XML 42 R45.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans Receivable and Allowance for Loan Losses (Details Textual) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Mar. 29, 2012
Dec. 31, 2011
Loans Receivable and Allowance for Loan Losses (Textual) [Abstract]            
Recorded investment in impaired loans $ 34,690,050   $ 34,690,050     $ 36,757,081,000,000
Troubled debt restructured loan amount 22,856,436   22,856,436     25,479,031
Loans Receivable and Allowance for Loan Losses (Additional Textual) [Abstract]            
Accruing interest 4,234,926   4,234,926     9,461,106
Loans on nonaccrual status and considered impaired 17,500,000   17,500,000     20,700,000
Sale of residential loans         66,400,000  
Cash purchase price on sale of residential loans         66,700,000  
Net book value of bank's assets         101.00%  
Non-accrual loans had been performing 274,000 500,000 584,000 1,500,000    
Interest collected and recognized as income on impaired loans 0 30,000 180,000 461,000    
Average recorded investment in impaired loans 34,000,000   34,100,000      
Troubled debt restructured loan amount 22,856,436   22,856,436     25,479,031
Aggregating accruing loans 16,000,000   16,000,000      
Aggregating non-accruing loans 6,800,000   6,800,000      
Creditworthiness extends credit     75.00%      
Borrowers' creditworthiness     80.00%      
Construction loans, the maximum loan-to-value     65.00%      
Construction loans are short-term loans     18 months      
Delinquency status, "Open-end" credits are charged-off     180 days      
Delinquent and "Closed-end" credits are charged-off     120 days      
Consumer installment loans are charged off no later     90 days      
Loans deemed to be impaired 17,500,000   17,500,000     20,700,000
Loans past due still accruing interest 4,200,000   4,200,000     9,500,000
Recorded investment in impaired loans 34,690,050   34,690,050     36,757,081,000,000
Recorded investment of impaired loans related allowances 5,005,385   5,005,385     1,259,791
Reduction in the allowance for loan losses 1,100,000          
Decline in Net charge-offs of expected losses 76,000          
With no related allowance recorded [Member]
           
Loans Receivable and Allowance for Loan Losses (Textual) [Abstract]            
Recorded investment in impaired loans 30,521,346   30,521,346     23,295,787
Loans Receivable and Allowance for Loan Losses (Additional Textual) [Abstract]            
Recorded investment in impaired loans 30,521,346   30,521,346     23,295,787
Recorded investment of impaired loans related allowances              
Residential real estate [Member]
           
Loans Receivable and Allowance for Loan Losses (Textual) [Abstract]            
Recorded investment in impaired loans 14,400,401   14,400,401     14,986,243
Troubled debt restructured loan amount 10,471,386   10,471,386     10,506,751
Loans Receivable and Allowance for Loan Losses (Additional Textual) [Abstract]            
Troubled debt restructured loan amount 10,471,386   10,471,386     10,506,751
Recorded investment in impaired loans 14,400,401   14,400,401     14,986,243
Recorded investment of impaired loans related allowances 30,291   30,291     197,478
Residential real estate [Member] | With no related allowance recorded [Member]
           
Loans Receivable and Allowance for Loan Losses (Textual) [Abstract]            
Recorded investment in impaired loans 13,730,710   13,730,710     9,789,727
Loans Receivable and Allowance for Loan Losses (Additional Textual) [Abstract]            
Recorded investment in impaired loans 13,730,710   13,730,710     9,789,727
Recorded investment of impaired loans related allowances              
Commercial, Real Estate [Member]
           
Loans Receivable and Allowance for Loan Losses (Textual) [Abstract]            
Recorded investment in impaired loans 9,406,325   9,406,325     9,575,970
Troubled debt restructured loan amount 4,548,877,000,000   4,548,877,000,000     5,905,047
Loans Receivable and Allowance for Loan Losses (Additional Textual) [Abstract]            
Troubled debt restructured loan amount 4,548,877,000,000   4,548,877,000,000     5,905,047
Recorded investment in impaired loans 9,406,325   9,406,325     9,575,970
Recorded investment of impaired loans related allowances 139,851   139,851     319,894
Commercial, Real Estate [Member] | With no related allowance recorded [Member]
           
Loans Receivable and Allowance for Loan Losses (Textual) [Abstract]            
Recorded investment in impaired loans 7,927,165   7,927,165     4,444,315
Loans Receivable and Allowance for Loan Losses (Additional Textual) [Abstract]            
Recorded investment in impaired loans 7,927,165   7,927,165     4,444,315
Recorded investment of impaired loans related allowances