee </B>does not mean any agent, broker, factor, commission merchant, consignee, independent contractor or representative or other person of the same general character not specified above.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>S.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Evidence of Debt </I></B>means a <B>Written </B>instrument, including a <B>Negotiable Instrument</B>, executed, or purportedly executed, by a customer of the Insured and held by the Insured or an <B>Investment Adviser </B>that in the regular course of business is treated as evidencing the customer&rsquo;s debt to the Insured.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>T.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Financial Institution</I></B> means:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a bank, trust company, savings bank, credit union, savings and loan association, or similar thrift institution; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a stock brokerage firm, mutual fund, liquid assets fund or similar investment institution;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 14; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">provided that <B>Financial Institution </B>does not include any such entity, institution or organization that is an Insured or an <B>Investment Adviser</B>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>U.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Forgery </I></B>means signing the name of another person or organization with a handwritten signature directly applied to a <B>Written </B>document without authority, and with the intent to deceive.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">A signature written on an electronic pad that captures the signature for purposes of creating an electronic digitized image of a handwritten signature, or a reproduction of a handwritten signature, is treated the same as a handwritten signature. Any other form of electronic signature or digital signature is not treated the same as a handwritten signature.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Forgery </B>does not mean a signature that consists in whole or in part of one&rsquo;s own name signed with or without authority, in any capacity, for any purpose.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>V.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Fraudulent Instruction</I></B> means an intentional, fraudulent and unauthorized instruction directed to the Insured or an <B>Investment Adviser</B>, that is:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">transmitted via telefacsimile, and:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">purports and reasonably appears to be from a <B>Customer</B>, a <B>Financial Institution</B>, or another office of the Insured;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">was in fact transmitted by someone other than a <B>Customer</B>, a <B>Financial Institution</B>, or another office of the Insured; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">purports and reasonably appears to contain the handwritten signature of a person authorized to initiate such transfer that proves to have been used by an unauthorized person; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">transmitted verbally, via telephone, and purports to be from:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an officer, director, partner or employee of a <B>Customer</B>, who is authorized by the <B>Customer</B> to instruct the Insured or an <B>Investment Adviser</B> to make such a transfer;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a <B>Customer</B> who is a natural person; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an <B>Employee </B>in another office of the Insured who was authorized by the Insured to instruct other <B>Employees</B> to transfer funds on deposit in a <B>Customer&rsquo;s</B> account; and was received by an <B>Employee </B>specifically designated to receive and act upon such instructions,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">but was in fact transmitted by someone other than a person described in paragraph V.2.; or</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">transmitted via electronic mail and purports and reasonably appears to be from a <B>Customer </B>of the Insured, but was in fact transmitted by someone other than such <B>Customer</B>.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Fraudulent Instruction </B>does not include any instruction that purports to be from a <B>Customer </B>unless the instruction is transmitted by a method that is authorized in the <B>Funds Transfer Agreement </B>between the Insured and the <B>Customer</B>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>W.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Funds Transfer Agreement</I></B> means an agreement, signed by the <B>Customer</B>, that:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">authorizes the Insured or an <B>Investment Adviser</B> to rely on instructions transmitted by either voice, telefacsimile or electronic mail to make funds transfers; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">provides the Insured or an <B>Investment Adviser </B>with the names of persons authorized to initiate funds transfers.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 15; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>X.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Guarantee</I></B> means a <B>Written</B> undertaking obligating the signer to pay the debt of another to the Insured or its assignee or to a <B>Financial Institution </B>from which the Insured has purchased participation in the debt, if the debt is not paid in accordance with its terms.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>Y.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Instruction </I></B>means a <B>Written </B>order to the issuer of an <B>Uncertificated Security </B>requesting that the transfer, pledge, or release from pledge of the <B>Uncertificated Security </B>specified be registered.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>Z.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Investment Adviser </I></B>means any entity defined in &#xa7;202(a)(11) of, and registered under, the Investment Advisers Act of 1940, as amended, but only while acting on behalf of the Insured.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>AA.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Item of Deposit</I></B> means any checks or drafts deposited into the account of a customer, shareholder or subscriber.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>BB.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Larceny or Embezzlement </I></B>means larceny or embezzlement as defined in the Investment Company Act of 1940, &#xa7;37 as amended.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>CC.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Letter of Credit</I></B> means an engagement in writing by a <B>Financial Institution</B> or other person made at the request of a customer that the <B>Financial Institution </B>or other person will honor drafts or other demands for payment upon compliance with the conditions specified in the <B>Letter of Credit</B>.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>DD.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Loan </I></B>means all extensions of credit by the Insured and all transactions creating a creditor relationship in favor of the Insured and all transactions by which the Insured assumes an existing creditor relationship.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>EE.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Messenger </I></B>means an <B>Employee </B>while in possession of the Insured&rsquo;s <B>Property </B>away from the Insured&rsquo;s or <B>Investment Adviser&rsquo;s </B>premises and any other natural person acting as custodian of the <B>Property </B>during an emergency arising from the incapacity of the original <B>Employee</B>.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>FF.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Money</I></B> means a medium of exchange in current use authorized or adopted by a domestic or foreign government as a part of its currency.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>GG.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Negotiable Instrument</I></B> means a <B>Written</B> document, that:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">is signed by the maker or drawer;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">contains an unconditional promise or order to pay a sum certain in <B>Money </B>and no other promise, order, obligation or power given by the maker or drawer;</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">is payable on demand or at a definite time; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">is payable to order or bearer.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Negotiable Instrument</B> also means a counterfeit check or <B>Substitute Check</B>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>HH.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Network </I></B>means any and all services provided by or through the facilities of any electronic or computer communication system, including Fedwire, Clearing House Interbank Payment System (CHIPS), Society for Worldwide Interbank Financial Telecommunication (SWIFT), National Automated Clearing House Association (NACHA) and similar interbank payment or settlement systems, including any shared networks, internet access facilities, or other similar facilities for such systems in which the Insured participates, allowing the input, output, examination, or transfer of data or programs from one computer to a <B>Computer System</B>.</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in; text-align: left"><B>II.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify"><B><I>Original </I></B>means the first rendering or archetype and does not include photocopies or electronic transmissions even if received and printed.</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>JJ.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Pre-Determined Telephone Number</I></B> means a telephone number that:</TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">was provided by the <B>Customer </B>when the <B>Customer</B> opened the account with the Insured or an <B>Investment Adviser</B>;</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 16; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">was provided in person by the <B>Customer </B>after the <B>Customer </B>opened the account with the Insured or an <B>Investment Adviser</B>, while physically present on the Insured&rsquo;s or <B>Investment Adviser&rsquo;s </B>premises and while presenting a government-issued photo identification;</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">was provided in a <B>Funds Transfer Agreement</B>;</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">replaced a telephone number previously provided for the <B>Customer&rsquo;s </B>account, provided that confirmation of the legitimacy of the change was achieved through direct contact with the <B>Customer </B>at a telephone number described in paragraph JJ.1., JJ.2. or JJ.3. above; or</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">5.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">replaced a telephone number previously provided for the <B>Customer&rsquo;s </B>account and was received by the Insured or the <B>Investment Adviser </B>at least 30 days prior to the receipt of the <B>Fraudulent Instruction</B>.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>KK.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Property </I></B>means <B>Money, Certificated Securities, Uncertificated Securities, Negotiable Instruments</B>, <B>Certificates of Deposit</B>, <B>Documents of Title</B>, <B>Acceptances</B>, <B>Evidences of Debt</B>, <B>Security Agreements</B>, <B>Withdrawal Orders</B>, <B>Certificates of Origin or Title</B>, <B>Letters of Credit</B>, insurance policies, abstracts of title, deeds and mortgages on real estate, revenue and other stamps, tokens, unsold state lottery tickets, books of account and other records whether <B>Written </B>or recorded electronically, gems, jewelry, precious metals of all kinds and in any form, and tangible items of personal property that are not hereinbefore enumerated.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>LL.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Restoration Expenses </I></B>means reasonable costs incurred by the Insured or an <B>Investment Adviser</B>, with the Company&rsquo;s prior written consent, to restore, replace or reproduce damaged or destroyed computer programs, software or other electronic data stored within a <B>Computer System</B>, or that the Insured owns, holds or is responsible for, to the condition that existed immediately preceding a <B>Computer Violation</B>; provided that if it is determined by the Insured or <B>Investment Adviser </B>that such computer programs, software or other electronic data cannot reasonably be restored, replaced or reproduced, then <B>Restoration Expenses </B>means only the reasonable costs incurred by the Insured or an <B>Investment Adviser</B>, with the Company&rsquo;s prior written consent, to reach such determination.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Restoration Expenses</B> do not include:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">expenses incurred as a result of the reconstruction of computer programs, software, or other electronic data that the Insured did not have a license to use;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">expenses incurred to restore, replace, or reproduce damaged or destroyed computer programs, software or other electronic data if such damage or destruction was caused by computer programs, software, or other electronic data that the Insured did not have a license to use;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">expenses incurred to design, update, improve, or perfect the operation or performance of computer programs, software, or other electronic data; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">expenses incurred to redo the work product, research, or analysis that was the basis of, or resulted in, any computer programs, software, or other electronic data stored.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>MM.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Security Agreement </I></B>means a <B>Written </B>agreement that creates an interest in personal property or fixtures and that secures payment or performance of an obligation.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>NN.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Security Procedure </I></B>means the Insured&rsquo;s or <B>Investment Adviser&rsquo;s </B>established authentication process, other than voice recognition, that requires the use of algorithms or other codes, identifying words or numbers, encryption, or similar security devices or procedures. The following are not considered a <B>Security Procedure</B>:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a general statement that the Insured or <B>Investment Adviser</B> may establish security procedures;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a statement that the Insured or <B>Investment Adviser </B>may perform a callback or other security procedure; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a statement that the Insured or <B>Investment Adviser </B>will only accept requests from persons named on the account.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 17; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>OO.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Single Loss</I></B> has the meaning set forth in section VI. CONDITIONS, D. SINGLE LOSS.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>PP.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Statement of Uncertificated Security </I></B>means a <B>Written </B>statement of the issuer of an <B>Uncertificated Security </B>containing:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a description of the issue of which the <B>Uncertificated Security</B> is a part;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the number of shares or units:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">transferred to the registered owner;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">pledged by the registered owner to the registered pledgee;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">released from pledge by the registered pledgee;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">d.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">registered in the name of the registered owner on the date of the statement; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">e.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">subject to pledge on the date of the statement;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the name and address of the registered owner and registered pledgee;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a notation of any liens and restrictions of the issuer and any adverse claims to which the <B>Uncertificated Security </B>is or may be subject to, or a statement that there are none of those liens, restrictions or adverse claims; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">5.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the date:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the transfer of the shares or units to the new registered owner of the shares or units was registered;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the pledge of the registered pledgee was registered; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">of the statement, if it is a periodic or annual statement.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>QQ.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Substitute Check</I></B> means a paper reproduction of an <B>Original Written</B> check as defined in the Check Clearing for the 21<SUP>st</SUP> Century Act of 2003, as amended.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>RR.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Transportation Company</I></B> means any organization that provides its own or leased vehicles for transportation or that provides freight forwarding or air express services.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>SS.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Uncertificated Security </I></B>means a share, participation or other interest in property of, or an enterprise of, the issuer or an obligation of the issuer, that is:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">not represented by a <B>Written </B>instrument issued in bearer or registered form and the transfer of which is registered upon books maintained for that purpose by or on behalf of the issuer;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">of a type commonly dealt in on securities exchanges or markets, or commonly recognized in any area in which it is issued or dealt in as a medium for investment; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">either one of a class or series or by its terms divisible into a class or series of shares, participations, interests or obligations.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>TT.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Withdrawal Order </I></B>means a non-negotiable <B>Written </B>instrument, other than an <B>Instruction</B>, signed by a customer of the Insured authorizing the Insured to debit the customer&rsquo;s account in the amount of funds stated therein.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>UU.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>Written </I></B>means expressed through letters or marks placed upon paper and visible to the eye. It does not include information contained in an <B>Electronic Record</B>, or only with respect to Insuring Agreement D, information communicated via telefacsimile.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 18; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><A NAME="a_025"></A><B><I>V.</I></B></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>EXCLUSIONS</I></B></TD> </TR>
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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>A.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from forgery or alteration, except when covered under Insuring Agreement A, D, E, F or G.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>B.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss due to war, invasion, acts of foreign enemies, hostilities (whether war is declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, confiscation, nationalization, requisition, or destruction of, or damage to, property by or under the order of any government, public or local authority, unless such loss occurs in transit in the circumstances recited in Insuring Agreement C and unless, when such transit was initiated, there was no knowledge of such act or condition related to any of the foregoing on the part of any person acting for the Insured in initiating such transit.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>C.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from nuclear reaction, nuclear radiation, radioactive contamination, biological, or chemical contamination or to any related act or incident.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>D.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from any acts of any director or trustee of the Insured other than one employed as a salaried, pensioned, or elected official or an <B>Employee </B>of the Insured, except when performing acts coming within the scope of the usual duties of an <B>Employee</B>, or while acting as a member of any committee duly elected or appointed by resolution of the board of directors or trustees of the Insured to perform specific, as distinguished from general, directorial acts on behalf of the Insured.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>E.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from the complete or partial non-payment of, or default upon, any <B>Loan </B>or transaction involving the Insured as a lender or borrower, or extension of credit, including the purchase, discounting or other acquisition of false or genuine accounts, invoices, notes, agreements or <B>Evidences of Debt</B>, whether such <B>Loan</B>, transaction or extension was procured in good faith or through trick, artifice, fraud, or false pretenses, except when covered under Insuring Agreement A or E.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>F.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss caused by an <B>Employee</B>, except:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">when covered under Insuring Agreement A.; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">when covered under Insuring Agreement B. or C. and resulting directly from mysterious unexplainable disappearance or misplacement, or unintentional destruction of or damage to <B>Property</B>.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>G.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from the use or purported use of credit, debit, charge, access, convenience, identification cash management or other cards:</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">in obtaining credit or funds;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">in gaining access to any automated teller machine; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">in gaining access to any point of sale terminal, customer-bank communication terminal, or similar electronic terminal of any electronic funds transfer system,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">whether such cards were issued, or purport to have been issued, by the Insured or by anyone other than the Insured, except when covered under Insuring Agreement A.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in; text-align: left"><B>H.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">This bond does not cover loss through the surrender of <B>Property </B>away from an office of the Insured or an <B>Investment Adviser</B> as a result of a threat:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">to do bodily harm to any person, except loss of <B>Property </B>in transit in the custody of a <B>Messenger </B>provided that when such transit was initiated there was no knowledge by the Insured of any such threat; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">to do damage to the premises or property of the Insured, </TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 19; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">except when covered under Insuring Agreement A.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>I.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from payments made or withdrawals from a customer&rsquo;s account involving erroneous credits to such account, unless such payments or withdrawals are physically received by such depositor or representative of such depositor who is within the office of the Insured or an <B>Investment Adviser </B>at the time of such payment or withdrawal, or except when covered under Insuring Agreement A.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>J.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from payments made or withdrawals from a customer&rsquo;s account involving items of deposit that are not finally paid for any reason, including forgery or any other fraud, except when covered under Insuring Agreement A or J, however, this exclusion does not apply to United States Government checks or drafts that are returned to the Insured by the United States Government for any reason after the funds for said checks or drafts have been remitted to the Insured or credited to the Insured&rsquo;s account.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>K.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from counterfeiting, except when covered under Insuring Agreement A, D, but only as respects <B>Negotiable Instruments </B>(except <B>Evidences of Debt </B>or <B>Substitute Checks</B>), E or F.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>L.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss of <B>Property</B> while:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">in the mail;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">in the custody of any <B>Transportation Company</B>, unless covered under Insuring Agreement C provided however that non-negotiable instruments while in the possession and custody of any <B>Transportation Company </B>will be deemed to be covered under Insuring Agreement C; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in; text-align: left">3.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">located on the premises of any <B>Transportation Company</B>,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">except when covered under Insuring Agreement A.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>M.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover potential income, including interest and dividends not realized by the Insured.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>N.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover damages of any type for which the Insured is legally liable, except direct compensatory damages, but not multiples thereof, arising directly from a loss covered under this bond.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>O.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover any fees, costs, or other expenses incurred by the Insured in establishing the existence of or amount of loss covered under this bond except when covered under Insuring Agreement G.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>P.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover indirect or consequential loss of any nature.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>Q.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting from any violation by the Insured or by any <B>Employee</B>:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">of law regulating: (i) the issuance, purchase or sale of securities; (ii) securities transactions upon security exchanges or over the counter market; (iii) investment companies; or (iv) investment advisers; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">of any rule or regulation made pursuant to any such law,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">unless it is established by the Insured that the act or acts that caused said loss involved fraudulent or dishonest conduct that would have caused a covered loss to the Insured in a similar amount in the absence of such laws, rules or regulations.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>R.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from the failure of a financial or depository institution, or its receiver or liquidator, to pay or deliver, on demand of the Insured or an <B>Investment Adviser</B>, funds or <B>Property </B>of the Insured held by it in any capacity, except when covered under Insuring Agreement A or B.1.a.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in; text-align: left"><B>S.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">This bond does not cover loss involving any <B>Uncertificated Security</B> except an <B>Uncertificated Security</B> of any Federal Reserve Bank of the United States or when covered under Insuring Agreement A, E or I.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 20; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>T.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover under Insuring Agreement I, in addition to all of the other exclusions, loss:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">resulting directly or indirectly from entries or changes made by an individual authorized to have access to a <B>Computer System</B>, who acts in good faith on instructions or advices received by telegraph, teletype, human voice over a telephone, or by any other means, unless such instructions or advices are given to that individual by a software contractor (or by a partner, officer or employee thereof) authorized by the Insured or an <B>Investment Adviser </B>to design, develop, prepare, supply, service, write, or implement programs for the <B>Computer System</B>, except when covered under Insuring Agreement I.2.;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">caused by an employee or director of an automated clearing house (including a Federal Reserve Bank), service bureau, electronic communications systems (including Fedwire, CHIPS and SWIFT) or merchants who have contracted with the Insured to perform electronic funds transfer services; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">resulting directly or indirectly from entries or changes made by an <B>Employee </B>acting in good faith on any electronic communication, unless such instructions are purportedly sent by a customer, <B>Financial Institution</B>, or automated clearing house, except when covered under Insuring Agreement I.2.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>U.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from <B>Computer Fraud </B>or mechanical breakdown or failure to function properly of any <B>Computer System</B>, except when covered under Insuring Agreement A, B, or I.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>V.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover under Insuring Agreement I.2., in addition to all of the other exclusions, loss resulting directly or indirectly from the Insured&rsquo;s or an <B>Investment Adviser&rsquo;s</B> assumption of liability by contract unless the liability arises from a loss covered by Insuring Agreement I.2. and would be imposed on the Insured regardless of the existence of the contract.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>W.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from theft, disappearance, destruction, or disclosure of intangible property or confidential information, including trade secrets, customer lists, customer&rsquo;s intellectual property, confidential processing methods, formulas, patents, computer programs, negatives, drawings, manuscripts, prints and other records of a similar nature, whether such confidential information is owned by the Insured or an <B>Investment Adviser </B>or held by the Insured or <B>Investment Adviser </B>in any capacity including concurrently with another person.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>X.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover expenses arising from a data security breach or incident, including forensic audit expenses, fines, penalties, expenses to comply with federal and state laws, payment card industry data security standards (if applicable), or expenses related to notifying affected individuals when the affected individual&rsquo;s personally identifiable customer, financial or medical information was stolen, accessed, downloaded, or misappropriated while in the Insured&rsquo;s care, custody, or control.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>Y.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover under Insuring Agreement A.1., in addition to all of the other exclusions, loss resulting directly or indirectly from the alleged or actual destruction of <B>Property </B>by an <B>Employee</B>.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>Z.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss, costs, or expenses the Insured or an <B>Investment Adviser</B> agrees to incur, or incurs on behalf of another person or entity, when the Insured is not legally obligated to incur such loss, costs, or expenses under the Uniform Commercial Code or any other common, case, or tort law, statute, rule, or code anywhere in the world, including any rule or code of any clearing or similar organization; except when covered under Insuring Agreement I.2.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>AA.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from the dishonest or fraudulent acts of an <B>Employee </B>as to whom the bond has terminated pursuant to Condition R. Cancelation, Termination, Change or Modification, provided, however, that this exclusion does not apply to loss of any <B>Property </B>already in transit in the custody of such <B>Employee </B>at the time the bond terminated or to loss resulting directly from dishonest or fraudulent acts occurring prior to the time the bond terminated.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>BB.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting from the unauthorized online <B>Network</B>, <B>Computer System </B>or internet access to a customer account maintained by the Insured, through the use of fraudulently obtained customer login, identification, password, or authentication information, except where such</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">information has been obtained directly from unauthorized fraudulent access to a secure file containing such information on a <B>Computer System</B>, except when covered under Insuring Agreement I.2.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>CC.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover damages resulting from any civil, criminal, or other legal proceeding in which the Insured or <B>Investment Adviser </B>is adjudicated to have engaged in racketeering activity, except when the Insured establishes that the act or acts giving rise to such damages were committed by an <B>Employee </B>under circumstances that result directly in a loss to the Insured covered by Insuring Agreement A. For purposes of this exclusion, &ldquo;racketeering activity&rdquo; is defined in 18 U.S.C. 1961 et seq., as amended.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>DD.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover any loss resulting directly or indirectly from a <B>Fraudulent Instruction </B>except when covered under Insuring Agreement I.2.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>EE.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss or expenses due to liability imposed upon the Insured as a result of the unlawful disclosure of non-public information by the Insured, an <B>Investment Adviser</B>, or any <B>Employee</B>, or as a result of any <B>Employee </B>acting upon such information, whether or not authorized.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B>FF.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not cover loss resulting directly or indirectly from the input of an <B>Electronic Record</B> into a <B>Computer System</B>, either on the premises of a customer of the Insured or under the control of such a customer, by a customer or other person who had authorized access to the customer&rsquo;s authentication mechanism.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><I><A NAME="a_026"></A>VI.</I></B></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-bottom: 3pt; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B><I>CONDITIONS</I></B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><A NAME="a_027"></A><B>A.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>ADDITIONAL COMPANIES INCLUDED AS INSURED</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If more than one corporation, co-partnership, or person, or any combination of them are included as the Insured herein:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the total liability of the Company for loss or losses sustained by any one or more or all of them will not exceed the limit for which the Company would be liable hereunder if all such loss were sustained by any one of them;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the Insured first named will be deemed authorized to make, adjust and receive and enforce payment of all claims under the bond and will be deemed to be the agent of the others for such purposes and for the giving or receiving of any notice required or permitted to be given by the terms of this bond, provided however that the Company will furnish each named Insured with a copy of the bond and with any amendment to the bond, together with a copy of each formal filing of claim by any Insured and notification of the terms of any settlement of a claim prior to the execution of such settlement;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the Company will not be responsible for the proper application of any payment made hereunder to the first named Insured; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">knowledge possessed or discovery made by any partner, officer or supervisory <B>Employee </B>of any Insured will for the purposes of Condition B., Condition H. or Condition R. of this bond constitute knowledge or discovery by all the Insureds.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in; text-align: left"><A NAME="a_028"></A><B>B.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify"><B>DISCOVERY</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">This bond applies to loss discovered by the Insured during the <B>Bond Period</B>. Discovery occurs when an officer or director of the Insured or of an <B>Investment Adviser </B>first becomes aware of facts that would cause a reasonable person to assume that a loss of a type covered by this bond has been or will be incurred, regardless of when the act or acts causing or contributing to such loss occurred, even though the exact amount or details of loss may not then be known.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Discovery also occurs when an officer or director of the Insured or an <B>Investment Adviser </B>receives notice of an actual or potential claim in which it is alleged that the Insured is liable to a third party under circumstances that, if true, would constitute a loss under this bond.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 22; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_029"></A>C.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>BOND PERIOD</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Bond Period </B>means the period of one year following the inception date of this bond or any annual anniversary thereof, or if the time between the inception or annual anniversary date and the expiration date of this bond is less than one year, then such lesser period.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_030"></A>D.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>SINGLE LOSS</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Single Loss </B>means all covered loss, including court costs and attorney&rsquo;s fees incurred by the Company under General Agreement E., resulting from:</P>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any one act or series of related acts of burglary, robbery, or attempt thereat, in which no <B>Employee</B> is implicated;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any one act or series of related unintentional or negligent acts or omissions on the part of any person (whether an <B>Employee </B>or not) resulting in damage to or destruction or misplacement of <B>Property</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">all acts or omissions other than those specified in 1. and 2. above, caused by any person (whether an <B>Employee </B>or not) or in which such person is implicated; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">any one casualty or event not specified in 1., 2., or 3. above.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_031"></A>E.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>SINGLE LOSS LIMIT OF INSURANCE</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Company&rsquo;s liability for each <B>Single Loss </B>will not exceed the applicable Single Loss Limit of Insurance set forth in ITEM 4 of the Declarations. If a <B>Single Loss </B>is covered under more than one Insuring Agreement or Coverage, the Single Loss Limit of Insurance for each applicable Insuring Agreement or Coverage will apply separately to that part of the loss covered under such Insuring Agreement or Coverage, provided that the maximum payable for such <B>Single Loss </B>will not exceed the largest applicable Single Loss Limit of Insurance.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_032"></A>F.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>DEDUCTIBLE</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Company is liable hereunder only for the amount by which any <B>Single Loss </B>exceeds the Single Loss Deductible Amount for the Insuring Agreement or Coverage applicable to such loss, subject to the applicable Single Loss Limit of Insurance.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If a <B>Single Loss </B>is covered under more than one Coverage within an Insuring Agreement, the Single Loss Deductible Amount set forth in ITEM 4 of the Declarations for each applicable Coverage will apply separately to the part of such <B>Single Loss </B>covered under such Coverage, however the sum of such Single Loss Deductible Amounts for such <B>Single Loss </B>will not exceed the highest applicable Single Loss Deductible Amount for any such Coverage.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Insured will, in the time and in the manner prescribed in this bond, give the Company notice of any loss of the kind covered by the terms of this bond that exceeds 25% of the Single Loss Deductible Amount applicable to such loss, whether or not the Company is liable therefor, and upon the request of the Company will file with it a brief statement giving the particulars concerning such loss.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_033"></A>G.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>NON-ACCUMULATION OF LIMITS</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Single Loss Limit of Insurance of the Company is not cumulative in amount from <B>Bond Period </B>to <B>Bond Period</B>, regardless of the number of years this bond is in force, the number of times this bond may be renewed or replaced, or the number of premiums that are payable or paid.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_034"></A>H.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>NOTICE - PROOF OF LOSS - LEGAL PROCEEDINGS</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 1in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in; text-align: left">1.</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify">At the earliest practicable moment not to exceed 90 days after discovery of loss, the Insured or <B>Investment Adviser</B> must give the Company notice thereof.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 23; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Within six months after such discovery, the Insured or <B>Investment Adviser </B>must furnish to the Company proof of loss, duly sworn to, with full particulars.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Lost <B>Certificated Securities</B> listed in a proof of loss will be identified by certificate or bond numbers if such securities were issued therewith.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Legal proceedings for the recovery of any loss hereunder will not be brought prior to the expiration of 60 days after the original proof of loss is filed with the Company or after the expiration of 24 months from the discovery of such loss, except that any action or proceeding to recover hereunder on account of any judgment against the Insured in any suit mentioned in General Agreement E., or to recover attorney&rsquo;s fees paid in any such suit, will be brought within 24 months from the date upon which the judgment and such suit will become final.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">5.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">If any limitation embodied in this bond is prohibited by any law controlling the construction hereof, such limitation will be deemed to be amended so as to equal the minimum period of limitation provided by such law.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">6.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond is for the use and benefit only of the Insured, and the Company will not be liable hereunder for loss sustained by anyone other than the Insured. No suit, action or legal proceedings will be brought hereunder by anyone other than the Insured.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_035"></A>I.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>VALUATION</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Money</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Any loss of <B>Money</B>, or loss payable in <B>Money</B>, will be paid, at the option of the Insured, in the <B>Money </B>of the country in which the loss was sustained or in the U.S. dollar equivalent thereof determined at the rate of exchange at the time of payment of such loss.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Securities</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Company will settle in kind its liability under this bond on account of a loss of any securities or, at the option of the Insured, will pay to the Insured the cost of replacing such securities, determined by their highest quoted market value at any time between the business day next preceding the discovery of the loss and the day that the loss is settled. In case of a loss of subscription, conversion or redemption privileges through the misplacement or loss of securities, the amount of such loss will be the value of such privileges immediately preceding the expiration thereof. If such securities cannot be replaced or have no quoted market value, or if such privileges have no quoted market value, their value will be determined by agreement or, at the option of the Insured, arbitration.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If the applicable coverage of this bond is subject to a Single Loss Deductible Amount or is not sufficient in amount to indemnify the Insured in full for the loss of securities for which claim is made hereunder, the liability of the Company under this bond is limited to the payment for, or the duplication of, so much of such securities as has a value equal to the amount of such applicable coverage.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If, at the instance of the Company, the Insured or any customer of the Insured becomes principal upon any bonds, or gives any undertakings, required as a prerequisite to the reissuing or duplicating of any securities for the loss of which the Company is liable under this bond, the Company will become surety upon such bonds or undertakings without premium charge and will indemnify the Insured or such customer against any loss that the Insured or such customer may sustain by reason of having become principal upon any such bonds or having given any such undertakings. The amount of indemnity under this paragraph will not exceed the amount stated in ITEM 4 of the Declarations for the applicable Insuring Agreement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Books of Account and Other Records</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">In case of loss of, or damage to, any books of account or other records used by the Insured in its business, the Company will be liable under this bond only if such books or records are actually reproduced and then for not more than the cost of the blank books, blank pages or other </P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 24; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in">materials plus the cost of labor for the actual transcription or copying of data that have been furnished by the Insured in order to reproduce such books and other records.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Property other than Money, Securities, Books of Account or Other Records</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">In case of loss of, or damage to, any <B>Property </B>other than <B>Money</B>, securities, books of account or other records, except damage covered under Insuring Agreement B.2. or B.3., the Company will not be liable for more than the actual cash value of such <B>Property</B>. The Company may, at its election, pay the actual cash value of, repair or replace such <B>Property</B>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">With respect to damage of <B>Property </B>covered under Insuring Agreement B.2., the Company will be liable for the full cost of repair or replacement of such <B>Property</B>, without deduction for depreciation.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Disagreement between the Company and the Insured as to the cash value, replacement value or as to the adequacy of repair or replacement will be resolved by agreement or, at the option of the Insured, arbitration.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_036"></A>J.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>ASSIGNMENT</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">In the event of payment under this bond, the Insured or <B>Investment Adviser </B>will deliver, if so requested by the Company, an assignment of such of the Insured&rsquo;s rights, title and interest and causes of action as it has against any person or entity to the extent of the loss payment.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_037"></A>K.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>SUBROGATION</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">In the event of payment under this bond, the Company will be subrogated to all of the Insured&rsquo;s rights of recovery therefor against any person or entity to the extent of such payment. If the rules of a <B>Depository </B>provide that the Insured will be assessed for a portion of any judgment (or agreed settlement) taken by the Company based upon the assignment set forth in Condition J. above and the Insured actually pays such assessment, the Company will reimburse the Insured for the amount of the assessment. However, such reimbursement will not exceed the amount of the loss payment by the Company.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_038"></A>L.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>RECOVERIES</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">All recoveries, whether effected by the Company or by the Insured will be applied, after first deducting the costs and expenses incurred in obtaining such recovery, in the following order of priority:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">first, to the Insured to reimburse the Insured for loss sustained that would have been paid under this bond but for the fact that such loss is in excess of the Single Loss Limit of Insurance, provided however, such loss does not include claim expense payments made by the Insured in excess of the Single Loss Limit of Insurance of Insuring Agreement G and such payments will not be deemed excess for purposes of establishing order of priority;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">second, to the Company in satisfaction of amounts paid or to be paid to the Insured in settlement of the Insured&rsquo;s claim;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">third, to the Insured in satisfaction of any Single Loss Deductible Amount; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">d.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">fourth, to the Insured in satisfaction of any loss not covered under this bond.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Recovery on account of loss of securities as set forth in Condition I.2., or recovery from reinsurance or indemnity of the Company, will not be deemed a recovery as used herein.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">In determining the amount of any loss covered under this bond, all <B>Money </B>received by the Insured from any source whatsoever in connection with any matter from which a loss has arisen, including payments and receipts of principal, interest, dividends, commission, and the like, received prior to a loss settlement under this bond, will be deducted from the amount actually paid out, advanced, withdrawn, taken or otherwise lost or stolen. The value of all property received by the Insured from any source whatever and</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 25; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify; margin-left: 1in; margin-top: 0in; margin-bottom: 0in"> whenever received, in connection with any matter from which a loss has arisen, will be valued as of the date received and will likewise be deducted from the claimed loss.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_039"></A>M.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>COOPERATION</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Upon the Company&rsquo;s request, and at reasonable times and places designated by the Company, the Insured will:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">submit to examination by the Company and subscribe to the same under oath;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">produce for the Company&rsquo;s examination all pertinent records; and</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">cooperate with the Company in all matters pertaining to the loss.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Insured will execute all papers and render assistance to secure to the Company the rights and causes of action provided for herein.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Insured will do nothing after discovery of loss to prejudice such rights or causes of action and must do everything reasonably necessary to secure those rights and causes of action.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_040"></A>N.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>ANTI-BUNDLING</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If any Insuring Agreement requires that an enumerated type of document be altered or <B>Counterfeit</B>, or contain a signature that is a <B>Forgery</B>, or that it be obtained through trick, artifice, fraud or false pretenses, the alteration, <B>Counterfeit</B>, or signature must be on or of the enumerated document itself, not on or of some other document submitted with, accompanying, or incorporated by reference into, the enumerated document.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_041"></A>O.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>LIMIT OF INSURANCE UNDER THIS BOND AND PRIOR INSURANCE</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">With respect to any <B>Single Loss </B>that is recoverable or recovered in whole or in part under any other bonds or policies issued by the Company to the Insured or to any predecessor in interest of the Insured and canceled or terminated or allowed to expire and in which the period for discovery has not expired at the time any such loss thereunder is discovered, the total liability of the Company under this bond and under such other bonds or policies will not exceed, in the aggregate, the amount carried hereunder on such loss or the amount available to the Insured under such other bonds or policies, as limited by the terms and conditions thereof, for any such loss if the latter amount be the larger.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: -0.25in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If the coverage of this bond supersedes in whole or in part the coverage of any other bond or policy of insurance issued by an insurer other than the Company and canceled, terminated or allowed to expire, the Company, with respect to any loss sustained prior to such cancelation, termination or expiration and discovered within the period permitted under such other bond or policy for the discovery of loss thereunder, will be liable under this bond only for that part of such loss covered by this bond as is in excess of the amount recoverable or recovered on account of such loss under such other bond or policy, anything to the contrary in such other bond or policy notwithstanding.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_042"></A>P.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>OTHER INSURANCE OR INDEMNITY</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Coverage afforded hereunder applies only as excess over any valid and collectible insurance or indemnity obtained by:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the Insured;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">anyone other than the Insured;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a <B>Transportation Company</B>;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">another entity on whose premises the loss occurred or that employed the person causing the loss; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">5.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">the messenger conveying the <B>Property</B> involved.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 26; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_043"></A>Q.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>COVERED PROPERTY</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">This bond applies to loss of <B>Property</B>:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">that is owned by the Insured;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">that is held by the Insured in any capacity; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">for which the Insured is responsible,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">prior to or at the time of the occurrence of the loss. This bond is for the sole use and benefit of the Insured.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_044"></A>R.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>CANCELATION, TERMINATION, CHANGE, OR MODIFICATION</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Cancelation</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond is canceled in its entirety immediately upon receipt by the Company of a <B>Written </B>notice from the Insured or an <B>Investment Adviser </B>of its desire to cancel this bond, provided the Insured or <B>Investment Adviser </B>has provided at least 60 days&rsquo; advance <B>Written </B>notice to the U.S. Securities and Exchange Commission (SEC). The Company will notify all other Insureds of the receipt of such a cancelation request from the Insured or <B>Investment Adviser</B>, however the cancelation will not be effective until 60 days after receipt of <B>Written </B>notice by all other Insureds.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond is canceled in its entirety 60 days after the receipt by each Insured and the SEC, of a <B>Written </B>notice from the Company of its desire to cancel this bond.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Coverage is canceled as to any <B>Employee</B>, or as to any partner, officer, or employee of any <B>Electronic Data Processor </B>60 days after the receipt by the Insured and the SEC, of a written notice from the Company of its desire to cancel coverage under this bond as to such person.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Termination</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond terminates in its entirety immediately upon the Expiration Date set forth in ITEM 2 of the Declarations.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond terminates as to any Insured:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(1)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">immediately upon the surrender of such Insured&rsquo;s charter to any governmental authority; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(2)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">immediately upon the taking over of such Insured by a receiver or other liquidator or by any State or Federal official,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 2in; margin-top: 0in; margin-bottom: 0in; text-align: justify">whichever occurs first.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 2in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Termination of the bond as to any Insured terminates liability for any loss sustained by such Insured that is discovered after the effective date of such termination.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Coverage terminates as to any <B>Employee</B>, or as to any partner, officer, or employee of any <B>Electronic Data Processor</B>:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(1)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">as soon as any Director or Officer or Insured not in collusion with such person, learns of any dishonest or fraudulent employment related act, including <B>Larceny or Embezzlement</B>; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 2in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(2)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">60 days after any director or officer of the Insured not in collusion with such person, learns of any dishonest or fraudulent non-employment related act,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify; margin-left: 2.5in; margin-top: 0in; margin-bottom: 0in">including <B>Larceny or Embezzlement</B>, that resulted in a loss of <B>Property</B> in excess of $25,000,</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 2in; margin-top: 0in; margin-bottom: 0.22in; text-align: justify">either of which were committed by such person at any time, whether in the employment of the Insured or otherwise, whether or not of the type covered under Insuring Agreement A, against the Insured or any other person or entity, without prejudice to the loss of any <B>Property </B>then in transit in the custody of such person.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 2in; margin-top: 0in; margin-bottom: 0.22in; text-align: justify">However, termination of coverage as to any <B>Employee </B>as set forth in c.(1) and c.(2) of the preceding paragraph, will not apply to any such person provided the Insured has received and retains an original letter signed by a prior insurer reinstating coverage for such individual for whom the Insured discovered had committed a dishonest or fraudulent act prior to the effective date of this bond.</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Change or Modification</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">This bond or any instrument amending or affecting this bond may not be changed or modified orally. No changes in or modification of this bond will be effective unless made by <B>Written </B>endorsement issued to form a part of this bond and including the signature of the Company&rsquo;s Authorized Representative. When a bond covers only one Insured no change or modification that would adversely affect the rights of the Insured will be effective prior to 60 days after <B>Written </B>notification has been furnished to the SEC by the Insured, <B>Investment Adviser </B>or the Company. If more than one Insured is named under this bond, the Company will give <B>Written </B>notice to each Insured and to the SEC not less than 60 days prior to the effective date of any change or modification that would adversely affect the rights of such Insured.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><B><A NAME="a_045"></A>S.</B></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><B>DISCOVERY PERIOD</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">At any time prior to the cancelation or termination of this bond in its entirety, whether by the Insured, an <B>Investment Adviser</B>, or the Company, the Insured or an <B>Investment Adviser </B>may give to the Company written notice that it desires under this bond an additional period of 12 months within which to discover loss sustained by the Insured prior to the effective date of such cancelation or termination and will pay an additional premium therefor.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Upon receipt of such notice from the Insured or an <B>Investment Adviser</B>, the Company will give its written consent thereto; provided, that such additional period of time terminates immediately:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">on the effective date of any other insurance obtained by the Insured, its successor in business or any other party, replacing in whole or in part the insurance afforded by this bond, whether or not such other insurance provides coverage for loss sustained prior to its effective date; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">upon any takeover of the Insured&rsquo;s business by any state or federal official or agency, or by any receiver or liquidator acting or appointed for this purpose,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">whichever occurs first, and without the necessity of the Company giving notice of such termination. In the event that such additional period of time is terminated, as provided above, the Company will refund on a pro-rata basis, any unearned premium.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The right to purchase such additional period for the discovery of loss may not be exercised by any state or federal official or agency, or by any receiver or liquidator, acting or appointed to take over the Insured&rsquo;s business for the operation or for the liquidation thereof or for any other purpose.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Company&rsquo;s total liability for any loss discovered during such additional period of time is part of, and not in addition to, the Single Loss Limit of Insurance of the <B>Bond Period </B>that terminates immediately preceding the effective date of such additional period.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in; text-align: left"><B><A NAME="a_046"></A>T.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify"><B>HEADINGS</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The titles of the various paragraphs of this bond and its endorsements are inserted solely for convenience or reference and are not to be deemed in any way to limit, expand or affect the provision to which they relate.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 28; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: 8pt Arial, Helvetica, Sans-Serif; width: 50%">IVBB-16001 Ed. 01-16 </TD><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; font: normal 8pt Arial, Helvetica, Sans-Serif; text-align: right; width: 50%">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --> of 25</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD>&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="text-align: right">&nbsp;</TD></TR></TABLE><P STYLE="font: normal 10pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="3" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; text-align: center; width: 100%"><B>THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.</B></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>NOTIFICATION ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-left: auto; margin-right: auto; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">The following is added to VI. CONDITIONS, R. CANCELATION, TERMINATION, CHANGE, OR MODIFICATION:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">In the event this bond is canceled, terminated, reduced, non-renewed or restrictively modified by the Company, the Company will endeavor to give 90 days&rsquo; advance notice to the party listed below, but failure to do so will not impair or delay the effectiveness of any such cancelation, termination, reduction, nonrenewal, or restrictive modification, nor will the Company be held liable in any way for such failure.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Gabelli Asset Fund</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">One Corporate Center</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Rye, NY 10580-1422</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 29; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned policy, except as expressly stated herein. This endorsement is part of such policy and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="padding-top: 3pt; padding-bottom: 3pt">Travelers Casualty and Surety Company of America</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Policy Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">106839603</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19021 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 1</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR>
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              <TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><B>&nbsp;</B></P>

<TABLE CELLPADDING="3" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; text-align: center; width: 100%">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.</B></P> </TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>NAMED INSURED ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-left: auto; margin-right: auto; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">The following are added to ITEM 1 of the Declarations as Insureds:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Bancroft Fund Ltd.;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Comstock Capital Value Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Ellsworth Growth and Income Fund Ltd.;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Capital Asset Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Enterprise Mergers and Acquisitions Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Equity Trust;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Global Mini Mites Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">GAMCO Global Gold, Natural Resources &amp; Income Trust;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">GAMCO Natural Resources, Gold &amp; Income Trust;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">TETON Westwood Balanced Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">TETON Westwood Equity Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">TETON Westwood Mighty Mites Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">TETON Westwood Small Cap Equity Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli ABC Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Asset Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Convertible and Income Securities Fund Inc.;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Dividend and Income Trust;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Dividend Growth Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Equity Income Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Global Content &amp; Connectivity Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Global Rising Income and Dividend Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Global Small and Mid Cap Value Trust;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Global Utility &amp; Income Trust;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Go Anywhere Trust (liquidated October&nbsp;28, 2021);</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0pt; text-align: justify">The Gabelli Gold Fund, Inc.;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 30; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="border-top: Black 2pt solid; padding-top: 3pt; padding-bottom: 3pt">Travelers Casualty and Surety Company of America</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Policy Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">106839603</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19004 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 2</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Healthcare &amp; Wellness RX Trust;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli International Small Cap Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Multimedia Trust Inc.;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Small Cap Growth Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli U.S. Treasury Money Market Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Utilities Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Utility Trust;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Value 25 Fund Inc.;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The GDL Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Media Mogul Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Pet Parents&rsquo; Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Keeley Mid Cap Dividend Value Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Keeley Small Cap Dividend Value Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Keeley Small-Mid Cap Value Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Global Growth Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">The Gabelli Growth Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Love Our Planet and People ETF;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">TETON Convertible Securities Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli International Growth Fund, Inc.;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Global Financial Services Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Focused Growth and Income Fund;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Growth Innovators ETF;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli SRI Fund, Inc.;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Global Financial Services ETF;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabelli Automation ETF;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 6pt; text-align: justify">Gabeli Commerical Aerospace and Defense ETF;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 31; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations
         of the above-mentioned policy, except as expressly stated herein. This endorsement
         is part of such policy and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19004 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> of 2</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="3" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; vertical-align: bottom; text-align: center; width: 100%"><B>THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.</B></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>CO-SURETY ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-left: auto; margin-right: auto; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>It is agreed that:</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The following is added to section VI. CONDITIONS:</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>CO-SURETY</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The term Company as set forth on the Declarations and as used throughout this bond is construed to mean all the Companies executing the Co-Surety Schedule below, unless otherwise specified in this endorsement.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">2.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Each such Company will be liable only for such proportion of any <B>Single Loss</B> in Item 4 of the Declarations under this bond as the amount underwritten by such Company as specified in the Co-Surety Schedule bears to the Single Loss Limit of Insurance of Insuring Agreement A.1, but in no event will any such Company be liable for an amount greater than the amount underwritten by it.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">In the absence of a request from any Company to pay premiums directly to it, premiums for this bond may be paid to the Controlling Company designated in the Co-Surety Schedule below for the account of all Companies.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">In the absence of a request from any Company that notice of claim and proof of loss be given to or filed directly with it, the giving of such notice to and the filing of such proof with the Controlling Company will be deemed to be in compliance with the conditions of this bond for the giving of notice of loss and the filing of proof of loss, if given and filed in accordance with said conditions.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The Controlling Company may give notice in accordance with the terms of this bond, canceling or terminating this bond in its entirety or as to any <B>Employee</B>, and any notice so given will cancel or terminate the liability of all Companies in their entirety or as to such <B>Employee</B>, as the case may be.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Any Company other than the Controlling Company may give notice in accordance with the terms of the attached bond, canceling or terminating the entire liability of such other Company under this bond or as to any <B>Employee</B>.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">In the absence of a request from any Company that notice of cancelation or termination by the Insured of this bond in its entirety be given to or filed directly with such Company, the giving of such notice in accordance with the terms of this bond to the Controlling Company will cancel or terminate the liability of all Companies in their entirety. The Insured may cancel or terminate the entire liability of any Company, other than the Controlling Company, under this bond by giving notice of such cancelation or termination to such other Company, and will send a copy of such notice to the Controlling Company.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">8.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">In the event of the cancelation or termination of this bond in its entirety, no Company will be liable to the Insured for a greater proportion of any return premium due the Insured than the amount underwritten by such Company bears to the Limit of Insurance for this bond.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.</FONT></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">In the event of the cancelation or termination of this bond as to any Company, such Company alone will be liable to the Insured for any return premium due the Insured on account of such cancelation or termination. The cancelation or termination of this bond as to any Company other than the Controlling Company will not cancel, terminate, or otherwise affect the liability of the other Companies under this bond.</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 32; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="border-top: Black 2pt solid; padding-top: 3pt; padding-bottom: 3pt">Travelers Casualty and Surety Company of America</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Policy Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">106839603</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19007 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 2</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Co-Surety Schedule</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 27%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><U>Controlling
    Company</U>:</B></FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 3%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 70%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Underwritten for the sum of:</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$20,000,000 part of $29,200,000</FONT></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Except as follows:</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$17,125 part of $25,000 Insuring Agreements H. and J.</FONT></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$34,250 part of $50,000 Insuring Agreement G.</FONT></TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD> </TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt; width: 30%">Signature:&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt; border-bottom: Black 1pt solid; text-align: center; width: 40%"><IMG SRC="img_005.jpg" ALT="" STYLE="height: 18px; width: 150px"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt; width: 30%">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Company (or Companies) other than Controlling Company:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 27%">Underwritten for the sum of:</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 3%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 70%">$9,200,000 part of $29,200,000</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">Except as follows:</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">Insuring Agreement G.: $15,750 part of $50,000</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">Insuring Agreements H. and J.: $7,875 part of $25,000</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 30%">By:</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 40%">Great American Insurance Company</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 30%">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">Signature:&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 33; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned policy, except as expressly stated herein. This endorsement is part of such policy and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19007 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> of 2</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="3" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; text-align: center; width: 100%">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.</B></P> </TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>UNAUTHORIZED SIGNATURE ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-left: auto; margin-right: auto; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following is added to section II. INSURING AGREEMENTS, D. FORGERY OR ALTERATION<B>:</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Loss resulting from the Insured accepting, paying, or cashing any <B>Negotiable Instrument </B>or <B>Withdrawal Order </B>made or drawn on a customer&rsquo;s account, which bears an unauthorized signature or an unauthorized endorsement, provided that the Insured has on file the signatures of all persons authorized to sign or endorse such <B>Negotiable Instrument </B>or <B>Withdrawal Order</B>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following replaces section VI. CONDITIONS, N. ANTI-BUNDLING:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%; border-collapse: collapse">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in"></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; width: 0.5in; text-align: left"><B>N.</B></TD>
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; text-align: justify"><B>ANTI-BUNDLING</B></TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If any Insuring Agreement requires that an enumerated type of document be altered or <B>Counterfeit</B>, or contain a signature or endorsement which is a <B>Forgery </B>or which is unauthorized, or that it be obtained through trick, artifice, fraud, or false pretenses, such alteration, <B>Counterfeit</B>, signature, or endorsement must be on or of the enumerated document itself, not on or of some other document submitted with, accompanying, or incorporated by reference into, the enumerated document.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 34; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned policy, except as expressly stated herein. This endorsement is part of such policy and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="padding-top: 3pt; padding-bottom: 3pt">Travelers Casualty and Surety Company of America</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Policy Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">106839603</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19010 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 1</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="3" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; text-align: center; width: 100%">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.</B></P> </TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>AMEND DISCOVERY AND CANCELATION OR TERMINATION CONDITIONS &ndash; SCHEDULED POSITIONS ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-left: auto; margin-right: auto; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following replaces section VI. CONDITIONS, B. DISCOVERY:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">This bond applies to loss discovered by the Insured during the <B>Bond Period</B>. Discovery occurs when any individual holding the title or position set forth in the Schedule below, or employed in a department or division described in the Schedule below, first becomes aware of facts which would cause a reasonable person to assume that a loss of a type covered by this bond has been or will be incurred, regardless of when the act or acts causing or contributing to such loss occurred, even though the exact amount or details of loss may not then be known.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Discovery also occurs when any individual holding the title or position set forth in the Schedule below, or employed in a department or division described in the Schedule below, receives notice of an actual or potential claim in which it is alleged that the Insured is liable to a third party under circumstances which, if true, would constitute a loss under this bond.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following replaces section VI. CONDITIONS, R. CANCELATION, TERMINATION, CHANGE OR MODIFICATION, 2.c.:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">c.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Coverage terminates as to any <B>Employee</B>; or as to any partner, officer, or employee of any <B>Electronic Data Processor</B>:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(1)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">as soon as any individual holding the title or position set forth in the Schedule below, or employed in a department or division described in the Schedule below, not in collusion with such person learns of any dishonest or fraudulent employment related act; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(2)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">60 days after any individual holding the title or position set forth in the Schedule below, or employed in a department or division described in the Schedule below, not in collusion with such person learns of any dishonest or fraudulent non-employment related act which resulted in a loss of <B>Property </B>in excess of $25,000,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">either of which were committed by such person at any time, whether in the employment of the Insured or otherwise, whether or not of the type covered under Insuring Agreement A, against the Insured or any other person or entity, without prejudice to the loss of any <B>Property </B>then in transit in the custody of such person.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">However, termination of coverage as to any <B>Employee </B>as set forth in (1) and (2) of the preceding paragraph will not apply to any such person provided the Insured has received and retains an original letter signed by a prior insurer reinstating coverage for such individual for whom the Insured discovered had committed a dishonest or fraudulent act prior to the effective date of this bond.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><U>Schedule</U></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Risk Manager, Head of Internal Audit, General Counsel of Gabelli Funds, LLC</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 35; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="border-top: Black 2pt solid; padding-top: 3pt; padding-bottom: 3pt">Travelers Casualty and Surety Company of America</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Policy Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">106839603</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19016 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 2</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>



<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 36; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="border-top: Black 2pt solid; border-bottom: Black 2pt solid; text-align: justify; padding-top: 3pt; padding-bottom: 3pt">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned policy, except as expressly stated herein. This endorsement is part of such policy and incorporated therein. </TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 3pt">IVBB-19016 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> of 2</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="3" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; text-align: center; width: 100%">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.</B></P> </TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>AMEND DEFINITION OF EMPLOYEE ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-left: auto; margin-right: auto; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">The following is added to section IV. DEFINITIONS, R. Employee:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Employee </B>also means any natural person named or holding any title or position described in the Schedule below, but only while such person is operating under <B>Written </B>contract with the Insured and is under the direct supervision or control of the Insured.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Schedule:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Sub-Advisor, Shareholder Services Agent, Custodian, or Sub-Custodian</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 37; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned policy, except as expressly stated herein. This endorsement is part of such policy and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="padding-top: 3pt; padding-bottom: 3pt">Travelers Casualty and Surety Company of America</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Policy Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">106839603</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19024 Ed. 01-16</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 1</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2016 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="3" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; text-align: center; width: 100%">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>THIS ENDORSEMENT CHANGES THE BOND. PLEASE READ IT CAREFULLY.</B></P> </TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>AUTOMATIC INCREASE IN INSURING AGREEMENT A.1. SINGLE LOSS LIMIT OF INSURANCE ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-left: auto; margin-right: auto; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">The following is added to section VI. CONDITIONS, E. SINGLE LOSS LIMIT OF INSURANCE:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Notwithstanding the previous paragraph, if the Insured, while this bond is in force, requires an increase in the limit of Insuring Agreement A.1. in order to comply with SEC Regulation 17g-1, as a result of:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.25in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.25in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an increase in assets under management by current Insureds under the bond, per the terms of section III. GENERAL AGREEMENTS, A. ORGANIC GROWTH; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.25in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.25in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">an increase in assets under management due to the addition of new investment companies per the terms of section III. GENERAL AGREEMENTS, B. CONSOLIDATION &ndash; MERGER &ndash; PURCHASE OR ACQUISTION OF ASSETS,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">the Single Loss Limit of Insurance for Insuring Agreement A.1. will automatically be increased to comply with Regulation 17g-1 without the payment of additional premium, for the remainder of the <B>Bond Period</B>.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 38; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned bond, except as expressly stated herein. This endorsement is part of such bond and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="padding-top: 3pt; padding-bottom: 3pt"><B>Travelers
                                            Casualty and Surety Company of America</B></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Bond Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt"><B>106839603</B></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19044 Ed. 05-18</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 1</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2018 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE CELLPADDING="3" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; text-align: center; width: 100%">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>THIS ENDORSEMENT CHANGES THE BOND. PLEASE READ IT CAREFULLY.</B></P> </TD></TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>GLOBAL COVERAGE COMPLIANCE ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>&nbsp;</B></P>

<!-- Field: Rule-Page --><DIV STYLE="font-family: Arial, Helvetica, Sans-Serif; margin-left: auto; margin-right: auto; width: 100%"><DIV STYLE="font: 1pt Arial, Helvetica, Sans-Serif; border-top: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following is added to section IV. DEFINITIONS:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B><I>Financial Interest </I></B>means the first named Insured&rsquo;s insurable interest in an Insured that is domiciled in a country or jurisdiction in which the Company is not licensed to provide this insurance, as a result of the first named Insured&rsquo;s:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">ownership of the majority of the outstanding securities or voting rights of the Insured representing the present right to elect, appoint, or exercise a majority control over such Insured&rsquo;s board of directors, board of trustees, board of managers, natural person general partner, or functional foreign equivalent;</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">indemnification of, or representation that it has an obligation to indemnify, the Insured for loss sustained by such Insured; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">election or obligation to obtain insurance for such Insured.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following is added to section VI. CONDITIONS, M. COOPERATION:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">In the event the Company indemnifies the first named Insured on account of its <B>Financial Interest </B>in an Insured, as a condition precedent to exercising rights under this bond, the first named Insured will cause such Insured to comply with the conditions of this bond.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">3.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following are added to section VI. CONDITIONS:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>TERRITORY COVERED</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">This bond does not apply to:</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">a.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">loss sustained by an Insured domiciled; or</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">loss of or damage to property located,</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">in any country or jurisdiction in which the Company is not licensed to provide this insurance, to the extent that providing this insurance would violate the laws or regulations of such country or jurisdiction.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">In the event an Insured sustains loss referenced in a. above to which this bond would have applied, the Company will reimburse the first named Insured for its loss, on account of its <B>Financial Interest </B>in such Insured.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>SANCTIONS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.25in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">This bond will provide coverage, or otherwise will provide any benefit, only to the extent that providing such coverage or benefit does not expose the Company or any of its affiliated or parent companies to any trade or economic sanction under any law or regulation of the United States of America or any other applicable trade or economic sanction, prohibition or restriction.</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned bond, except as expressly stated herein. This endorsement is part of such bond and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="padding-top: 3pt; padding-bottom: 3pt"><B>Travelers
                                            Casualty and Surety Company of America</B></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Bond Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt"><B>106839603</B></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-19038 Ed. 04-22</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 1</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2022 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
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        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.</B></P> </TD></TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>NEW YORK CANCELATION, TERMINATION, CHANGE, OR MODIFICATION ENDORSEMENT</B></FONT></P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following replaces VI. CONDITIONS, R. CANCELATION, TERMINATION, CHANGE, OR MODIFICATION, 1.b.:</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">b.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">If the bond has been in effect for 90 days or less, it may be canceled by the Company for any reason. Such cancelation will be effective 90 days after the Company mails a notice of cancelation to the first named Insured at the mailing address set forth in ITEM 1 of the Declarations, the SEC, and every other Insured.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 1in; margin-top: 0in; margin-bottom: 0in; text-align: justify">If the bond has been in effect for more than 90 days or is a renewal, then cancelation may only be for one or more of the following reasons and will be effective 90 days after the notice of cancelation is mailed or delivered to the first named Insured at the mailing address set forth in ITEM 1 of the Declarations, the SEC, and to every other Insured:</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(1)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">nonpayment of premium or installment that is overdue, as well as any unpaid fees charged for installments, late payment or reinstatement;</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(2)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">conviction of the Insured of a crime arising out of acts increasing the hazard insured against;</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(3)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">discovery of fraud or material misrepresentation in the obtaining of this bond or in the presentation of a claim hereunder;</TD> </TR>
  </TABLE>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(4)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">discovery after the inception date set forth in ITEM 2 of the Declarations of an act or omission, or a violation of any bond condition that substantially and materially increases the hazard insured against;</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(5)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">material change in the nature or extent of the risk, occurring after the Inception Date set forth in ITEM 2 of the Declarations, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the bond was issued or last renewed;</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(6)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a determination by the superintendent that continuation of the present premium volume of the Company would jeopardize the Company&rsquo;s solvency or be hazardous to the interests of the Company&rsquo;s stockholders or creditors, or to the public;</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(7)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a determination by the superintendent that continuation of the bond would violate, or would place the Company in violation of, any provision of the New York State Insurance Law; or</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(8)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">where the Company has reason to believe, in good faith and with sufficient cause, that there is a possible risk or danger that the insured property will be destroyed by the Insured for the purpose of collecting the insurance proceeds, provided that:</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(a)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">a notice of cancelation on this ground informs the Insured in plain language that the Insured must act within 10 days if review by the Department of Financial Services of the State of New York of the ground for cancelation is desired; and</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 1.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">(b)</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">notice of cancelation on this ground is provided simultaneously by the Company to the Department of Financial Services of the State of New York.</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following are added to VI. CONDITIONS, R. CANCELATION, TERMINATION, CHANGE, OR MODIFICATION:</TD> </TR>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">4.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Nonrenewal</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Company will not be required to renew this bond upon its expiration. If the Company elects not to renew, the Company will provide the Insured set forth in ITEM 1 of the Declarations, the SEC, and every other Insured <B>Written </B>notice to that effect at least 60 days, but no more than 120 days, before the Expiration Date set forth in ITEM 2 of the Declarations. If such notice is given late, the bond will continue in effect for 60 days after such notice is received by the Insured.</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-top: Black 2pt solid; padding-top: 3pt; padding-bottom: 0pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="border-top: Black 2pt solid; padding-top: 3pt; padding-bottom: 0pt"><B>Travelers
                                            Casualty and Surety Company of America</B></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Policy Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt"><B>106839603</B></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-18023 Rev. 12-17</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 2</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2017 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">5.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">Renewal with Altered Terms:</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Should this bond be renewed or replaced, but with a reduction of limits, reduced coverage, increased deductible, additional exclusions, or upon increased premiums in excess of 10% (exclusive of any premium increase as a result of experience rating), the Company must mail <B>Written </B>notice to the Insured shown in ITEM 1 of the Declarations at least 60 days but not more than 120 days before renewal or replacement. If such notice is given late, the renewal or replacement bond will be in effect with the same terms, conditions and rates as the terminated bond for 60 days after such notice is received by the Insured.</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">The Company may elect to simply notify the Insured that the bond will either not be renewed, or will be renewed with different terms, conditions or rates. In such event, the Company will inform each Insured and the SEC that a second notice will be sent at a later date specifying the Company&rsquo;s exact intention. The notice will inform the parties that, in the meantime, coverage will continue at the same terms, conditions and rates as the expiring bond until the expiration date of the bond or 60 days after the second notice is received by the Insured, whichever is later.</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned policy, except as expressly stated herein. This endorsement is part of such policy and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-18023 Rev. 12-17</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --> of 2</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2017 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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  <TR STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left">
    <TD STYLE="font-family: Arial, Helvetica, Sans-Serif; border: Black 2pt solid; text-align: center; width: 100%">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><B>THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.</B></P> </TD></TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: center"><FONT STYLE="font-size: 12pt"><B>NEW YORK INSURANCE MANDATORY REGULATION 209 ENDORSEMENT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">This endorsement changes the following:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>Investment Company Bond</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">&nbsp;</P>

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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify"><B>It is agreed that:</B></P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">1.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following is added to section <B>V. EXCLUSIONS</B>, <B>AA.</B>:</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">However, this exclusion will not apply to loss caused by an <B>Employee </B>of an Insured located in New York who was convicted of a fraudulent or dishonest act prior to becoming employed by the Insured if the Insured made a determination to hire or retain such <B>Employee </B>utilizing the factors set out in Correction Law Article 23-A. Nevertheless, this exclusion will apply to an <B>Employee</B>, or loss caused by such <B>Employee</B>, for whom there is a bar to employment established by law and the Insured has hired or retained the <B>Employee </B>despite the bar.</P>

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    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; width: 0.5in; text-align: left; vertical-align: top">2.</TD>
    <TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: justify">The following is added to section <B>VI. CONDITIONS</B>, <B>R. CANCELATION OR TERMINATION</B>, 2. Termination, c.:</TD> </TR>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Termination of coverage as to any <B>Employee </B>as set forth in c.(1) and c.(2) above will not apply to any such person provided the Insured has received and retains an original letter signed by a prior insurer reinstating coverage for such individual whom the Insured discovered had committed a dishonest or fraudulent act prior to the effective date of this bond.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">With respect to any <B>Employee</B>, upon the detection by any Insured that such <B>Employee </B>(hereafter &ldquo;detected <B>Employee</B>&rdquo;) has committed any dishonest or fraudulent acts or theft, the Insured must immediately remove the detected <B>Employee </B>from a position that may enable the detected <B>Employee </B>to cause the Insured to suffer a loss by any subsequent dishonest or fraudulent acts or theft. The Insured, within 48 hours of such detection, must notify the Company with full and complete particulars of the detected dishonest or fraudulent acts or theft.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">For purposes of this section, detection occurs when any partner, officer, or supervisory <B>Employee</B> of any Insured, who is not in collusion with the detected <B>Employee</B>, becomes aware that the detected <B>Employee </B>has committed any dishonest or fraudulent acts or theft.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Coverage under this bond with respect to such <B>Employee </B>will terminate upon written notice to each Insured and to the Securities and Exchange Commission from the Company of not less than 60 days prior to the effective date of termination specified in such notice.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 0.5in; margin-top: 0in; margin-bottom: 0in; text-align: justify">Termination of coverage as to any <B>Employee </B>of an Insured located in New York as set forth in c.(1) and c.(2) above will also not apply to any such <B>Employee </B>if: (a) the dishonest act was committed by that <B>Employee </B>prior to becoming employed by the Insured, (b) the dishonest act resulted in a conviction of that <B>Employee</B>; and (c) the Insured made a determination to hire or retain the <B>Employee </B>utilizing the factors set out in Correction Law Article 23-A. However, such termination of coverage will apply to an <B>Employee</B>, or loss caused by such <B>Employee</B>, for whom there is a bar to employment established by law and the Insured has hired or retained the <B>Employee </B>despite the bar.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in">&nbsp;</P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; text-align: left"><TD COLSPAN="3" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; border-bottom: Black 2pt solid; padding-top: 3pt; border-top: Black 2pt solid; padding-bottom: 3pt"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0in; margin-bottom: 0in; text-align: justify">Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, conditions, exclusions, or limitations of the above-mentioned policy, except as expressly stated herein. This endorsement is part of such policy and incorporated therein.</P></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 3pt; padding-bottom: 3pt">Issuing Company:</TD><TD COLSPAN="2" STYLE="padding-top: 3pt; padding-bottom: 3pt"><B>Travelers
                                            Casualty and Surety Company of America</B></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt">Policy Number:</TD><TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; padding-top: 0pt; padding-bottom: 3pt"><B>106839603</B></TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 3pt">IVBB-17022 Rev. 10-19</TD><TD STYLE="text-align: right; padding-top: 3pt">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --> of 1</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD COLSPAN="2" STYLE="padding-top: 0pt; padding-bottom: 0pt">&copy; 2019 The Travelers Indemnity Company. All rights reserved.</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt">&nbsp;</TD></TR><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 15%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 35%">&nbsp;</TD><TD STYLE="padding-top: 0pt; padding-bottom: 0pt; width: 50%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&#160;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt"><B>AMENDED AND RESTATED</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt"><B>JOINT INSURED AGREEMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">AGREEMENT dated December&nbsp;1, 1999, as most recently amended as of November&nbsp;19, 2013, July&nbsp;11, 2014, April&nbsp;23, 2015, November&nbsp;18, 2015, November&nbsp;16, 2016, November&nbsp;15, 2018, November&nbsp;14, 2019, November&nbsp;12, 2020, November&nbsp;11, 2021, November&nbsp;10, 2022, November&nbsp;15, 2023, and November&nbsp;12, 2024 among the registered investment companies advised by Gabelli Funds, LLC, Teton Advisors, Inc., and Keeley-Teton Advisors, LLC (together, the &ldquo;Advisers&rdquo;) which are listed on Schedule A attached hereto (collectively, the &ldquo;Funds&rdquo;).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">WHEREAS, each of the Funds is named as an insured in an investment company blanket bond (the &ldquo;Fidelity Bond&rdquo;) which is intended to be in full compliance with Rule&nbsp;17g-1 under the Investment Company Act of 1940, as amended; and</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">WHEREAS, the Funds desire to enter into an agreement in order to meet the requirements of Rule&nbsp;17g-1 and to assure that premiums payable with respect to the Fidelity Bond and payments by the Insurer with respect to the Fidelity Bond are allocated in a fair and equitable manner;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Now, THEREFORE, the Funds do hereby agree as follows:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.&nbsp;Each Fund shall maintain a minimum amount of fidelity insurance one level higher than that specified for its asset size by the table contained in Rule&nbsp;17g-1(d) (the &ldquo;Minimum Insurance&rdquo;). Each Fund shall aggregate the assets of all of its series to calculate the amount of coverage required by Rule&nbsp;17g-1(d). Notwithstanding the foregoing, no Fund shall be required to increase the amount of its fidelity insurance unless and until the aggregate amount of fidelity insurance maintained by the Funds exceeds the aggregate amount of fidelity insurance the Funds are required to maintain pursuant to the table contained in Rule&nbsp;17g-1(d) by $2 million or less.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.&nbsp;The allocation of the premium to each Fund shall be based on the proportionate share of the sum of the premiums that would have been paid if fidelity insurance was purchased separately by the Funds, and will be based upon the relative Minimum Insurance percentages of the Funds as of the quarter ending prior to the beginning of the first month in the period for which the coverage is obtained, subject to paragraph 4 below.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.&nbsp;Each Fund is guaranteed a minimum coverage amount with access to the remainder of the total coverage of the Fidelity Bond. In the event that any recovery is received under the Fidelity Bond as a result of the loss sustained by two or more Funds, each Fund shall receive an equitable and proportionate share of the recovery, but in no event less than the amount it would have received had it maintained a single insured bond with minimum coverage.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.&nbsp;Each Fund may, at any time, increase its allocation described in paragraph 2 upon payment of the premium required for such additional insurance provided that the face amount of the Fidelity Bond can increase accordingly or be supplemented by a policy of excess insurance.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.&nbsp;Any other registered investment company or additional series of such an investment company for which the Advisers or their affiliates serves as investment adviser (&ldquo;Additional Fund&rdquo;) may become a party to this Agreement by executing a copy of this Agreement (a copy of which will be furnished to each of the Funds) and by paying the premium for any required increase in the amount of the Fidelity Bond if the underwriter of the Fidelity Bond is willing to add such Additional Fund as an additional insured and increase the amount of total coverage by the amount of the Minimum Insurance required for such Additional Fund by the provisions hereof.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-indent: 0.5in; margin: 0pt 0pt 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.&nbsp;The Agreement shall remain in effect for as long as two or more of the Funds (including any Additional Fund) are insured under the terms of the Fidelity Bond. Any Fund shall, however, have the right to terminate, at any time, its participation in the Fidelity Bond and in this Agreement provided that losses incurred prior to such termination shall be governed by the provision of this Agreement and the amount of any return premium to which such Fund shall be entitled will be limited to the amount actually obtained from the underwriter in respect of such termination.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>Signed:&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid">/s/ John C. Ball</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 45%">John C. Ball</TD>
    <TD STYLE="width: 50%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Asset Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli Capital Series Funds, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Comstock Funds, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Convertible and Income Securities Fund Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Dividend Growth Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Dividend &amp; Income Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli Equity Series Funds, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Equity Trust Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The GDL Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, GAMCO Global Gold, Natural Resources &amp; Income Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Multimedia Trust Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, GAMCO Global Series Funds, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Global Utility &amp; Income Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli Gold Fund, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Growth Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli International Growth Fund, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli Investor Funds, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Money Market Funds</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, GAMCO Natural Resources, Gold &amp; Income Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli SRI Fund, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Utilities Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Utility Trust</FONT></P> </TD></TR>
  </TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Value 25 Fund Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The TETON Westwood Funds</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli 787 Fund, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Treasurer, the DIVIDEND Fund inc. by Gabelli</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Global Small and Mid Cap Value Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, The Gabelli Healthcare &amp; Wellness<SUP>(Rx)</SUP> Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Treasurer, The Gabelli Go Anywhere Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Treasurer, Bancroft Fund Ltd.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Treasurer, Ellsworth Growth and Income Fund Ltd.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli Innovations Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Treasurer, Keeley Funds, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Treasurer, Gabelli ETFs Trust</FONT></P> </TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 45%">&nbsp;</TD>
    <TD STYLE="width: 50%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: justify; border-collapse: collapse">
    <TD STYLE="text-align: left">Signed:&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">/s/ John C. Ball</TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD> </TR>
  <TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD STYLE="text-align: left">John C. Ball</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Schedule A</U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 20%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; width: 60%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>List of Registered Investment Companies</U></FONT></TD>
    <TD STYLE="width: 20%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Asset Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Convertible and Income Securities Fund Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Dividend Growth Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Dividend &amp; Income Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Equity Trust Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The GDL Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">GAMCO Global Gold, Natural Resources &amp; Income Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Multimedia Trust Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Global Utility &amp; Income Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Gold Fund, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Growth Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Healthcare &amp; Wellness<SUP>(Rx)</SUP> Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli International Growth Fund, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">GAMCO Natural Resources, Gold &amp; Income Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli SRI Fund, Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Utilities Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Utility Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Value 25 Fund Inc.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">the DIVIDEND Fund inc. by Gabelli</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Global Small and Mid Cap Value Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Go Anywhere Trust</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bancroft Fund Ltd.</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Ellsworth Growth and Income Fund Ltd</FONT></P> </TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Gabelli Capital Series Funds, Inc.:</B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Capital Asset Fund</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Comstock Funds, Inc.</B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Comstock Capital Value Fund</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Gabelli Equity Series Funds, Inc.:</B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Equity Income Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Small Cap Growth Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Focused Growth and Income Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Global Financial Services Fund</FONT></P> </TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>GAMCO Global Series Funds, Inc.:</B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in">
        <P STYLE="margin-left: 0.25in; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Global Content &amp; Connectivity Fund</FONT></P>
        <P STYLE="margin-left: 0.25in; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Global Growth Fund</FONT></P>
        <P STYLE="margin-left: 0.25in; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli Global Rising Income and Dividend Fund</FONT></P>
        <P STYLE="margin-left: 0.25in; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli International Small Cap Fund</FONT></P>
        <P STYLE="margin-left: 0.25in; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Global Mini Mites&trade; Fund</FONT></P></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Gabelli Investor Funds, Inc.:</B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli ABC Fund</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>The Gabelli Money Market Funds:</B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Gabelli U.S. Treasury Money Market Fund</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 20%">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 60%"><B>The TETON Westwood Funds:</B></TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">TETON Westwood Equity Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">TETON Westwood Balanced Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">TETON Westwood SmallCap Equity Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">TETON Convertible Securities Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">TETON Westwood Mighty Mites Fund</FONT></P> </TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left"><B>Gabelli 787 Fund, Inc.</B></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="padding-left: 0.25in; text-align: left">Gabelli Enterprise Mergers and Acquisitions Fund</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left"><B>Gabelli Innovations Trust</B></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Media Mogul Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Pet Parents&rsquo;<SUP>TM </SUP>Fund</FONT></P> </TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left"><B>Keeley Funds, Inc.</B></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">KEELEY Small Cap Dividend Value Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">KEELEY Small-Mid Cap Value Fund</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">KEELEY Mid Cap Dividend Value Fund</FONT></P> </TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left"><B>Gabelli ETFs Trust</B></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Love Our Planet &amp; People ETF</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Growth Innovators ETF</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Financial Services Opportunities ETF</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Automation ETF</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gabelli Commercial Aerospace &amp; Defense ETF</FONT></P> </TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&#160;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">Gabelli
/ GAMCO Funds</FONT></P>

<P STYLE="font: italic bold 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt">Rule
17g-1 Fidelity Bond Coverage</FONT></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-bottom: 3pt; vertical-align: top; text-align: left">&nbsp;</TD><TD STYLE="border-top: Black 2pt solid; border-left: Black 2pt solid; padding-bottom: 3pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="padding-bottom: 3pt; border-top: Black 2pt solid; font-weight: bold; text-align: center">Required by Rule 17g-1</TD><TD STYLE="border-top: Black 2pt solid; border-right: Black 2pt solid; padding-bottom: 3pt; font-weight: bold">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2pt solid; vertical-align: top; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2pt solid; border-left: Black 2pt solid; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; font-weight: bold; text-align: center">Gross Assets @<BR>
September&nbsp;30,<BR>
2024</TD><TD STYLE="border-bottom: Black 2pt solid; padding-bottom: 1pt; font-weight: bold">&nbsp;</TD><TD STYLE="border-bottom: Black 2pt solid; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2pt solid; font-weight: bold; text-align: center">Required<BR>
Minimum Coverage</TD><TD STYLE="border-bottom: Black 2pt solid; border-right: Black 2pt solid; padding-bottom: 1pt; font-weight: bold">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 3pt; border-left: Black 2pt solid; text-decoration: underline; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; font-weight: bold; font-style: italic; text-align: left">Gabelli / GAMCO Funds:</TD><TD STYLE="padding-top: 3pt">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; text-align: left">&nbsp;</TD><TD STYLE="padding-top: 3pt; text-align: right">&nbsp;</TD><TD STYLE="padding-top: 3pt; text-align: left">&nbsp;</TD><TD STYLE="padding-top: 3pt">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; text-align: left">&nbsp;</TD><TD STYLE="padding-top: 3pt; text-align: right">&nbsp;</TD><TD STYLE="padding-top: 3pt; border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; width: 76%; text-align: left">The Gabelli Equity Series Funds Inc.</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">2,391,154,753</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">1,900,000</TD><TD STYLE="border-right: Black 2pt solid; width: 1%; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli U.S. Treasury Money Market Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,841,514,175</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,500,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Growth Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,144,027,769</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,250,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">Gabelli Capital Asset Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">63,970,382</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">400,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; text-align: left; vertical-align: top">The Gabelli Value 25 Fund Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">221,097,609</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">600,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Multimedia Trust Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">198,126,026</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">600,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Asset Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,687,066,633</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,500,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli ETFs Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">52,007,393</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">400,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">Gabelli SRI Fund, Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">24,535,972</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">250,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">Gabelli Enterprise Mergers and Acquisitions Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">51,318,030</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">400,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Utility Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">308,598,932</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">750,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Global Series Funds, Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">333,977,175</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">750,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Gold Fund, Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">356,867,040</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">750,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">Gabelli International Growth Fund, Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">19,873,353</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">225,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Convertible and Income Securities Fund Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">83,774,717</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">450,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli ABC Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">468,097,777</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">750,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Utilities Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,625,950,465</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,500,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Dividend Growth Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">18,609,737</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">225,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; text-align: left; vertical-align: top">Comstock Capital Value Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,776,115</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">150,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Dividend &amp; Income Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,876,632,978</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,100,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Global Utility &amp; Income Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">131,001,770</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">525,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Healthcare &amp; Wellness Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">252,916,765</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">750,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; text-align: left; vertical-align: top">The GDL Fund</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">176,705,106</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">600,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">GAMCO Global Gold, Natural Resources &amp; Income Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">738,739,448</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">900,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">GAMCO Natural Resources, Gold &amp; Income Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">145,527,071</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">525,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Global Small and Mid Cap Value Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">137,009,617</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">525,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; text-align: left; vertical-align: top">Bancroft Fund Ltd.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">150,824,130</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">600,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">Ellsworth Growth and Income Fund Ltd.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">184,523,136</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">600,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">The Gabelli Equity Trust Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,045,575,927</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,900,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">Keeley Funds, Inc.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">450,757,441</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">750,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; vertical-align: top; text-align: left">Gabelli Innovations Trust</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,141,859</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">175,000</TD><TD STYLE="border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; padding-bottom: 1pt; vertical-align: top; text-align: left">The Teton Westwood Funds</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">433,993,586</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; text-align: right">750,000</TD><TD STYLE="padding-bottom: 1pt; border-right: Black 2pt solid; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2pt solid; border-left: Black 2pt solid; text-indent: -0.125in; padding-left: 0.165in; text-align: left; font-weight: bold; vertical-align: top">TOTAL</TD><TD STYLE="border-bottom: Black 2pt solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2pt solid; font-weight: bold; text-align: right">22,629,692,888</TD><TD STYLE="border-bottom: Black 2pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2pt solid; font-weight: bold">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2pt solid; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2pt solid; font-weight: bold; text-align: right">26,050,000</TD><TD STYLE="border-bottom: Black 2pt solid; border-right: Black 2pt solid; font-weight: bold; text-align: left">&nbsp;</TD></TR>
  </TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: center"><B>SECRETARY&rsquo;S CERTIFICATE</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify">The undersigned hereby certifies that the following resolutions have been adopted first by those Board Members who are not considered to be &ldquo;interested persons,&rdquo; as defined in the Investment Company Act of 1940, as amended (the &ldquo;1940 Act&rdquo;) (&ldquo;Independent Board Members&rdquo;) voting separately, and then by the entire Board of each Fund, at the respective meetings duly called and held on November&nbsp;12 and 13, 2024:</P>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 1in; text-align: left; vertical-align: top"><B>RESOLVED,</B></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify">that the Board hereby approves the renewal of the Fidelity Bond coverage with Travelers-St. Paul Fire and Marine Insurance Company and Great American Insurance Company, in the form submitted to the Board Members, effective December&nbsp;15, 2024, for the ensuing year, which coverage is maintained jointly on behalf of the Fund and other parties named as insureds therein and which will provide coverage in the aggregate amount of $29,200,000; and further</TD>
    <TD STYLE="width: 0.5in">&nbsp;</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 1in; text-align: left; vertical-align: top"><B>RESOLVED,</B></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify">that the portion of the premium for the aforementioned joint fidelity bond to be paid by the Fund is hereby approved, taking into consideration, among other things, the number of parties named as insureds; the nature of the business activities of such other parties; the amount of coverage under said fidelity bond; the amount of the premium for such bond; the ratable allocation of the premium among all parties named as insureds; and the extent to which the share of the premium allocated to the Fund is less than the premium the Fund would have had to pay if it had provided and maintained a single insured bond; and further</TD>
    <TD STYLE="width: 0.5in">&nbsp;</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 1in; text-align: left; vertical-align: top"><B>RESOLVED,</B></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify">that the continuance of the Amended and Restated Joint Insured Agreement among Gabelli 787 Fund, Inc., The Gabelli Asset Fund, Bancroft Fund Ltd., Gabelli Capital Series Funds, Inc., Comstock Funds, Inc., The Gabelli Convertible and Income Securities Fund Inc., the DIVIDEND FUND inc. by Gabelli, The Gabelli Dividend Growth Fund, The Gabelli Dividend &amp; Income Trust, Ellsworth Growth and Income Fund Ltd., Gabelli Equity Series Funds, Inc., The Gabelli Equity Trust Inc., The GDL Fund, The Gabelli Global Small and Mid Cap Value Trust, GAMCO Global Gold, Natural Resources &amp; Income Trust, GAMCO Global Series Funds, Inc., The Gabelli Global Utility &amp; Income Trust, The Gabelli Go Anywhere Trust, The Gabelli Gold Fund, Inc., The Gabelli Growth Fund, The Gabelli Healthcare &amp; Wellness<SUP>Rx</SUP> Trust, Gabelli Innovations Trust, Gabelli International Growth Fund, Inc., Gabelli Investor Funds, Inc., The Gabelli Money Market Funds, The Gabelli Multimedia Trust Inc., GAMCO Natural Resources, Gold &amp; Income Trust, Gabelli SRI Fund, Inc., The Gabelli Utilities Fund, The Gabelli Utility Trust, </TD>
    <TD STYLE="width: 0.5in">&nbsp;</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 1in; text-align: left; vertical-align: top">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify">The Gabelli Value 25 Fund Inc., The TETON Westwood Funds, the Gabelli ETFs Trust, and the Keeley Funds (&ldquo;Amended and Restated Joint Insured Agreement&rdquo;) as presented at this Meeting, is hereby approved; and further</TD>
    <TD STYLE="width: 0.5in">&nbsp;</TD> </TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 0.5in; text-align: right; vertical-align: top"></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 1in; text-align: left; vertical-align: top"><B>RESOLVED,</B></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; text-align: justify">that the Assistant Secretary of the Fund is hereby authorized and directed to prepare, execute and file such Joint Fidelity Bond and any supplements thereto, and to take such action as may be necessary or appropriate in order to conform the terms of the Joint Fidelity Bond coverage to the provisions of the 1940 Act, and the rules and regulations promulgated thereunder.</TD>
    <TD STYLE="width: 0.5in">&nbsp;</TD> </TR>
  </TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: justify">IN WITNESS WHEREOF, the undersigned has hereunto set his hand this 20<SUP>th</SUP> day of November, 2024.</P>

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  <TR STYLE="vertical-align: top; text-align: justify; border-collapse: collapse">
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid; width: 50%">/s/ Peter D. Goldstein</TD>
    <TD STYLE="width: 50%; text-align: left">&nbsp;</TD> </TR>
  <TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="text-align: left">Peter D. Goldstein</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; text-align: justify">
    <TD STYLE="text-align: left">Secretary</TD>
    <TD STYLE="text-align: left">&nbsp;</TD></TR>
  </TABLE>

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<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 48%; background-color: #FFFFFF; text-align: left">Gabelli 787 Fund, Inc.</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; width: 50%; background-color: #FFFFFF; text-align: left">The Gabelli Convertible and Income Securities Fund Inc.</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Asset Fund</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Dividend Growth Fund </TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Gabelli Capital Series Funds, Inc.</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Dividend &amp; Income Trust</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Comstock Funds, Inc.&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Equity Trust Inc.</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Gabelli Equity Series Funds, Inc.</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The GDL Fund</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">GAMCO Global Series Funds, Inc.</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">GAMCO Global Gold, Natural Resources &amp; Income Trust </TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Gabelli Gold Fund, Inc.&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Multimedia Trust Inc.</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Growth Fund</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Gabelli Investor Funds, Inc.&nbsp;</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Healthcare &amp; Wellness<SUP>Rx</SUP> Trust</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Utilities Fund</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Gabelli International Growth Fund, Inc.</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Utility Trust</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Global Utility &amp; Income Trust</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The TETON Westwood Funds</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Money Market Funds</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">GAMCO Natural Resources, Gold &amp; Income Trust </TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Gabelli SRI Fund, Inc.&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Global Small and Mid Cap Value Trust</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Value 25 Fund Inc.</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The Gabelli Go Anywhere Trust</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">The DIVIDEND Fund inc.<SUB> by Gabelli</SUB></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Bancroft Fund Ltd.</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Gabelli Innovations Trust</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Ellsworth Growth and Income Fund Ltd.</TD> </TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Gabelli ETFs Trust</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top; background-color: #FFFFFF; text-align: left">Keeley Funds, Inc.</TD> </TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0">&nbsp;</P>

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<DOCUMENT>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
