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Financial Instruments with Off-Balance Sheet Risk (Tables) | 6 Months Ended
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Jun. 30, 2012
Financial Instruments with Off-Balance-Sheet Risk [Abstract] |
Contractual amounts represent credit risk | Financial instruments whose contractual amounts represent credit risk at June 30, 2012 are as follows:
Commitments to extend credit: |  |  |  |
Future loan commitments |  | $ | 35,782,667 |
Home equity lines of credit |  |  | 30,738,527 |
Unused lines of credit |  |  | 37,402,837 |
Undisbursed construction loans |  |  | 4,304,731 |
Financial standby letters of credit |  |  | 7,000 |
|  | $ | 108,235,762 |

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