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Loans Receivable and Allowance for Loan Losses (Details) (USD $)	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010
Company's loan portfolio
Total Loans	$ 489,721,001		$ 509,757,889
Premiums on purchased loans	223,853		231,125
Net deferred costs	586,866		622,955
Allowance for loan losses	(6,673,648)	(8,460,943)	(9,384,672)	(11,399,727)	(12,208,476)	(15,374,101)
Loans receivable, net	483,858,072		501,227,297
Commercial, Real Estate [Member]
Company's loan portfolio
Total Loans	237,217,702		215,659,837
Allowance for loan losses	(3,782,390)	(4,645,248)	(4,018,746)
Residential Real Estate [Member]
Company's loan portfolio
Total Loans	149,905,067		188,108,855
Allowance for loan losses	(1,209,903)	(1,049,555)	(2,550,588)
Construction [Member]
Company's loan portfolio
Total Loans	6,217,516		12,306,922
Allowance for loan losses	(250,511)	(842,636)	(867,159)
Construction to Permanent [Member]
Company's loan portfolio
Total Loans	8,287,915		10,012,022
Allowance for loan losses	(121,450)	(236,313)	(547,333)
Real Estate [Member] | Commercial, Real Estate [Member]
Company's loan portfolio
Total Loans	237,217,702		215,659,837
Real Estate [Member] | Residential Real Estate [Member]
Company's loan portfolio
Total Loans	149,905,067		188,108,855
Real Estate [Member] | Construction [Member]
Company's loan portfolio
Total Loans	6,217,516		12,306,922
Real Estate [Member] | Construction to Permanent [Member]
Company's loan portfolio
Total Loans	8,287,915		10,012,022
Commercial [Member]
Company's loan portfolio
Total Loans	32,379,945		31,810,735
Allowance for loan losses	(735,342)	(1,094,736)	(882,062)
Consumer home equity [Member]
Company's loan portfolio
Total Loans	53,587,509		49,694,546
Consumer installment [Member]
Company's loan portfolio
Total Loans	$ 2,125,347		$ 2,164,972

X

- Definition

For an unclassified balance sheet, the carrying amount (net of accumulated amortization) as of the balance sheet date of capitalized costs associated with the issuance of debt instruments (for example, legal, accounting, underwriting, printing, and registration costs) that will be charged against earnings over the life of the debt instruments to which such costs pertain.

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-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 17

-Article 5



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-Paragraph 16

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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X

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

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-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.



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- Definition

Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts.

+ References

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-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph a

-Article 9



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Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.

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