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Consolidated Statements of Operations (Unaudited) (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Interest and Dividend Income        
Interest and fees on loans $ 5,811,733 $ 6,538,593 $ 12,477,525 $ 13,495,154
Interest on investment securities 426,658 486,738 903,688 760,921
Dividends on investment securities 31,879 80,728 65,160 150,629
Interest on federal funds sold    2,385    6,411
Other interest income 40,160 58,363 50,638 120,253
Total interest and dividend income 6,310,430 7,166,807 13,497,011 14,533,368
Interest Expense        
Interest on deposits 1,421,170 1,553,745 2,938,014 3,419,094
Interest on Federal Home Loan Bank borrowings 354,591 423,529 711,428 842,404
Interest on subordinated debt 74,677 71,219 151,244 141,617
Interest on other borrowings 76,927 76,927 153,853 153,009
Total interest expense 1,927,365 2,125,420 3,954,539 4,556,124
Net interest income 4,383,065 5,041,387 9,542,472 9,977,244
Provision for Loan Losses (1,713,425) 1,482,798 (2,558,827) 8,464,427
Net interest income after provision for loan losses 6,096,490 3,558,589 12,101,299 1,512,817
Non-interest Income        
Mortgage brokerage referral fees 22,117 1,610 34,537 14,610
Loan application, inspection and processing fees 15,986 23,966 30,713 40,765
Deposit fees and service charges 227,064 248,039 455,732 528,940
Gains on sale of loans    79,729 263,646 79,729
Loss on sale of investment securities      (8,042)   
Earnings on cash surrender value of life insurance 120,294 152,985 262,964 321,245
Other income 69,639 203,984 165,548 307,874
Total non-interest income 455,100 710,313 1,205,097 1,293,163
Non-interest Expenses        
Salaries and benefits 2,725,721 3,189,311 5,616,445 6,403,826
Occupancy and equipment expense 1,135,113 1,291,826 2,258,697 2,646,393
Data processing 345,704 336,005 691,725 663,809
Advertising and promotional expenses 8,234 271,781 25,963 429,755
Professional and other outside services 854,268 1,234,958 1,469,350 2,116,665
Loan administration and processing expenses 45,624 48,159 53,904 85,218
Regulatory assessments 462,153 628,476 872,154 1,239,744
Insurance expense 108,775 228,637 278,020 459,411
Other real estate operations 16,351 774,450 (133,896) 1,044,957
Material and communications 132,734 164,115 263,912 364,253
Restructuring charges and asset disposals (Note 11) 126,730 2,986,441 495,207 2,986,441
Other operating expenses 244,901 290,111 524,103 523,474
Total non-interest expenses 6,206,308 11,444,270 12,415,584 18,963,946
Loss before income taxes 345,282 (7,175,368) 890,812 (16,157,966)
Provision for Income Taxes            
Net loss $ 345,282 $ (7,175,368) $ 890,812 $ (16,157,966)
Basic and diluted loss per share (Note 5) $ 0.01 $ (0.19) $ 0.02 $ (0.42)